# Financial advisors for retirement planning in Plano, Texas > For retirement planning in Plano, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Bob Knode of Knode Wealth Management, Shar-Né Warren of Financial Excavation and Cole Williams of Vessel Financial Planning. Page: https://find.wellspent.co/specialties/retirement-planning/texas/plano/ 37 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Plano? For retirement planning in Plano, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Bob Knode of Knode Wealth Management, Shar-Né Warren of Financial Excavation and Cole Williams of Vessel Financial Planning. - [Bob Knode](https://find.wellspent.co/advisors/bob-knode/), Knode Wealth Management, Plano City. Holds the CFP and EA. Fees on file: percentage of assets, hourly. - [Shar-Né Warren](https://find.wellspent.co/advisors/shar-ne-warren/), Financial Excavation, Plano City. Holds the CFP. Fees on file: flat fee or retainer, hourly. - [Cole Williams](https://find.wellspent.co/advisors/cole-williams/), Vessel Financial Planning, Plano City. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Andy Lawson](https://find.wellspent.co/advisors/andy-lawson/), Freshfield Investments, Plano City. Holds the CFP. Fees on file: hourly. - [Gabriel Motta](https://find.wellspent.co/advisors/gabriel-motta/), Inclinevest®, Plano City. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Shannon Pope](https://find.wellspent.co/advisors/shannon-pope/), SFMG Wealth Advisors, Plano City. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Plano work on retirement planning? The Wellspent public graph lists 37 fee-only advisors for retirement planning in Plano, at 20 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for retirement planning in Plano charge? The most common fee among fee-only advisors for retirement planning in Plano is a percentage of assets, used by 95% of the 37 with fees on file. Many use more than one: 43% charge by the hour and 43% charge fixed fees. ## How much do fee-only financial advisors charge in Texas? Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms. ## How much does a one-time financial plan cost in Texas? A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the CFP and EA. In Plano, 43% of the 37 advisors listed hold the CFP. - CFP (43% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (3% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. ## How do Plano advisors for retirement planning compare with the rest of the US? 95% of fee-only advisors for retirement planning in Plano charge a percentage of assets, compared with 87% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Texas tax retirement income? No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level. ## What should I ask a financial advisor about retirement planning in Plano? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - Would you plan differently if I might move to another state in retirement? ## How current is this list of fee-only advisors for retirement planning in Plano? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Cole Williams](https://find.wellspent.co/advisors/cole-williams.md) | Vessel Financial Planning | Plano, Texas | BFA, CFP, CIMA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Gabriel Motta](https://find.wellspent.co/advisors/gabriel-motta.md) | Inclinevest® | Plano, Texas | CFP, MBA | Percentage of assets, One-time planning fee | | [Shar-Né Warren](https://find.wellspent.co/advisors/shar-ne-warren.md) | Financial Excavation | Plano, Texas | CFP, CRPC | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Shannon Pope](https://find.wellspent.co/advisors/shannon-pope.md) | SFMG Wealth Advisors | Plano, Texas | CFP | Percentage of assets | | [Bob Knode](https://find.wellspent.co/advisors/bob-knode.md) | Knode Wealth Management | Plano, Texas | CFP, EA | Percentage of assets, Hourly, Fixed fees | | [Bryan Lee](https://find.wellspent.co/advisors/bryan-lee.md) | Strategic Financial Planning, Inc. | Plano, Texas | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Katie Brewer](https://find.wellspent.co/advisors/katie-brewer.md) | Your Richest Life, LLC | Plano, Texas | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Andy Lawson](https://find.wellspent.co/advisors/andy-lawson.md) | Freshfield Investments | Plano, Texas | BA, CFP, MS, PhD | Hourly | | [Gerrond McKee](https://find.wellspent.co/advisors/gerrond-mckee.md) | Lifeway