# Financial advisors for family wealth transfer in Charlotte, North Carolina > For family wealth transfer in Charlotte, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Sara Warntz of Topsail Wealth Management, Evan Grey of Grey Private Capital and Drew Waterbury of Ocean Advisors. Page: https://find.wellspent.co/specialties/family-wealth-transfer/north-carolina/charlotte/ 39 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about passing wealth to the next generation in Charlotte? For family wealth transfer in Charlotte, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Sara Warntz of Topsail Wealth Management, Evan Grey of Grey Private Capital and Drew Waterbury of Ocean Advisors. - [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz/), Topsail Wealth Management, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [Evan Grey](https://find.wellspent.co/advisors/evan-grey/), Grey Private Capital, Charlotte City. Holds the CFP. Fees on file: flat fee or retainer, percentage of assets. - [Drew Waterbury](https://find.wellspent.co/advisors/drew-waterbury/), Ocean Advisors, Charlotte City. Holds the CFP. Fees on file: hourly, percentage of assets. - [Cheryl Sherrard](https://find.wellspent.co/advisors/cheryl-sherrard/), Clearview Wealth Management, Charlotte City. Holds the CFP. Fees on file: ongoing planning fee. - [John Wilks](https://find.wellspent.co/advisors/john-wilks/), Novare Capital Management, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [Alixandria Tucci](https://find.wellspent.co/advisors/alixandria-tucci/), PCM Encore, Charlotte City. Holds the CFP. Fees on file: percentage of assets, fixed fees. ## How many fee-only financial advisors in Charlotte work on family wealth transfer? The Wellspent public graph lists 39 fee-only advisors for family wealth transfer in Charlotte, at 14 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for family wealth transfer in Charlotte charge? The most common fee among fee-only advisors for family wealth transfer in Charlotte is a percentage of assets, used by 90% of the 39 with fees on file. Many use more than one: 26% charge fixed fees and 10% charge by the hour. ## How much do fee-only financial advisors charge in Charlotte? Fee-only financial advisors in Charlotte charge a median of $4,125 a year for ongoing planning. We found this across the published prices of 10 Charlotte firms. ## What credentials should a financial advisor for family wealth transfer have? For family wealth transfer, look for the CFP. In Charlotte, 56% of the 39 advisors listed hold the CFP. - CFP (56% of advisors listed): The CFP covers gifting, trusts, and the wider plan. ## How do Charlotte advisors for family wealth transfer compare with the rest of the US? 26% of fee-only advisors for family wealth transfer in Charlotte charge fixed fees, compared with 62% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does North Carolina have an estate or inheritance tax? No. North Carolina has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## What should I ask a financial advisor about passing wealth to the next generation in Charlotte? - How do you involve the next generation, and when? - What would you gift now, and what would you hold until death? - How do you work with our attorney and accountant? - What happens to the relationship when the first generation is gone? - If I own property in another state, could its estate tax apply? ## How current is this list of fee-only advisors for family wealth transfer in Charlotte? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [John Sanders](https://find.wellspent.co/advisors/john-sanders.md) | Portus Wealth Advisors | Charlotte, North Carolina | CFP, MBA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [William Bissett](https://find.wellspent.co/advisors/william-bissett.md) | Portus Wealth Advisors | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Cheryl Sherrard](https://find.wellspent.co/advisors/cheryl-sherrard.md) | Clearview Wealth Management | Charlotte, North Carolina | CFP, MA, MBA | Ongoing planning fee | | [Abby Bennett](https://find.wellspent.co/advisors/abby-bennett.md) | Verum Partners | Charlotte, North Carolina | CExP, CFP | Percentage of assets, Fixed fees | | [Lisa Bowers](https://find.wellspent.co/advisors/lisa-bowers.md) | RPO Wealth Partners | Charlotte, North Carolina | CFP | Fixed fees | | [Matthew Henry](https://find.wellspent.co/advisors/matthew-henry.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Matthew Snipes](https://find.wellspent.co/advisors/matthew-snipes.