# Financial advisors for retirement planning in Raleigh, North Carolina > For retirement planning in Raleigh, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Addison Delage of CAPTRUST, Erin Campbell of Beacon Financial Strategies and Travis Tracy of Fortitude Financial Planning, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/north-carolina/raleigh/ 47 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Raleigh? For retirement planning in Raleigh, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Addison Delage of CAPTRUST, Erin Campbell of Beacon Financial Strategies and Travis Tracy of Fortitude Financial Planning, LLC. - [Addison Delage](https://find.wellspent.co/advisors/addison-delage/), CAPTRUST, Raleigh City. Holds the CFP and CPA. Fees on file: flat fee or retainer, percentage of assets. - [Erin Campbell](https://find.wellspent.co/advisors/erin-campbell/), Beacon Financial Strategies, Raleigh City. Holds the CFP and CPA. Fees on file: percentage of assets, ongoing planning fee. - [Travis Tracy](https://find.wellspent.co/advisors/travis-tracy/), Fortitude Financial Planning, LLC, Raleigh City. Holds the CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Nick Murphy](https://find.wellspent.co/advisors/nick-murphy/), Counterweight Private Wealth, Raleigh City. Holds the RICP and CFP. Fees on file: ongoing planning fee. - [Will Revels](https://find.wellspent.co/advisors/will-revels/), PieCapital, Raleigh City. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Stephen Reh](https://find.wellspent.co/advisors/stephen-reh/), Invest With Steve, Raleigh City. Holds the CFP. Fees on file: percentage of assets. ## How many fee-only financial advisors in Raleigh work on retirement planning? The Wellspent public graph lists 47 fee-only advisors for retirement planning in Raleigh, at 22 firms. We counted every advisor record that lists this work, as of November 2026. ## How do fee-only advisors for retirement planning in Raleigh charge? The most common fee among fee-only advisors for retirement planning in Raleigh is a percentage of assets, used by 94% of the 47 with fees on file. Many use more than one: 68% charge fixed fees and 45% charge by the hour. ## How much do fee-only financial advisors charge in Raleigh? Fee-only financial advisors in Raleigh charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 5 Raleigh firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and EA. In Raleigh, 55% of the 47 advisors listed hold the CFP. - RICP (2% of advisors listed): The RICP is built around retirement income specifically. - CFP (55% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (2% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (4% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Raleigh advisors for retirement planning compare with the rest of the US? 68% of fee-only advisors for retirement planning in Raleigh charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does North Carolina tax Social Security? No. North Carolina doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Raleigh? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does North Carolina tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Raleigh? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Travis Tracy](https://find.wellspent.co/advisors/travis-tracy.md) | Fortitude Financial Planning, LLC | Raleigh, North Carolina | CFP, EA, JD | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Will Revels](https://find.wellspent.co/advisors/will-revels.md) | PieCapital | Raleigh, North Carolina | CEPA, CFA, CFP, MBA | Percentage of assets, One-time planning fee | | [Nick Murphy](https://find.wellspent.co/advisors/nick-murphy.md) | Counterweight Private Wealth | Raleigh, North Carolina | CFP, MBA, RICP | Ongoing planning fee | | [Erin Campbell](https://find.wellspent.co/advisors/erin-campbell.md) | Beacon Financial Strategies | Raleigh, North Carolina | CFP, CPA/PFS, MBA | Percentage of assets, Ongoing planning fee | | [Katherine Edwards](https://find.wellspent.co/advisors/katherine-edwards.md) | MainStreet Financial Planning | Raleigh, North Carolina | CFP | Subscription, One-time planning fee, Hourly | | [Mark Kelly](https://find.wellspent.co/advisors/mark-kelly.md) | University Financial Strategies, LLC | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Niamh Douglas](https://find.wellspent.co/advisors/niamh-douglas.md) | Financial Symmetry, Inc. | Raleigh, North Carolina | CFP, BS, CEPA, BBA, CPWA, CRPC, MBA | Percentage of assets, Hourly, Fixed fees | | [Charles Feehely](https://find.wellspent.co/advisors/charles-feehely.md) | Charles Michael Financial LLC | Raleigh, North Carolina | CFP, MSFP | Ongoing planning fee, Hourly, Percentage of assets, One-time planning fee | | [Addison Delage](https://find.wellspent.co/advisors/addison-delage.md) | CAPTRUST | Raleigh, North Carolina | CFA, CFP, CPA | Flat fee or retainer, Percentage of assets | | [Stephen Reh](https://find.wellspent.co/advisors/stephen-reh.md) | Invest With Steve | Raleigh, North Carolina | CFP, CFA | Percentage of assets | | [Austin Moore](https://find.wellspent.co/advisors/austin-moore.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Miller Hoffman](https://find.wellspent.co/advisors/miller-hoffman.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Stephanie Williams](https://find.wellspent.co/advisors/stephanie-williams.