# Financial advisors for retirement planning in South Carolina > For retirement planning in South Carolina, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Charles Harper of Harper Financial Planning LLC, Myles Brandt of Charleston Financial Advisors, LLC and Charles Thomas of Intrepid Eagle Finance. Page: https://find.wellspent.co/specialties/retirement-planning/south-carolina/ 103 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in South Carolina? For retirement planning in South Carolina, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Charles Harper of Harper Financial Planning LLC, Myles Brandt of Charleston Financial Advisors, LLC and Charles Thomas of Intrepid Eagle Finance. - [Charles Harper](https://find.wellspent.co/advisors/charles-harper/), Harper Financial Planning LLC, Columbia. Holds the RICP and CFP. Fees on file: percentage of assets, flat fee or retainer. - [Myles Brandt](https://find.wellspent.co/advisors/myles-brandt/), Charleston Financial Advisors, LLC, Charleston. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Charles Thomas](https://find.wellspent.co/advisors/charles-thomas/), Intrepid Eagle Finance, Clover. Holds the CFP. Fees on file: ongoing planning fee, percentage of assets. - [Ramon Franklin](https://find.wellspent.co/advisors/ramon-franklin/), Capital Focus, Greenville. Holds the CFP. Fees on file: percentage of assets, hourly. - [Brett Fellows](https://find.wellspent.co/advisors/brett-fellows/), Oak Capital Advisors, Mt. Pleasant. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Jim Mahaney](https://find.wellspent.co/advisors/jim-mahaney/), Mavericus Retirement Services, Georgetown. Holds the CFP. Fees on file: one-time planning fee. ## How many fee-only financial advisors in South Carolina work on retirement planning? The Wellspent public graph lists 103 fee-only advisors for retirement planning in South Carolina, at 54 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for retirement planning in South Carolina located? Of the 103 fee-only advisors for retirement planning in South Carolina, 15 are in Greenville, followed by 12 in Bluffton and 11 in Columbia. ## How do fee-only advisors for retirement planning in South Carolina charge? The most common fee among fee-only advisors for retirement planning in South Carolina is a percentage of assets, used by 94% of the 103 with fees on file. Many use more than one: 51% charge fixed fees and 49% charge by the hour. ## How much do fee-only financial advisors charge in South Carolina? Fee-only financial advisors in South Carolina charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 12 South Carolina firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP and CFP. In South Carolina, 46% of the 103 advisors listed hold the CFP. - RICP (1% of advisors listed): The RICP is built around retirement income specifically. - CFP (46% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. ## How do South Carolina advisors for retirement planning compare with the rest of the US? 94% of fee-only advisors for retirement planning in South Carolina charge a percentage of assets, compared with 87% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does South Carolina tax Social Security? No. South Carolina doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in South Carolina? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does South Carolina tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in South Carolina? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Charles Harper](https://find.wellspent.co/advisors/charles-harper.md) | Harper Financial Planning LLC | Columbia, South Carolina | CFP, ChFC, RICP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [John Gugle](https://find.wellspent.co/advisors/john-gugle.md) | Gugle Wealth Advisory LLC | Indian Land, South Carolina | CFP, CDFA, CRPC, TPCP | Flat fee or retainer, Ongoing planning fee | | [Charles Thomas](https://find.wellspent.co/advisors/charles-thomas.md) | Intrepid Eagle Finance | Clover, South Carolina | CFP, MBA | Ongoing planning fee, Percentage of assets | | [Jim Mahaney](https://find.wellspent.co/advisors/jim-mahaney.md) | Mavericus Retirement Services | Georgetown, South Carolina | CFP | One-time planning