# Financial advisors for divorce in New Jersey

> For divorce in New Jersey, talk to a fee-only planner who has modeled divorce settlements, ideally before you agree to one. They can show what each option leaves you with after tax and in ten years, which a lawyer usually won't. Records to start with include Tom Duffy of Jersey Shore Financial Advisors LLC, Claudia Mott of Epona Financial Solutions and Gordon Shearer of CRA Financial.

Page: https://find.wellspent.co/specialties/divorce-planning/new-jersey/
26 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## Which financial advisor should I talk to about divorce in New Jersey?

For divorce in New Jersey, talk to a fee-only planner who has modeled divorce settlements, ideally before you agree to one. They can show what each option leaves you with after tax and in ten years, which a lawyer usually won't. Records to start with include Tom Duffy of Jersey Shore Financial Advisors LLC, Claudia Mott of Epona Financial Solutions and Gordon Shearer of CRA Financial.

- [Tom Duffy](https://find.wellspent.co/advisors/tom-duffy/), Jersey Shore Financial Advisors LLC, Red Bank. Holds the CDFA and CFP. Fees on file: flat fee or retainer, ongoing planning fee.
- [Claudia Mott](https://find.wellspent.co/advisors/claudia-mott/), Epona Financial Solutions, Basking Ridge. Holds the CDFA and CFP. Fees on file: percentage of assets, hourly.
- [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer/), CRA Financial, Northfield. Holds the CFP. Fees on file: percentage of assets.
- [Harold Sasnowitz](https://find.wellspent.co/advisors/harold-sasnowitz/), BCR Wealth Strategies, Clifton. Holds the CFP. Fees on file: percentage of assets.
- [Edward Leach](https://find.wellspent.co/advisors/edward-leach/), Highland Financial Advisors, LLC, Wayne. Holds the CFP. Fees on file: percentage of assets.
- [Thomas Mullen](https://find.wellspent.co/advisors/thomas-mullen/), Breakwater Capital Group, Paramus. Holds the CFP. Fees on file: percentage of assets, hourly.

## How many fee-only financial advisors in New Jersey work on divorce?

The Wellspent public graph lists 26 fee-only advisors for divorce in New Jersey, at 12 firms. We counted every advisor record that lists this work, as of October 2026.

## Where are fee-only advisors for divorce in New Jersey located?

Of the 26 fee-only advisors for divorce in New Jersey, 9 are in Northfield, followed by 3 in Red Bank and 3 in Haddonfield.

## How do fee-only advisors for divorce in New Jersey charge?

The most common fee among fee-only advisors for divorce in New Jersey is a percentage of assets, used by 92% of the 26 with fees on file. Many use more than one: 27% charge by the hour and 19% charge fixed fees.

## How much do fee-only financial advisors charge in New Jersey?

Fee-only financial advisors in New Jersey charge a median of $7,450 a year for ongoing planning. We found this across the published prices of 17 New Jersey firms.

## How much does a one-time financial plan cost in New Jersey?

A one-time financial plan from a fee-only firm in New Jersey has a median price of $2,500. We found this across the published prices of 16 New Jersey firms.

## What credentials should a financial advisor for divorce have?

For divorce, look for the CDFA and CFP. In New Jersey, 46% of the 26 advisors listed hold the CFP.

- CDFA (8% of advisors listed): The CDFA is the designation built for divorce finances.
- CFP (46% of advisors listed): The CFP covers the plan you'll live on afterward.

## How do New Jersey advisors for divorce compare with the rest of the US?

27% of fee-only advisors for divorce in New Jersey charge by the hour, compared with 58% of the 949 listed across the US. That's the largest difference in the Wellspent public graph between the two groups.

## How does New Jersey divide property in a divorce?

New Jersey divides marital property by equitable distribution, which means what's fair rather than automatically half.

## What should I ask a financial advisor about divorce in New Jersey?

- How many divorces have you worked on, and at what stage do you get involved?
- Will you compare settlement options after tax?
- How do you handle dividing retirement accounts?
- Do you work with my attorney, or only with me?
- How do New Jersey's property rules change what I should ask for?