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Timothy Whitney](https://find.wellspent.co/advisors/timothy-whitney.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Adam Boor](https://find.wellspent.co/advisors/adam-boor.md) | Pursuit Wealth Strategies | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Allison Miller](https://find.wellspent.co/advisors/allison-miller.md) | Armor Investment Advisors | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [David McDougall](https://find.wellspent.co/advisors/david-mcdougall.md) | Highwind Wealth Management | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Eric Schrum](https://find.wellspent.co/advisors/eric-schrum.md) | Schrum Private Wealth Management | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Graham Shepherd](https://find.wellspent.co/advisors/graham-shepherd.md) | Armor Investment Advisors | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [John Purrington](https://find.wellspent.co/advisors/john-purrington.md) | Armor Investment Advisors | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Matthew Miller](https://find.wellspent.co/advisors/matthew-miller.md) | Armor Investment Advisors | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Matthew Snuggs](https://find.wellspent.co/advisors/matthew-snuggs.md) | Pursuit Wealth Strategies | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Pamela Rigsby](https://find.wellspent.co/advisors/pamela-rigsby.md) | Pursuit Wealth Strategies | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Caleb Griffith](https://find.wellspent.co/advisors/caleb-griffith.md) | Townsend Asset Management | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Daniel Sigmon](https://find.wellspent.co/advisors/daniel-sigmon.md) | Collegiate Capital Management | Raleigh, North Carolina | CFP | Percentage of assets | | [Robert Roland](https://find.wellspent.co/advisors/robert-roland.md) | Absher Wealth Management | Raleigh, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Carolyn Larsen-Wieber](https://find.wellspent.co/advisors/carolyn-larsen-wieber.md) | CLW Financial Planning | Raleigh, North Carolina | PFS | Percentage of assets, One-time planning fee | | [Emma Schneider](https://find.wellspent.co/advisors/emma-schneider.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [James Bowie](https://find.wellspent.co/advisors/james-bowie.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [James Tarkenton](https://find.wellspent.co/advisors/james-tarkenton.md) | Townsend Asset Management | Raleigh, North Carolina | CFA | Percentage of assets, Hourly, Fixed fees | | [Martin Boney](https://find.wellspent.co/advisors/martin-boney.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Ralston Turner](https://find.wellspent.co/advisors/ralston-turner.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Stephen Ross](https://find.wellspent.co/advisors/stephen-ross.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Todd Shand](https://find.wellspent.co/advisors/todd-shand.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Tracey Nobles](https://find.wellspent.co/advisors/tracey-nobles.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [William Bost](https://find.wellspent.co/advisors/william-bost.md) | Absher Wealth Management | Raleigh, North Carolina | CFA | Percentage of assets, Hourly, Fixed fees | | [Adam Oates](https://find.wellspent.co/advisors/adam-oates.md) | Peak Planning Group | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Kelsey Plummer](https://find.wellspent.co/advisors/kelsey-plummer.md) | Pursuit Wealth Strategies | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Susanna Robinson](https://find.wellspent.co/advisors/susanna-robinson.md) | Peak Planning Group | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Arne Morris](https://find.wellspent.co/advisors/arne-morris.md) | Townsend Asset Management | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Bradley Turlington](https://find.wellspent.co/advisors/bradley-turlington.md) | White Oak Wealth Partners | Raleigh, North Carolina | | Percentage of assets | | [Cory Capps](https://find.wellspent.co/advisors/cory-capps.md) | Collegiate Capital Management | Raleigh, North Carolina | | Percentage of assets | | [Derek Walker](https://find.wellspent.co/advisors/derek-walker.md) | Collegiate Capital Management | Raleigh, North Carolina | | Percentage of assets | | [Matthew Choplin](https://find.wellspent.co/advisors/matthew-choplin.md) | Innovest Strategies | Raleigh, North Carolina | | Percentage of assets | | [Michael Absher](https://find.wellspent.co/advisors/michael-absher.md) | Absher Wealth Management | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Tony Sigmon](https://find.wellspent.co/advisors/tony-sigmon.md) | Collegiate Capital Management | Raleigh, North Carolina | | Percentage of assets | | [Zakariya Wahdan](https://find.wellspent.co/advisors/zakariya-wahdan.md) | Absher Wealth Management | Raleigh, North Carolina | | Percentage of assets, Hourly, Fixed fees | ## Related - [Tax planning in Raleigh](https://find.wellspent.co/specialties/tax-planning/north-carolina/raleigh.md) - [Estate planning in Raleigh](https://find.wellspent.co/specialties/estate-planning/north-carolina/raleigh.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).