# Financial advisors for retirement planning in Oregon > For retirement planning in Oregon, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory, Ryan McClung of Crossroads Wealth Planning and Craig Nelson of Red Sky Financial Planning, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/oregon/ 159 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Oregon? For retirement planning in Oregon, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa® of Aegis Financial Advisory, Ryan McClung of Crossroads Wealth Planning and Craig Nelson of Red Sky Financial Planning, LLC. - [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa/), Aegis Financial Advisory, Lake Oswego. Holds the RICP, CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Ryan McClung](https://find.wellspent.co/advisors/ryan-mcclung/), Crossroads Wealth Planning, Lake Oswego. Holds the CFP and CPA. Fees on file: hourly, one-time planning fee. - [Craig Nelson](https://find.wellspent.co/advisors/craig-nelson/), Red Sky Financial Planning, LLC, Wilsonville. Holds the CFP and CPA. Fees on file: flat fee or retainer, percentage of assets. - [Britton Wellington](https://find.wellspent.co/advisors/britton-wellington/), Real Agency Wealth, Beaverton. Holds the CFP and EA. Fees on file: percentage of assets, ongoing planning fee. - [Lissa Piper](https://find.wellspent.co/advisors/lissa-piper/), Money Blossoms, Beaverton. Holds the CFP and EA. Fees on file: ongoing planning fee, one-time planning fee. - [Brent Hamilton](https://find.wellspent.co/advisors/brent-hamilton/), WBH Financial Services, LLC, Lake Oswego. Holds the CFP and EA. Fees on file: ongoing planning fee, one-time planning fee. ## How many fee-only financial advisors in Oregon work on retirement planning? The Wellspent public graph lists 159 fee-only advisors for retirement planning in Oregon, at 87 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for retirement planning in Oregon located? Of the 159 fee-only advisors for retirement planning in Oregon, 39 are in Portland, followed by 20 in Bend and 17 in Eugene. ## How do fee-only advisors for retirement planning in Oregon charge? The most common fee among fee-only advisors for retirement planning in Oregon is a percentage of assets, used by 91% of the 159 with fees on file. Many use more than one: 56% charge by the hour and 48% charge fixed fees. ## How much do fee-only financial advisors charge in Oregon? Fee-only financial advisors in Oregon charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 17 Oregon firms. ## How much does a one-time financial plan cost in Oregon? A one-time financial plan from a fee-only firm in Oregon has a median price of $2,500. We found this across the published prices of 21 Oregon firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and EA. In Oregon, 40% of the 159 advisors listed hold the CFP. - RICP (1% of advisors listed): The RICP is built around retirement income specifically. - CFP (40% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (3% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (2% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Oregon advisors for retirement planning compare with the rest of the US? 56% of fee-only advisors for retirement planning in Oregon charge by the hour, compared with 45% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Oregon tax Social Security? No. Oregon doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Oregon? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Oregon tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Oregon? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Craig Nelson](https://find.wellspent.co/advisors/craig-nelson.md) | Red Sky Financial Planning, LLC | Wilsonville, Oregon | CFP, CPA | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Garrett Dresen](https://find.wellspent.co/advisors/garrett-dresen.md) | Harbor Horizon Financial | Wilsonville, Oregon | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Harrison Hinz](https://find.wellspent.co/advisors/harrison-hinz.md) | First Pacific Financial | Portland, Oregon | CFP | Percentage of assets | | [Robert Costello](https://find.wellspent.co/advisors/robert-costello.md) | Costello Financial Planning | Bend, Oregon | CFP | Percentage of assets, Fixed