# Financial advisors for physicians in Colorado > For physicians in Colorado, talk to a fee-only planner who already serves doctors and knows your stage, from training through practice ownership. Student loans, disability insurance, and contract terms are decisions most generalists rarely see. Records to start with include Zack Gutches of True Riches Financial Planning, Matthew Kelley of Gold Medal Waters, Inc. and Thomas Little of Yeti Wealth Management Group. Page: https://find.wellspent.co/specialties/physicians/colorado/ 44 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to as a physician in Colorado? For physicians in Colorado, talk to a fee-only planner who already serves doctors and knows your stage, from training through practice ownership. Student loans, disability insurance, and contract terms are decisions most generalists rarely see. Records to start with include Zack Gutches of True Riches Financial Planning, Matthew Kelley of Gold Medal Waters, Inc. and Thomas Little of Yeti Wealth Management Group. - [Zack Gutches](https://find.wellspent.co/advisors/zack-gutches/), True Riches Financial Planning, Denver. Holds the CFP and CPA. Fees on file: flat fee or retainer. - [Matthew Kelley](https://find.wellspent.co/advisors/matthew-kelley/), Gold Medal Waters, Inc., Boulder. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Thomas Little](https://find.wellspent.co/advisors/thomas-little/), Yeti Wealth Management Group, Highlands Ranch. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Robert Hamilton](https://find.wellspent.co/advisors/robert-hamilton-6331348/), Integrity Investment Advisors, Fort Collins. Holds the CFP. Fees on file: percentage of assets. - [Geoffrey Schaefer](https://find.wellspent.co/advisors/geoffrey-schaefer/), Intergy Private Wealth, Colorado Springs. Holds the CFP. Fees on file: percentage of assets, hourly. - [Jeremy Busch](https://find.wellspent.co/advisors/jeremy-busch/), Keystone Financial Services, Loveland. Holds the CFP. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in Colorado work with physicians? The Wellspent public graph lists 44 fee-only advisors for physicians in Colorado, at 12 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for physicians in Colorado located? Of the 44 fee-only advisors for physicians in Colorado, 19 are in Boulder, followed by 10 in Fort Collins and 6 in Colorado Springs. ## How do fee-only advisors for physicians in Colorado charge? The most common fee among fee-only advisors for physicians in Colorado is a percentage of assets, used by 89% of the 44 with fees on file. Many use more than one: 73% charge fixed fees and 64% charge by the hour. ## How much do fee-only financial advisors charge in Colorado? Fee-only financial advisors in Colorado charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 35 Colorado firms. ## How much does a one-time financial plan cost in Colorado? A one-time financial plan from a fee-only firm in Colorado has a median price of $2,500. We found this across the published prices of 26 Colorado firms. ## What credentials should a financial advisor for physicians have? For physicians, look for the CFP and CPA. In Colorado, 45% of the 44 advisors listed hold the CFP. - CFP (45% of advisors listed): The CFP covers the insurance and retirement decisions doctors face. - CPA (2% of advisors listed): CPAs help with practice income and high-income tax. ## How do Colorado advisors for physicians compare with the rest of the US? 73% of fee-only advisors for physicians in Colorado charge fixed fees, compared with 51% of the 691 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Colorado tax income on top of federal tax? Yes. Colorado has a state income tax, so a financial plan for a Colorado resident should project it alongside federal tax. ## What should I ask a financial advisor as a physician in Colorado? - How many physicians do you work with, and at what career stage? - How would you approach my loans, including PSLF? - How do you evaluate own-occupation disability coverage? - Do you sell insurance or earn anything from it? - How will you plan for Colorado tax alongside federal tax? ## How current is this list of fee-only advisors for physicians in Colorado? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Matthew Kelley](https://find.wellspent.co/advisors/matthew-kelley.md) | Gold Medal Waters, Inc. | Boulder, Colorado | AAMS, AIF, CFP | Flat fee or retainer, Ongoing planning fee | | [Zack Gutches](https://find.wellspent.co/advisors/zack-gutches.md) | True Riches Financial Planning | Denver, Colorado | CFP, CPA | Flat fee or retainer | | [Robert Hamilton](https://find.wellspent.co/advisors/robert-hamilton-6331348.md) | Integrity Investment Advisors | Fort Collins, Colorado | CFP | Percentage of assets | | [Thomas Little](https://find.wellspent.co/advisors/thomas-little.md) | Yeti Wealth Management Group | Highlands Ranch, Colorado | CFP | Percentage of assets, One-time planning fee | | [Jeremy Busch](https://find.wellspent.co/advisors/jeremy-busch.md) | Keystone Financial Services | Loveland, Colorado | CFP | Percentage of assets, Fixed fees | | [Joshua Nelson](https://find.wellspent.co/advisors/joshua-nelson.md) | Keystone Financial Services | Loveland, Colorado | CFP | Percentage of assets, Fixed fees | | [Benjamin Weaver](https://find.wellspent.co/advisors/benjamin-weaver.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Lichtenheld](https://find.wellspent.co/advisors/brian-lichtenheld.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Julie Martinez](https://find.wellspent.co/advisors/julie-martinez.