# Financial advisors for retirement planning in Memphis, Tennessee > For retirement planning in Memphis, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Stacey Hyde of Envision Financial Planning, LLC, Tripp Yates of Eaglestrong Financial and Sreeni Meka of Lakeland Wealth Management, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/tennessee/memphis/ 45 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Memphis? For retirement planning in Memphis, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Stacey Hyde of Envision Financial Planning, LLC, Tripp Yates of Eaglestrong Financial and Sreeni Meka of Lakeland Wealth Management, LLC. - [Stacey Hyde](https://find.wellspent.co/advisors/stacey-hyde/), Envision Financial Planning, LLC, Memphis City. Holds the CFP and CPA. Fees on file: percentage of assets, hourly. - [Tripp Yates](https://find.wellspent.co/advisors/tripp-yates/), Eaglestrong Financial, Memphis City. Holds the CFP and CPA. Fees on file: percentage of assets, fixed fees. - [Sreeni Meka](https://find.wellspent.co/advisors/sreeni-meka/), Lakeland Wealth Management, LLC, Memphis City. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Christopher Flis](https://find.wellspent.co/advisors/christopher-flis/), Resilient Asset Management, Memphis City. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Celia Brugge](https://find.wellspent.co/advisors/celia-brugge/), Dogwood Financial Planning, Memphis City. Holds the CFP. Fees on file: hourly, one-time planning fee. - [William Howard](https://find.wellspent.co/advisors/william-howard/), William Howard & Co. Financial Advisors, Memphis City. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Memphis work on retirement planning? The Wellspent public graph lists 45 fee-only advisors for retirement planning in Memphis, at 12 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for retirement planning in Memphis charge? The most common fee among fee-only advisors for retirement planning in Memphis is a percentage of assets, used by 98% of the 45 with fees on file. Many use more than one: 80% charge fixed fees and 62% charge by the hour. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the CFP and CPA. In Memphis, 58% of the 45 advisors listed hold the CFP. - CFP (58% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - CPA (4% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Memphis advisors for retirement planning compare with the rest of the US? 80% of fee-only advisors for retirement planning in Memphis charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Tennessee tax retirement income? No. Tennessee has no state income tax, so retirement account withdrawals and pensions aren't taxed at the state level. ## What should I ask a financial advisor about retirement planning in Memphis? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - Would you plan differently if I might move to another state in retirement? ## How current is this list of fee-only advisors for retirement planning in Memphis? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Celia Brugge](https://find.wellspent.co/advisors/celia-brugge.md) | Dogwood Financial Planning | Memphis, Tennessee | CFP, MBA | Hourly, One-time planning fee | | [Tripp Yates](https://find.wellspent.co/advisors/tripp-yates.md) | Eaglestrong Financial | Memphis, Tennessee | CFP, CPA/PFS, CPA, PFS | Percentage of assets, Fixed fees | | [Stacey Hyde](https://find.wellspent.co/advisors/stacey-hyde.md) | Envision Financial Planning, LLC | Memphis, Tennessee | CFA, CFP, CPA | Percentage of assets, Hourly | | [Christopher Flis](https://find.wellspent.co/advisors/christopher-flis.md) | Resilient Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee | | [Sreeni Meka](https://find.wellspent.co/advisors/sreeni-meka.md) | Lakeland Wealth Management, LLC | Memphis, Tennessee | CFP, CFA, MBA | Percentage of assets, Flat fee or retainer | | [Celeste Pryor](https://find.wellspent.co/advisors/celeste-pryor.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [John Phillips](https://find.wellspent.co/advisors/john-phillips.md) | Red Door Wealth Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Peyton Klawinski](https://find.wellspent.co/advisors/peyton-klawinski.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [William Allen](https://find.wellspent.co/advisors/william-allen.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [April Lowery](https://find.wellspent.co/advisors/april-lowery.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Purcell](https://find.wellspent.co/advisors/christopher-purcell.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [David Scully](https://find.wellspent.co/advisors/david-scully.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Jacob Eason](https://find.wellspent.co/advisors/jacob-eason.