# Fee-only financial advisors in San Antonio, Texas

> Start with a fee-only advisor in San Antonio whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Christopher Reddick of Chris Reddick Financial Planning, January Smith of Janus Financial Planning, LLC and Scott Leavitt of Financial Life Advisors, chosen for their credentials and fees on file.

Page: https://find.wellspent.co/locations/us/texas/san-antonio/
87 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## Which fee-only financial advisor should I talk to in San Antonio?

Start with a fee-only advisor in San Antonio whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Christopher Reddick of Chris Reddick Financial Planning, January Smith of Janus Financial Planning, LLC and Scott Leavitt of Financial Life Advisors, chosen for their credentials and fees on file.

## How many fee-only advisors in San Antonio are there?

The Wellspent public graph lists 87 fee-only advisors in San Antonio, at 37 firms. We counted every advisor record that fits, as of October 2026.

## What do fee-only advisors in San Antonio focus on?

The most common focus among fee-only advisors in San Antonio is retirement planning (33), followed by retirees (21) and small business owners (18). Advisors can list more than one.

## How do fee-only advisors in San Antonio charge?

The most common fee among fee-only advisors in San Antonio is a percentage of assets, used by 95% of the 87 with fees on file. Many use more than one: 63% charge by the hour and 56% charge fixed fees.

## How much do fee-only financial advisors charge in San Antonio?

Fee-only financial advisors in San Antonio charge a median of $1,500 a year for ongoing planning. We found this across the published prices of 6 San Antonio firms.

## How much does a one-time financial plan cost in San Antonio?

A one-time financial plan from a fee-only firm in San Antonio has a median price of $1,250. We found this across the published prices of 6 San Antonio firms.

## How many fee-only advisors in San Antonio hold the CFP?

34% of the 87 fee-only advisors in San Antonio hold the CFP certification, based on the credentials listed on each record.

## Does Texas have a state income tax?

No. Texas has no state income tax, so federal tax drives most financial planning for residents.

## How current is this list of fee-only advisors in San Antonio?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Christopher Reddick](https://find.wellspent.co/advisors/christopher-reddick.md) | Chris Reddick Financial Planning | San Antonio, Texas | CFP, EA | Subscription, One-time planning fee, Hourly |
| [Kevin Rademacher](https://find.wellspent.co/advisors/kevin-rademacher.md) | Lifetime Financial Planners LLC | San Antonio, Texas | CFP, CRPC, MSFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Heather Haas](https://find.wellspent.co/advisors/heather-haas.md) | Imperium Wealth Management, LLC | San Antonio, Texas | CFP | Percentage of assets, Ongoing planning fee |
| [Scott Leavitt](https://find.wellspent.co/advisors/scott-leavitt.md) | Financial Life Advisors | San Antonio, Texas | CFP, CPA | Percentage of assets, Hourly, One-time planning fee |
| [January Smith](https://find.wellspent.co/advisors/january-smith.md) | Janus Financial Planning, LLC | San Antonio, Texas | CFP, EA | Flat fee or retainer, Ongoing planning fee |
| [Dedrick Curtis](https://find.wellspent.co/advisors/dedrick-curtis.md) | Penny Earned Financial | San Antonio, Texas | CFP, AFC, ChFC | Ongoing planning fee, One-time planning fee |
| [David Nash](https://find.wellspent.co/advisors/david-nash.md) | Magister Wealth | San Antonio, Texas | CFA, CFP | Percentage of assets, Hourly, Fixed fees |
| [John Carr](https://find.wellspent.co/advisors/john-carr.md) | Carr Consulting P.A. | San Antonio, Texas | CFP | Percentage of assets, Fixed fees |
| [Daniel King](https://find.wellspent.co/advisors/daniel-king.md) | S. Harris Financial Group | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Mitchell Byrum](https://find.wellspent.co/advisors/mitchell-byrum.md) | S. Harris Financial Group | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Samuel Haager](https://find.wellspent.co/advisors/samuel-haager.md) | S. Harris Financial Group | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Stephanie Harris](https://find.wellspent.co/advisors/stephanie-harris.md) | S. Harris Financial Group | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Esmond Pabilona](https://find.wellspent.co/advisors/esmond-pabilona.md) | Wela Financial Advisory | San Antonio;, Texas | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Matthew Schwegman](https://find.wellspent.co/advisors/matthew-schwegman.md) | ComposedPro | San Antonio, Texas | CFP | Percentage of assets, Ongoing planning fee |
| [Carmen Barncord](https://find.wellspent.co/advisors/carmen-barncord.md) | Martin Capital Advisors | San Antonio, Texas | CFP | Percentage of assets |
| [Donald Laurence](https://find.wellspent.co/advisors/donald-laurence.md) | Naviant Partners | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Nam Phan](https://find.wellspent.co/advisors/nam-phan.md) | Phan Capital Management | San Antonio, Texas |   | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Austin Miller](https://find.wellspent.co/advisors/austin-miller.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Clay Rogers](https://find.wellspent.co/advisors/clay-rogers.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Diana Jordan](https://find.wellspent.co/advisors/diana-jordan.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Douglas Moe](https://find.wellspent.co/advisors/douglas-moe.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Gary Harris](https://find.wellspent.co/advisors/gary-harris.md) | S. Harris Financial Group | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Gracelyn Snider](https://find.wellspent.co/advisors/gracelyn-snider.md) | S. Harris Financial Group | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Khristopher Torres](https://find.wellspent.co/advisors/khristopher-torres.md) | RiversEdge Advisors | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Madison Moe](https://find.wellspent.co/advisors/madison-moe.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Michael De Guzman](https://find.wellspent.co/advisors/michael-de-guzman.md) | Teamwork Financial Group | San Antonio, Texas |   | Percentage of assets |
| [Michael Taylor](https://find.wellspent.co/advisors/michael-taylor.md) | The Financial Rules Consulting | SAN ANTONIO, Texas |   | Flat fee or retainer, Hourly |
| [Shannon Schulz](https://find.wellspent.co/advisors/shannon-schulz.md) | S. Harris Financial Group | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Zachary Willie](https://find.wellspent.co/advisors/zachary-willie.md) | Oakridge Financial Planning (OFP) | San Antonio, Texas |   | Ongoing planning fee, One-time planning fee, Hourly, Percentage of assets |
| [Anders Storvik](https://find.wellspent.co/advisors/anders-storvik.md) | Wela Financial Advisory | San Antonio, Texas |   | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Christopher Baum](https://find.wellspent.co/advisors/christopher-baum.md) | Palermo Wealth Management, LLC | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Elizabeth Alamillo](https://find.wellspent.co/advisors/elizabeth-alamillo.md) | Wela Financial Advisory | San Antonio, Texas |   | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Philip White](https://find.wellspent.co/advisors/philip-white.md) | Inflection Financial | San Antonio, Texas | CFP, ChFC, CFA | Percentage of assets, Hourly, Fixed fees |
| [Rachel Gurinsky](https://find.wellspent.co/advisors/rachel-gurinsky.md) | Wela Financial Advisory | San Antonio, Texas |   | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Taylor Chamness](https://find.wellspent.co/advisors/taylor-chamness.md) | Wela Financial Advisory | San Antonio, Texas |   | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Tess Downing](https://find.wellspent.co/advisors/tess-downing.md) | