# Financial advisors for family wealth transfer in Alabama > For family wealth transfer in Alabama, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Chad Holmes of Formula Wealth, Mu-Tin Wultsch of Brown Financial Advisory and Caleb Hopkins of Navigate Wealth Management. Page: https://find.wellspent.co/specialties/family-wealth-transfer/alabama/ 28 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about passing wealth to the next generation in Alabama? For family wealth transfer in Alabama, talk to a fee-only planner who works with more than one generation, and who will sit down with your children as well as you. The technical work is gifting and trusts, but the harder part is usually preparing the family. Records to start with include Chad Holmes of Formula Wealth, Mu-Tin Wultsch of Brown Financial Advisory and Caleb Hopkins of Navigate Wealth Management. - [Chad Holmes](https://find.wellspent.co/advisors/chad-holmes/), Formula Wealth, Fairhope. Holds the CFP and CPA. Fees on file: flat fee or retainer, one-time planning fee. - [Mu-Tin Wultsch](https://find.wellspent.co/advisors/mu-tin-wultsch/), Brown Financial Advisory, Fairhope. Holds the CFP and JD. Fees on file: percentage of assets, hourly. - [Caleb Hopkins](https://find.wellspent.co/advisors/caleb-hopkins/), Navigate Wealth Management, Birmingham. Holds the CFP. Fees on file: percentage of assets. - [Mark Wesson](https://find.wellspent.co/advisors/mark-wesson/), BMSS Wesson Wealth Solutions, Birmingham. Holds the CFP. Fees on file: percentage of assets, hourly. - [John Blalock](https://find.wellspent.co/advisors/john-blalock/), Blalock Williams, Alexander City. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Billy Williams](https://find.wellspent.co/advisors/billy-williams/), Williams Financial Group, Mobile. Holds the CFP. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in Alabama work on family wealth transfer? The Wellspent public graph lists 28 fee-only advisors for family wealth transfer in Alabama, at 11 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for family wealth transfer in Alabama located? Of the 28 fee-only advisors for family wealth transfer in Alabama, 16 are in Birmingham, followed by 4 in Mobile and 3 in Huntsville. ## How do fee-only advisors for family wealth transfer in Alabama charge? The most common fee among fee-only advisors for family wealth transfer in Alabama is a percentage of assets, used by 93% of the 28 with fees on file. Many use more than one: 57% charge by the hour and 57% charge fixed fees. ## What credentials should a financial advisor for family wealth transfer have? For family wealth transfer, look for the CFP, CPA and JD. In Alabama, 54% of the 28 advisors listed hold the CFP. - CFP (54% of advisors listed): The CFP covers gifting, trusts, and the wider plan. - CPA (4% of advisors listed): CPAs handle gift tax returns and estate calculations. - JD (4% of advisors listed): A law degree helps with trusts and family agreements. ## How do Alabama advisors for family wealth transfer compare with the rest of the US? 54% of fee-only advisors for family wealth transfer in Alabama hold the CFP, compared with 36% of the 3,385 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Alabama have an estate or inheritance tax? No. Alabama has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## What should I ask a financial advisor about passing wealth to the next generation in Alabama? - How do you involve the next generation, and when? - What would you gift now, and what would you hold until death? - How do you work with our attorney and accountant? - What happens to the relationship when the first generation is gone? - If I own property in another state, could its estate tax apply? ## How current is this list of fee-only advisors for family wealth transfer in Alabama? