# Financial advisors for retirement planning in Dallas, Texas > For retirement planning in Dallas, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Phil Orwig of Fair Asset Management, LLC, Albi Kacani of HFS Wealth Management and Michelle Goldstein of Goldstein Financial Future. Page: https://find.wellspent.co/specialties/retirement-planning/texas/dallas/ 47 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Dallas? For retirement planning in Dallas, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Phil Orwig of Fair Asset Management, LLC, Albi Kacani of HFS Wealth Management and Michelle Goldstein of Goldstein Financial Future. - [Phil Orwig](https://find.wellspent.co/advisors/phil-orwig/), Fair Asset Management, LLC, Dallas City. Holds the RICP, CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Albi Kacani](https://find.wellspent.co/advisors/albi-kacani/), HFS Wealth Management, Dallas City. Holds the CFP and CPA. Fees on file: percentage of assets, hourly. - [Michelle Goldstein](https://find.wellspent.co/advisors/michelle-goldstein/), Goldstein Financial Future, Dallas City. Holds the CFP. Fees on file: hourly, one-time planning fee. - [Stephanie Sammons](https://find.wellspent.co/advisors/stephanie-sammons/), Sammons Wealth Management LLC, Dallas City. Holds the CFP. Fees on file: percentage of assets. - [Kirk Reagan](https://find.wellspent.co/advisors/kirk-reagan/), High Flight Financial LLC, Dallas City. Holds the CFP. Fees on file: one-time planning fee, hourly. - [Craig Hausz](https://find.wellspent.co/advisors/craig-hausz/), CMH Wealth Management, Dallas City. Holds the CFP. Fees on file: ongoing planning fee. ## How many fee-only financial advisors in Dallas work on retirement planning? The Wellspent public graph lists 47 fee-only advisors for retirement planning in Dallas, at 21 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for retirement planning in Dallas charge? The most common fee among fee-only advisors for retirement planning in Dallas is a percentage of assets, used by 79% of the 47 with fees on file. Many use more than one: 72% charge fixed fees and 40% charge by the hour. ## How much do fee-only financial advisors charge in Dallas? Fee-only financial advisors in Dallas charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 5 Dallas firms. ## How much does a one-time financial plan cost in Dallas? A one-time financial plan from a fee-only firm in Dallas has a median price of $875. We found this across the published prices of 6 Dallas firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and EA. In Dallas, 51% of the 47 advisors listed hold the CFP. - RICP (2% of advisors listed): The RICP is built around retirement income specifically. - CFP (51% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (2% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (2% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Dallas advisors for retirement planning compare with the rest of the US? 72% of fee-only advisors for retirement planning in Dallas charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Texas tax retirement income? No. Texas has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level. ## What should I ask a financial advisor about retirement planning in Dallas? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - Would you plan differently if I might move to another state in retirement? ## How current is this list of fee-only advisors for retirement planning in Dallas? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Kirk Reagan](https://find.wellspent.co/advisors/kirk-reagan.md) | High Flight Financial LLC | Dallas, Texas | CFP, ChFC | One-time planning fee, Hourly | | [Phil Orwig](https://find.wellspent.co/advisors/phil-orwig.md) | Fair Asset Management, LLC | Dallas, Texas | CFP, CPWA, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee | | [John Kvale](https://find.wellspent.co/advisors/john-kvale.md) | J.K. Financial, Inc. | Dallas, Texas | CFA, CFP | Percentage of assets, Hourly | | [Robert Holman](https://find.wellspent.co/advisors/robert-holman.md) | Holman Wealth Management, LLC | Dallas, Texas | CFP, CFA | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Sanjay Pamurthy](https://find.wellspent.co/advisors/sanjay-pamurthy.md) | Artham Advisors LLC | Dallas, Texas | CFP, MBA | Flat fee or retainer | | [Michelle Goldstein](https://find.wellspent.co/advisors/michelle-goldstein.md) | Goldstein Financial Future | Dallas, Texas | CFP, MBA | Hourly, One-time planning fee | | [Stephanie Sammons](https://find.wellspent.co/advisors/stephanie-sammons.md) | Sammons Wealth Management LLC | Dallas, Texas | CFP | Percentage of assets | | [Albi Kacani](https://find.wellspent.co/advisors/albi-kacani.md) | HFS Wealth Management | Dallas, Texas | CFP, CPA, CDFA | Percentage of assets, Hourly, Fixed fees | | [Jason Edgerton](https://find.wellspent.co/advisors/jason-edgerton.md) | Certified Financial Strategies | Dallas, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Chase Perry](https://find.wellspent.co/advisors/chase-perry.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Jacob King](https://find.wellspent.co/advisors/jacob-king.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [James Sullivan](https://find.wellspent.co/advisors/james-sullivan.md) | Beaird Harris | Dallas, Texas | CFP, CFA | Percentage of assets, Fixed fees | | [James Zimmerman](https://find.wellspent.co/advisors/james-zimmerman.