# Financial advisors for equity compensation in New Jersey > For equity compensation in New Jersey, talk to a fee-only planner who models grants as part of the whole plan, not one who only manages the portfolio. The strongest fit pairs planning with tax depth, because most costly mistakes here are tax timing mistakes. Records to start with include Andrew Mastro of Wrought Financial Planning, Sean Lovison of Purpose Built Financial Services, LLC and Sweta Bhargav of Adviso Wealth. Page: https://find.wellspent.co/specialties/equity-compensation/new-jersey/ 45 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about equity compensation in New Jersey? For equity compensation in New Jersey, talk to a fee-only planner who models grants as part of the whole plan, not one who only manages the portfolio. The strongest fit pairs planning with tax depth, because most costly mistakes here are tax timing mistakes. Records to start with include Andrew Mastro of Wrought Financial Planning, Sean Lovison of Purpose Built Financial Services, LLC and Sweta Bhargav of Adviso Wealth. - [Andrew Mastro](https://find.wellspent.co/advisors/andrew-mastro/), Wrought Financial Planning, Haddonfield. Holds the CFP and CFA. Fees on file: ongoing planning fee, flat fee or retainer. - [Sean Lovison](https://find.wellspent.co/advisors/sean-lovison/), Purpose Built Financial Services, LLC, Moorestown. Holds the CPA and CFP. Fees on file: ongoing planning fee, one-time planning fee. - [Sweta Bhargav](https://find.wellspent.co/advisors/sweta-bhargav/), Adviso Wealth, Princeton. Holds the CFP and CFA. Fees on file: flat fee or retainer, hourly. - [Jay Lee](https://find.wellspent.co/advisors/jay-lee/), Ballaster Financial, Jersey City. Holds the CFP and CFA. Fees on file: percentage of assets, flat fee or retainer. - [Mike Schupak](https://find.wellspent.co/advisors/mike-schupak/), Astra Wealth Partners LLC, Jersey City. Holds the EA and CFP. Fees on file: percentage of assets, fixed fees. - [Paul Esposito](https://find.wellspent.co/advisors/paul-esposito/), Prestige Wealth Management Group, Flemington. Holds the CFP and CFA. Fees on file: percentage of assets, hourly. ## How many fee-only financial advisors in New Jersey work on equity compensation? The Wellspent public graph lists 45 fee-only advisors for equity compensation in New Jersey, at 24 firms. We counted every advisor record that lists this work, as of October 2026. ## Where are fee-only advisors for equity compensation in New Jersey located? Of the 45 fee-only advisors for equity compensation in New Jersey, 9 are in Northfield, followed by 4 in Haddonfield and 4 in Hackensack. ## How do fee-only advisors for equity compensation in New Jersey charge? The most common fee among fee-only advisors for equity compensation in New Jersey is a percentage of assets, used by 91% of the 45 with fees on file. Many use more than one: 36% charge an ongoing planning fee and 27% charge by the hour. ## How much do fee-only financial advisors charge in New Jersey? Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms. ## How much does a one-time financial plan cost in New Jersey? A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms. ## What credentials should a financial advisor for equity compensation have? For equity compensation, look for the EA, CPA and CFP. In New Jersey, 58% of the 45 advisors listed hold the CFP. - EA (4% of advisors listed): Enrolled agents are licensed to represent taxpayers, which matters for AMT and withholding gaps. - CPA (2% of advisors listed): CPAs bring the tax modeling that exercise and sale decisions depend on. - CFP (58% of advisors listed): The CFP covers the full plan the grants have to fit into. - CFA (9% of advisors listed): The CFA helps with concentrated stock and diversification. ## How do New Jersey advisors for equity compensation compare with the rest of the US? 36% of fee-only advisors for equity compensation in New Jersey charge an ongoing planning fee, compared with 24% of the 1,349 listed across the US. That's the largest difference in the Wellspent public graph between the two groups. ## Does New Jersey tax income on top of federal tax? Yes. New Jersey has a state income tax, so a financial plan for a New Jersey resident should project it alongside