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Kathrin Biscornet](https://find.wellspent.co/advisors/kathrin-biscornet.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Lily Beitel-Horton](https://find.wellspent.co/advisors/lily-beitel-horton.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Lindy Yoshida](https://find.wellspent.co/advisors/lindy-yoshida.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Raliegh Riddoch](https://find.wellspent.co/advisors/raliegh-riddoch.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Szafranski](https://find.wellspent.co/advisors/steven-szafranski.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Tami Carroll](https://find.wellspent.co/advisors/tami-carroll.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Timothy Wojtalik](https://find.wellspent.co/advisors/timothy-wojtalik.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Todd Moerman](https://find.wellspent.co/advisors/todd-moerman.md) | Integrity Investment Advisors | Fort Collins, Colorado | | Percentage of assets | | [Charles Dunn](https://find.wellspent.co/advisors/charles-dunn.md) | Intergy Private Wealth | Colorado Springs, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Geoffrey Schaefer](https://find.wellspent.co/advisors/geoffrey-schaefer.md) | Intergy Private Wealth | Colorado Springs, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Jacob Phelps](https://find.wellspent.co/advisors/jacob-phelps.md) | Strong Wealth | Colorado Springs, Colorado | | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Mark Perrault](https://find.wellspent.co/advisors/mark-perrault.md) | Intergy Private Wealth | Colorado Springs, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Mitchell Moore](https://find.wellspent.co/advisors/mitchell-moore.md) | Strong Wealth | Colorado Springs, Colorado | | Percentage of assets, One-time planning fee, Ongoing planning fee | | [Ashlie Bostick](https://find.wellspent.co/advisors/ashlie-bostick.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Ben Loeffler](https://find.wellspent.co/advisors/ben-loeffler.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [David Berg](https://find.wellspent.co/advisors/david-berg.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Jennifer Walenter](https://find.wellspent.co/advisors/jennifer-walenter.md) | Keystone Financial Services | Loveland, Colorado | | Percentage of assets, Fixed fees | | [Kevin McNab](https://find.wellspent.co/advisors/kevin-mcnab.md) | ACE Wealth Partners | Westminster, Colorado | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Michael Stevenson](https://find.wellspent.co/advisors/michael-stevenson.md) | Keystone Financial Services | Loveland, Colorado | | Percentage of assets, Fixed fees | | [Sierra Merrick](https://find.wellspent.co/advisors/sierra-merrick.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Vincent Hourigan](https://find.wellspent.co/advisors/vincent-hourigan.md) | Acorn Creek Capital | Fort Collins, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Brown](https://find.wellspent.co/advisors/jeffrey-brown.md) | Shearwater Capital | Denver, Colorado | CFA | Percentage of assets | | [Aaron Deitz](https://find.wellspent.co/advisors/aaron-deitz.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [David Wolf](https://find.wellspent.co/advisors/david-wolf.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Dmitry Popov](https://find.wellspent.co/advisors/dmitry-popov.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Julia Wentworth](https://find.wellspent.co/advisors/julia-wentworth.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Katherine St Onge](https://find.wellspent.co/advisors/katherine-st-onge.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Matthew Samek](https://find.wellspent.co/advisors/matthew-samek.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Molly Devnani](https://find.wellspent.co/advisors/molly-devnani.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Olivia Otoole](https://find.wellspent.co/advisors/olivia-otoole.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Benjamin Sartin](https://find.wellspent.co/advisors/benjamin-sartin.md) | The Planners | Fort Collins, Colorado | | Flat fee or retainer, Ongoing planning fee | | [Cole Anderson](https://find.wellspent.co/advisors/cole-anderson.md) | Intergy Private Wealth | Colorado Springs, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Eric Malden](https://find.wellspent.co/advisors/eric-malden.md) | Shearwater Capital | Denver, Colorado | | Percentage of assets | | [Erik Sartin](https://find.wellspent.co/advisors/erik-sartin.md) | The Planners | Fort Collins, Colorado | | Flat fee or retainer, Ongoing planning fee | | [Maria Shanley](https://find.wellspent.co/advisors/maria-shanley.md) | The Planners | Fort Collins, Colorado | | Flat fee or retainer, Ongoing planning fee | ## Related - [Retirement planning in Colorado](https://find.wellspent.co/specialties/retirement-planning/colorado.md) - [Estate planning in Colorado](https://find.wellspent.co/specialties/estate-planning/colorado.md) - [Tax planning in Colorado](https://find.wellspent.co/specialties/tax-planning/colorado.md) - [Founders in Colorado](https://find.wellspent.co/specialties/founders-pre-exit/colorado.md) - [Family wealth transfer in Colorado](https://find.wellspent.co/specialties/family-wealth-transfer/colorado.md) - [Retirees in Colorado](https://find.wellspent.co/audiences/retirees/colorado.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).