# Fee-only financial advisors in Charlottesville, Virginia > Start with a fee-only advisor in Charlottesville whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Peter Tuz of Chase Investment Counsel, Ty Bilderback of Solitude Financial and Crawford Ulmer of Ulmer Financial, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/virginia/charlottesville/ 50 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Charlottesville? Start with a fee-only advisor in Charlottesville whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Peter Tuz of Chase Investment Counsel, Ty Bilderback of Solitude Financial and Crawford Ulmer of Ulmer Financial, chosen for their credentials and fees on file. ## How many fee-only advisors in Charlottesville are there? The Wellspent public graph lists 50 fee-only advisors in Charlottesville, at 21 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Charlottesville focus on? The most common focus among fee-only advisors in Charlottesville is tax planning (8), followed by retirement planning (7) and estate planning (5). Advisors can list more than one. ## How do fee-only advisors in Charlottesville charge? The most common fee among fee-only advisors in Charlottesville is a percentage of assets, used by 96% of the 50 with fees on file. Many use more than one: 50% charge fixed fees and 48% charge by the hour. ## How much do fee-only financial advisors charge in Virginia? Fee-only financial advisors in Virginia charge a median of $4,992 a year for ongoing planning. We found this across the published prices of 25 Virginia firms. ## How many fee-only advisors in Charlottesville hold the CFP? 38% of the 50 fee-only advisors in Charlottesville hold the CFP certification, based on the credentials listed on each record. ## Does Virginia tax income on top of federal tax? Yes. Virginia has a state income tax, so a financial plan for a Virginia resident should project it alongside federal tax. ## How current is this list of fee-only advisors in Charlottesville? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [David Marotta](https://find.wellspent.co/advisors/david-marotta.md) | Marotta Wealth Management, Inc. | Charlottesville, Virginia | AAMS, AIF, CFP, APMA | Percentage of assets, Hourly, One-time planning fee | | [Alan Nicolette](https://find.wellspent.co/advisors/alan-nicolette.md) | Nicolette Financial | Charlottesville, Virginia | CFP | Hourly, Fixed fees | | [Andrew St.Jean](https://find.wellspent.co/advisors/andrew-st-jean.md) | Solitude Financial | Charlottesville, Virginia | CFP | Percentage of assets, Hourly | | [Jacob Fleming](https://find.wellspent.co/advisors/jacob-fleming.md) | Solitude Financial | Charlottesville, Virginia | CFP | Percentage of assets, Hourly | | [Matthew Dawson](https://find.wellspent.co/advisors/matthew-dawson.md) | Rede Wealth | Charlottesville, Virginia | CFP | Percentage of assets, Fixed fees | | [Michael Whitney](https://find.wellspent.co/advisors/michael-whitney.md) | Solitude Financial | Charlottesville, Virginia | CFP | Percentage of assets, Hourly | | [Paige Ryan](https://find.wellspent.co/advisors/paige-ryan.md) | NorthStar Asset Management | Charlottesville, Virginia | CFP | Percentage of assets | | [Ty Bilderback](https://find.wellspent.co/advisors/ty-bilderback.md) | Solitude Financial | Charlottesville, Virginia | CFP, CFA | Percentage of assets, Hourly | | [Crawford Ulmer](https://find.wellspent.co/advisors/crawford-ulmer.md) | Ulmer Financial | Charlottesville, Virginia | CFP, EA | Percentage of assets, Hourly, Fixed fees | | [Howard Cranford](https://find.wellspent.co/advisors/howard-cranford.md) | Sturman Wealth Advisors | Charlottesville, Virginia | CFP | Percentage of assets, Fixed fees | | [Maria Bolanos Wong](https://find.wellspent.co/advisors/maria-bolanos-wong.md) | Manchester Capital Management | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Todd Sturman](https://find.wellspent.co/advisors/todd-sturman.md) | Sturman Wealth Advisors | Charlottesville, Virginia | CFP | Percentage of assets, Fixed fees | | [Kevin Schiedel](https://find.wellspent.co/advisors/kevin-schiedel.md) | Simplified Retirement | Charlottesville, Virginia | | Flat fee or retainer, One-time planning fee, Ongoing planning fee | | [Alexander Urpi](https://find.wellspent.co/advisors/alexander-urpi.md) | Emergent Financial Services | Charlottesville, Virginia | | Percentage of assets | | [Michael Urpi](https://find.wellspent.co/advisors/michael-urpi.md) | Emergent Financial Services | Charlottesville, Virginia | | Percentage of assets | | [Sean Miller](https://find.wellspent.co/advisors/sean-miller-2764172.md) | Miller Asset Solutions | Charlottesville, Virginia | | Percentage of assets | | [Xavier Urpi](https://find.wellspent.co/advisors/xavier-urpi.md) | Emergent Financial Services | Charlottesville, Virginia | | Percentage of assets | | [Gene Kowalski](https://find.wellspent.co/advisors/gene-kowalski.md) | Solitude Financial | Charlottesville, Virginia | | Percentage of assets, Hourly | | [Stephen McNaughton](https://find.wellspent.co/advisors/stephen-mcnaughton.md) | Rede Wealth | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Caitlin Borland](https://find.wellspent.co/advisors/caitlin-borland.md) | Aria Wealth Partners | Charlottesville, Virginia | | Percentage of assets | | [Paula Gunter](https://find.wellspent.co/advisors/paula-gunter.md) | Aria Wealth Partners | Charlottesville, Virginia | | Percentage of assets | | [Courtney Regan](https://find.wellspent.co/advisors/courtney-regan.md) | Marotta Wealth Management | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Elizabeth Brew](https://find.wellspent.co/advisors/elizabeth-brew.md) | Marotta Wealth Management | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Elizabeth Horbaly](https://find.wellspent.co/advisors/elizabeth-horbaly.md) | Marotta Wealth Management | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Evan Powers](https://find.wellspent.co/advisors/evan-powers.md) | Cypress Financial Planning | Charlottesville, Virginia | CFP | Percentage of assets, Fixed fees | | [Greg Vairo](https://find.wellspent.co/advisors/greg-vairo.md) | Marotta Wealth Management | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Megan Russell](https://find.wellspent.co/advisors/megan-russell.md) | Marotta Wealth Management | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [Peter Tuz](https://find.wellspent.co/advisors/peter-tuz.md) | Chase Investment Counsel | Charlottesville, Virginia | CFP, CFA | Percentage of assets, Hourly | | [Ryan Daley](https://find.wellspent.co/advisors/ryan-daley.md) | Broadpark Advisors | Charlottesville, Virginia | CFP | Percentage of assets, Hourly, Fixed fees | | [David van Roijen](https://find.wellspent.co/advisors/david-van-roijen.md) | Split Creek LLC DBA Split Creek Capital | Charlottesville, Virginia | CFA | Percentage of assets, Fixed fees | | [Rodney Sullivan](https://find.wellspent.co/advisors/rodney-sullivan.md) | Vesteer Wealth Management | Charlottesville, Virginia | CFA | Percentage of assets, Fixed fees | | [Alan Bewley](https://find.wellspent.co/advisors/alan-bewley.md) | United Wealth Management | Charlottesville, Virginia | | Percentage of assets, Hourly, Fixed fees | | [Alan Culbertson](https://find.wellspent.co/advisors/alan-culbertson.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | | [Alexander Sullivan](https://find.wellspent.co/advisors/alexander-sullivan.md) | Vesteer Wealth Management | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Alexandra Goldston](https://find.wellspent.co/advisors/alexandra-goldston.md) | Marotta Wealth Management | Charlottesville, Virginia | | Percentage of assets, Hourly, Fixed fees | | [Allison Linney](https://find.wellspent.co/advisors/allison-linney.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | | [Derwood Chase](https://find.wellspent.co/advisors/derwood-chase.md) | Chase Investment Counsel | Charlottesville, Virginia | | Percentage of assets, Hourly | | [George Payne](https://find.wellspent.co/advisors/george-payne.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | | [Harry Zinsser](https://find.wellspent.co/advisors/harry-zinsser.md) | United Wealth Management | Charlottesville, Virginia | | Percentage of assets, Hourly, Fixed fees | | [James Brynmor](https://find.wellspent.co/advisors/james-brynmor.md) | Marotta Wealth Management | Charlottesville, Virginia | | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Burton](https://find.wellspent.co/advisors/jeffrey-burton.md) | Sapere Wealth Management | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Kevin Wells](https://find.wellspent.co/advisors/kevin-wells.md) | Sapere Wealth Management | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Kimberly Voigt](https://find.wellspent.co/advisors/kimberly-voigt.md) | United Wealth Management | Charlottesville, Virginia | | Percentage of assets, Hourly, Fixed fees | | [Louise Hopkins](https://find.wellspent.co/advisors/louise-hopkins.md) | Sapere Wealth Management | Charlottesville, Virginia | | Percentage of assets, Fixed fees | | [Matthew Borland](https://find.wellspent.co/advisors/matthew-borland.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | | [Orman Kimbrough](https://find.wellspent.co/advisors/orman-kimbrough.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | | [Robert Klintworth](https://find.wellspent.co/advisors/robert-klintworth.md) | Chase Investment Counsel | Charlottesville, Virginia | | Percentage of assets, Hourly | | [Spencer Garrett](https://find.wellspent.co/advisors/spencer-garrett.md) | Chase Investment Counsel | Charlottesville, Virginia | | Percentage of assets, Hourly | | [Stuart Chase](https://find.wellspent.co/advisors/stuart-chase.md) | Chase Investment Counsel | Charlottesville, Virginia | | Percentage of assets, Hourly | | [Thomas Contiliano](https://find.wellspent.co/advisors/thomas-contiliano.md) | A. N. Culbertson & Company | Charlottesville, Virginia | | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).