# Financial advisors for family wealth transfer in Boston, Massachusetts > For family wealth transfer in Boston, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Lauren Overzet of Civic Financial, Christopher Mikus of Birch Hill Investment Advisors and Wendy Karkoska of TwinFocus. Page: https://find.wellspent.co/specialties/family-wealth-transfer/massachusetts/boston/ 108 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about passing wealth to the next generation in Boston? For family wealth transfer in Boston, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Lauren Overzet of Civic Financial, Christopher Mikus of Birch Hill Investment Advisors and Wendy Karkoska of TwinFocus. - [Lauren Overzet](https://find.wellspent.co/advisors/lauren-overzet/), Civic Financial, Boston City. Holds the CFP. Fees on file: percentage of assets, one-time planning fee. - [Christopher Mikus](https://find.wellspent.co/advisors/christopher-mikus/), Birch Hill Investment Advisors, Boston City. Holds the CFP. Fees on file: percentage of assets. - [Wendy Karkoska](https://find.wellspent.co/advisors/wendy-karkoska/), TwinFocus, Boston City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Kyle Cote](https://find.wellspent.co/advisors/kyle-cote/), TFC Financial, Boston City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Amy Qiu](https://find.wellspent.co/advisors/amy-qiu/), Choate Wealth, Boston City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Cameron Rahbar](https://find.wellspent.co/advisors/cameron-rahbar/), Howland Capital, Boston City. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Boston work on family wealth transfer? The Wellspent public graph lists 108 fee-only advisors for family wealth transfer in Boston, at 14 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for family wealth transfer in Boston charge? The most common fee among fee-only advisors for family wealth transfer in Boston is a percentage of assets, used by 100% of the 108 with fees on file. Many use more than one: 81% charge fixed fees and 79% charge by the hour. ## How much do fee-only financial advisors charge in Massachusetts? Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms. ## How much does a one-time financial plan cost in Massachusetts? A one-time financial plan from a fee-only firm in Massachusetts has a median price of $3,000. We found this across the published prices of 27 Massachusetts firms. ## What credentials should a financial advisor for family wealth transfer have? For family wealth transfer, look for the CFP. In Boston, 22% of the 108 advisors listed hold the CFP. - CFP (22% of advisors listed): The CFP covers gifting, trusts, and the wider plan. ## How do Boston advisors for family wealth transfer compare with the rest of the US? 79% of fee-only advisors for family wealth transfer in Boston charge by the hour, compared with 43% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Massachusetts have an estate tax? Yes. Massachusetts has its own estate tax, separate from the federal one, and its threshold can be lower. ## What should I ask a financial advisor about passing wealth to the next generation in Boston? - How do you involve the next generation, and when? - What would you gift now, and what would you hold until death? - How do you work with our attorney and accountant? - What happens to the relationship when the first generation is gone? - How would you plan for Massachusetts's estate tax as well as the federal one? ## How current is this list of fee-only advisors for family wealth transfer in Boston? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Lauren Overzet](https://find.wellspent.co/advisors/lauren-overzet.md) | Civic Financial | Boston, Massachusetts | CFA, CFP | Percentage of assets, One-time planning fee | | [Antonette Grimm](https://find.wellspent.co/advisors/antonette-grimm.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Jane Barney](https://find.wellspent.co/advisors/jane-barney.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Kyle Cote](https://find.wellspent.co/advisors/kyle-cote.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Leann Sullivan](https://find.wellspent.co/advisors/leann-sullivan.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Meehan](https://find.wellspent.co/advisors/michael-meehan.md) | TFC Financial | Boston, Massachusetts | CFP, PFS | Percentage of assets, Hourly, Fixed fees | | [Renee Kwok](https://find.wellspent.co/advisors/renee-kwok.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Sarah Rioux](https://find.wellspent.co/advisors/sarah-rioux.md) | TFC Financial | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Amy Qiu](https://find.wellspent.co/advisors/amy-qiu.md) | Choate Wealth | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Presti](https://find.wellspent.co/advisors/brian-presti.md) | TFC Financial | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Jenna Israni](https://find.wellspent.co/advisors/jenna-israni.md) | TFC Financial | Boston, Massachusetts | ChFC | Percentage of assets, Hourly, Fixed fees | | [Jessica Welch](https://find.wellspent.co/advisors/jessica-welch.md) | Choate Wealth | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Scott Burg](https://find.wellspent.co/advisors/scott-burg.md) | TFC Financial | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Cameron Rahbar](https://find.wellspent.co/advisors/cameron-rahbar.md) | Howland Capital | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Corrigan Rayfield](https://find.wellspent.co/advisors/corrigan-rayfield.md) | TwinFocus | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Michael