# Financial advisors for physicians in New York > For physicians in New York, talk to a fee-only planner who already serves doctors and knows your stage, from training through practice ownership. Student loans, disability insurance, and contract terms are decisions most generalists rarely see. Records to start with include Courtney McKenna of Altfest Personal Wealth Management, Gabriel Kaplan of Wealth Habits and J. Scott Kittrell of Modera Wealth Management, LLC. Page: https://find.wellspent.co/specialties/physicians/new-york/ 35 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a physician in New York? For physicians in New York, talk to a fee-only planner who already serves doctors and knows your stage, from training through practice ownership. Student loans, disability insurance, and contract terms are decisions most generalists rarely see. Records to start with include Courtney McKenna of Altfest Personal Wealth Management, Gabriel Kaplan of Wealth Habits and J. Scott Kittrell of Modera Wealth Management, LLC. - [Courtney McKenna](https://find.wellspent.co/advisors/courtney-mckenna/), Altfest Personal Wealth Management, New York City. Holds the CFP and CPA. Fees on file: ongoing planning fee. - [Gabriel Kaplan](https://find.wellspent.co/advisors/gabriel-kaplan/), Wealth Habits, White Plains. Holds the CFP and CPA. Fees on file: percentage of assets, ongoing planning fee. - [J. Scott Kittrell](https://find.wellspent.co/advisors/j-scott-kittrell/), Modera Wealth Management, LLC, New York City. Holds the CFP and CPA. Fees on file: percentage of assets, flat fee or retainer. - [Kathryn Kubiak-Rizzone](https://find.wellspent.co/advisors/kathryn-kubiak-rizzone/), About Time Financial Planning, Rochester. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Amir Noor](https://find.wellspent.co/advisors/amir-noor/), N Financial Plans, Huntington. Holds the CFP. Fees on file: hourly, ongoing planning fee. - [Dyer McCabe](https://find.wellspent.co/advisors/dyer-mccabe/), Kilter Group, Rhinebeck. Holds the CFP. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in New York work with physicians? The Wellspent public graph lists 35 fee-only advisors for physicians in New York, at 16 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for physicians in New York located? Of the 35 fee-only advisors for physicians in New York, 11 are in Syracuse, followed by 5 in New York City and 4 in Rhinebeck. ## How do fee-only advisors for physicians in New York charge? The most common fee among fee-only advisors for physicians in New York is a percentage of assets, used by 91% of the 35 with fees on file. Many use more than one: 71% charge fixed fees and 43% charge by the hour. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How much does a one-time financial plan cost in New York? A one-time financial plan from a fee-only firm in New York has a median price of $2,500. We found this across the published prices of 31 New York firms. ## What credentials should a financial advisor for physicians have? For physicians, look for the CFP and CPA. In New York, 57% of the 35 advisors listed hold the CFP. - CFP (57% of advisors listed): The CFP covers the insurance and retirement decisions doctors face. - CPA (9% of advisors listed): CPAs help with practice income and high-income tax. ## How do New York advisors for physicians compare with the rest of the US? 71% of fee-only advisors for physicians in New York charge fixed fees, compared with 51% of the 691 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does New York tax income on top of federal tax? Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax. ## Is there a local income tax in New York? Yes. In New York, New York City and Yonkers add their own income tax. ## What should I ask a financial advisor as a physician in New York? - How many physicians do you work with, and at what career stage? - How would you approach my loans, including PSLF? - How do you evaluate own-occupation disability coverage? - Do you sell insurance or earn anything from it? - How do you account for local income tax where I live and work? ## How current is this list of fee-only advisors for physicians in New York? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Amir Noor](https://find.wellspent.co/advisors/amir-noor.md) | N Financial Plans | Huntington, New York | CFP, CRPS, EA | Hourly, Ongoing planning fee, Percentage of assets, One-time planning fee | | [Andrew Altfest](https://find.wellspent.co/advisors/andrew-altfest.md) | Altfest Personal Wealth Management | New York, New York | CFP, MBA | Ongoing planning fee | | [Courtney McKenna](https://find.wellspent.co/advisors/courtney-mckenna.md) | Altfest Personal Wealth Management | New York, New York | CFP, CLU, CFA, CPA/PFS, MBA, PhD, MA | Ongoing planning fee | | [Gabriel Kaplan](https://find.wellspent.co/advisors/gabriel-kaplan.md) | Wealth Habits | White Plains, New York | CFP, CPA, MBA | Percentage of assets, Ongoing planning fee | | [Jared Paul](https://find.wellspent.co/advisors/jared-paul.md) | Capable Wealth | Albany, New York | CFP, CIMA | Percentage of assets, Hourly, Fixed fees | | [Kathryn Kubiak-Rizzone](https://find.wellspent.co/advisors/kathryn-kubiak-rizzone.md) | About Time Financial Planning | Rochester, New York | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [J. Scott Kittrell](https://find.wellspent.co/advisors/j-scott-kittrell.md) | Modera Wealth Management, LLC | New York, New York | CFP, CFA, ACA, EA, DDS, MBA, CDFA, AAMS, BFA, Chartered SRI Counselor, CPWA, ChFC, CPA, CEPA, ChSNC, AIF, CPA/PFS, MSFS, CLU, RICP, BS | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Anthony Ogorek](https://find.wellspent.co/advisors/anthony-ogorek.md) | Ogorek Wealth Management | Williamsville, New York | CFP | Percentage of assets, Fixed fees | | [Douglas Augenthaler](https://find.wellspent.co/advisors/douglas-augenthaler.md) | Palumbo Wealth Management | Great Neck, New York | CFP, CFA | Percentage of assets, Fixed fees | | [Jeffrey Viksjo](https://find.wellspent.co/advisors/jeffrey-viksjo.md) | Ogorek Wealth Management | Williamsville, New York | CFP, CFA | Percentage of assets, Fixed fees | | [Dyer McCabe](https://find.wellspent.co/advisors/dyer-mccabe.md) | Kilter Group | Rhinebeck, New York | CFP, ChFC | Percentage of assets, Fixed fees | | [Peter Egolf](https://find.wellspent.co/advisors/peter-egolf.md) | Kilter Group | Rhinebeck, New York | CFP | Percentage of assets, Fixed fees | | [Rakesh Budhram](https://find.wellspent.co/advisors/rakesh-budhram.md) | Prolific Solutions | Ozone Park, New York | CFP | Percentage of assets, Fixed fees | | [Adam Underwood](https://find.wellspent.co/advisors/adam-underwood.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Anthony Farella](https://find.wellspent.co/advisors/anthony-farella.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [David Carroll](https://find.wellspent.co/advisors/david-carroll.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [David Krawczyk](https://find.wellspent.co/advisors/david-krawczyk.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Igor Tsukerman](https://find.wellspent.co/advisors/igor-tsukerman.md) | Eureka Wealth Solutions | New York, New York | | Percentage of assets | | [Nicholas Stancato](https://find.wellspent.co/advisors/nicholas-stancato.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Patrick Rohe](https://find.wellspent.co/advisors/patrick-rohe.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Peter Dizdar](https://find.wellspent.co/advisors/peter-dizdar.md) | Palumbo Wealth Management | Great Neck, New York | | Percentage of assets, Fixed fees | | [Stephen Engel](https://find.wellspent.co/advisors/stephen-engel.md) | Palumbo Wealth Management | Great Neck, New York | | Percentage of assets, Fixed fees | | [Zachary DeBottis](https://find.wellspent.co/advisors/zachary-debottis.md) | Rockbridge Investment Management | Syracuse, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Heather Proctor](https://find.wellspent.co/advisors/heather-proctor.md) | Milestones Private Investment Advisors | Fairport, New York | | Percentage of assets, Fixed fees | | [Jennifer Ziesk](https://find.wellspent.co/advisors/jennifer-ziesk.md) | Kilter Group | Rhinebeck, New York | | Percentage of assets, Fixed fees | | [Kaylee Johnson](https://find.wellspent.co/advisors/kaylee-johnson.md) | Kilter Group | Webster, New York | | Percentage of assets, Fixed fees | | [Luz Curiel](https://find.wellspent.co/advisors/luz-curiel.md) | Kilter Group | Rhinebeck, New York | | Percentage of assets, Fixed fees | | [Mark Buscher](https://find.wellspent.co/advisors/mark-buscher.md) | Milestones Private Investment Advisors | Fairport, New York | | Percentage of assets, Fixed fees | | [Craig Buckhout](https://find.wellspent.co/advisors/craig-buckhout.md) | Rockbridge Investment Management | Syracuse, New York | CFA | Percentage of assets, Hourly, Fixed fees | | [Sivaparvati Thagirisa](https://find.wellspent.co/advisors/sivaparvati-thagirisa.md) | Map to Your Wealth | Floral Park, New York | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Chao Yang](https://find.wellspent.co/advisors/chao-yang.md) | Conrad Capital Management | Hauppauge, New York | CFA | Percentage of assets, Hourly | | [Adam Gagas](https://find.wellspent.co/advisors/adam-gagas.md) | Rockbridge Investment Management | Syracuse, New York | | Percentage of assets, Hourly, Fixed fees | | [Claire Ariglio](https://find.wellspent.co/advisors/claire-ariglio.md) | Rockbridge Investment Management | Syracuse, New York | | Percentage of assets, Hourly, Fixed fees | | [Robert Ryan](https://find.wellspent.co/advisors/robert-ryan.md) | Rockbridge Investment Management | Syracuse, New York | | Percentage of assets, Hourly, Fixed fees | | [Esteban Handal](https://find.wellspent.co/advisors/esteban-handal.md) | Handal Dunaway | New York, New York | | Percentage of assets | ## Related - [Retirement planning in New York](https://find.wellspent.co/specialties/retirement-planning/new-york.md) - [Estate planning in New York](https://find.wellspent.co/specialties/estate-planning/new-york.md) - [Tax planning in New York](https://find.wellspent.co/specialties/tax-planning/new-york.md) - [Family wealth transfer in New York](https://find.wellspent.co/specialties/family-wealth-transfer/new-york.md) - [Founders in New York](https://find.wellspent.co/specialties/founders-pre-exit/new-york.md) - [Small business owners in New York](https://find.wellspent.co/specialties/small-business-owners/new-york.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).