# Financial advisors for retirement planning in Maine > For retirement planning in Maine, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Sara Casale of Cornerstone Financial Planning, LLC, Brie Pio of Birch Point Wealth Management LLC and Chris Cortese of Logbook Financial Planning, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/maine/ 26 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Maine? For retirement planning in Maine, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Sara Casale of Cornerstone Financial Planning, LLC, Brie Pio of Birch Point Wealth Management LLC and Chris Cortese of Logbook Financial Planning, LLC. - [Sara Casale](https://find.wellspent.co/advisors/sara-casale/), Cornerstone Financial Planning, LLC, Portland. Holds the CFP. Fees on file: percentage of assets. - [Brie Pio](https://find.wellspent.co/advisors/brie-pio/), Birch Point Wealth Management LLC, Rockport. Holds the CFP. Fees on file: percentage of assets. - [Chris Cortese](https://find.wellspent.co/advisors/chris-cortese/), Logbook Financial Planning, LLC, Rockport. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Jeffrey Bogue](https://find.wellspent.co/advisors/jeffrey-bogue/), Bogue Asset Management, Portland. Holds the CFP. Fees on file: hourly, one-time planning fee. - [Chad Kelley](https://find.wellspent.co/advisors/chad-kelley/), Means Wealth Management, Bangor. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Scott Whytock](https://find.wellspent.co/advisors/scott-whytock/), August Wealth Management, Portland. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Maine work on retirement planning? The Wellspent public graph lists 26 fee-only advisors for retirement planning in Maine, at 12 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for retirement planning in Maine located? Of the 26 fee-only advisors for retirement planning in Maine, 11 are in Portland, followed by 9 in Bangor and 2 in Rockport. ## How do fee-only advisors for retirement planning in Maine charge? The most common fee among fee-only advisors for retirement planning in Maine is a percentage of assets, used by 92% of the 26 with fees on file. Many use more than one: 50% charge a one-time planning fee and 50% charge by the hour. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the CFP. In Maine, 23% of the 26 advisors listed hold the CFP. - CFP (23% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. ## How do Maine advisors for retirement planning compare with the rest of the US? 50% of fee-only advisors for retirement planning in Maine charge a one-time planning fee, compared with 12% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Maine tax Social Security? No. Maine doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Maine? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Maine tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Maine? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Brie Pio](https://find.wellspent.co/advisors/brie-pio.md) | Birch Point Wealth Management LLC | Rockport, Maine | CFP, MBA | Percentage of assets | | [Sara Casale](https://find.wellspent.co/advisors/sara-casale.md) | Cornerstone Financial Planning, LLC | Portland, Maine | CFP, BS, MBA | Percentage of assets | | [Chris Cortese](https://find.wellspent.co/advisors/chris-cortese.md) | Logbook Financial Planning, LLC | Rockport, Maine | CFP | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Jeffrey Bogue](https://find.wellspent.co/advisors/jeffrey-bogue.md) | Bogue Asset Management | Portland, Maine | BS, CFP | Hourly, One-time planning fee, Ongoing planning fee | | [Sage Duguay](https://find.wellspent.co/advisors/sage-duguay.md) | Wealthy With Intention | Winslow, Maine | | Subscription, One-time planning fee, Hourly | | [Chad Kelley](https://find.wellspent.co/advisors/chad-kelley.md) | Means Wealth Management | Bangor, Maine | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Karen Oeser](https://find.wellspent.co/advisors/karen-oeser.md) | Means Wealth Management | Bangor, Maine | CFA | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Scott Whytock](https://find.wellspent.co/advisors/scott-whytock.md) | August Wealth Management | Portland, Maine | CFP | Percentage of assets, Hourly | | [Alexander Means](https://find.wellspent.co/advisors/alexander-means.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Eric Baker](https://find.wellspent.co/advisors/eric-baker.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Erin Barry](https://find.wellspent.co/advisors/erin-barry.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [John Dudley](https://find.wellspent.co/advisors/john-dudley.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Jonathan Cottrell](https://find.wellspent.co/advisors/jonathan-cottrell.md) | Mascoma Wealth Management | Portland, Maine | | Percentage of assets | | [Stacey Young](https://find.wellspent.co/advisors/stacey-young.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Thomas Herlihy](https://find.wellspent.co/advisors/thomas-herlihy.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Zachary Means](https://find.wellspent.co/advisors/zachary-means.md) | Means Wealth Management | Bangor, Maine | | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Benjamin Clark](https://find.wellspent.co/advisors/benjamin-clark.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Donna McConnell](https://find.wellspent.co/advisors/donna-mcconnell.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Kenneth Blaschke](https://find.wellspent.co/advisors/kenneth-blaschke.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Matthew Civello](https://find.wellspent.co/advisors/matthew-civello.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Odette Thurston](https://find.wellspent.co/advisors/odette-thurston.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Robert Whitehead](https://find.wellspent.co/advisors/robert-whitehead.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Stephen Reeves](https://find.wellspent.co/advisors/stephen-reeves.md) | HeadInvest | Portland, Maine | | Percentage of assets, Hourly, Fixed fees | | [Thad Ackerman](https://find.wellspent.co/advisors/thad-ackerman.md) | Silver Maple Financial | Kittery, Maine | | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Jennifer Arps](https://find.wellspent.co/advisors/jennifer-arps.md) | Atlantic Coast Financial | Kennebunk, Maine | | Percentage of assets, Hourly | | [Matthew Daigneault](https://find.wellspent.co/advisors/matthew-daigneault.md) | Dirigo Financial | North Berwick, Maine | | Percentage of assets, Hourly | ## Related - [Estate planning in Maine](https://find.wellspent.co/specialties/estate-planning/maine.md) - [Tax planning in Maine](https://find.wellspent.co/specialties/tax-planning/maine.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).