# Financial advisors for retirement planning in Georgia > For retirement planning in Georgia, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Schell of Pathway Financial Advisors, LLC, David Blain of BlueSky Wealth Advisors, LLC and Casey Smith of Wiser Wealth Management, Inc.. Page: https://find.wellspent.co/specialties/retirement-planning/georgia/ 202 fee-only advisors listed; data last updated November 2, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about retirement planning in Georgia? For retirement planning in Georgia, talk to a fee-only planner who builds a withdrawal plan, not only an investment portfolio. Look for someone who works out where your income comes from each year, in what order, and what tax it triggers. Records to start with include Michael Schell of Pathway Financial Advisors, LLC, David Blain of BlueSky Wealth Advisors, LLC and Casey Smith of Wiser Wealth Management, Inc.. - [Michael Schell](https://find.wellspent.co/advisors/michael-schell/), Pathway Financial Advisors, LLC, Atlanta. Holds the CFP, EA and CPA. Fees on file: percentage of assets, hourly. - [David Blain](https://find.wellspent.co/advisors/david-blain/), BlueSky Wealth Advisors, LLC, Acworth. Holds the CFP and EA. Fees on file: ongoing planning fee. - [Casey Smith](https://find.wellspent.co/advisors/casey-smith/), Wiser Wealth Management, Inc., Marietta. Holds the CFP and CPA. Fees on file: percentage of assets, flat fee or retainer. - [Brian Seymour](https://find.wellspent.co/advisors/brian-seymour/), Prosperitage Wealth, Mcdonough. Holds the RICP and CFP. Fees on file: percentage of assets, flat fee or retainer. - [Mark Stancato](https://find.wellspent.co/advisors/mark-stancato/), VIP Wealth Advisors, Decatur. Holds the CFP and EA. Fees on file: flat fee or retainer, ongoing planning fee. - [Ben Jacobs-Nichelson](https://find.wellspent.co/advisors/ben-jacobs-nichelson/), Fully Financial, Athens. Holds the CFP and EA. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Georgia work on retirement planning? The Wellspent public graph lists 202 fee-only advisors for retirement planning in Georgia, at 107 firms. We counted every advisor record that lists this work, as of November 2026. ## Where are fee-only advisors for retirement planning in Georgia located? Of the 202 fee-only advisors for retirement planning in Georgia, 72 are in Atlanta, followed by 19 in Athens and 18 in Alpharetta. ## How do fee-only advisors for retirement planning in Georgia charge? The most common fee among fee-only advisors for retirement planning in Georgia is a percentage of assets, used by 91% of the 202 with fees on file. Many use more than one: 56% charge fixed fees and 48% charge by the hour. ## How much do fee-only financial advisors charge in Georgia? Fee-only financial advisors in Georgia charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 25 Georgia firms. ## How much does a one-time financial plan cost in Georgia? A one-time financial plan from a fee-only firm in Georgia has a median price of $2,000. We found this across the published prices of 17 Georgia firms. ## What credentials should a financial advisor for retirement planning have? For retirement planning, look for the CFP, EA and CPA. In Georgia, 47% of the 202 advisors listed hold the CFP. - CFP (47% of advisors listed): The CFP covers income, tax, insurance, and estate decisions together. - EA (2% of advisors listed): Enrolled agents help with Roth conversions and withdrawal order. - CPA (3% of advisors listed): CPAs help with the tax side of withdrawals. ## How do Georgia advisors for retirement planning compare with the rest of the US? 56% of fee-only advisors for retirement planning in Georgia charge fixed fees, compared with 47% of the 7,304 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Georgia tax Social Security? No. Georgia doesn't tax Social Security. Its treatment of IRA withdrawals and pensions has its own rules, so ask to see them in your plan. ## What should I ask a financial advisor about retirement planning in Georgia? - How do you decide which accounts I draw from first? - When would you have me claim Social Security, and why? - How do you handle a bad market in my first years of retirement? - Will you run Roth conversion scenarios for me each year? - How does Georgia tax each source of my retirement income? ## How current is this list of fee-only advisors for retirement planning in Georgia? