# Financial advisors for retirement planning in Iowa > For retirement planning in Iowa, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Carrie Houchins-Witt of Carrie Houchins-Witt Tax & Financial Services LLC, Chad Gammon of Custom Fit Financial LLC and Jeanna Nation of West Financial Advisors, LLC. Page: https://find.wellspent.co/specialties/retirement-planning/iowa/ 31 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Iowa? For retirement planning in Iowa, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Carrie Houchins-Witt of Carrie Houchins-Witt Tax & Financial Services LLC, Chad Gammon of Custom Fit Financial LLC and Jeanna Nation of West Financial Advisors, LLC. - [Carrie Houchins-Witt](https://find.wellspent.co/advisors/carrie-houchins-witt/), Carrie Houchins-Witt Tax & Financial Services LLC, Coralville. Holds the RICP, CFP and EA. Fees on file: hourly, flat fee or retainer. - [Chad Gammon](https://find.wellspent.co/advisors/chad-gammon/), Custom Fit Financial LLC, Cedar Rapids. Holds the RICP, CFP and EA. Fees on file: subscription, one-time planning fee. - [Jeanna Nation](https://find.wellspent.co/advisors/jeanna-nation/), West Financial Advisors, LLC, Des Moines. Holds the RICP, CFP and CPA. Fees on file: percentage of assets, hourly. - [Travis Allen](https://find.wellspent.co/advisors/travis-allen/), Custom Wealth Planners, Ankeny. Holds the RICP and CFP. Fees on file: percentage of assets, one-time planning fee. - [Steven Kane](https://find.wellspent.co/advisors/steven-kane/), Kane Company Wealth Management, Inc., Johnston. Holds the CFP and CPA. Fees on file: percentage of assets, hourly. - [Michael Dunlop](https://find.wellspent.co/advisors/michael-dunlop/), Ignite Financial, Cedar Falls. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. ## How many fee-only financial advisors in Iowa work on retirement planning? The Wellspent public graph lists 31 fee-only advisors for retirement planning in Iowa, at 27 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for retirement planning in Iowa located? Of the 31 fee-only advisors for retirement planning in Iowa, 5 are in West Des Moines, followed by 4 in Des Moines and 3 in Coralville. ## How do fee-only advisors for retirement planning in Iowa charge? The most common fee among fee-only advisors for retirement planning in Iowa is a percentage of assets, used by 84% of the 31 with fees on file. Many use more than one: 61% charge by the hour and 48% charge fixed fees. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the RICP, CFP and EA. In Iowa, 74% of the 31 advisors listed hold the CFP. - RICP (13% of advisors listed): The RICP is built around retirement income specifically. - CFP (74% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (6% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (6% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Iowa advisors for retirement planning compare with the rest of the US? 74% of fee-only advisors for retirement planning in Iowa hold the CFP, compared with 46% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Iowa tax Social Security? No. Iowa doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Iowa? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Iowa tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Iowa? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Betsy Ratashak-Vogel](https://find.wellspent.co/advisors/betsy-ratashak-vogel.md) | R&V Personal Finance | Decorah, Iowa | CFP | Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee | | [Jacob Stalder](https://find.wellspent.co/advisors/jacob-stalder.md) | Navigate Financial Planning LLC | Cedar Falls, Iowa | CFP | Subscription, One-time planning fee | | [Michael Dunlop](https://find.wellspent.co/advisors/michael-dunlop.md) | Ignite Financial | Cedar Falls, Iowa | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Travis Allen](https://find.wellspent.co/advisors/travis-allen.md) | Custom Wealth Planners | Ankeny, Iowa | CFA, CFP, RICP | Percentage of assets, One-time planning fee | | [Benjamin Geiger](https://find.wellspent.co/advisors/benjamin-geiger.md) | Simplified Planning | Johnston, Iowa | CFP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Carrie Houchins-Witt](https://find.wellspent.co/advisors/carrie-houchins-witt.md) | Carrie Houchins-Witt Tax & Financial Services LLC | Coralville, Iowa | CFP, EA, RICP | Hourly, Flat fee or retainer, One-time