federal tax. ## What happens to stock pay if you move to or from New Jersey? States often tax stock pay based on where you worked between grant and vesting, so a move to or from New Jersey can split that income across states. Tell any advisor about moves during a vesting period. ## What should I ask a financial advisor about equity compensation in New Jersey? - How many clients do you have with my type of equity (RSUs, ISOs, NSOs, or ESPP)? - How will you handle the gap between the 22% federal withholding on vesting and my actual tax rate? - If I hold ISOs, how do you model AMT before I exercise? - What's your plan for reducing my company stock, and how would you time the sales? - How will you plan for New Jersey tax alongside federal tax? - If I move before my grants vest, which states can tax them? ## How current is this list of fee-only advisors for equity compensation in New Jersey? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Hazel Secco](https://find.wellspent.co/advisors/hazel-secco.md) | Align Financial Solutions | Hoboken, New Jersey | CDFA, CFP | Ongoing planning fee | | [Sean Lovison](https://find.wellspent.co/advisors/sean-lovison.md) | Purpose Built Financial Services, LLC | Moorestown, New Jersey | CFP, CPA | Ongoing planning fee, One-time planning fee, Percentage of assets | | [Sweta Bhargav](https://find.wellspent.co/advisors/sweta-bhargav.md) | Adviso Wealth | Princeton, New Jersey | CEPA, CFA, CFP | Flat fee or retainer, Hourly, One-time planning fee, Ongoing planning fee | | [Andrew Mastro](https://find.wellspent.co/advisors/andrew-mastro.md) | Wrought Financial Planning | Haddonfield, New Jersey | CFP, CFA | Ongoing planning fee, Flat fee or retainer | | [Jay Lee](https://find.wellspent.co/advisors/jay-lee.md) | Ballaster Financial | Jersey City, New Jersey | CFA, CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Kevin Peacock](https://find.wellspent.co/advisors/kevin-peacock.md) | Astra Wealth Partners, LLC | Jersey City, New Jersey | CAIA, CFP, EA | Percentage of assets, Fixed fees, Performance-based fees | | [Mike Schupak](https://find.wellspent.co/advisors/mike-schupak.md) | Astra Wealth Partners LLC | Jersey City, New Jersey | CFP, EA | Percentage of assets, Fixed fees, Performance-based fees | | [Steven Balch](https://find.wellspent.co/advisors/steven-balch.md) | | Ramsey, New Jersey | CFP | Percentage of assets, One-time planning fee, Flat fee or retainer | | [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Jeffrey Hilliard](https://find.wellspent.co/advisors/jeffrey-hilliard.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Joseph McCaffrey](https://find.wellspent.co/advisors/joseph-mccaffrey-5427266.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Philip Tompkins](https://find.wellspent.co/advisors/philip-tompkins.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets | | [Robert Martin](https://find.wellspent.co/advisors/robert-martin.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets | | [Dru Burns](https://find.wellspent.co/advisors/dru-burns.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets | | [Eric Feldman](https://find.wellspent.co/advisors/eric-feldman.md) | Financial Futures | Wall Township, New Jersey | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee | | [Eric Gabor](https://find.wellspent.co/advisors/eric-gabor.md) | Eagle Grove Advisors | Westfield, New Jersey | CFP | Percentage of assets, Ongoing planning fee | | [Gideon Drucker](https://find.wellspent.co/advisors/gideon-drucker.md) | Drucker Wealth | Mahwah, New Jersey | CFP | Percentage of assets | | [Jamie Mutinsky](https://find.wellspent.co/advisors/jamie-mutinsky.md) | Emissary Wealth | Hackensack, New Jersey | CFP | Percentage of assets, Ongoing planning fee | | [Jorie Johnson](https://find.wellspent.co/advisors/jorie-johnson.md) | Financial Futures | Brielle, New Jersey | CFP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee | | [Richard Taborda](https://find.wellspent.co/advisors/richard-taborda.md) | LBT Wealth Management | Iselin, New Jersey | CFP | Percentage of assets, Ongoing planning fee | | [Brian Sheahen](https://find.wellspent.co/advisors/brian-sheahen.md) | Hudson Oak Wealth Advisory | Hoboken, New Jersey | CFP, PFS | Ongoing planning fee | | [Nicholas Sullivan](https://find.wellspent.co/advisors/nicholas-sullivan.md) | KFA Private Wealth Group | Cranford, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Paul Esposito](https://find.wellspent.co/advisors/paul-esposito.md) | Prestige Wealth Management Group | Flemington, New Jersey | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Danny Yu](https://find.wellspent.co/advisors/danny-yu.md) | Hillcrest Wealth Advisors | Holmdel, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees | | [Donna Savastani](https://find.wellspent.co/advisors/donna-savastani.