fees | | [Tracy Baron Garcia](https://find.wellspent.co/advisors/tracy-baron-garcia.md) | TBG Investing | Lake Oswego, Oregon | CFP, MBA | Ongoing planning fee, One-time planning fee | | [Adam Cornwell](https://find.wellspent.co/advisors/adam-cornwell.md) | North Ridge Wealth Advisors | Beaverton, Oregon | CFA, CFP | Percentage of assets | | [Andrea Vedder](https://find.wellspent.co/advisors/andrea-vedder.md) | Iambic Financial | Portland, Oregon | CFP | Percentage of assets, Hourly, Ongoing planning fee | | [Andrew Gray](https://find.wellspent.co/advisors/andrew-gray.md) | Gray Wealth Strategies | Bend, Oregon | CFP, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Britton Wellington](https://find.wellspent.co/advisors/britton-wellington.md) | Real Agency Wealth | Beaverton, Oregon | CFP, EA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Ryan McClung](https://find.wellspent.co/advisors/ryan-mcclung.md) | Crossroads Wealth Planning | Lake Oswego, Oregon | CEPA, CFP, CPA | Hourly, One-time planning fee | | [Grant Bledsoe](https://find.wellspent.co/advisors/grant-bledsoe.md) | Three Oaks Wealth | Lake Oswego, Oregon | AIF, CEPA, CFA, CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Jonas Merrill](https://find.wellspent.co/advisors/jonas-merrill.md) | Pathlight Financial Planning | Portland, Oregon | CFP | Percentage of assets, Ongoing planning fee | | [Morgan Ranstrom](https://find.wellspent.co/advisors/morgan-ranstrom.md) | Trailhead Planners, LLC | Portland, Oregon | CEPA, CFA, CFP, RLP, CPA, MBT, MBA | Percentage of assets, Hourly, Fixed fees | | [Nathaniel Baim](https://find.wellspent.co/advisors/nathaniel-baim.md) | Pursuit Planning and Investments, LLC | Beaverton, Oregon | CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Brenna Baucum](https://find.wellspent.co/advisors/brenna-baucum.md) | Collective Wealth Planning, LLC | Salem, Oregon | CFP | Hourly, Ongoing planning fee | | [Brenna Jensen-Baucum](https://find.wellspent.co/advisors/brenna-jensen-baucum.md) | Collective Wealth Planning | Salem, Oregon | CFP | Hourly, Ongoing planning fee | | [Brent Hamilton](https://find.wellspent.co/advisors/brent-hamilton.md) | WBH Financial Services, LLC | Lake Oswego, Oregon | CDFA, CFP, EA, MS | Ongoing planning fee, One-time planning fee | | [Eric Thomas](https://find.wellspent.co/advisors/eric-thomas.md) | Clarity Capital Management | Portland, Oregon | CFP | Percentage of assets, Ongoing planning fee | | [Joe Alfonso, CFP®, ChFC, EA, RICP, Rssa®](https://find.wellspent.co/advisors/joe-alfonso-cfp-chfc-ea-ricp-rssa.md) | Aegis Financial Advisory | Lake Oswego, Oregon | CFP, ChFC, EA, RICP, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Meg van den Már](https://find.wellspent.co/advisors/meg-van-den-mar.md) | Alongside Financial Partners, LLC | Bend, Oregon | CFP | Percentage of assets | | [Ryan Mohr](https://find.wellspent.co/advisors/ryan-mohr.md) | Clarity Capital Management | Portland, Oregon | CFP | Percentage of assets, Ongoing planning fee | | [Clayton Phillips](https://find.wellspent.co/advisors/clayton-phillips.md) | Clarity Financial | Beaverton, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Ryan Murphy](https://find.wellspent.co/advisors/ryan-murphy.md) | Pacific Coast Investment Advisors, LLC | West Linn, Oregon | AIF, CFP, MSFP | Percentage of assets, Hourly, Fixed fees | | [Scott Malbasa](https://find.wellspent.co/advisors/scott-malbasa.md) | Adelphi Wealth Advisory | Portland, Oregon | CFP, JD | Percentage of assets, Hourly, Fixed fees | | [Lissa Piper](https://find.wellspent.co/advisors/lissa-piper.md) | Money Blossoms | Beaverton, Oregon | CFP, MBA, EA | Ongoing planning fee, One-time planning fee | | [Nicholas Pihl](https://find.wellspent.co/advisors/nicholas-pihl.md) | Pihl Financial Planning | Milwaukie, Oregon | CFA, CFP | Percentage of assets, Fixed fees | | [Richard Whitton](https://find.wellspent.co/advisors/richard-whitton.md) | RWW Financial Consulting | Portland, Oregon | CFP, ChFC | Percentage of assets, Ongoing planning fee, Hourly | | [Aaron Hillman](https://find.wellspent.co/advisors/aaron-hillman.md) | Skyline Financial NW | Portland, Oregon | CFP | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Jason