## How current is this list of fee-only advisors for divorce in New Jersey?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Tom Duffy](https://find.wellspent.co/advisors/tom-duffy.md) | Jersey Shore Financial Advisors LLC | Red Bank, New Jersey | CFP, CDFA, MBA, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Edward Leach](https://find.wellspent.co/advisors/edward-leach.md) | Highland Financial Advisors, LLC | Wayne, New Jersey | CEPA, CFP, MBA | Percentage of assets |
| [Claudia Mott](https://find.wellspent.co/advisors/claudia-mott.md) | Epona Financial Solutions | Basking Ridge, New Jersey | CDFA, CFP | Percentage of assets, Hourly |
| [Gordon Shearer](https://find.wellspent.co/advisors/gordon-shearer.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Jeffrey Hilliard](https://find.wellspent.co/advisors/jeffrey-hilliard.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Joseph McCaffrey](https://find.wellspent.co/advisors/joseph-mccaffrey-5427266.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Matthew Reynolds](https://find.wellspent.co/advisors/matthew-reynolds.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Philip Tompkins](https://find.wellspent.co/advisors/philip-tompkins.md) | CRA Financial | Northfield, New Jersey | CFP | Percentage of assets |
| [Robert Martin](https://find.wellspent.co/advisors/robert-martin.md) | CRA Financial | Haddonfield, New Jersey | CFP | Percentage of assets |
| [Peter D'Agati](https://find.wellspent.co/advisors/peter-d-agati.md) | Stembrook Asset Management | Jersey City, New Jersey | CFA | Percentage of assets |
| [Jeffrey Hanson](https://find.wellspent.co/advisors/jeffrey-hanson.md) | Breakwater Capital Group | Paramus, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees |
| [Thomas Mullen](https://find.wellspent.co/advisors/thomas-mullen.md) | Breakwater Capital Group | Paramus, New Jersey | CFP | Percentage of assets, Hourly, Fixed fees |
| [Donna Savastani](https://find.wellspent.co/advisors/donna-savastani.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [Jarman Reilly](https://find.wellspent.co/advisors/jarman-reilly.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [Jennifer Colon](https://find.wellspent.co/advisors/jennifer-colon.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [John Hughes](https://find.wellspent.co/advisors/john-hughes.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [Samantha Swiderski](https://find.wellspent.co/advisors/samantha-swiderski.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [Thomas Kosinski](https://find.wellspent.co/advisors/thomas-kosinski.md) | Stembrook Asset Management | Red Bank, New Jersey |   | Percentage of assets |
| [Thomas Reynolds](https://find.wellspent.co/advisors/thomas-reynolds.md) | CRA Financial | Northfield, New Jersey |   | Percentage of assets |
| [Jesse Celeste](https://find.wellspent.co/advisors/jesse-celeste.md) | Artistic Wealth | Red Bank, New Jersey |   | Percentage of assets, Flat fee or retainer, Hourly, Subscription |
| [Gregg Auerbach](https://find.wellspent.co/advisors/gregg-auerbach.md) | Meadowbrook Advisors | Bedminster, New Jersey |   | Percentage of assets, Fixed fees |
| [Harold Sasnowitz](https://find.wellspent.co/advisors/harold-sasnowitz.md) | BCR Wealth Strategies | Clifton, New Jersey | CFP | Percentage of assets |
| [Abel Reyes](https://find.wellspent.co/advisors/abel-reyes.md) | Rimac Capital | Bayonne, New Jersey |   | Percentage of assets, Hourly, Fixed fees |
| [Alexander MacKnight](https://find.wellspent.co/advisors/alexander-macknight.md) | Rimac Capital | Bayonne, New Jersey |   | Percentage of assets, Hourly, Fixed fees |
| [Charles Pouliot](https://find.wellspent.co/advisors/charles-pouliot.md) | Wealth Effects | West New York, New Jersey |   | Percentage of assets |
| [Gwen Gepfert](https://find.wellspent.co/advisors/gwen-gepfert.md) | OakTree Financial Planning and Consulting | Basking Ridge, New Jersey |   | Hourly |

## Related

- [Retirement planning in New Jersey](https://find.wellspent.co/specialties/retirement-planning/new-jersey.md)
- [Estate planning in New Jersey](https://find.wellspent.co/specialties/estate-planning/new-jersey.md)
- [Tax planning in New Jersey](https://find.wellspent.co/specialties/tax-planning/new-jersey.md)
- [Retirees in New Jersey](https://find.wellspent.co/audiences/retirees/new-jersey.md)
- [Pre-retirees in New Jersey](https://find.wellspent.co/audiences/pre-retirees/new-jersey.md)
- [Family wealth transfer in New Jersey](https://find.wellspent.co/specialties/family-wealth-transfer/new-jersey.md)

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).