Financial | Plano, Texas | CFP | Percentage of assets, Fixed fees | | [David Faulkner](https://find.wellspent.co/advisors/david-faulkner.md) | Spectrum Advisors | Plano, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Douglas Bartol](https://find.wellspent.co/advisors/douglas-bartol.md) | Nexus One Financial Advisors | Plano, Texas | CFP, ChFC | Percentage of assets | | [Jerod Brockelman](https://find.wellspent.co/advisors/jerod-brockelman.md) | Eubank, Hutson & Associates | Plano, Texas | CFP | Percentage of assets, Hourly | | [Jon Reppert](https://find.wellspent.co/advisors/jon-reppert.md) | Spectrum Advisors | Plano, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Brent Dunn](https://find.wellspent.co/advisors/brent-dunn.md) | SchlegelDunn | Plano, Texas | CFP | Percentage of assets, Fixed fees | | [Scott Schlegel](https://find.wellspent.co/advisors/scott-schlegel.md) | SchlegelDunn | Plano, Texas | CFP | Percentage of assets, Fixed fees | | [Steven Schlegel](https://find.wellspent.co/advisors/steven-schlegel.md) | SchlegelDunn | Plano, Texas | CFP | Percentage of assets, Fixed fees | | [Trey Touchstone](https://find.wellspent.co/advisors/trey-touchstone.md) | Lifeway Financial | Plano, Texas | CFA | Percentage of assets, Fixed fees | | [Allen Tyndall](https://find.wellspent.co/advisors/allen-tyndall.md) | Seaside Wealth Advisors | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Amanda Farrar](https://find.wellspent.co/advisors/amanda-farrar.md) | PMG Family Office | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Scott Miller](https://find.wellspent.co/advisors/scott-miller-1693970.md) | Linch Financial | Plano, Texas | | Percentage of assets | | [William Blake](https://find.wellspent.co/advisors/william-blake.md) | PMG Family Office | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Joseph Warner](https://find.wellspent.co/advisors/joseph-warner.md) | Allvet Financial | Plano, Texas | | Ongoing planning fee, Percentage of assets | | [Teresa Farmer - Clemens](https://find.wellspent.co/advisors/teresa-farmer-clemens.md) | Vega Financial | Plano, Texas | | Percentage of assets, Hourly | | [David Mott](https://find.wellspent.co/advisors/david-mott.md) | Nexus One Financial Advisors | Plano, Texas | | Percentage of assets | | [Elise Henderson](https://find.wellspent.co/advisors/elise-henderson.md) | Spectrum Advisors | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Evan Daniels](https://find.wellspent.co/advisors/evan-daniels.md) | Nexus One Financial Advisors | Plano, Texas | | Percentage of assets | | [Julianne Hoerman](https://find.wellspent.co/advisors/julianne-hoerman.md) | Nexus One Financial Advisors | Plano, Texas | | Percentage of assets | | [Karina Kingman](https://find.wellspent.co/advisors/karina-kingman.md) | Spectrum Advisors | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Keith Hutson](https://find.wellspent.co/advisors/keith-hutson.md) | Eubank, Hutson & Associates | Plano, Texas | | Percentage of assets, Hourly | | [Muhammad Uddin](https://find.wellspent.co/advisors/muhammad-uddin.md) | Crescent Investment Solutions | Plano, Texas | | Percentage of assets | | [Nicholas Lehman](https://find.wellspent.co/advisors/nicholas-lehman.md) | Spectrum Advisors | Plano, Texas | | Percentage of assets, Hourly, Fixed fees | | [Paul Hofland](https://find.wellspent.co/advisors/paul-hofland.md) | Nexus One Financial Advisors | Plano, Texas | | Percentage of assets | | [Terry Bussard](https://find.wellspent.co/advisors/terry-bussard.md) | Nexus One Financial Advisors | Plano, Texas | | Percentage of assets | | [Jeffrey Bowlby](https://find.wellspent.co/advisors/jeffrey-bowlby.md) | Dash Investments | Plano, Texas | | Percentage of assets | | [Richard Bach](https://find.wellspent.co/advisors/richard-bach.md) | Dash Investments | Plano, Texas | | Percentage of assets | | [Robert Badger](https://find.wellspent.co/advisors/robert-badger.md) | Dash Investments | Plano, Texas | | Percentage of assets | | [Sebastian Lopez-Hafen](https://find.wellspent.co/advisors/sebastian-lopez-hafen.md) | Dash Investments | Plano, Texas | | Percentage of assets | ## Related - [Tax planning in Plano](https://find.wellspent.co/specialties/tax-planning/texas/plano.md) - [Estate planning in Plano](https://find.wellspent.co/specialties/estate-planning/texas/plano.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).