# Financial advisors for estate planning in Louisville, Kentucky > For estate planning in Louisville, talk to a fee-only planner who coordinates with your attorney. The planner works out what you want to happen and how accounts and beneficiaries line up with it, and the attorney drafts the documents. Records to start with include Layton Ginder of CX Institutional (Credent Wealth), Elijah Essa of Essa Financial LLC and Eric Saling of Saling Wealth Advisors. Page: https://find.wellspent.co/specialties/estate-planning/kentucky/louisville/ 26 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about estate planning in Louisville? For estate planning in Louisville, talk to a fee-only planner who coordinates with your attorney. The planner works out what you want to happen and how accounts and beneficiaries line up with it, and the attorney drafts the documents. Records to start with include Layton Ginder of CX Institutional (Credent Wealth), Elijah Essa of Essa Financial LLC and Eric Saling of Saling Wealth Advisors. - [Layton Ginder](https://find.wellspent.co/advisors/layton-ginder/), CX Institutional (Credent Wealth), Louisville City. Holds the CFP. Fees on file: percentage of assets. - [Elijah Essa](https://find.wellspent.co/advisors/elijah-essa/), Essa Financial LLC, Louisville City. Holds the CFP. Fees on file: ongoing planning fee. - [Eric Saling](https://find.wellspent.co/advisors/eric-saling/), Saling Wealth Advisors, Louisville City. Holds the CFP. Fees on file: percentage of assets, fixed fees. - [Kelsey Doren](https://find.wellspent.co/advisors/kelsey-doren/), Barlow Wealth Partners, Louisville City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Thomas Falkner](https://find.wellspent.co/advisors/thomas-falkner/), Legacy Financial Independent Advisors, Louisville City. Holds the CFP. Fees on file: percentage of assets, hourly. - [Conner Cloyd](https://find.wellspent.co/advisors/conner-cloyd/), Cloyd Capital, Louisville City. Fees on file: percentage of assets. ## How many fee-only financial advisors in Louisville work on estate planning? The Wellspent public graph lists 26 fee-only advisors for estate planning in Louisville, at 8 firms. We counted every advisor record that lists this work, as of October 2026. ## How do fee-only advisors for estate planning in Louisville charge? The most common fee among fee-only advisors for estate planning in Louisville is a percentage of assets, used by 96% of the 26 with fees on file. Many use more than one: 88% charge fixed fees and 50% charge by the hour. ## What credentials should a financial advisor for estate planning have? For estate planning, look for the CFP. In Louisville, 46% of the 26 advisors listed hold the CFP. - CFP (46% of advisors listed): The CFP includes estate planning and keeps it tied to the whole plan. ## How do Louisville advisors for estate planning compare with the rest of the US? 88% of fee-only advisors for estate planning in Louisville charge fixed fees, compared with 54% of the 6,172 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does Kentucky have an inheritance tax? Yes. Kentucky has an inheritance tax, which falls on some heirs rather than on the estate. ## What should I ask a financial advisor about estate planning in Louisville? - Do you review my beneficiary designations and account titling? - Which estate attorneys do you work with, and how do you split the work? - How would you plan around the state rules that apply to me? - How often will we revisit the plan? - Who in my family would owe Kentucky's inheritance tax? ## How current is this list of fee-only advisors for estate planning in Louisville? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Elijah Essa](https://find.wellspent.co/advisors/elijah-essa.md) | Essa Financial LLC | Louisville, Kentucky | CFP, MSPFP, MSFP | Ongoing planning fee | | [Layton Ginder](https://find.wellspent.co/advisors/layton-ginder.md) | CX Institutional (Credent Wealth) | Louisville, Kentucky | CFP, CIMA, AWMA, ChFC, AAMS, CLU, CRPC, RICP, QPFC, CFA | Percentage of assets | | [Amy Stuber](https://find.wellspent.co/advisors/amy-stuber.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Christian Doyle](https://find.wellspent.co/advisors/christian-doyle.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Christopher McCrea](https://find.wellspent.co/advisors/christopher-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Saling](https://find.wellspent.co/advisors/eric-saling.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Jeffrey Gough](https://find.wellspent.co/advisors/jeffrey-gough.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Noah Polk](https://find.wellspent.co/advisors/noah-polk.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Tendai Charasika](https://find.wellspent.co/advisors/tendai-charasika.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Thomas Falkner](https://find.wellspent.co/advisors/thomas-falkner.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Amy Jones](https://find.wellspent.co/advisors/amy-jones.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Kelsey Doren](https://find.wellspent.co/advisors/kelsey-doren.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Stuber](https://find.wellspent.co/advisors/jason-stuber.md) | Saling Wealth Advisors | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [Bruce McCrea](https://find.wellspent.co/advisors/bruce-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Bryan McCrea](https://find.wellspent.co/advisors/bryan-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Kody Williams](https://find.wellspent.co/advisors/kody-williams.md) | Saling Wealth Advisors | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Megan Dant](https://find.wellspent.co/advisors/megan-dant.md) | Saling Wealth Advisors | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Sheree Bollinger](https://find.wellspent.co/advisors/sheree-bollinger.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Zachary Gutermuth](https://find.wellspent.co/advisors/zachary-gutermuth.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Barry Barlow](https://find.wellspent.co/advisors/barry-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christine Book](https://find.wellspent.co/advisors/christine-book.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christopher McIntosh](https://find.wellspent.co/advisors/christopher-mcintosh.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Conner Cloyd](https://find.wellspent.co/advisors/conner-cloyd.md) | Cloyd Capital | Louisville, Kentucky | | Percentage of assets | | [Frank Barlow](https://find.wellspent.co/advisors/frank-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Zachery Price](https://find.wellspent.co/advisors/zachery-price.md) | TSN Wealth & Tax Management | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christopher Ricketts](https://find.wellspent.co/advisors/christopher-ricketts.md) | Ricketts Financial | Louisville, Kentucky | | Percentage of assets, Fixed fees | ## Related - [Retirement planning in Louisville](https://find.wellspent.co/specialties/retirement-planning/kentucky/louisville.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).