# Financial advisors for retirement planning in Mississippi > For retirement planning in Mississippi, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Vinicius Hiratuka of Elevated Retirement Financial Services LLC, Jason Branning of Branning Wealth Management and Germaine Weldon of Inspired Financial Planners, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/mississippi/ 40 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Mississippi? For retirement planning in Mississippi, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Vinicius Hiratuka of Elevated Retirement Financial Services LLC, Jason Branning of Branning Wealth Management and Germaine Weldon of Inspired Financial Planners, LLC. - [Vinicius Hiratuka](https://find.wellspent.co/advisors/vinicius-hiratuka/), Elevated Retirement Financial Services LLC, Madison. Holds the CFP and CPA. Fees on file: percentage of assets. - [Jason Branning](https://find.wellspent.co/advisors/jason-branning/), Branning Wealth Management, Jackson. Holds the RICP and CFP. Fees on file: percentage of assets, one-time planning fee. - [Germaine Weldon](https://find.wellspent.co/advisors/germaine-weldon/), Inspired Financial Planners, LLC, Gulfport. Holds the CFP and CPA. Fees on file: percentage of assets, hourly. - [Nick Reiber](https://find.wellspent.co/advisors/nick-reiber/), Reiber Wealth Advisory Services, LLC, Madison. Holds the CFP and CPA. Fees on file: percentage of assets. - [Reid Watson](https://find.wellspent.co/advisors/reid-watson/), Legacy Wealth Management, Ridgeland. Holds the CFP. Fees on file: percentage of assets. - [Jason Jager](https://find.wellspent.co/advisors/jason-jager/), Inman Jager Wealth Management, Hattiesburg. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Mississippi work on retirement planning? The Wellspent public graph lists 40 fee-only advisors for retirement planning in Mississippi, at 16 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for retirement planning in Mississippi located? Of the 40 fee-only advisors for retirement planning in Mississippi, 19 are in Ridgeland, followed by 6 in Jackson and 5 in Hattiesburg. ## How do fee-only advisors for retirement planning in Mississippi charge? The most common fee among fee-only advisors for retirement planning in Mississippi is a percentage of assets, used by 88% of the 40 with fees on file. Many use more than one: 60% charge fixed fees and 57% charge by the hour. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and CPA. In Mississippi, 40% of the 40 advisors listed hold the CFP. - RICP (3% of advisors listed): The RICP is built around retirement income specifically. - CFP (40% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - CPA (10% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Mississippi advisors for retirement planning compare with the rest of the US? 60% of fee-only advisors for retirement planning in Mississippi charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Mississippi tax Social Security? No. Mississippi doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Mississippi? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Mississippi tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Mississippi? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Jason Branning](https://find.wellspent.co/advisors/jason-branning.md) | Branning Wealth Management | Jackson, Mississippi | CFP, RICP, ChFC, CDFA | Percentage of assets, One-time planning fee | | [Johnson Rhett](https://find.wellspent.co/advisors/johnson-rhett.md) | Branning Wealth Management, LLC | Jackson, Mississippi | CFP, ChFC | Percentage of assets, One-time planning fee | | [Germaine Weldon](https://find.wellspent.co/advisors/germaine-weldon.md) | Inspired Financial Planners, LLC | Gulfport, Mississippi | CFP, CPA/PFS, Certified Student Loan Professional, CPA, PFS | Percentage of assets, Hourly, Fixed fees | | [Tricia Kollath](https://find.wellspent.co/advisors/tricia-kollath.md) | Inspired Financial Planners, LLC | Gulfport, Mississippi | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Vinicius Hiratuka](https://find.wellspent.co/advisors/vinicius-hiratuka.md) | Elevated Retirement Financial Services LLC | Madison, Mississippi | CFP, CPA | Percentage of assets | | [Nick Reiber](https://find.wellspent.co/advisors/nick-reiber.md) | Reiber Wealth Advisory Services, LLC | Madison, Mississippi | CFP, CPA, CPA/PFS | Percentage of assets | | [Tiffany Bergland](https://find.wellspent.co/advisors/tiffany-bergland.md) | Bergland Wealth Management, Inc. | Ridgeland, Mississippi | AIF, CFP, MSPFP | Percentage of assets, Fixed fees | | [Ryan Earley](https://find.wellspent.co/advisors/ryan-earley.md) | PERS Pro | Vancleave, Mississippi | MBA | One-time planning fee, Hourly | | [Christopher Inman](https://find.wellspent.co/advisors/christopher-inman.md) | Inman