# Financial advisors for retirement planning in Richmond, Virginia > For retirement planning in Richmond, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Powers of Manuka Financial, LLC, S. Alexis Grason of Spark Financial Advisors, LLC and Edward Hoppe of Verus Financial Partners. Page: https://find.wellspent.co/specialties/retirement-planning/virginia/richmond/ 39 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Richmond? For retirement planning in Richmond, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Powers of Manuka Financial, LLC, S. Alexis Grason of Spark Financial Advisors, LLC and Edward Hoppe of Verus Financial Partners. - [Michael Powers](https://find.wellspent.co/advisors/michael-powers/), Manuka Financial, LLC, Richmond City. Holds the CFP and CPA. Fees on file: flat fee or retainer, ongoing planning fee. - [S. Alexis Grason](https://find.wellspent.co/advisors/s-alexis-grason/), Spark Financial Advisors, LLC, Richmond City. Holds the RICP and CFP. Fees on file: percentage of assets, hourly. - [Edward Hoppe](https://find.wellspent.co/advisors/edward-hoppe/), Verus Financial Partners, Richmond City. Holds the CFP. Fees on file: percentage of assets. - [Mark Fonville](https://find.wellspent.co/advisors/mark-fonville/), Covenant Wealth Advisors, Richmond City. Holds the CFP. Fees on file: percentage of assets. - [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins/), Genuine Wealth Solutions LLC, Richmond City. Holds the CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Matthew Jenkins](https://find.wellspent.co/advisors/matthew-jenkins/), Noble Hill Planning LLC, Richmond City. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. ## How many fee-only financial advisors in Richmond work on retirement planning? The Wellspent public graph lists 39 fee-only advisors for retirement planning in Richmond, at 13 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for retirement planning in Richmond charge? The most common fee among fee-only advisors for retirement planning in Richmond is a percentage of assets, used by 92% of the 39 with fees on file. Many use more than one: 18% charge by the hour and 13% charge fixed fees. ## How much do fee-only financial advisors charge in Virginia? Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms. ## How much does a one-time financial plan cost in Virginia? A one-time financial plan from a fee-only firm in Virginia has a median price of $1,500. We found this across the published prices of 21 Virginia firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and CPA. In Richmond, 62% of the 39 advisors listed hold the CFP. - RICP (3% of advisors listed): The RICP is built around retirement income specifically. - CFP (62% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - CPA (3% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Richmond advisors for retirement planning compare with the rest of the US? 13% of fee-only advisors for retirement planning in Richmond charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Virginia tax Social Security? No. Virginia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Richmond? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Virginia tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Richmond? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Michael Powers](https://find.wellspent.co/advisors/michael-powers.md) | Manuka Financial, LLC | Richmond, Virginia | CFP, CPA, PFS | Flat fee or retainer, Ongoing planning fee | | [Shawn Perkins](https://find.wellspent.co/advisors/shawn-perkins.md) | Genuine Wealth Solutions LLC | Richmond, Virginia | AWMA, CFP | Ongoing planning fee, One-time planning fee | | [Matthew Jenkins](https://find.wellspent.co/advisors/matthew-jenkins.md) | Noble Hill Planning LLC | Richmond, Virginia | CFA, CFP | Flat fee or retainer, Ongoing planning fee | | [S. Alexis Grason](https://find.wellspent.co/advisors/s-alexis-grason.md) | Spark Financial Advisors, LLC | Richmond, Virginia | CFP, RICP, CIMA | Percentage of assets, Hourly, Fixed fees | | [Adam Smith](https://find.wellspent.co/advisors/adam-smith.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Andrew Casteel](https://find.wellspent.co/advisors/andrew-casteel.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Catherine Atwood](https://find.wellspent.co/advisors/catherine-atwood.md) | Founders Grove Wealth Partners | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Eric Scruggs](https://find.wellspent.co/advisors/eric-scruggs-6082402.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Jacob Preston](https://find.wellspent.co/advisors/jacob-preston.