# Financial advisors for estate planning in Charlotte, North Carolina > For estate planning in Charlotte, talk to a fee-only planner who coordinates with your attorney. The planner works out what you want to happen and how accounts and beneficiaries line up with it, and the attorney drafts the documents. Records to start with include Fritzner Jean of Geometric Advisors, James Charles of Sanctuary Financial Planning, LLC and Sara Warntz of Topsail Wealth Management. Page: https://find.wellspent.co/specialties/estate-planning/north-carolina/charlotte/ 49 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about estate planning in Charlotte? For estate planning in Charlotte, talk to a fee-only planner who coordinates with your attorney. The planner works out what you want to happen and how accounts and beneficiaries line up with it, and the attorney drafts the documents. Records to start with include Fritzner Jean of Geometric Advisors, James Charles of Sanctuary Financial Planning, LLC and Sara Warntz of Topsail Wealth Management. - [Fritzner Jean](https://find.wellspent.co/advisors/fritzner-jean/), Geometric Advisors, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [James Charles](https://find.wellspent.co/advisors/james-charles/), Sanctuary Financial Planning, LLC, Charlotte City. Holds the CFP. Fees on file: flat fee or retainer, ongoing planning fee. - [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz/), Topsail Wealth Management, Charlotte City. Holds the CFP. Fees on file: percentage of assets. - [Evan Luongo](https://find.wellspent.co/advisors/evan-luongo/), NoDa Wealth Management, Charlotte City. Holds the CFP. Fees on file: one-time planning fee, percentage of assets. - [Chuck Clifton](https://find.wellspent.co/advisors/chuck-clifton/), Sycamore Financial Planning, LLC, Charlotte City. Holds the CFP. Fees on file: hourly. - [Chris Woods](https://find.wellspent.co/advisors/chris-woods/), Silvis Financial, Charlotte City. Holds the CFP. Fees on file: ongoing planning fee. ## How many fee-only financial advisors in Charlotte work on estate planning? The Wellspent public graph lists 49 fee-only advisors for estate planning in Charlotte, at 21 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for estate planning in Charlotte charge? The most common fee among fee-only advisors for estate planning in Charlotte is a percentage of assets, used by 90% of the 49 with fees on file. Many use more than one: 27% charge fixed fees and 18% charge by the hour. ## How much do fee-only financial advisors charge in Charlotte? Fee-only financial advisors in Charlotte charge a median of $4,125 a year for ongoing planning. We found this across the published prices of 10 Charlotte firms. ## What credentials should a financial advisor for estate planning have? For estate planning, look for the CFP. In Charlotte, 61% of the 49 advisors listed hold the CFP. - CFP (61% of advisors listed): The CFP includes estate planning and keeps it tied to the whole plan. ## How do Charlotte advisors for estate planning compare with the rest of the US? 27% of fee-only advisors for estate planning in Charlotte charge fixed fees, compared with 54% of the 6,172 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does North Carolina have an estate or inheritance tax? No. North Carolina has no state estate or inheritance tax, so the federal rules are the main ones to plan around. ## What should I ask a financial advisor about estate planning in Charlotte? - Do you review my beneficiary designations and account titling? - Which estate attorneys do you work with, and how do you split the work? - How would you plan around the state rules that apply to me? - How often will we revisit the plan? - If I own property in another state, could its estate tax apply? ## How current is this list of fee-only advisors for estate planning in Charlotte? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chris Mullis](https://find.wellspent.co/advisors/chris-mullis.md) | NorthStar Capital Advisors | Charlotte, North Carolina | CFP, PhD | Percentage of assets, Hourly | | [Chris Woods](https://find.wellspent.co/advisors/chris-woods.md) | Silvis Financial | Charlotte, North Carolina | CFP | Ongoing planning fee | | [Chuck Clifton](https://find.wellspent.co/advisors/chuck-clifton.md) | Sycamore Financial Planning, LLC | Charlotte, North Carolina | CDFA, CFP, MBA | Hourly | | [Evan Luongo](https://find.wellspent.co/advisors/evan-luongo.md) | NoDa Wealth Management | Charlotte, North Carolina | CFP | One-time planning fee, Percentage of assets | | [James Charles](https://find.wellspent.co/advisors/james-charles.md) | Sanctuary Financial Planning, LLC | Charlotte, North Carolina | CDFA, CFA, CFP, MS | Flat fee or retainer, Ongoing planning fee | | [Todd Calamita](https://find.wellspent.co/advisors/todd-calamita.md) | Calamita Wealth Management | Charlotte, North Carolina | CDFA, CFP | Percentage of assets, Fixed fees | | [Zach Palmer](https://find.wellspent.co/advisors/zach-palmer.md) | Ark Royal Wealth Management, LLC | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Lisa Bowers](https://find.wellspent.co/advisors/lisa-bowers.md) | RPO Wealth Partners | Charlotte, North Carolina | CFP | Fixed fees | | [Matthew Henry](https://find.wellspent.co/advisors/matthew-henry.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Matthew Snipes](https://find.wellspent.co/advisors/matthew-snipes.