# Financial advisors for family wealth transfer in Tennessee > For family wealth transfer in Tennessee, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Jaime Ruff of HB Wealth, Mitchell Anderson of EFinancial Alliance and Kyle Kuyat of Defining Wealth. Page: https://find.wellspent.co/specialties/family-wealth-transfer/tennessee/ 86 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about passing wealth to the next generation in Tennessee? For family wealth transfer in Tennessee, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Jaime Ruff of HB Wealth, Mitchell Anderson of EFinancial Alliance and Kyle Kuyat of Defining Wealth. - [Jaime Ruff](https://find.wellspent.co/advisors/jaime-ruff/), HB Wealth, Nashville. Holds the CFP and CPA. Fees on file: percentage of assets, flat fee or retainer. - [Mitchell Anderson](https://find.wellspent.co/advisors/mitchell-anderson/), EFinancial Alliance, Franklin. Holds the CFP. Fees on file: one-time planning fee, percentage of assets. - [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat/), Defining Wealth, Franklin. Holds the CFP. Fees on file: flat fee or retainer, one-time planning fee. - [Kevin Lao](https://find.wellspent.co/advisors/kevin-lao/), Imagine Financial Security, Chattanooga. Holds the CFP. Fees on file: percentage of assets. - [Justin Follmer](https://find.wellspent.co/advisors/justin-follmer/), Coastal Wealth Advisors, Nashville. Holds the CFP. Fees on file: one-time planning fee. - [April Lowery](https://find.wellspent.co/advisors/april-lowery/), Kelman-Lazarov, Memphis. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Tennessee work on family wealth transfer? The Wellspent public graph lists 86 fee-only advisors for family wealth transfer in Tennessee, at 22 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for family wealth transfer in Tennessee located? Of the 86 fee-only advisors for family wealth transfer in Tennessee, 46 are in Memphis, followed by 14 in Nashville and 9 in Brentwood. ## How do fee-only advisors for family wealth transfer in Tennessee charge? The most common fee among fee-only advisors for family wealth transfer in Tennessee is a percentage of assets, used by 99% of the 86 with fees on file. Many use more than one: 55% charge fixed fees and 30% charge by the hour. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## What credentials should a financial advisor for family wealth transfer have? For family wealth transfer, look for the CFP and CPA. In Tennessee, 47% of the 86 advisors listed hold the CFP. - CFP (47% of advisors listed): The CFP covers gifting, trusts, and the wider plan. - CPA (1% of advisors listed): CPAs handle gift tax returns and estate calculations. ## How do Tennessee advisors for family wealth transfer compare with the rest of the US? 30% of fee-only advisors for family wealth transfer in Tennessee charge by the hour, compared with 43% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Tennessee have an estate or inheritance tax? No. Tennessee has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## What should I ask a financial advisor about passing wealth to the next generation in Tennessee? - How do you involve the next generation, and when? - What would you gift now, and what would you hold until death? - How do you work with our attorney and accountant? - What happens to the relationship when the first generation is gone? - If I own property in another state, could its estate tax apply? ## How current is this list of fee-only advisors for family wealth transfer in Tennessee? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Jaime Ruff](https://find.wellspent.co/advisors/jaime-ruff.md) | HB Wealth | Nashville, Tennessee | CFP, CPA/PFS, MBA, CFDS | Percentage of assets, Flat fee or retainer | | [Mitchell Anderson](https://find.wellspent.co/advisors/mitchell-anderson.md) | EFinancial Alliance | Franklin, Tennessee | CFP, MBA | One-time planning fee, Percentage of assets | | [Kevin Lao](https://find.wellspent.co/advisors/kevin-lao.md) | Imagine Financial Security | Chattanooga, Tennessee | CFP, RICP | Percentage of assets | | [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat.md) | Defining Wealth | Franklin, Tennessee | CFP | Flat fee or retainer, One-time planning fee, Percentage of assets, Hourly, Subscription | | [Justin Follmer](https://find.wellspent.co/advisors/justin-follmer.md) | Coastal Wealth Advisors | Nashville, Tennessee | CFP | One-time planning fee | | [Celeste Pryor](https://find.wellspent.co/advisors/celeste-pryor.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Connor Cox](https://find.wellspent.co/advisors/connor-cox.md) | ProffittGoodson Private Wealth | Knoxville, Tennessee | CFP | Percentage of assets, Hourly | | [John Phillips](https://find.wellspent.co/advisors/john-phillips.md) | Red Door Wealth Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Jonathon Jordan](https://find.wellspent.co/advisors/jonathon-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | CFP | Percentage of assets, Hourly | | [Peyton Klawinski](https://find.wellspent.co/advisors/peyton-klawinski.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [William Allen](https://find.wellspent.co/advisors/william-allen.md) | Red Door Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees, Performance-based fees | | [Andrew Peapos](https://find.wellspent.co/advisors/andrew-peapos.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Ann Taylor Knotts](https://find.wellspent.co/advisors/ann-taylor-knotts.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP, CFA | Percentage of assets | | [April Lowery](https://find.wellspent.co/advisors/april-lowery.