# Financial advisors for family wealth transfer in New Jersey > For family wealth transfer in New Jersey, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Matthew Reynolds of CRA Financial, Mark Andraos of Regency Wealth Management and Matthew Santarsiero of Tomoro. Page: https://find.wellspent.co/specialties/family-wealth-transfer/new-jersey/ 64 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about passing wealth to the next generation in New Jersey? For family wealth transfer in New Jersey, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Matthew Reynolds of CRA Financial, Mark Andraos of Regency Wealth Management and Matthew Santarsiero of Tomoro. - [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds/), CRA Financial, Northfield. Holds the CFP. Fees on file: percentage of assets. - [Mark Andraos](https://find.wellspent.co/advisors/mark-andraos/), Regency Wealth Management, Ramsey. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Matthew Santarsiero](https://find.wellspent.co/advisors/matthew-santarsiero/), Tomoro, Colts Neck. Holds the CFP. Fees on file: percentage of assets, hourly. - [David Gray](https://find.wellspent.co/advisors/david-gray/), Parisi Gray Wealth Management, Mendham. Holds the CFP. Fees on file: percentage of assets. - [Jessica Perkins](https://find.wellspent.co/advisors/jessica-perkins/), Heritage Financial Counselors, Bedminster. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Andrew Randisi](https://find.wellspent.co/advisors/andrew-randisi/), Pennsylvania Capital Management, Pennsauken. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in New Jersey work on family wealth transfer? The Wellspent public graph lists 64 fee-only advisors for family wealth transfer in New Jersey, at 22 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for family wealth transfer in New Jersey located? Of the 64 fee-only advisors for family wealth transfer in New Jersey, 9 are in Northfield, followed by 8 in Colts Neck and 7 in Ramsey. ## How do fee-only advisors for family wealth transfer in New Jersey charge? The most common fee among fee-only advisors for family wealth transfer in New Jersey is a percentage of assets, used by 100% of the 64 with fees on file. Many use more than one: 58% charge fixed fees and 41% charge by the hour. ## How much do fee-only financial advisors charge in New Jersey? Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms. ## How much does a one-time financial plan cost in New Jersey? A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms. ## What credentials should a financial advisor for family wealth transfer have? For family wealth transfer, look for the CFP. In New Jersey, 25% of the 64 advisors listed hold the CFP. - CFP (25% of advisors listed): The CFP covers gifting, trusts, and the wider plan. ## How do New Jersey advisors for family wealth transfer compare with the rest of the US? 25% of fee-only advisors for family wealth transfer in New Jersey hold the CFP, compared with 36% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does New Jersey have an inheritance tax? Yes. New Jersey has an inheritance tax, which falls on some heirs rather than on the estate. ## What should I ask a financial advisor about passing wealth to the next generation in New Jersey? - How do you involve the next generation, and when? - What would you gift now, and what would you hold until death? - How do you work with our attorney and accountant? - What happens to the relationship when the first generation is gone? - Who in my family would owe New Jersey's inheritance tax? ## How current is this list of fee-only advisors for family wealth transfer in New Jersey? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Jeffrey Hilliard](https://find.wellspent.co/advisors/jeffrey-hilliard.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Joseph McCaffrey](https://find.wellspent.co/advisors/joseph-mccaffrey-5427266.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Philip Tompkins](https://find.wellspent.co/advisors/philip-tompkins.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Robert Martin](https://find.wellspent.co/advisors/robert-martin.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Andrew Randisi](https://find.wellspent.co/advisors/andrew-randisi.md) | Pennsylvania Capital Management | Pennsauken, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Peter D'Agati](https://find.wellspent.co/advisors/peter-d-agati.md) | Stembrook Asset Management | Jersey City, New Jersey | CFA | Percentage of assets | | [Charles Weidman](https://find.wellspent.co/advisors/charles-weidman.md) | Heritage Financial Counselors | Bedminster, New Jersey | CFP | Percentage of assets, Fixed fees | | [Colleen Echausse](https://find.wellspent.co/advisors/colleen-echausse.md) | Heritage Financial Counselors | Bedminster, New Jersey | CFP | Percentage of assets, Fixed fees | | [Jessica Perkins](https://find.wellspent.co/advisors/jessica-perkins.md) | Heritage Financial Counselors | Bedminster, New Jersey | CFP | Percentage of assets, Fixed fees | | [Nancy Mulvey](https://find.wellspent.co/advisors/nancy-mulvey.md) | Heritage Financial Counselors | Bedminster, New Jersey | CFP | Percentage of assets, Fixed fees | | [Bryan Kabot](https://find.wellspent.co/advisors/bryan-kabot.md) | Regency Wealth Management | Ramsey, New Jersey | CFP | Percentage of assets, Fixed fees | | [Daniel Sciortino](https://find.wellspent.co/advisors/daniel-sciortino.md) | Fig Tree Wealth Management | Mountainside, New Jersey | ChFC | Percentage of assets, Hourly, Fixed fees | | [Donna Savastani](https://find.wellspent.co/advisors/donna-savastani.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Jarman Reilly](https://find.wellspent.co/advisors/jarman-reilly.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Jennifer Colon](https://find.wellspent.co/advisors/jennifer-colon.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [John Hughes](https://find.wellspent.co/advisors/john-hughes.