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Sara Warntz](https://find.wellspent.co/advisors/sara-warntz.md) | Topsail Wealth Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Thomas Bengtson](https://find.wellspent.co/advisors/thomas-bengtson.md) | Lakeshore Advisors | Charlotte, North Carolina | CFP | Percentage of assets | | [Alixandria Tucci](https://find.wellspent.co/advisors/alixandria-tucci.md) | PCM Encore | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Fritzner Jean](https://find.wellspent.co/advisors/fritzner-jean.md) | Geometric Advisors | Charlotte, North Carolina | CFP | Percentage of assets | | [Joshua Bailey](https://find.wellspent.co/advisors/joshua-bailey.md) | Muirfield Wealth Advisors | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Philip Bailey](https://find.wellspent.co/advisors/philip-bailey.md) | Muirfield Wealth Advisors | Charlotte, North Carolina | CFP | Percentage of assets, Fixed fees | | [Benjamin Dolan](https://find.wellspent.co/advisors/benjamin-dolan.md) | Dolan Capital Advisors | Charlotte, North Carolina | CFP | Percentage of assets, Hourly, Fixed fees | | [Bryan Llewellyn](https://find.wellspent.co/advisors/bryan-llewellyn.md) | Llewellyn Financial | Charlotte, North Carolina | | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Michael Foster](https://find.wellspent.co/advisors/michael-foster.md) | Dolan Capital Advisors | Charlotte, North Carolina | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Robert Higgins](https://find.wellspent.co/advisors/robert-higgins.md) | Dalton Financial | Charlotte, North Carolina | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Anne McPhail](https://find.wellspent.co/advisors/anne-mcphail.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Cameron Amos](https://find.wellspent.co/advisors/cameron-amos.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Charles Dann](https://find.wellspent.co/advisors/charles-dann.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [David D'Alessandro](https://find.wellspent.co/advisors/david-d-alessandro.md) | Axiom Private Wealth | Charlotte, North Carolina | CFP | Percentage of assets | | [John Menser](https://find.wellspent.co/advisors/john-menser.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [John Ryan](https://find.wellspent.co/advisors/john-ryan.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [John Wilks](https://find.wellspent.co/advisors/john-wilks.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Laura Kido](https://find.wellspent.co/advisors/laura-kido.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Linda Walden](https://find.wellspent.co/advisors/linda-walden.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Parker Mayo](https://find.wellspent.co/advisors/parker-mayo.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Sophie Young](https://find.wellspent.co/advisors/sophie-young.md) | Novare Capital Management | Charlotte, North Carolina | CFP | Percentage of assets | | [Andrew Lee](https://find.wellspent.co/advisors/andrew-lee.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Brenton Bersin](https://find.wellspent.co/advisors/brenton-bersin.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Jakhongir Mirtalipov](https://find.wellspent.co/advisors/jakhongir-mirtalipov.md) | Dream Life Wealth Management | Charlotte, North Carolina | | Percentage of assets, Ongoing planning fee | | [Jeffrey Martin](https://find.wellspent.co/advisors/jeffrey-martin-7327812.md) | RPO Wealth Partners | Charlotte, North Carolina | | Fixed fees | | [Kevin Blocker](https://find.wellspent.co/advisors/kevin-blocker.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Robert Johnson](https://find.wellspent.co/advisors/robert-johnson.md) | Linkside Financial | Charlotte, North Carolina | | Percentage of assets | | [Brian Rudisill](https://find.wellspent.co/advisors/brian-rudisill.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [James Baynard](https://find.wellspent.co/advisors/james-baynard.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [James Harlow](https://find.wellspent.co/advisors/james-harlow.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [Nicholas Lloyd](https://find.wellspent.co/advisors/nicholas-lloyd.md) | Novare Capital Management | Charlotte, North Carolina | CFA | Percentage of assets | | [Andrew Fisher](https://find.wellspent.co/advisors/andrew-fisher.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Christopher Patton](https://find.wellspent.co/advisors/christopher-patton.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Edward Jackson](https://find.wellspent.co/advisors/edward-jackson.md) | The Investor Advisory Group | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Eric Lockerman](https://find.wellspent.co/advisors/eric-lockerman.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Jacob Pivonka](https://find.wellspent.co/advisors/jacob-pivonka.md) | Axiom Private Wealth | Charlotte, North Carolina | | Percentage of assets | | [Jessica Rickert](https://find.wellspent.co/advisors/jessica-rickert.md) | Novare Capital Management | Charlotte, North Carolina | | Percentage of assets | | [Michael Jackson](https://find.wellspent.co/advisors/michael-jackson.md) | The Investor Advisory Group | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | | [Robert Jones](https://find.wellspent.co/advisors/robert-jones.md) | The Investor Advisory Group | Charlotte, North Carolina | | Percentage of assets, Hourly, Fixed fees | ## Related - [Retirement planning in Charlotte](https://find.wellspent.co/specialties/retirement-planning/north-carolina/charlotte.md) - [Pre-retirees in Charlotte](https://find.wellspent.co/audiences/pre-retirees/north-carolina/charlotte.md) - [Tax planning in Charlotte](https://find.wellspent.co/specialties/tax-planning/north-carolina/charlotte.md) - [Family wealth transfer in Charlotte](https://find.wellspent.co/specialties/family-wealth-transfer/north-carolina/charlotte.md) - [Retirees in Charlotte](https://find.wellspent.co/audiences/retirees/north-carolina/charlotte.md) - [Founders in Charlotte](https://find.wellspent.co/specialties/founders-pre-exit/north-carolina/charlotte.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).