# Fee-only financial advisors: Cross-border (US / Canada) > Cross-border planning between the US and Canada involves tax residency, treaty coordination, RRSP/IRA interactions, estate and gifting regimes that don't line up, provincial vs state complexity, and the specific mechanics of moving a household, a retirement, or a business across the border. Every advisor listed here names US–Canada work on their own firm's site. Planning for other countries is under International & expat planning. Page: https://find.wellspent.co/specialties/cross-border/ 39 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which financial advisor should I talk to about moving between the US and Canada? For US-Canada cross-border planning, talk to a fee-only planner who works on both sides of the border, and check they can legally advise you in each country. Accounts like RRSPs and Roth IRAs are treated differently on each side. ## How many fee-only advisors for US-Canada cross-border planning are there? The Wellspent public graph lists 39 fee-only advisors for US-Canada cross-border planning, at 16 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors for US-Canada cross-border planning located? Of the 39 fee-only advisors for US-Canada cross-border planning, 9 are in Markham, followed by 8 in Surrey and 5 in Victoria. ## How do fee-only advisors for US-Canada cross-border planning charge? The most common fee among fee-only advisors for US-Canada cross-border planning is an hourly rate, used by 76% of the 37 with fees on file. Many use more than one: 57% charge a one-time planning fee and 54% charge a percentage of assets. ## What credentials should a financial advisor for US-Canada cross-border planning have? For US-Canada cross-border planning, look for the CPA, EA and CFP. CPAs help with treaty and residency questions. ## What should I ask a financial advisor about moving between the US and Canada? Are you registered to advise in both countries? How would you treat my RRSP or TFSA? What should I do before I move rather than after? Who handles my returns on each side? ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Al Faber](https://find.wellspent.co/advisors/al-faber.md) | DIWY Financial Planning | Los Angeles, California | CFP, ChFC, CLU, MBA | One-time planning fee, Hourly | | [Rupa Pereira](https://find.wellspent.co/advisors/rupa-pereira.md) | FWJ Planning | Raleigh Durham Triangle, North Carolina | CFP, EA | Subscription, One-time planning fee, Hourly | | [Aditi Kapadia](https://find.wellspent.co/advisors/aditi-kapadia.md) | Wealth IQ | Springfield, Illinois | CFA, CFP, MBA | Percentage of assets, One-time planning fee, Ongoing planning fee, Hourly | | [Andrea Thompson](https://find.wellspent.co/advisors/andrea-thompson.md) | Modern Cents | Toronto, Ontario | CFP, CRPC, CLU, CHS | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Andrew Dobson](https://find.wellspent.co/advisors/andrew-dobson.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP, CIM | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Anna Golan-Reznick](https://find.wellspent.co/advisors/anna-golan-reznick.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Brenda Hiscock](https://find.wellspent.co/advisors/brenda-hiscock.md) | Objective Financial Partners | Toronto, Ontario | CFP, RHU | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Hannah McVean](https://find.wellspent.co/advisors/hannah-mcvean.md) | Objective Financial Partners | Markham, Ontario | CFP, CIM | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Jason Heath](https://find.wellspent.co/advisors/jason-heath.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Jeff McCartney](https://find.wellspent.co/advisors/jeff-mccartney.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP, CFDS, MBA | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Julia Chung](https://find.wellspent.co/advisors/julia-chung.md) | Spring Financial Planning | Surrey, British Columbia | CFP, CLU, FEA | One-time planning fee, Ongoing planning fee | | [Lucas Wennersten](https://find.wellspent.co/advisors/lucas-wennersten.md) | 49th Parallel Wealth Management, LLC | Scottsdale, Arizona | CFP, CFA | Percentage of assets, Hourly, One-time planning fee | | [Nancy Grouni](https://find.wellspent.co/advisors/nancy-grouni.