# Financial advisors for flat-fee planning in Texas > For flat-fee planning in Texas, talk to a fee-only planner who charges a set price rather than a percentage of your assets. That suits people who want advice without moving their accounts, or whose assets would make a percentage fee expensive. Records to start with include Heath Hamrick of H Cubed Financial Solutions, Preston Cherry of Concurrent Wealth Management and Derek Dansby of Brazos Wealth Advisors LLC. Page: https://find.wellspent.co/specialties/flat-fee-planning/texas/ 35 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about flat-fee planning in Texas? For flat-fee planning in Texas, talk to a fee-only planner who charges a set price rather than a percentage of your assets. That suits people who want advice without moving their accounts, or whose assets would make a percentage fee expensive. Records to start with include Heath Hamrick of H Cubed Financial Solutions, Preston Cherry of Concurrent Wealth Management and Derek Dansby of Brazos Wealth Advisors LLC. - [Heath Hamrick](https://find.wellspent.co/advisors/heath-hamrick/), H Cubed Financial Solutions, Granbury. Holds the CFP. Fees on file: flat fee or retainer. - [Preston Cherry](https://find.wellspent.co/advisors/preston-cherry/), Concurrent Wealth Management, Houston. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Derek Dansby](https://find.wellspent.co/advisors/derek-dansby/), Brazos Wealth Advisors LLC, Iowa Park. Holds the CFP. Fees on file: flat fee or retainer. - [Kimberly Nickel](https://find.wellspent.co/advisors/kimberly-nickel/), Illumination Wealth Management, La Grange. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Shirley Stacy Sanchez](https://find.wellspent.co/advisors/shirley-stacy-sanchez/), Pioneer Wealth Management Group, Austin. Holds the CFP. Fees on file: flat fee or retainer, hourly. - [Stu Sneen](https://find.wellspent.co/advisors/stu-sneen/), TwoTen Planning PLLC, Austin. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. ## How many fee-only financial advisors in Texas work on flat-fee planning? The Wellspent public graph lists 35 fee-only advisors for flat-fee planning in Texas, at 27 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for flat-fee planning in Texas located? Of the 35 fee-only advisors for flat-fee planning in Texas, 7 are in San Antonio, followed by 5 in Houston and 4 in Austin. ## How do fee-only advisors for flat-fee planning in Texas charge? The most common fee among fee-only advisors for flat-fee planning in Texas is a flat fee or retainer, used by 94% of the 35 with fees on file. Many use more than one: 80% charge an ongoing planning fee and 57% charge a one-time planning fee. ## How much do fee-only financial advisors charge in Texas? Fee-only financial advisors in Texas charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 66 Texas firms. ## How much does a one-time financial plan cost in Texas? A one-time financial plan from a fee-only firm in Texas has a median price of $1,575. We found this across the published prices of 54 Texas firms. ## What credentials should a financial advisor for flat-fee planning have? For flat-fee planning, look for the CFP. In Texas, 80% of the 35 advisors listed hold the CFP. - CFP (80% of advisors listed): The CFP is the common standard for comprehensive planning. ## How do Texas advisors for flat-fee planning compare with the rest of the US? 80% of fee-only advisors for flat-fee planning in Texas charge an ongoing planning fee, compared with 65% of the 350 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## What should I ask a financial advisor about flat-fee planning in Texas? - What exactly does the flat fee include, and what costs extra? - Will the fee rise as my assets grow? - Do you manage investments, or advise on accounts I keep? - How often do we meet? ## How current is this list of fee-only advisors for flat-fee planning in Texas? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Christopher Reddick](https://find.wellspent.co/advisors/christopher-reddick.md) | Chris Reddick Financial Planning | San Antonio, Texas | CFP, EA | Subscription, One-time planning fee, Hourly | | [Joe Ward](https://find.wellspent.co/advisors/joe-ward.md) | Refined Wealth | Houston, Texas | CFP, RICP, TPCP | Percentage of assets, One-time planning fee, Flat fee or retainer, Hourly, Ongoing planning fee | | [Kevin Rademacher](https://find.wellspent.co/advisors/kevin-rademacher.md) | Lifetime Financial Planners LLC | San Antonio, Texas | CFP, CRPC, MSFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Lance Elrod](https://find.wellspent.co/advisors/lance-elrod.md) | Next Step Financial Transitions | Cypress, Texas | CFP, CDFA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Phil Orwig](https://find.wellspent.co/advisors/phil-orwig.md) | Fair Asset Management, LLC | Dallas, Texas | CFP, CPWA, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee | | [Stu Sneen](https://find.wellspent.co/advisors/stu-sneen.md) | TwoTen Planning PLLC | Austin, Texas | CFP, CFA | Flat fee or retainer, Ongoing planning fee | | [Alex Bridges](https://find.wellspent.co/advisors/alex-bridges.md) | Tiverton Wealth | The Woodlands, Texas | CFP, ChFC, RICP, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Shar-Né Warren](https://find.wellspent.co/advisors/shar-ne-warren.md) | Financial