# Financial advisors for retirement planning in Atlanta, Georgia > For retirement planning in Atlanta, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Schell of Pathway Financial Advisors, LLC, Trevor Gunter of Four Pines Financial LLC and Christian Koch of KAM South. Page: https://find.wellspent.co/specialties/retirement-planning/georgia/atlanta/ 72 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Atlanta? For retirement planning in Atlanta, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Schell of Pathway Financial Advisors, LLC, Trevor Gunter of Four Pines Financial LLC and Christian Koch of KAM South. - [Michael Schell](https://find.wellspent.co/advisors/michael-schell/), Pathway Financial Advisors, LLC, Atlanta City. Holds the CFP, EA and CPA. Fees on file: percentage of assets, hourly. - [Trevor Gunter](https://find.wellspent.co/advisors/trevor-gunter/), Four Pines Financial LLC, Atlanta City. Holds the CFP. Fees on file: percentage of assets, ongoing planning fee. - [Christian Koch](https://find.wellspent.co/advisors/christian-koch/), KAM South, Atlanta City. Holds the CFP. Fees on file: one-time planning fee. - [Patrick King](https://find.wellspent.co/advisors/patrick-king/), Prana Wealth, Atlanta City. Holds the CFP. Fees on file: percentage of assets, flat fee or retainer. - [Lauren Way](https://find.wellspent.co/advisors/lauren-way/), Elwood & Goetz Wealth Advisory Group, LLC, Atlanta City. Holds the CFP. Fees on file: percentage of assets. - [Christopher Williams](https://find.wellspent.co/advisors/christopher-williams-7346668/), Inceptive Financial, Atlanta City. Holds the CPA. Fees on file: subscription, one-time planning fee. ## How many fee-only financial advisors in Atlanta work on retirement planning? The Wellspent public graph lists 72 fee-only advisors for retirement planning in Atlanta, at 38 firms. We counted every advisor record that lists this work, as of November 2026. ## How do fee-only advisors for retirement planning in Atlanta charge? The most common fee among fee-only advisors for retirement planning in Atlanta is a percentage of assets, used by 90% of the 72 with fees on file. Many use more than one: 67% charge fixed fees and 31% charge by the hour. ## How much do fee-only financial advisors charge in Atlanta? Fee-only financial advisors in Atlanta charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 11 Atlanta firms. ## How much does a one-time financial plan cost in Atlanta? A one-time financial plan from a fee-only firm in Atlanta has a median price of $3,850. We found this across the published prices of 7 Atlanta firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the CFP, EA and CPA. In Atlanta, 46% of the 72 advisors listed hold the CFP. - CFP (46% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (1% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (3% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Atlanta advisors for retirement planning compare with the rest of the US? 67% of fee-only advisors for retirement planning in Atlanta charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Georgia tax Social Security? No. Georgia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Atlanta? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Georgia tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Atlanta? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Lauren Way](https://find.wellspent.co/advisors/lauren-way.md) | Elwood & Goetz Wealth Advisory Group, LLC | Atlanta, Georgia | CFP, CFA, PhD, CRC | Percentage of assets | | [Bradley Hilton](https://find.wellspent.co/advisors/bradley-hilton.md) | Sonas Financial Planning, LLC | Atlanta, Georgia | CFP, MBA, MSFP, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Chloe Moore](https://find.wellspent.co/advisors/chloe-moore.md) | Financial Staples | Atlanta, Georgia | CFP | Ongoing planning fee, Flat fee or retainer | | [Trevor Gunter](https://find.wellspent.co/advisors/trevor-gunter.md) | Four Pines Financial LLC | Atlanta, Georgia | CFP | Percentage of assets, Ongoing planning fee | | [Helen Ngo](https://find.wellspent.co/advisors/helen-ngo.md) | Capital Benchmark Partners, LLC | Atlanta, Georgia | CFP | Percentage of assets, Hourly | | [Patrick King](https://find.wellspent.co/advisors/patrick-king.md) | Prana Wealth | Atlanta, Georgia | CFP, MBA | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Michael Schell](https://find.wellspent.co/advisors/michael-schell.md) | Pathway Financial Advisors, LLC | Atlanta, Georgia | CFP, EA, CPA/PFS, MBA | Percentage of assets, Hourly, Fixed fees | | [Christopher Williams](https://find.wellspent.co/advisors/christopher-williams-7346668.md) | Inceptive Financial | Atlanta, Georgia | CPA | Subscription, One-time planning fee | | [Robert Stowe](https://find.wellspent.co/advisors/robert-stowe.md) | Foxholm Financial | Atlanta, Georgia | AAMS | One-time planning fee, Hourly | | [Lori Eason](https://find.wellspent.co/advisors/lori-eason.md) | Alder Financial Group | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Edward Kerns](https://find.wellspent.co/advisors/edward-kerns.md) | Footlamp Financial | Atlanta, Georgia | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Aiki Altmets](https://find.wellspent.co/advisors/aiki-altmets.md) | Regimen Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Emma Foulkes](https://find.wellspent.co/advisors/emma-foulkes.md) | Collective Wealth Partners | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Jared Haubenstock](https://find.wellspent.co/advisors/jared-haubenstock.md) | Regimen Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Jessica Sherrill](https://find.wellspent.co/advisors/jessica-sherrill.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kaitlin Theobald](https://find.wellspent.co/advisors/kaitlin-theobald.