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Ryan Kurtz](https://find.wellspent.co/advisors/ryan-kurtz.md) | Objective Financial Partners Inc. | Markham, Ontario | CPA, CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Thuy (Twee) Lam](https://find.wellspent.co/advisors/thuy-twee-lam.md) | Objective Financial Partners | Markham, Ontario | CFP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Vikki Brown](https://find.wellspent.co/advisors/vikki-brown.md) | Modern Cents | Mississauga, Ontario | CFP, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Bryan Haggard](https://find.wellspent.co/advisors/bryan-haggard.md) | RetireMitten Financial LLC | Milford, Michigan | CFA, CFP | Percentage of assets, One-time planning fee | | [Brandon Davies](https://find.wellspent.co/advisors/brandon-davies.md) | Objective Financial Partners Inc. | Markham, Ontario | CFP (Canada), CFP (U.S.), CIM, CLU, TEP | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Caroline Nalbantoglu](https://find.wellspent.co/advisors/caroline-nalbantoglu.md) | CNal Financial Planning Inc. | Montreal, Quebec | C.Adm.F.P., CFP, RFP | | | [David Martin](https://find.wellspent.co/advisors/david-martin.md) | Eltero Financial Partners Inc. | Halifax, Nova Scotia | FCSI, CIM, CFP (ret'd) | Flat fee or retainer, One-time planning fee | | [Karen Richardsdon](https://find.wellspent.co/advisors/karen-richardsdon.md) | Spring Financial Planning | Kenora, Ontario | QAFP | One-time planning fee, Ongoing planning fee | | [Lucas Wennersten](https://find.wellspent.co/advisors/lucas-wennersten-0180.md) | 49th Parallel Wealth Management | Vancouver, British Columbia | CFA, CFP (Canada), CFP (U.S.) | Percentage of assets, Hourly, One-time planning fee | | [Derek Moran](https://find.wellspent.co/advisors/derek-moran.md) | Smarter Financial Planning Ltd. | Kelowna, British Columbia | RFP | | | [Ajbinder Sull](https://find.wellspent.co/advisors/ajbinder-sull.md) | Pacifica Partners | Surrey, British Columbia | CFA | Percentage of assets, Hourly | | [Amandeep Bhangu](https://find.wellspent.co/advisors/amandeep-bhangu.md) | Pacifica Partners | Surrey, British Columbia | CFA | Percentage of assets, Hourly | | [Damanjit Minhas](https://find.wellspent.co/advisors/damanjit-minhas.md) | Pacifica Partners | Surrey, British Columbia | CFA | Percentage of assets, Hourly | | [Rosalie Hirst Almenara](https://find.wellspent.co/advisors/rosalie-hirst-almenara.md) | Pacifica Partners | Surrey, British Columbia | CFA | Percentage of assets, Hourly | | [Thomas Holloway](https://find.wellspent.co/advisors/thomas-holloway.md) | Pacifica Partners | Calgary, Alberta | CFA | Percentage of assets, Hourly | | [Dixie Klaibert](https://find.wellspent.co/advisors/dixie-klaibert.md) | Beacon Hill Wealth Management | Victoria, British Columbia | CFA | Percentage of assets | | [Erik Thompson](https://find.wellspent.co/advisors/erik-thompson.md) | Peerless Wealth | Columbus, Ohio | | Percentage of assets, Hourly | | [Gregory Nakano](https://find.wellspent.co/advisors/gregory-nakano.md) | Pacifica Partners | Surrey, British Columbia | | Percentage of assets, Hourly | | [Naveen Gopal](https://find.wellspent.co/advisors/naveen-gopal.md) | Pacifica Partners | Surrey, British Columbia | | Percentage of assets, Hourly | | [Reuben Moldowan](https://find.wellspent.co/advisors/reuben-moldowan.md) | Pacifica Partners | Surrey, British Columbia | | Percentage of assets, Hourly | | [Robert Pascarella](https://find.wellspent.co/advisors/robert-pascarella.md) | Peerless Wealth | Spring, Texas | | Percentage of assets, Hourly | | [Stephen Jimenez](https://find.wellspent.co/advisors/stephen-jimenez.md) | Peerless Wealth | Columbus, Ohio | | Percentage of assets, Hourly | | [Christopher Stooksbury](https://find.wellspent.co/advisors/christopher-stooksbury.md) | Beacon Hill Wealth Management | Victoria, British Columbia | | Percentage of assets | | [Evan Carey](https://find.wellspent.co/advisors/evan-carey.md) | Beacon Hill Wealth Management | Victoria, British Columbia | | Percentage of assets | | [Phillip Hogan](https://find.wellspent.co/advisors/phillip-hogan.md) | Beacon Hill Wealth Management | Victoria, British Columbia | | Percentage of assets | | [Xijian Zhang](https://find.wellspent.co/advisors/xijian-zhang.md) | Beacon Hill Wealth Management | Victoria, British Columbia | | Percentage of assets | ## Related - [International & expat planning](https://find.wellspent.co/specialties/international-expat.md) - [Retirement planning](https://find.wellspent.co/specialties/retirement-planning.md) - [Tax planning](https://find.wellspent.co/specialties/tax-planning.md) ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).