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Cade Schacher](https://find.wellspent.co/advisors/cade-schacher.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Christopher Purcell](https://find.wellspent.co/advisors/christopher-purcell.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jacob Samuels](https://find.wellspent.co/advisors/jacob-samuels.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Bonn](https://find.wellspent.co/advisors/jason-bonn.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Lindsay Youngbauer](https://find.wellspent.co/advisors/lindsay-youngbauer.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Lukas McCalla](https://find.wellspent.co/advisors/lukas-mccalla.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Martin Kelman](https://find.wellspent.co/advisors/martin-kelman.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Nicole Hughes](https://find.wellspent.co/advisors/nicole-hughes.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFP | Percentage of assets | | [Patrick O'Hearn](https://find.wellspent.co/advisors/patrick-o-hearn.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [William Steinberg](https://find.wellspent.co/advisors/william-steinberg.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [David Goodson](https://find.wellspent.co/advisors/david-goodson.md) | ProffittGoodson Private Wealth | Knoxville, Tennessee | CFA | Percentage of assets, Hourly | | [Gregory Davis](https://find.wellspent.co/advisors/gregory-davis.md) | RBG Wealth Advisors | Memphis, Tennessee | CFP | Percentage of assets | | [Isabel Biondi](https://find.wellspent.co/advisors/isabel-biondi.md) | Greatdane Investment | Franklin, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Gillett](https://find.wellspent.co/advisors/jonathan-gillett.md) | Wilco Financial | College Grove, Tennessee | | Percentage of assets | | [Michael Cermak](https://find.wellspent.co/advisors/michael-cermak.md) | ProffittGoodson Private Wealth | Knoxville, Tennessee | CFA | Percentage of assets, Hourly | | [Neil Goodson](https://find.wellspent.co/advisors/neil-goodson.md) | ProffittGoodson Private Wealth | Knoxville, Tennessee | CFA | Percentage of assets, Hourly | | [Timothy Ellis](https://find.wellspent.co/advisors/timothy-ellis.md) | RBG Wealth Advisors | Memphis, Tennessee | CFP, PFS | Percentage of assets | | [Andrew Buzan](https://find.wellspent.co/advisors/andrew-buzan.md) | Kelman-Lazarov | Memphis, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [Brian Kopinski](https://find.wellspent.co/advisors/brian-kopinski.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Brienne Jackson](https://find.wellspent.co/advisors/brienne-jackson.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Brittany Paul](https://find.wellspent.co/advisors/brittany-paul.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Carolyn Bennett](https://find.wellspent.co/advisors/carolyn-bennett.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Cathy Simmons](https://find.wellspent.co/advisors/cathy-simmons.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Duncan Miller](https://find.wellspent.co/advisors/duncan-miller.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [E Jalenak](https://find.wellspent.co/advisors/e-jalenak.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Frenise Mann](https://find.wellspent.co/advisors/frenise-mann.md) | Mann Financial | Chattanooga, Tennessee | | Percentage of assets, Flat fee or retainer | | [Hallie Peyton](https://find.wellspent.co/advisors/hallie-peyton.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Jack Dupuy](https://find.wellspent.co/advisors/jack-dupuy.md) | Woodmont Investment Counsel | Nashville, Tennessee | CFA | Percentage of assets | | [Jonathan Farrell](https://find.wellspent.co/advisors/jonathan-farrell.md) | Highmark | Brentwood, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Lindsey Mazzola](https://find.wellspent.co/advisors/lindsey-mazzola.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Nathan Powell](https://find.wellspent.co/advisors/nathan-powell.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Nicholas Sowell](https://find.wellspent.co/advisors/nicholas-sowell.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Rebecca Rawlinson](https://find.wellspent.co/advisors/rebecca-rawlinson.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Robin Sievers](https://find.wellspent.co/advisors/robin-sievers.md) | Legacy Wealth Management | Memphis, Tennessee | CFP | Percentage of assets, Fixed fees | | [Christopher Williamson](https://find.wellspent.co/advisors/christopher-williamson.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | | [Connor Mykleby](https://find.wellspent.co/advisors/connor-mykleby.md) | Red Door Wealth Management | Memphis, Tennessee | | Percentage of assets, Fixed fees, Performance-based fees | Showing the first 50 of 86. The full list, page by page: https://find.wellspent.co/specialties/family-wealth-transfer/tennessee/?page=2 ## Related - [Estate planning in Tennessee](https://find.wellspent.co/specialties/estate-planning/tennessee.md) - [Retirement planning in Tennessee](https://find.wellspent.co/specialties/retirement-planning/tennessee.md) - [Tax planning in Tennessee](https://find.wellspent.co/specialties/tax-planning/tennessee.md) - [Retirees in Tennessee](https://find.wellspent.co/audiences/retirees/tennessee.md) - [Founders in Tennessee](https://find.wellspent.co/specialties/founders-pre-exit/tennessee.md) - [Small business owners in Tennessee](https://find.wellspent.co/specialties/small-business-owners/tennessee.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).