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chad Holmes](https://find.wellspent.co/advisors/chad-holmes.md) | Formula Wealth | Fairhope, Alabama | CFP, CPA | Flat fee or retainer, One-time planning fee | | [Mu-Tin Wultsch](https://find.wellspent.co/advisors/mu-tin-wultsch.md) | Brown Financial Advisory | Fairhope, Alabama | CFP, BBA, ChFC, AEP, CTFA, JD, LLM, MAcc | Percentage of assets, Hourly, Fixed fees | | [Brian Seay](https://find.wellspent.co/advisors/brian-seay-7411892.md) | Capital Stewards | Huntsville, Alabama | CFA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [David Hinshaw](https://find.wellspent.co/advisors/david-hinshaw.md) | BMSS Wesson Wealth Solutions | Huntsville, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Dudley Simms](https://find.wellspent.co/advisors/dudley-simms.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Felix Tankersley](https://find.wellspent.co/advisors/felix-tankersley.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan Brooks](https://find.wellspent.co/advisors/jonathan-brooks.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Mark Wesson](https://find.wellspent.co/advisors/mark-wesson.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | CFP | Percentage of assets, Hourly, Fixed fees | | [Devereaux Williams](https://find.wellspent.co/advisors/devereaux-williams.md) | Blalock Williams | Alexander City, Alabama | CFP | Percentage of assets, Fixed fees | | [John Blalock](https://find.wellspent.co/advisors/john-blalock.md) | Blalock Williams | Alexander City, Alabama | CFP | Percentage of assets, Fixed fees | | [Billy Williams](https://find.wellspent.co/advisors/billy-williams.md) | Williams Financial Group | Mobile, Alabama | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Caleb Hopkins](https://find.wellspent.co/advisors/caleb-hopkins.md) | Navigate Wealth Management | Birmingham, Alabama | CFP, CFA | Percentage of assets | | [James Burnett](https://find.wellspent.co/advisors/james-burnett.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [Jonathan Fargason](https://find.wellspent.co/advisors/jonathan-fargason.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [Mary Livingston](https://find.wellspent.co/advisors/mary-livingston.md) | Navigate Wealth Management | Birmingham, Alabama | CFP, CFA | Percentage of assets | | [Nicholette Hamel](https://find.wellspent.co/advisors/nicholette-hamel.md) | Dougherty Investment Advisors | Pinson, Alabama | | Percentage of assets, Hourly | | [Steven Lind](https://find.wellspent.co/advisors/steven-lind.md) | Navigate Wealth Management | Birmingham, Alabama | CFP | Percentage of assets | | [John Imbusch](https://find.wellspent.co/advisors/john-imbusch.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Joseph Lawrence](https://find.wellspent.co/advisors/joseph-lawrence.md) | ARIA Wealth Management | Huntsville, Alabama | | Percentage of assets, Hourly | | [Kaylan Adams](https://find.wellspent.co/advisors/kaylan-adams.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Matthew Heard](https://find.wellspent.co/advisors/matthew-heard.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Perrin Jones](https://find.wellspent.co/advisors/perrin-jones.md) | BMSS Wesson Wealth Solutions | Birmingham, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Carl Grahs](https://find.wellspent.co/advisors/carl-grahs.md) | Navigate Wealth Management | Birmingham, Alabama | CFA | Percentage of assets | | [Wil Dedmon](https://find.wellspent.co/advisors/wil-dedmon.md) | Krowten Equities | Birmingham, Alabama | CFA | Percentage of assets | | [Matt Williams](https://find.wellspent.co/advisors/matt-williams.md) | Williams Financial Group | Mobile, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Meredith Nowell](https://find.wellspent.co/advisors/meredith-nowell.md) | Williams Financial Group | Mobile, Alabama | | Percentage of assets, Hourly, Fixed fees | | [Reuben Stewart](https://find.wellspent.co/advisors/reuben-stewart.md) | Navigate Wealth Management | Birmingham, Alabama | | Percentage of assets | | [Thomas Leland](https://find.wellspent.co/advisors/thomas-leland.md) | Southeast Asset Advisors | Mobile, Alabama | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | ## Related - [Retirement planning in Alabama](https://find.wellspent.co/specialties/retirement-planning/alabama.md) - [Estate planning in Alabama](https://find.wellspent.co/specialties/estate-planning/alabama.md) - [Founders in Alabama](https://find.wellspent.co/specialties/founders-pre-exit/alabama.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).