planning fee | | [Chad Gammon](https://find.wellspent.co/advisors/chad-gammon.md) | Custom Fit Financial LLC | Cedar Rapids, Iowa | CFP, EA, MBA, RICP | Subscription, One-time planning fee, Hourly | | [Jason Gunkel](https://find.wellspent.co/advisors/jason-gunkel.md) | Syverson Strege | West Des Moines, Iowa | CAP, CFA, CFP, AEP, MBA | Percentage of assets, Hourly, Fixed fees | | [Jeanna Nation](https://find.wellspent.co/advisors/jeanna-nation.md) | West Financial Advisors, LLC | Des Moines, Iowa | CFP, CPA/PFS, RICP | Percentage of assets, Hourly | | [Kade Hammes](https://find.wellspent.co/advisors/kade-hammes.md) | Storybook Financial | Coralville, Iowa | CFP, RLP | Percentage of assets, Hourly, Fixed fees | | [Matt Hylland](https://find.wellspent.co/advisors/matt-hylland.md) | Arnold & Mote Wealth Management | Hiawatha, Iowa | CFP, MBA | Percentage of assets, Flat fee or retainer | | [Quinn Arnold](https://find.wellspent.co/advisors/quinn-arnold.md) | Arnold Financial Planning LLC | Cedar Rapids, Iowa | CFP | Percentage of assets, Flat fee or retainer | | [Nathan Nicolaisen](https://find.wellspent.co/advisors/nathan-nicolaisen.md) | Redspire Wealth Management, LLC | West Des Moines, Iowa | CFP, MBA | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Steven Kane](https://find.wellspent.co/advisors/steven-kane.md) | Kane Company Wealth Management, Inc. | Johnston, Iowa | CFP, CPA, PFS | Percentage of assets, Hourly, Fixed fees | | [David Cunningham](https://find.wellspent.co/advisors/david-cunningham.md) | LW Advisors | Des Moines, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Joseph Hart](https://find.wellspent.co/advisors/joseph-hart.md) | Hart Wealth Management | West Des Moines, Iowa | CFP | Percentage of assets, Fixed fees | | [Andrew Tuecke](https://find.wellspent.co/advisors/andrew-tuecke.md) | Stewards Advisory Services | Marion, Iowa | CFP | Percentage of assets, Hourly | | [Jeff Newburn](https://find.wellspent.co/advisors/jeff-newburn.md) | Plan2Thrive Financial Services | Eldridge, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Pira](https://find.wellspent.co/advisors/kevin-pira.md) | Pira Wealth Management | Coralville, Iowa | CFP | Percentage of assets, Fixed fees | | [Loren Sherman](https://find.wellspent.co/advisors/loren-sherman.md) | Integrity Wealth Management | Waukee, Iowa | | Flat fee or retainer, Ongoing planning fee | | [Peter Deacon](https://find.wellspent.co/advisors/peter-deacon.md) | Forrest Financial Services | Windsor Heights, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Stephen Forrest](https://find.wellspent.co/advisors/stephen-forrest.md) | Forrest Financial Services | Des Moines, Iowa | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Glaser](https://find.wellspent.co/advisors/jonathan-glaser.md) | Iowa Wealth Management | West Des Moines, Iowa | CFP | Percentage of assets, Hourly | | [Randy Immeker](https://find.wellspent.co/advisors/randy-immeker.md) | Compass Lighthouse Capital | Orange City, Iowa | CFP, ChFC | Percentage of assets, Fixed fees | | [Steven Reed](https://find.wellspent.co/advisors/steven-reed.md) | Reed Financial | Urbandale, Iowa | ChFC | Percentage of assets | | [Amanda Kelley](https://find.wellspent.co/advisors/amanda-kelley.md) | Plan2Thrive Financial Services | Eldridge, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Patrick Reid](https://find.wellspent.co/advisors/patrick-reid.md) | Plan2Thrive Financial Services | Eldridge, Iowa | | Percentage of assets, Hourly, Fixed fees | | [Jay Polson](https://find.wellspent.co/advisors/jay-polson.md) | Polson Wealth Management | Des Moines, Iowa | | Percentage of assets, Hourly, Fixed fees | | [David Becker](https://find.wellspent.co/advisors/david-becker-3063973.md) | Keystone Wealth Management | Waterloo, Iowa | | Percentage of assets, Fixed fees | | [Elizabeth Johnson](https://find.wellspent.co/advisors/elizabeth-johnson.md) | Iowa Wealth Management | West Des Moines, Iowa | | Percentage of assets, Hourly | | [Noah Schmall](https://find.wellspent.co/advisors/noah-schmall.md) | Bridgeway Wealth Management | Cedar Rapids, Iowa | | Percentage of assets, Hourly, Fixed fees | ## Related - [Tax planning in Iowa](https://find.wellspent.co/specialties/tax-planning/iowa.md) - [Estate planning in Iowa](https://find.wellspent.co/specialties/estate-planning/iowa.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).