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chris Musick](https://find.wellspent.co/advisors/chris-musick.md) | Purpose Financial Planning | Fayetteville, Georgia | CFP, CKA | Flat fee or retainer, Percentage of assets | | [David Barfield](https://find.wellspent.co/advisors/david-barfield.md) | Datapoint Financial Planning, LLC | Canton, Georgia | CFP | Hourly | | [Lauren Way](https://find.wellspent.co/advisors/lauren-way.md) | Elwood & Goetz Wealth Advisory Group, LLC | Atlanta, Georgia | CFP, CFA, PhD, CRC | Percentage of assets | | [Lindsay Elwood](https://find.wellspent.co/advisors/lindsay-elwood.md) | Elwood & Goetz Wealth Advisory Group | Athens, Georgia | CFP | Percentage of assets | | [Mark Stancato](https://find.wellspent.co/advisors/mark-stancato.md) | VIP Wealth Advisors | Decatur, Georgia | CFP, EA | Flat fee or retainer, Ongoing planning fee | | [Bradley Hilton](https://find.wellspent.co/advisors/bradley-hilton.md) | Sonas Financial Planning, LLC | Atlanta, Georgia | CFP, MBA, MSFP, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Brian Seymour](https://find.wellspent.co/advisors/brian-seymour.md) | Prosperitage Wealth | Mcdonough, Georgia | CFP, ChFC, RICP | Percentage of assets, Flat fee or retainer, One-time planning fee, Subscription, Hourly | | [Casey Smith](https://find.wellspent.co/advisors/casey-smith.md) | Wiser Wealth Management, Inc. | Marietta, Georgia | CDFA, CFP, CPA, MBA | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Chloe Moore](https://find.wellspent.co/advisors/chloe-moore.md) | Financial Staples | Atlanta, Georgia | CFP | Ongoing planning fee, Flat fee or retainer | | [Trevor Gunter](https://find.wellspent.co/advisors/trevor-gunter.md) | Four Pines Financial LLC | Atlanta, Georgia | CFP | Percentage of assets, Ongoing planning fee | | [Ben Jacobs-Nichelson](https://find.wellspent.co/advisors/ben-jacobs-nichelson.md) | Fully Financial | Athens, Georgia | CFP, EA, MSFP | Percentage of assets, Hourly, Fixed fees | | [Cecil Staton](https://find.wellspent.co/advisors/cecil-staton.md) | Arch Financial Planning, LLC | Athens, Georgia | CFP | Percentage of assets | | [David Blain](https://find.wellspent.co/advisors/david-blain.md) | BlueSky Wealth Advisors, LLC | Acworth, Georgia | CFA, CDFA, CFP, EA, MS, AFC, TPCP | Ongoing planning fee | | [Helen Ngo](https://find.wellspent.co/advisors/helen-ngo.md) | Capital Benchmark Partners, LLC | Atlanta, Georgia | CFP | Percentage of assets, Hourly | | [Patrick King](https://find.wellspent.co/advisors/patrick-king.md) | Prana Wealth | Atlanta, Georgia | CFP, MBA | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [G. Christian Mauser](https://find.wellspent.co/advisors/g-christian-mauser.md) | ATLas Investment Advisors | Alpharetta, Georgia | CFP, CIMA, CRC, CRPC, Retirement Management Advisor | Percentage of assets | | [Jovan Johnson](https://find.wellspent.co/advisors/jovan-johnson.md) | Piece of Wealth Planning LLC | Athens, Georgia | CFP, CPA, PFS | Percentage of assets, Hourly, Fixed fees | | [Justin Owens](https://find.wellspent.co/advisors/justin-owens.md) | Horizon Advisors LLC | Rome, Georgia | CFP, CGMA, CKA, CPA/PFS, CPA, PFS | Percentage of assets, Hourly, Fixed fees | | [Kurt Dupuis](https://find.wellspent.co/advisors/kurt-dupuis.md) | Root Wealth Management | Decatur, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Luke McCord](https://find.wellspent.co/advisors/luke-mccord.md) | Greenway Financial Planning, LLC | Cumming, Georgia | CFP | Ongoing planning fee, Percentage of assets | | [Michael Schell](https://find.wellspent.co/advisors/michael-schell.md) | Pathway Financial Advisors, LLC | Atlanta, Georgia | CFP, EA, CPA/PFS, MBA | Percentage of assets, Hourly, Fixed fees | | [Nick Fazio](https://find.wellspent.co/advisors/nick-fazio.md) | Chattahoochee Wealth | Cumming, Georgia | CFP, CPA, CFA | Percentage of assets, Fixed fees | | [Thomas Cloud](https://find.wellspent.co/advisors/thomas-cloud.md) | Third Act Retirement Planning, Inc. | Marietta, Georgia | AAMS, CFP, ChFC, CSA | Percentage of assets, Hourly, Fixed fees | | [Christopher Williams](https://find.wellspent.co/advisors/christopher-williams-7346668.md) | Inceptive Financial | Atlanta, Georgia | CPA | Subscription, One-time planning fee | | [Michael Dayoub](https://find.wellspent.co/advisors/michael-dayoub.md) | Alpha Financial Management, Inc. | Savannah, Georgia | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Randall Avery](https://find.wellspent.co/advisors/randall-avery.md) | Deasil Wealth Management, LLC | Decatur, Georgia | CFP, CFA | Percentage of assets | | [Robert Stowe](https://find.wellspent.co/advisors/robert-stowe.md) | Foxholm Financial | Atlanta, Georgia | AAMS | One-time planning fee, Hourly | | [Cliff O'Conner](https://find.wellspent.co/advisors/cliff-oconner.md) | C.W. O'Conner Wealth Advisors, Inc. | Duluth, Georgia | ChFC, CIMA, CPWA | Percentage of assets, Fixed fees | | [Jim Stanhouse](https://find.wellspent.co/advisors/jim-stanhouse.md) | Stanhouse Financial Planning & Mgt. | Duluth, Georgia | MBA | Percentage of assets, Ongoing planning fee, One-time planning fee, Flat fee or retainer | | [Lori Eason](https://find.wellspent.co/advisors/lori-eason.md) | Alder Financial Group | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Edward Kerns](https://find.wellspent.co/advisors/edward-kerns.md) | Footlamp Financial | Atlanta, Georgia | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Aiki Altmets](https://find.wellspent.co/advisors/aiki-altmets.md) | Regimen Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Amy Amorosso](https://find.wellspent.co/advisors/amy-amorosso.md) | Ball Wealth Management | Dawsonville, Georgia | CFP | Percentage of assets, Fixed fees | | [Emma Foulkes](https://find.wellspent.co/advisors/emma-foulkes.md) | Collective Wealth Partners | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Jamie Stolz](https://find.wellspent.co/advisors/jamie-stolz.md) | TandemGrowth Financial Advisors | Alpharetta, Georgia | CFP | Percentage of assets | | [Jared Haubenstock](https://find.wellspent.co/advisors/jared-haubenstock.md) | Regimen Wealth | Atlanta, Georgia | CFP | Percentage of assets, Fixed fees | | [Jason Lina](https://find.wellspent.co/advisors/jason-lina.md) | Golden Bell | Alpharetta, Georgia | CFP, CFA | Percentage of assets | | [Jessica Sherrill](https://find.wellspent.co/advisors/jessica-sherrill.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [John Sena](https://find.wellspent.co/advisors/john-sena.md) | Mike Sena Advisors | Roswell, Georgia | CFP | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee | | [Jon Bernier](https://find.wellspent.co/advisors/jon-bernier.md) | TandemGrowth Financial Advisors | Alpharetta, Georgia | CFP, ChFC | Percentage of assets | | [Joseph Beckford](https://find.wellspent.co/advisors/joseph-beckford.md) | Goodwin Investment Advisory | Woodstock, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Justin Pitcock](https://find.wellspent.co/advisors/justin-pitcock.md) | Goodwin Investment Advisory | Woodstock, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kaitlin Theobald](https://find.wellspent.co/advisors/kaitlin-theobald.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kamila Elliott](https://find.wellspent.co/advisors/kamila-elliott.md) | Collective Wealth Partners | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Kathy Weese](https://find.wellspent.co/advisors/kathy-weese.md) | Nora Wealth | Atlanta, Georgia | CFP | Percentage of assets, One-time planning fee | | [Mark Sheerin](https://find.wellspent.co/advisors/mark-sheerin.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Raymond Brown](https://find.wellspent.co/advisors/raymond-brown.md) | Goodwin Investment Advisory | Woodstock, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Ryan Mason](https://find.wellspent.co/advisors/ryan-mason-6648373.md) | Mason Wealth Strategies | Cumming, Georgia | CFP | Percentage of assets, Hourly | | [Theodore Noble](https://find.wellspent.co/advisors/theodore-noble.md) | Sherrill & Hutchins | Atlanta, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | | [Timothy Goodwin](https://find.wellspent.co/advisors/timothy-goodwin.md) | Goodwin Investment Advisory | Woodstock, Georgia | CFP | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 202. The full list, page by page: https://find.wellspent.co/specialties/retirement-planning/georgia/?page=2 ## Related - [Estate planning in Georgia](https://find.wellspent.co/specialties/estate-planning/georgia.md) - [Tax planning in Georgia](https://find.wellspent.co/specialties/tax-planning/georgia.md) - [Founders in Georgia](https://find.wellspent.co/specialties/founders-pre-exit/georgia.md) - [Small business owners in Georgia](https://find.wellspent.co/specialties/small-business-owners/georgia.md) - [Family wealth transfer in Georgia](https://find.wellspent.co/specialties/family-wealth-transfer/georgia.md) - [Executives in Georgia](https://find.wellspent.co/audiences/executives/georgia.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).