fee | | [Brittany Wolff](https://find.wellspent.co/advisors/brittany-wolff.md) | Wolff Financial | Greenville, South Carolina | CFP, AAMS | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Matthew McCoy](https://find.wellspent.co/advisors/matthew-mccoy.md) | Southbound Wealth LLC | Rock Hill, South Carolina | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Myles Brandt](https://find.wellspent.co/advisors/myles-brandt.md) | Charleston Financial Advisors, LLC | Charleston, South Carolina | CFP, MS | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Clayton Quamme](https://find.wellspent.co/advisors/clayton-quamme.md) | AP Wealth Management | Columbia, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [George Jameson](https://find.wellspent.co/advisors/george-jameson.md) | Capital Wealth Group | Columbia, South Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Reggie Fairchild](https://find.wellspent.co/advisors/reggie-fairchild.md) | Flip Flops and Pearls, LLC | Mount Pleasant, South Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Stephen Maggard](https://find.wellspent.co/advisors/stephen-maggard.md) | Abacus Planning Group, Inc. | Columbia, South Carolina | CFP, MS, CAIA, CFA, AIF, BA | Percentage of assets, Hourly, Fixed fees | | [Conrad Seastrunk](https://find.wellspent.co/advisors/conrad-seastrunk.md) | Seastrunk Financial Management, LLC | Florence, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Johnson](https://find.wellspent.co/advisors/daniel-johnson-2206195.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | CFP | Percentage of assets | | [Jeremy Finger](https://find.wellspent.co/advisors/jeremy-finger.md) | Riverbend Wealth Management | Myrtle Beach, South Carolina | CFP | Percentage of assets | | [Ramon Franklin](https://find.wellspent.co/advisors/ramon-franklin.md) | Capital Focus | Greenville, South Carolina | CFP | Percentage of assets, Hourly | | [Tyler Peterson](https://find.wellspent.co/advisors/tyler-peterson.md) | Runey & Associates Wealth Management | Mount Pleasant, South Carolina | CFP | Percentage of assets | | [Brandon Cox](https://find.wellspent.co/advisors/brandon-cox.md) | Coastline Complete Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Claudia Bellars](https://find.wellspent.co/advisors/claudia-bellars.md) | Bellars Harris Wealth Management | Mount Pleasant, South Carolina | CFP | Percentage of assets, Fixed fees | | [Daniel Heidel](https://find.wellspent.co/advisors/daniel-heidel.md) | Integritas Wealth Strategies | Charleston, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Jamie Stone](https://find.wellspent.co/advisors/jamie-stone.md) | Means Wealth Management | Greenville, South Carolina | CFP, ChFC | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Jonathan Wallace](https://find.wellspent.co/advisors/jonathan-wallace.md) | Wayfinder Wealth Warriors | Lexington, South Carolina | CFA | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee | | [Brett Fellows](https://find.wellspent.co/advisors/brett-fellows.md) | Oak Capital Advisors | Mt. Pleasant, South Carolina | CFP | Percentage of assets, Ongoing planning fee | | [Charles Crouch](https://find.wellspent.co/advisors/charles-crouch.md) | CMC Wealth Management | Lexington, South Carolina | CFP | Percentage of assets | | [Heidi Yoshida](https://find.wellspent.co/advisors/heidi-yoshida.md) | Oak Advisors | Bluffton, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [James Runey](https://find.wellspent.co/advisors/james-runey.md) | Runey & Associates Wealth Management | Mount Pleasant, South Carolina | CFA | Percentage of assets | | [Jennifer Sokolowski](https://find.wellspent.co/advisors/jennifer-sokolowski.md) | Metis Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Katherine Hollenbeck](https://find.wellspent.co/advisors/katherine-hollenbeck.md) | Keen Capital | Chapin, South Carolina | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Laura Cook](https://find.wellspent.co/advisors/laura-cook.md) | Flourish Financial Life Planning | Anderson, South Carolina | CFP | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Michelle Myhre](https://find.wellspent.co/advisors/michelle-myhre.md) | Oak Advisors | Bluffton, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Sokolowski](https://find.wellspent.co/advisors/robert-sokolowski.md) | Metis Wealth | Bluffton, South Carolina | CFP | Percentage of assets, Hourly | | [Sarah Huie](https://find.wellspent.co/advisors/sarah-huie.md) | Oak Advisors | Bluffton, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Mullooly](https://find.wellspent.co/advisors/steven-mullooly.md) | Mullooly Wealth Planning | Clover, South Carolina | CFP | One-time planning fee, Percentage of assets | | [Thomas Gore](https://find.wellspent.co/advisors/thomas-gore.md) | Keen Capital | Chapin, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Amy Fisher](https://find.wellspent.co/advisors/amy-fisher.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFP | Percentage of assets, Hourly | | [Andrew Jones](https://find.wellspent.co/advisors/andrew-jones.md) | Verity Investment Partners | Beaufort, South Carolina | CFP | Percentage of assets, Fixed fees | | [Charles Capasso](https://find.wellspent.co/advisors/charles-capasso.md) | Capasso Planning Partners | Charleston, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Craig Ritter](https://find.wellspent.co/advisors/craig-ritter.md) | Continuum Wealth Management | Greenville, South Carolina | CFP | Percentage of assets, Ongoing planning fee | | [Derek Lewis](https://find.wellspent.co/advisors/derek-lewis.md) | Catawba River Capital | Lake Wylie, South Carolina | CFP | Percentage of assets, Hourly | | [Gregory Goff](https://find.wellspent.co/advisors/gregory-goff.md) | Goepper Burkhardt | Greenville, South Carolina | CFP, CFA | Percentage of assets | | [Jared Crawford](https://find.wellspent.co/advisors/jared-crawford.md) | Rigden Capital Strategies | Myrtle Beach, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Jessica Rusnock](https://find.wellspent.co/advisors/jessica-rusnock.md) | Verity Investment Partners | Beaufort, South Carolina | CFP | Percentage of assets, Fixed fees | | [John Burkhardt](https://find.wellspent.co/advisors/john-burkhardt.md) | Goepper Burkhardt | Greenville, South Carolina | CFP | Percentage of assets | | [Kellen Thayer](https://find.wellspent.co/advisors/kellen-thayer.md) | Advisor.com | Charleston, South Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Matt Morizio](https://find.wellspent.co/advisors/matt-morizio.md) | Reconstructing Wealth | Daniel Island, South Carolina | | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Michael O'Connor](https://find.wellspent.co/advisors/michael-o-connor.md) | Capasso Planning Partners | Charleston, South Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Williamson](https://find.wellspent.co/advisors/michael-williamson.md) | Advisor.com | Charleston, South Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Robert Flink](https://find.wellspent.co/advisors/robert-flink.md) | Goepper Burkhardt | Greenville, South Carolina | CFP | Percentage of assets | | [William Hardaway](https://find.wellspent.co/advisors/william-hardaway.md) | WebsterRogers Financial Advisors | Florence, South Carolina | CFP, PFS | Percentage of assets, Hourly | | [Hans Blake](https://find.wellspent.co/advisors/hans-blake.md) | Intelligent Investing | Greenville, South Carolina | CFA | Percentage of assets, Hourly, Fixed fees | | [John McNamara](https://find.wellspent.co/advisors/john-mcnamara.md) | Highball Advisors | Simsponville, South Carolina | | Percentage of assets | Showing the first 50 of 103. The full list, page by page: https://find.wellspent.co/specialties/retirement-planning/south-carolina/?page=2 ## Related - [Retirees in South Carolina](https://find.wellspent.co/audiences/retirees/south-carolina.md) - [Tax planning in South Carolina](https://find.wellspent.co/specialties/tax-planning/south-carolina.md) - [Estate planning in South Carolina](https://find.wellspent.co/specialties/estate-planning/south-carolina.md) - [Pre-retirees in South Carolina](https://find.wellspent.co/audiences/pre-retirees/south-carolina.md) - [Family wealth transfer in South Carolina](https://find.wellspent.co/specialties/family-wealth-transfer/south-carolina.md) - [Founders in South Carolina](https://find.wellspent.co/specialties/founders-pre-exit/south-carolina.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).