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Joseph Dunn](https://find.wellspent.co/advisors/joseph-dunn.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Joshua Prince](https://find.wellspent.co/advisors/joshua-prince.md) | Promus Advisors | Dallas, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Justin Watson](https://find.wellspent.co/advisors/justin-watson.md) | Beaird Harris | Dallas, Texas | CFP, PFS | Percentage of assets, Fixed fees | | [Scott Udkler](https://find.wellspent.co/advisors/scott-udkler.md) | Promus Advisors | Dallas, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Lugar](https://find.wellspent.co/advisors/steven-lugar.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Tai Chu](https://find.wellspent.co/advisors/tai-chu.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Virginia Baker](https://find.wellspent.co/advisors/virginia-baker.md) | Beaird Harris | Dallas, Texas | CFP | Percentage of assets, Fixed fees | | [Craig Hausz](https://find.wellspent.co/advisors/craig-hausz.md) | CMH Wealth Management | Dallas, Texas | CFP | Ongoing planning fee | | [Josh Womack](https://find.wellspent.co/advisors/josh-womack.md) | Womack Financial | Dallas, Texas | | Percentage of assets | | [Lance Jamerson](https://find.wellspent.co/advisors/lance-jamerson.md) | Westshore Wealth | Dallas, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Trevor Bryant](https://find.wellspent.co/advisors/trevor-bryant.md) | Westshore Wealth | Dallas, Texas | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Janine Guenther](https://find.wellspent.co/advisors/janine-guenther.md) | Promus Advisors | Dallas, Texas | CFA | Percentage of assets, Hourly, Fixed fees | | [Mitchell Kramer](https://find.wellspent.co/advisors/mitchell-kramer.md) | Fluent Financial | Dallas, Texas | CFP | Percentage of assets, Hourly, Fixed fees | | [Olivia Kriscunas](https://find.wellspent.co/advisors/olivia-kriscunas.md) | Paratus Financial | Dallas, Texas | CFA | Hourly, Fixed fees | | [Patrick Beaird](https://find.wellspent.co/advisors/patrick-beaird.md) | Beaird Harris | Dallas, Texas | PFS | Percentage of assets, Fixed fees | | [Bonnie Chadwick](https://find.wellspent.co/advisors/bonnie-chadwick.md) | Paratus Financial | Dallas, Texas | | Hourly, Fixed fees | | [Donald Harris](https://find.wellspent.co/advisors/donald-harris.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [James Simmons](https://find.wellspent.co/advisors/james-simmons.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Kelly Snider](https://find.wellspent.co/advisors/kelly-snider.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Kevin Lindley](https://find.wellspent.co/advisors/kevin-lindley.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Kraishylea Agboaye](https://find.wellspent.co/advisors/kraishylea-agboaye.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Nicholas Deery](https://find.wellspent.co/advisors/nicholas-deery.md) | Promus Advisors | Dallas, Texas | | Percentage of assets, Hourly, Fixed fees | | [Paula Allgood](https://find.wellspent.co/advisors/paula-allgood.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Ronald Skalberg](https://find.wellspent.co/advisors/ronald-skalberg.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [Scott Lanigan](https://find.wellspent.co/advisors/scott-lanigan.md) | EID Capital | Dallas, Texas | CFA | One-time planning fee | | [Stuart Herzog](https://find.wellspent.co/advisors/stuart-herzog.md) | Beaird Harris | Dallas, Texas | | Percentage of assets, Fixed fees | | [William Larson](https://find.wellspent.co/advisors/william-larson.md) | William B. Larson, CPA | Dallas, Texas | | Hourly | | [Alexis Buchholz](https://find.wellspent.co/advisors/alexis-buchholz.md) | BFG Wealth Management | Dallas, Texas | | Percentage of assets | | [Ian Richards](https://find.wellspent.co/advisors/ian-richards.md) | CMH Wealth Management | Dallas, Texas | | Ongoing planning fee | | [Ethan Mayo](https://find.wellspent.co/advisors/ethan-mayo.md) | Fluent Financial | Dallas, Texas | | Percentage of assets, Hourly, Fixed fees | | [Ian Cobb](https://find.wellspent.co/advisors/ian-cobb.md) | Fluent Financial | Dallas, Texas | | Percentage of assets, Hourly, Fixed fees | | [Matthew Pence](https://find.wellspent.co/advisors/matthew-pence.md) | Fluent Financial | Dallas, Texas | | Percentage of assets, Hourly, Fixed fees | | [Brandon Simpson](https://find.wellspent.co/advisors/brandon-simpson.md) | Aspen Wealth Advisors | Dallas, Texas | | Percentage of assets, Hourly, Fixed fees | | [Chris Bentley](https://find.wellspent.co/advisors/chris-bentley.md) | Parker Prescott Capital Management | Dallas, Texas | | Percentage of assets, Fixed fees, Performance-based fees | ## Related - [Family wealth transfer in Dallas](https://find.wellspent.co/specialties/family-wealth-transfer/texas/dallas.md) - [Tax planning in Dallas](https://find.wellspent.co/specialties/tax-planning/texas/dallas.md) - [Founders in Dallas](https://find.wellspent.co/specialties/founders-pre-exit/texas/dallas.md) - [Estate planning in Dallas](https://find.wellspent.co/specialties/estate-planning/texas/dallas.md) - [Small business owners in Dallas](https://find.wellspent.co/specialties/small-business-owners/texas/dallas.md) - [Equity compensation in Dallas](https://find.wellspent.co/specialties/equity-compensation/texas/dallas.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).