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Mark Andraos](https://find.wellspent.co/advisors/mark-andraos.md) | Regency Wealth Management | Ramsey, New Jersey | CFP | Percentage of assets, Fixed fees | | [Mark Reitsma](https://find.wellspent.co/advisors/mark-reitsma.md) | Regency Wealth Management | Ramsey, New Jersey | CFP | Percentage of assets, Fixed fees | | [Samantha Swiderski](https://find.wellspent.co/advisors/samantha-swiderski.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Thomas Kosinski](https://find.wellspent.co/advisors/thomas-kosinski.md) | Stembrook Asset Management | Red Bank, New Jersey | | Percentage of assets | | [Thomas Reynolds](https://find.wellspent.co/advisors/thomas-reynolds.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Claudia Saia](https://find.wellspent.co/advisors/claudia-saia.md) | Friedenthal Financial | Marlton, New Jersey | CFA | Percentage of assets, One-time planning fee | | [Frederic Wheeler](https://find.wellspent.co/advisors/frederic-wheeler.md) | Friedenthal Financial | Marlton, New Jersey | CFA | Percentage of assets, One-time planning fee | | [Jesse Celeste](https://find.wellspent.co/advisors/jesse-celeste.md) | Artistic Wealth | Red Bank, New Jersey | | Percentage of assets, Flat fee or retainer, Hourly, Subscription | | [Andrew Aran](https://find.wellspent.co/advisors/andrew-aran.md) | Regency Wealth Management | Ramsey, New Jersey | CFA | Percentage of assets, Fixed fees | | [Gregg Auerbach](https://find.wellspent.co/advisors/gregg-auerbach.md) | Meadowbrook Advisors | Bedminster, New Jersey | | Percentage of assets, Fixed fees | | [Matthew Santarsiero](https://find.wellspent.co/advisors/matthew-santarsiero.md) | Tomoro | Colts Neck, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Timothy Parker](https://find.wellspent.co/advisors/timothy-parker.md) | Regency Wealth Management | Ramsey, New Jersey | CFA | Percentage of assets, Fixed fees | | [Valerie Lemmon](https://find.wellspent.co/advisors/valerie-lemmon.md) | Ridgewood Investments | Springfield, New Jersey | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Anil Kothari](https://find.wellspent.co/advisors/anil-kothari.md) | HappyRich Capital | Monroe Township, New Jersey | CFA | Percentage of assets, Hourly, Fixed fees | | [Craig Jordan](https://find.wellspent.co/advisors/craig-jordan.md) | Apogee Financial Services Group | Moorestown, New Jersey | | Percentage of assets | | [David Gray](https://find.wellspent.co/advisors/david-gray.md) | Parisi Gray Wealth Management | Mendham, New Jersey | CFP | Percentage of assets | | [Laurent Metzler](https://find.wellspent.co/advisors/laurent-metzler.md) | Apogee Financial Services Group | Moorestown, New Jersey | | Percentage of assets | | [Mark Friedenthal](https://find.wellspent.co/advisors/mark-friedenthal.md) | Friedenthal Financial | Marlton, New Jersey | | Percentage of assets, One-time planning fee | | [Soumyadeep Sinha](https://find.wellspent.co/advisors/soumyadeep-sinha.md) | Friedenthal Financial | Marlton, New Jersey | | Percentage of assets, One-time planning fee | | [Thomas Marrollo](https://find.wellspent.co/advisors/thomas-marrollo.md) | Apogee Financial Services Group | Moorestown, New Jersey | | Percentage of assets | | [Tom O'Neill](https://find.wellspent.co/advisors/tom-oneill.md) | | Mount Laurel, New Jersey | | Percentage of assets | | [Zachary Sirota](https://find.wellspent.co/advisors/zachary-sirota.md) | IRON Financial | Cresskill, New Jersey | | Percentage of assets, Performance-based fees | | [Andrew Christakos](https://find.wellspent.co/advisors/andrew-christakos.md) | Christakos Financial | Cranford, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Anna Christakos](https://find.wellspent.co/advisors/anna-christakos.md) | Christakos Financial | Cranford, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Charles Pouliot](https://find.wellspent.co/advisors/charles-pouliot.md) | Wealth Effects | West New York, New Jersey | | Percentage of assets | | [Jaclyn Campis](https://find.wellspent.co/advisors/jaclyn-campis.md) | Tomoro | Colts Neck, New Jersey | CFA | Percentage of assets, Hourly, Fixed fees | | [Justin Scotto](https://find.wellspent.co/advisors/justin-scotto.md) | Tomoro | Colts Neck, New Jersey | ChFC | Percentage of assets, Hourly, Fixed fees | | [Kaushal Majmudar](https://find.wellspent.co/advisors/kaushal-majmudar.md) | Ridgewood Investments | Springfield, New Jersey | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Peter Christakos](https://find.wellspent.co/advisors/peter-christakos.md) | Christakos Financial | Westfield, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Ryan Hulsebos](https://find.wellspent.co/advisors/ryan-hulsebos.md) | Regency Wealth Management | Ramsey, New Jersey | | Percentage of assets, Fixed fees | | [Scott Drown](https://find.wellspent.co/advisors/scott-drown.md) | Regency Wealth Management | Ramsey, New Jersey | | Percentage of assets, Fixed fees | | [Terrance McGuire](https://find.wellspent.co/advisors/terrance-mcguire.md) | Ridgewood Investments | Springfield, New Jersey | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | Showing the first 50 of 64. The full list, page by page: https://find.wellspent.co/specialties/family-wealth-transfer/new-jersey/?page=2 ## Related - [Retirement planning in New Jersey](https://find.wellspent.co/specialties/retirement-planning/new-jersey.md) - [Estate planning in New Jersey](https://find.wellspent.co/specialties/estate-planning/new-jersey.md) - [Tax planning in New Jersey](https://find.wellspent.co/specialties/tax-planning/new-jersey.md) - [Retirees in New Jersey](https://find.wellspent.co/audiences/retirees/new-jersey.md) - [Pre-retirees in New Jersey](https://find.wellspent.co/audiences/pre-retirees/new-jersey.md) - [Small business owners in New Jersey](https://find.wellspent.co/specialties/small-business-owners/new-jersey.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).