Gibbons](https://find.wellspent.co/advisors/michael-gibbons.md) | TwinFocus | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Nicole Heavern](https://find.wellspent.co/advisors/nicole-heavern.md) | Riverview Capital Advisers | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Ona Vredenburg](https://find.wellspent.co/advisors/ona-vredenburg.md) | TwinFocus | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Tracy Gibbs](https://find.wellspent.co/advisors/tracy-gibbs.md) | Howland Capital | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Wendy Karkoska](https://find.wellspent.co/advisors/wendy-karkoska.md) | TwinFocus | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Alison Goodrich](https://find.wellspent.co/advisors/alison-goodrich.md) | Anchor Capital Advisors | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Charles Corkery](https://find.wellspent.co/advisors/charles-corkery.md) | PUREfi Wealth | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Erin Kerr](https://find.wellspent.co/advisors/erin-kerr.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Frederick Pryor](https://find.wellspent.co/advisors/frederick-pryor.md) | TFC Financial | Boston, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Harrison Odaniell](https://find.wellspent.co/advisors/harrison-odaniell.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Jacob Kidder](https://find.wellspent.co/advisors/jacob-kidder.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Jessica Grande](https://find.wellspent.co/advisors/jessica-grande.md) | TFC Financial | Boston, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Jonathan McGraw Bentley](https://find.wellspent.co/advisors/jonathan-mcgraw-bentley.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Kelsey Sullivan](https://find.wellspent.co/advisors/kelsey-sullivan.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Michael Serchen](https://find.wellspent.co/advisors/michael-serchen.md) | Anchor Capital Advisors | Boston, Massachusetts | CFP | Percentage of assets, Hourly, Fixed fees | | [Tamer Alamuddin](https://find.wellspent.co/advisors/tamer-alamuddin.md) | Choate Wealth | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Andreas Migliaccio](https://find.wellspent.co/advisors/andreas-migliaccio.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Brett Mirliani](https://find.wellspent.co/advisors/brett-mirliani.md) | Birch Hill Investment Advisors | Boston, Massachusetts | CFP, CFA | Percentage of assets | | [Catherine Kennedy](https://find.wellspent.co/advisors/catherine-kennedy.md) | Birch Hill Investment Advisors | Boston, Massachusetts | CFP | Percentage of assets | | [Charles Clapp](https://find.wellspent.co/advisors/charles-clapp.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Christopher Mikus](https://find.wellspent.co/advisors/christopher-mikus.md) | Birch Hill Investment Advisors | Boston, Massachusetts | CFP, CFA | Percentage of assets | | [Francis Jackson](https://find.wellspent.co/advisors/francis-jackson.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Garrett Walsh](https://find.wellspent.co/advisors/garrett-walsh.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Jeffrey Heisler](https://find.wellspent.co/advisors/jeffrey-heisler.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [John Pantekidis](https://find.wellspent.co/advisors/john-pantekidis.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Joshua Kazlauskas](https://find.wellspent.co/advisors/joshua-kazlauskas.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Laurence Grosbaum](https://find.wellspent.co/advisors/laurence-grosbaum.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Maureen Quigley](https://find.wellspent.co/advisors/maureen-quigley.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Nicholas Crocker](https://find.wellspent.co/advisors/nicholas-crocker.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Paul Karger](https://find.wellspent.co/advisors/paul-karger.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Samuel Ober](https://find.wellspent.co/advisors/samuel-ober.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Timothy Malloy](https://find.wellspent.co/advisors/timothy-malloy.md) | Birch Hill Investment Advisors | Boston, Massachusetts | CFP | Percentage of assets | | [Wesley Karger](https://find.wellspent.co/advisors/wesley-karger.md) | TwinFocus | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Weston Howland](https://find.wellspent.co/advisors/weston-howland.md) | Howland Capital | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | | [Alexander Waesche](https://find.wellspent.co/advisors/alexander-waesche.md) | Anchor Capital Advisors | Boston, Massachusetts | CFA | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 108. The full list, page by page: https://find.wellspent.co/specialties/family-wealth-transfer/massachusetts/boston/?page=2 ## Related - [Founders in Boston](https://find.wellspent.co/specialties/founders-pre-exit/massachusetts/boston.md) - [Retirement planning in Boston](https://find.wellspent.co/specialties/retirement-planning/massachusetts/boston.md) - [Executives in Boston](https://find.wellspent.co/audiences/executives/massachusetts/boston.md) - [Ultra-high-net-worth families in Boston](https://find.wellspent.co/audiences/ultra-high-net-worth/massachusetts/boston.md) - [Tax planning in Boston](https://find.wellspent.co/specialties/tax-planning/massachusetts/boston.md) - [Estate planning in Boston](https://find.wellspent.co/specialties/estate-planning/massachusetts/boston.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).