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kamila Elliott](https://find.wellspent.co/advisors/kamila-elliott.md) | Collective Wealth Partners | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kathy Weese](https://find.wellspent.co/advisors/kathy-weese.md) | Nora Wealth | Atlanta, Georgia | CFP | Percentage of assets, One-time planning fee | | [Mark Sheerin](https://find.wellspent.co/advisors/mark-sheerin.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Theodore Noble](https://find.wellspent.co/advisors/theodore-noble.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Tracy Kasing](https://find.wellspent.co/advisors/tracy-kasing.md) | Regimen Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [William Hutchins](https://find.wellspent.co/advisors/william-hutchins.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [James White Jr.](https://find.wellspent.co/advisors/james-white-jr.md) | Forty Two Wealth LLC | Atlanta, Georgia | CFP | Percentage of assets, Flat fee or retainer | | [Jennifer Kramer](https://find.wellspent.co/advisors/jennifer-kramer.md) | Jayco Wealth Management | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Jennifer Odom](https://find.wellspent.co/advisors/jennifer-odom.md) | Chastain Wealth Management | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Larren Odom](https://find.wellspent.co/advisors/larren-odom.md) | Chastain Wealth Management | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Nirvanna Silva Novelo](https://find.wellspent.co/advisors/nirvanna-silva-novelo.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Russell Wood](https://find.wellspent.co/advisors/russell-wood.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Samuel Deane](https://find.wellspent.co/advisors/samuel-deane.md) | Rora Wealth | Atlanta, Georgia | | Flat fee or retainer, Percentage of assets, Hourly | | [Caroline McInerney](https://find.wellspent.co/advisors/caroline-mcinerney.md) | HWM Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Christian Koch](https://find.wellspent.co/advisors/christian-koch.md) | KAM South | Atlanta, Georgia | CFP | One-time planning fee | | [Ian Weinstein](https://find.wellspent.co/advisors/ian-weinstein.md) | Regimen Wealth | Atlanta, Georgia | ChFC | Percentage of assets, Fixed fees | | [Jessica Morris](https://find.wellspent.co/advisors/jessica-morris.md) | CMA Financial Services | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Joseph Abboud](https://find.wellspent.co/advisors/joseph-abboud.md) | Rinzler Capital | Atlanta, Georgia | | Flat fee or retainer, Ongoing planning fee | | [Robert Pierson](https://find.wellspent.co/advisors/robert-pierson.md) | Pierson Wealth Management | Atlanta, Georgia | CFP | Percentage of assets | | [Russell Holcombe](https://find.wellspent.co/advisors/russell-holcombe.md) | Holcombe Financial | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Carey Blakley](https://find.wellspent.co/advisors/carey-blakley.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Gary Martin](https://find.wellspent.co/advisors/gary-martin.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Jeffrey Buck](https://find.wellspent.co/advisors/jeffrey-buck.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Lloyd Flood](https://find.wellspent.co/advisors/lloyd-flood.md) | Nicholas Hoffman & Company | Atlanta, Georgia | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Frank Brannon](https://find.wellspent.co/advisors/frank-brannon.md) | KMR Financial Advisory | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kimberly Ball](https://find.wellspent.co/advisors/kimberly-ball.md) | Ball Wealth Management | Atlanta, Georgia | | Percentage of assets, Fixed fees | | [Michael Ball](https://find.wellspent.co/advisors/michael-ball.md) | Ball Wealth Management | Atlanta, Georgia | | Percentage of assets, Fixed fees | | [Mindy Evans](https://find.wellspent.co/advisors/mindy-evans.md) | Nora Wealth | Atlanta, Georgia | | Percentage of assets, One-time planning fee | | [Robert Cramer](https://find.wellspent.co/advisors/robert-cramer.md) | Sherrill & Hutchins | Atlanta, Georgia | | Percentage of assets, Hourly, Fixed fees | | [Rush Imhotep](https://find.wellspent.co/advisors/rush-imhotep.md) | Northwestern Mutual Investment Services, LLC | ATLANTA, Georgia | | Percentage of assets | | [Taylor Moody](https://find.wellspent.co/advisors/taylor-moody.md) | Regimen Wealth | Atlanta, Georgia | | Percentage of assets, Fixed fees | | [Zachary Morris](https://find.wellspent.co/advisors/zachary-morris.md) | Paces Ferry Wealth Advisors | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Aaron Jeffries](https://find.wellspent.co/advisors/aaron-jeffries.md) | Nicholas Hoffman & Company | Atlanta, Georgia | | Percentage of assets, Fixed fees, Performance-based fees | | [Alexander Gambrell](https://find.wellspent.co/advisors/alexander-gambrell.md) | Nicholas Hoffman & Company | Atlanta, Georgia | | Percentage of assets, Fixed fees, Performance-based fees | Showing the first 50 of 72. The full list, page by page: https://find.wellspent.co/specialties/retirement-planning/georgia/atlanta/?page=2 ## Related - [Founders in Atlanta](https://find.wellspent.co/specialties/founders-pre-exit/georgia/atlanta.md) - [Estate planning in Atlanta](https://find.wellspent.co/specialties/estate-planning/georgia/atlanta.md) - [Family wealth transfer in Atlanta](https://find.wellspent.co/specialties/family-wealth-transfer/georgia/atlanta.md) - [Tax planning in Atlanta](https://find.wellspent.co/specialties/tax-planning/georgia/atlanta.md) - [Executives in Atlanta](https://find.wellspent.co/audiences/executives/georgia/atlanta.md) - [Small business owners in Atlanta](https://find.wellspent.co/specialties/small-business-owners/georgia/atlanta.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).