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Jacob Samuels](https://find.wellspent.co/advisors/jacob-samuels.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [James Chaney](https://find.wellspent.co/advisors/james-chaney.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Kyle Gowen](https://find.wellspent.co/advisors/kyle-gowen.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Lukas McCalla](https://find.wellspent.co/advisors/lukas-mccalla.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Martin Kelman](https://find.wellspent.co/advisors/martin-kelman.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Patrick O'Hearn](https://find.wellspent.co/advisors/patrick-o-hearn.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Peyton Wade](https://find.wellspent.co/advisors/peyton-wade.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [William Steinberg](https://find.wellspent.co/advisors/william-steinberg.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Barthol](https://find.wellspent.co/advisors/brian-barthol.md) | William Howard & Co. Financial Advisors | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Gregory Davis](https://find.wellspent.co/advisors/gregory-davis.md) | RBG Wealth Advisors | Memphis, Tennessee | CFP | Percentage of assets | | [Heather Coulter](https://find.wellspent.co/advisors/heather-coulter.md) | William Howard & Co. Financial Advisors | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Timothy Ellis](https://find.wellspent.co/advisors/timothy-ellis.md) | RBG Wealth Advisors | Memphis, Tennessee | CFP, PFS | Percentage of assets | | [William Howard](https://find.wellspent.co/advisors/william-howard.md) | William Howard & Co. Financial Advisors | Memphis, Tennessee | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Andrew Buzan](https://find.wellspent.co/advisors/andrew-buzan.md) | Kelman-Lazarov | Memphis, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [Christopher Williamson](https://find.wellspent.co/advisors/christopher-williamson.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Connor Mykleby](https://find.wellspent.co/advisors/connor-mykleby.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Connor Wright](https://find.wellspent.co/advisors/connor-wright.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [John Giovannetti](https://find.wellspent.co/advisors/john-giovannetti.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Jonathan Stambaugh](https://find.wellspent.co/advisors/jonathan-stambaugh.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Matthew Fox](https://find.wellspent.co/advisors/matthew-fox.md) | Ithaca Wealth | Memphis, Tennessee | | Percentage of assets | | [William Hiatt](https://find.wellspent.co/advisors/william-hiatt.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Colby Ring](https://find.wellspent.co/advisors/colby-ring.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Edwin Bennett](https://find.wellspent.co/advisors/edwin-bennett.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Elsa Allmendinger](https://find.wellspent.co/advisors/elsa-allmendinger.md) | Kelman-Lazarov | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Jackson Greer](https://find.wellspent.co/advisors/jackson-greer.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [John Dabov](https://find.wellspent.co/advisors/john-dabov.md) | Kelman-Lazarov | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Robert Atkins](https://find.wellspent.co/advisors/robert-atkins.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Wesley Mims](https://find.wellspent.co/advisors/wesley-mims.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [William Hensley](https://find.wellspent.co/advisors/william-hensley.md) | Duncan Williams Asset Management | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Lisa Shive](https://find.wellspent.co/advisors/lisa-shive.md) | RBG Wealth Advisors | Memphis, Tennessee | | Percentage of assets | | [Matthew Sullivan](https://find.wellspent.co/advisors/matthew-sullivan-8235474.md) | RBG Wealth Advisors | Memphis, Tennessee | | Percentage of assets | | [Robert Lloyd](https://find.wellspent.co/advisors/robert-lloyd.md) | Revolution Partners | Memphis, Tennessee | | Percentage of assets, Hourly, Fixed fees | ## Related - [Estate planning in Memphis](https://find.wellspent.co/specialties/estate-planning/tennessee/memphis.md) - [Family wealth transfer in Memphis](https://find.wellspent.co/specialties/family-wealth-transfer/tennessee/memphis.md) - [Tax planning in Memphis](https://find.wellspent.co/specialties/tax-planning/tennessee/memphis.md) - [Founders in Memphis](https://find.wellspent.co/specialties/founders-pre-exit/tennessee/memphis.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).