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Jarman Reilly](https://find.wellspent.co/advisors/jarman-reilly.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Jennifer Colon](https://find.wellspent.co/advisors/jennifer-colon.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [John Hughes](https://find.wellspent.co/advisors/john-hughes.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Samantha Swiderski](https://find.wellspent.co/advisors/samantha-swiderski.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Thomas Reynolds](https://find.wellspent.co/advisors/thomas-reynolds.md) | CRA Financial | Northfield, New Jersey | | Percentage of assets | | [Yoel Kaplowitz](https://find.wellspent.co/advisors/yoel-kaplowitz.md) | Able Wealth Management | Toms River, New Jersey | CFP | Percentage of assets, Flat fee or retainer | | [Christina Light](https://find.wellspent.co/advisors/christina-light.md) | Emissary Wealth | Hackensack, New Jersey | | Percentage of assets, Ongoing planning fee | | [Christopher Cacchiola](https://find.wellspent.co/advisors/christopher-cacchiola.md) | Emissary Wealth | Hackensack, New Jersey | | Percentage of assets, Ongoing planning fee | | [Felicia Greenwald](https://find.wellspent.co/advisors/felicia-greenwald.md) | Financial Futures | Brielle, New Jersey | | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee | | [Jesse Celeste](https://find.wellspent.co/advisors/jesse-celeste.md) | Artistic Wealth | Red Bank, New Jersey | | Percentage of assets, Flat fee or retainer, Hourly, Subscription | | [Steven Longa](https://find.wellspent.co/advisors/steven-longa.md) | Emissary Wealth | Hackensack, New Jersey | | Percentage of assets, Ongoing planning fee | | [Nalby Nouh](https://find.wellspent.co/advisors/nalby-nouh.md) | Prestige Wealth Management Group | Flemington, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Anthony Caputo](https://find.wellspent.co/advisors/anthony-caputo.md) | Pallas Capital Advisors | Park Ridge, New Jersey | | Percentage of assets, Hourly, Fixed fees | | [Cyrus Eslami](https://find.wellspent.co/advisors/cyrus-eslami.md) | Eslami & Co. Wealth Management | Glen Ridge, New Jersey | | Percentage of assets, Ongoing planning fee | | [Dushyant Pandit](https://find.wellspent.co/advisors/dushyant-pandit.md) | Dorchester Advisors | Short Hills, New Jersey | | Percentage of assets | | [Lee Clay](https://find.wellspent.co/advisors/lee-clay.md) | Regatta Capital Group | New Vernon, New Jersey | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Sara Hutman](https://find.wellspent.co/advisors/sara-hutman.md) | Able Wealth Management | Toms River, New Jersey | | Percentage of assets, Flat fee or retainer | | [Simcha Goldberg](https://find.wellspent.co/advisors/simcha-goldberg.md) | Able Wealth Management | Toms River, New Jersey | | Percentage of assets, Flat fee or retainer | | [Thomas Leidner](https://find.wellspent.co/advisors/thomas-leidner.md) | QP Wealth Management | Haven, New Jersey | | Percentage of assets, Hourly, Fixed fees | ## Related - [Retirement planning in New Jersey](https://find.wellspent.co/specialties/retirement-planning/new-jersey.md) - [Estate planning in New Jersey](https://find.wellspent.co/specialties/estate-planning/new-jersey.md) - [Tax planning in New Jersey](https://find.wellspent.co/specialties/tax-planning/new-jersey.md) - [Retirees in New Jersey](https://find.wellspent.co/audiences/retirees/new-jersey.md) - [Pre-retirees in New Jersey](https://find.wellspent.co/audiences/pre-retirees/new-jersey.md) - [Family wealth transfer in New Jersey](https://find.wellspent.co/specialties/family-wealth-transfer/new-jersey.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).