Excavation | Plano, Texas | CFP, CRPC | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Spenser Liszt](https://find.wellspent.co/advisors/spenser-liszt.md) | Motif Planning | Dallas, Texas | CFP | Flat fee or retainer, Ongoing planning fee | | [Allen Mueller](https://find.wellspent.co/advisors/allen-mueller.md) | 7 Saturdays Financial | Richardson, Texas | CFA, CFP, MBA | Flat fee or retainer, Ongoing planning fee | | [Jason Hoffman](https://find.wellspent.co/advisors/jason-hoffman.md) | LGBTQ Wealth Planning LLC | Austin, Texas | CFP, EA | Flat fee or retainer, Ongoing planning fee, Hourly | | [Julia Lilly](https://find.wellspent.co/advisors/julia-lilly.md) | Ryerson Financial | Houston, Texas | CFP, MBA | One-time planning fee, Hourly | | [Matthew Smith](https://find.wellspent.co/advisors/matthew-smith.md) | Concert Financial Planning, LLC | Houston, Texas | CFA, CFP | Flat fee or retainer, Ongoing planning fee, Hourly | | [Sanjay Pamurthy](https://find.wellspent.co/advisors/sanjay-pamurthy.md) | Artham Advisors LLC | Dallas, Texas | CFP, MBA | Flat fee or retainer | | [Shirley Stacy Sanchez](https://find.wellspent.co/advisors/shirley-stacy-sanchez.md) | Pioneer Wealth Management Group | Austin, Texas | CFP, MS, AAMS, CRPS, CGMA, CPA | Flat fee or retainer, Hourly | | [Zach Lopez](https://find.wellspent.co/advisors/zach-lopez.md) | AnCap Financial | League City, Texas | CFP | Flat fee or retainer, Ongoing planning fee | | [Cameron Folse](https://find.wellspent.co/advisors/cameron-folse.md) | Folse Financial | Missouri City, Texas | CFP | Flat fee or retainer, Ongoing planning fee | | [Justin Brownlee](https://find.wellspent.co/advisors/justin-brownlee.md) | BWM Planning LLC d/b/a Brownlee Wealth Management | Houston, Texas | CFP | Flat fee or retainer | | [Derek Dansby](https://find.wellspent.co/advisors/derek-dansby.md) | Brazos Wealth Advisors LLC | Iowa Park, Texas | CFP, JD | Flat fee or retainer | | [Kimberly Nickel](https://find.wellspent.co/advisors/kimberly-nickel.md) | Illumination Wealth Management | La Grange, Texas | CFP | Flat fee or retainer, Ongoing planning fee | | [Preston Cherry](https://find.wellspent.co/advisors/preston-cherry.md) | Concurrent Wealth Management | Houston, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Alexander Davis](https://find.wellspent.co/advisors/alexander-davis.md) | Carroll Advisory Group | Texarkana, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Devin Carroll](https://find.wellspent.co/advisors/devin-carroll.md) | Carroll Advisory Group | Texarkana, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Heath Hamrick](https://find.wellspent.co/advisors/heath-hamrick.md) | H Cubed Financial Solutions | Granbury, Texas | CFP | Flat fee or retainer | | [Jeremy Reed](https://find.wellspent.co/advisors/jeremy-reed.md) | Carroll Advisory Group | Texarkana, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Nicholaus Domachowski](https://find.wellspent.co/advisors/nicholaus-domachowski.md) | Carroll Advisory Group | Texarkana, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Christopher Swan](https://find.wellspent.co/advisors/christopher-swan.md) | Retire With Swan | Northlake, Texas | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Esmond Pabilona](https://find.wellspent.co/advisors/esmond-pabilona.md) | Wela Financial Advisory | San Antonio;, Texas | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Diego Luna Y Parra Diaz](https://find.wellspent.co/advisors/diego-luna-y-parra-diaz.md) | Berlin Wealth Group Advisors | Tomball, Texas | | Flat fee or retainer, Hourly, Percentage of assets, Ongoing planning fee, One-time planning fee | | [Sean Sevey](https://find.wellspent.co/advisors/sean-sevey.md) | Sevey Wealth Advisors | Austin, Texas | | Flat fee or retainer, Ongoing planning fee | | [Anders Storvik](https://find.wellspent.co/advisors/anders-storvik.md) | Wela Financial Advisory | San Antonio, Texas | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Elizabeth Alamillo](https://find.wellspent.co/advisors/elizabeth-alamillo.md) | Wela Financial Advisory | San Antonio, Texas | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Rachel Gurinsky](https://find.wellspent.co/advisors/rachel-gurinsky.md) | Wela Financial Advisory | San Antonio, Texas | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Taylor Chamness](https://find.wellspent.co/advisors/taylor-chamness.md) | Wela Financial Advisory | San Antonio, Texas | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Thomas Coy](https://find.wellspent.co/advisors/thomas-coy.md) | Wela Financial Advisory | San Antonio, Texas | | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee | ## Related - [Retirement planning in Texas](https://find.wellspent.co/specialties/retirement-planning/texas.md) - [Estate planning in Texas](https://find.wellspent.co/specialties/estate-planning/texas.md) - [Tax planning in Texas](https://find.wellspent.co/specialties/tax-planning/texas.md) - [Founders in Texas](https://find.wellspent.co/specialties/founders-pre-exit/texas.md) - [Family wealth transfer in Texas](https://find.wellspent.co/specialties/family-wealth-transfer/texas.md) - [Small business owners in Texas](https://find.wellspent.co/specialties/small-business-owners/texas.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).