Jager Wealth Management | Hattiesburg, Mississippi | CFP | Percentage of assets, Hourly | | [Jason Jager](https://find.wellspent.co/advisors/jason-jager.md) | Inman Jager Wealth Management | Hattiesburg, Mississippi | CFP | Percentage of assets, Hourly | | [Reid Watson](https://find.wellspent.co/advisors/reid-watson.md) | Legacy Wealth Management | Ridgeland, Mississippi | CFP | Percentage of assets | | [Blake Headley](https://find.wellspent.co/advisors/blake-headley.md) | Renaissance Advisors | Ridgeland, Mississippi | CFP, ChFC | Percentage of assets, Fixed fees, Performance-based fees | | [Bradley Bondurant](https://find.wellspent.co/advisors/bradley-bondurant.md) | TrueLine Wealth Group | Hattiesburg, Mississippi | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Brown](https://find.wellspent.co/advisors/jason-brown.md) | Renaissance Advisors | Ridgeland, Mississippi | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Stephanie Kelly](https://find.wellspent.co/advisors/stephanie-kelly-7620958.md) | Renaissance Advisors | Ridgeland, Mississippi | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Courtney Wood](https://find.wellspent.co/advisors/courtney-wood.md) | Milestone Investments Columbus | Ridgeland, Mississippi | CFP | Percentage of assets, Hourly, Fixed fees | | [Edward Hartley](https://find.wellspent.co/advisors/edward-hartley.md) | Milestone Investments Columbus | Columbus, Mississippi | CFP | Percentage of assets, Hourly, Fixed fees | | [Ian McGinnis](https://find.wellspent.co/advisors/ian-mcginnis.md) | Dental Wealth Partners | Jackson, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Dalion Welch](https://find.wellspent.co/advisors/dalion-welch.md) | Duncan Wealth Management | Madison, Mississippi | | Ongoing planning fee | | [Henry McCall](https://find.wellspent.co/advisors/henry-mccall.md) | Inman Jager Wealth Management | Hattiesburg, Mississippi | | Percentage of assets, Hourly | | [Forbes Watson](https://find.wellspent.co/advisors/forbes-watson.md) | Legacy Wealth Management | Ridgeland, Mississippi | | Percentage of assets | | [Hugh Arant](https://find.wellspent.co/advisors/hugh-arant.md) | Milestone Investments Columbus | Greenwood, Mississippi | ChFC | Percentage of assets, Hourly, Fixed fees | | [Lauren Douglas Carpenter](https://find.wellspent.co/advisors/lauren-douglas-carpenter.md) | Revolution Partners | Lamar, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Maggie Hartness](https://find.wellspent.co/advisors/maggie-hartness.md) | Legacy Wealth Management | Ridgeland, Mississippi | | Percentage of assets | | [Wilfred Henderson](https://find.wellspent.co/advisors/wilfred-henderson.md) | Legacy Wealth Management | Ridgeland, Mississippi | | Percentage of assets | | [Erin Willcutt](https://find.wellspent.co/advisors/erin-willcutt.md) | TrueLine Wealth Group | Pascagoula, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Ethan Kelly](https://find.wellspent.co/advisors/ethan-kelly.md) | Renaissance Advisors | Ridgeland, Mississippi | | Percentage of assets, Fixed fees, Performance-based fees | | [Marc Maddox](https://find.wellspent.co/advisors/marc-maddox.md) | TrueLine Wealth Group | Hattiesburg, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Allan Pickle](https://find.wellspent.co/advisors/allan-pickle.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Charles Marion](https://find.wellspent.co/advisors/charles-marion.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [James Stevens](https://find.wellspent.co/advisors/james-stevens.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Joanna Greene](https://find.wellspent.co/advisors/joanna-greene.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [John Heidelberg](https://find.wellspent.co/advisors/john-heidelberg.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Paul Loyacono](https://find.wellspent.co/advisors/paul-loyacono.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Paul McNeill](https://find.wellspent.co/advisors/paul-mcneill.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Samuel Taylor](https://find.wellspent.co/advisors/samuel-taylor-1232458.md) | Wealthview Capital | Jackson, Mississippi | | Ongoing planning fee | | [Stephen Griner](https://find.wellspent.co/advisors/stephen-griner-4376876.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Steven Randolph](https://find.wellspent.co/advisors/steven-randolph.md) | Wealthview Capital | Jackson, Mississippi | | Ongoing planning fee | | [Tara May](https://find.wellspent.co/advisors/tara-may.md) | Milestone Investments Columbus | Ridgeland, Mississippi | | Percentage of assets, Hourly, Fixed fees | | [Tyson Rutland](https://find.wellspent.co/advisors/tyson-rutland.md) | Wealthview Capital | Jackson, Mississippi | | Ongoing planning fee | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).