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Jeremiah Winters](https://find.wellspent.co/advisors/jeremiah-winters.md) | Founders Grove Wealth Partners | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Mark Fonville](https://find.wellspent.co/advisors/mark-fonville.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Megan Waters](https://find.wellspent.co/advisors/megan-waters.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Rosana Nguyen](https://find.wellspent.co/advisors/rosana-nguyen.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Walter Hurt](https://find.wellspent.co/advisors/walter-hurt.md) | Covenant Wealth Advisors | Richmond, Virginia | CFP | Percentage of assets | | [Brian Welch](https://find.wellspent.co/advisors/brian-welch.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [David Kozlowski](https://find.wellspent.co/advisors/david-kozlowski.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Edward Hoppe](https://find.wellspent.co/advisors/edward-hoppe.md) | Verus Financial Partners | Richmond, Virginia | CFP, PFS | Percentage of assets | | [Jacob Fram](https://find.wellspent.co/advisors/jacob-fram.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Kristin Lindsay](https://find.wellspent.co/advisors/kristin-lindsay.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Sloan Chittenden](https://find.wellspent.co/advisors/sloan-chittenden.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [Tyler Snow](https://find.wellspent.co/advisors/tyler-snow.md) | Verus Financial Partners | Richmond, Virginia | CFP | Percentage of assets | | [William Lagos](https://find.wellspent.co/advisors/william-lagos.md) | Verus Financial Partners | Richmond, Virginia | CFP, ChFC | Percentage of assets | | [Janet Wills](https://find.wellspent.co/advisors/janet-wills.md) | Wills Financial Group | Richmond, Virginia | CFP | Percentage of assets, Hourly | | [Nathan Ward](https://find.wellspent.co/advisors/nathan-ward.md) | W&S Management Services | Richmond, Virginia | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Peter Byrd](https://find.wellspent.co/advisors/peter-byrd.md) | Opulent Wealth | Richmond, Virginia | CFP | Percentage of assets, Fixed fees | | [Samantha Vicchiarelli](https://find.wellspent.co/advisors/samantha-vicchiarelli.md) | Alexis Advisors | Richmond, Virginia | ChFC | Percentage of assets, Hourly | | [Taylor Turner](https://find.wellspent.co/advisors/taylor-turner.md) | Taylor Turner Wealth Management LLC | Richmond, Virginia | | Percentage of assets, Flat fee or retainer | | [Aidan Banner](https://find.wellspent.co/advisors/aidan-banner.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Anthony Castaldi](https://find.wellspent.co/advisors/anthony-castaldi.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Cameron Malekuti](https://find.wellspent.co/advisors/cameron-malekuti.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [Evan Moog](https://find.wellspent.co/advisors/evan-moog.md) | Wills Financial Group | Richmond, Virginia | CFA | Percentage of assets, Hourly | | [Katherine Fonville](https://find.wellspent.co/advisors/katherine-fonville.md) | Covenant Wealth Advisors | Richmond, Virginia | | Percentage of assets | | [David Butler](https://find.wellspent.co/advisors/david-butler.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Julie Waitman](https://find.wellspent.co/advisors/julie-waitman.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Lindsey Hadfield](https://find.wellspent.co/advisors/lindsey-hadfield.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Noelle Moser](https://find.wellspent.co/advisors/noelle-moser.md) | Verus Financial Partners | Richmond, Virginia | | Percentage of assets | | [Roberta Keller](https://find.wellspent.co/advisors/roberta-keller.md) | Alexis Advisors | Richmond, Virginia | | Percentage of assets, Hourly | | [Grace Choi](https://find.wellspent.co/advisors/grace-choi.md) | Wills Financial Group | Richmond, Virginia | | Percentage of assets, Hourly | | [John Mumper](https://find.wellspent.co/advisors/john-mumper.md) | Patina Wealth | Richmond, Virginia | | Percentage of assets | ## Related - [Tax planning in Richmond](https://find.wellspent.co/specialties/tax-planning/virginia/richmond.md) - [Estate planning in Richmond](https://find.wellspent.co/specialties/estate-planning/virginia/richmond.md) - [Family wealth transfer in Richmond](https://find.wellspent.co/specialties/family-wealth-transfer/virginia/richmond.md) - [Retirees in Richmond](https://find.wellspent.co/audiences/retirees/virginia/richmond.md) - [Pre-retirees in Richmond](https://find.wellspent.co/audiences/pre-retirees/virginia/richmond.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).