Gong](https://find.wellspent.co/advisors/jason-gong.md) | Lifelong Wealth Management Group | Lake Oswego, Oregon | CFP, ChFC | Percentage of assets | | [Robert Severdia](https://find.wellspent.co/advisors/robert-severdia.md) | Nest Financial Planning | Hood River, Oregon | CFP | Percentage of assets, One-time planning fee | | [Wai Ngan Yu](https://find.wellspent.co/advisors/wai-ngan-yu.md) | Summa Global Advisors | Clackamas, Oregon | CFP | Percentage of assets, Fixed fees | | [Gregory Fowler](https://find.wellspent.co/advisors/gregory-fowler.md) | Integrated Capital Planning | Bend, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Jacque Lefore](https://find.wellspent.co/advisors/jacque-lefore.md) | Womack Wealth and Business Management | Portland, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [John Schniepp](https://find.wellspent.co/advisors/john-schniepp.md) | Cascade Financial Strategies | Bend, Oregon | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Kenneth Carraro](https://find.wellspent.co/advisors/kenneth-carraro.md) | Financial Planning Northwest | Portland, Oregon | CFP | Hourly, One-time planning fee | | [Stephen Andrusko](https://find.wellspent.co/advisors/stephen-andrusko.md) | Integrated Capital Planning | Bend, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Alicia Martinez](https://find.wellspent.co/advisors/alicia-martinez.md) | Divergent Financial Advisory Services (DiFi Advisory) | Salem, Oregon | | One-time planning fee, Hourly | | [Charles Blozinski](https://find.wellspent.co/advisors/charles-blozinski.md) | Integrity Wealth Management | Brookings, Oregon | CFP | Percentage of assets, Fixed fees | | [Christopher Pawlowski](https://find.wellspent.co/advisors/christopher-pawlowski.md) | SpringSource Wealth Advisors | Hillsboro, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Winn](https://find.wellspent.co/advisors/christopher-winn.md) | Interactive Wealth Advisors | Portland, Oregon | CFP | Percentage of assets | | [Cindy Kleiner](https://find.wellspent.co/advisors/cindy-kleiner.md) | Guiding Financial | Eugene, Oregon | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Dollinger](https://find.wellspent.co/advisors/daniel-dollinger.md) | Daniel Dollinger CPA, CFP® | Wilsonville, Oregon | CFP | Percentage of assets, Hourly | | [Daniel Jacobson](https://find.wellspent.co/advisors/daniel-jacobson.md) | Gabriel Capital | Portland, Oregon | CFP | Percentage of assets, Hourly, Flat fee or retainer, One-time planning fee | | [Diana Harrison](https://find.wellspent.co/advisors/diana-harrison.md) | Financial Investment Team | Portland, Oregon | CFP | Percentage of assets, Hourly | | [Elijah Lyons](https://find.wellspent.co/advisors/elijah-lyons.md) | Lookahead Wealth | West Linn, Oregon | CFP | Percentage of assets | | [Ellen Johnson](https://find.wellspent.co/advisors/ellen-johnson.md) | Thistle Wealth | Corvallis, Oregon | | Percentage of assets | | [Erica Nortman](https://find.wellspent.co/advisors/erica-nortman.md) | Capitol Family Office | Beaverton, Oregon | | Percentage of assets | | [Erik Miller](https://find.wellspent.co/advisors/erik-miller-1835810.md) | Interactive Wealth Advisors | Portland, Oregon | CFP | Percentage of assets | | [Jesse Coffee](https://find.wellspent.co/advisors/jesse-coffee.md) | Integrity Wealth Management | Eugene, Oregon | CFP | Percentage of assets, Fixed fees | | [Locke Bielefeldt](https://find.wellspent.co/advisors/locke-bielefeldt.md) | Willamette Wealth Partners | Eugene, Oregon | CFP | Percentage of assets | Showing the first 50 of 159. The full list, page by page: https://find.wellspent.co/specialties/retirement-planning/oregon/?page=2 ## Related - [Estate planning in Oregon](https://find.wellspent.co/specialties/estate-planning/oregon.md) - [Tax planning in Oregon](https://find.wellspent.co/specialties/tax-planning/oregon.md) - [Pre-retirees in Oregon](https://find.wellspent.co/audiences/pre-retirees/oregon.md) - [Small business owners in Oregon](https://find.wellspent.co/specialties/small-business-owners/oregon.md) - [Retirees in Oregon](https://find.wellspent.co/audiences/retirees/oregon.md) - [Family wealth transfer in Oregon](https://find.wellspent.co/specialties/family-wealth-transfer/oregon.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).