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Alixandria Tucci](https://find.wellspent.co/advisors/alixandria-tucci.md) | PCM Encore | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Drew Waterbury](https://find.wellspent.co/advisors/drew-waterbury.md) | Ocean Advisors | Charlotte, North Carolina | CFP | Hourly, Percentage of assets | | [Evan Grey](https://find.wellspent.co/advisors/evan-grey.md) | Grey Private Capital | Charlotte, North Carolina | CFP | Flat fee or retainer, Percentage of assets | | [Anne McPhail](https://find.wellspent.co/advisors/anne-mcphail.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Cameron Amos](https://find.wellspent.co/advisors/cameron-amos.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Charles Dann](https://find.wellspent.co/advisors/charles-dann.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [James Gorzynski](https://find.wellspent.co/advisors/james-gorzynski.md) | Certified Exit Planners | Charlotte, North Carolina | | One-time planning fee, Flat fee or retainer | | [John Menser](https://find.wellspent.co/advisors/john-menser.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [John Ryan](https://find.wellspent.co/advisors/john-ryan.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [John Wilks](https://find.wellspent.co/advisors/john-wilks.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Laura Kido](https://find.wellspent.co/advisors/laura-kido.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Linda Walden](https://find.wellspent.co/advisors/linda-walden.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Parker Mayo](https://find.wellspent.co/advisors/parker-mayo.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Richard Freitag](https://find.wellspent.co/advisors/richard-freitag.md) | Freitag Financial Group, LLC. | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Sophie Young](https://find.wellspent.co/advisors/sophie-young.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Andrew Lee](https://find.wellspent.co/advisors/andrew-lee.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Brenton Bersin](https://find.wellspent.co/advisors/brenton-bersin.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Jeffrey Martin](https://find.wellspent.co/advisors/jeffrey-martin-7327812.md) | RPO Wealth Partners | Charlotte, North Carolina | | Fixed fees | | [Kevin Blocker](https://find.wellspent.co/advisors/kevin-blocker.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Robert Johnson](https://find.wellspent.co/advisors/robert-johnson.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Brian Rudisill](https://find.wellspent.co/advisors/brian-rudisill.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [James Baynard](https://find.wellspent.co/advisors/james-baynard.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [James Harlow](https://find.wellspent.co/advisors/james-harlow.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [Nicholas Lloyd](https://find.wellspent.co/advisors/nicholas-lloyd.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [David Miller](https://find.wellspent.co/advisors/david-miller-4819204.md) | Auctus Advisors | Charlotte, North Carolina | | Percentage of assets, Fixed fees | | [Mallen Bruggeman](https://find.wellspent.co/advisors/mallen-bruggeman.md) | Auctus Advisors | Charlotte, North Carolina | | Percentage of assets, Fixed fees | | [Patrick Evans](https://find.wellspent.co/advisors/patrick-evans.md) | Grant Street Asset Management | Charlotte, North Carolina | | Percentage of assets, Fixed fees | | [Andrew Fisher](https://find.wellspent.co/advisors/andrew-fisher.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Christopher Patton](https://find.wellspent.co/advisors/christopher-patton.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Eric Lockerman](https://find.wellspent.co/advisors/eric-lockerman.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Jessica Rickert](https://find.wellspent.co/advisors/jessica-rickert.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | ## Related - [Retirement planning in Charlotte](https://find.wellspent.co/specialties/retirement-planning/north-carolina/charlotte.md) - [Estate planning in Charlotte](https://find.wellspent.co/specialties/estate-planning/north-carolina/charlotte.md) - [Pre-retirees in Charlotte](https://find.wellspent.co/audiences/pre-retirees/north-carolina/charlotte.md) - [Tax planning in Charlotte](https://find.wellspent.co/specialties/tax-planning/north-carolina/charlotte.md) - [Retirees in Charlotte](https://find.wellspent.co/audiences/retirees/north-carolina/charlotte.md) - [Founders in Charlotte](https://find.wellspent.co/specialties/founders-pre-exit/north-carolina/charlotte.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).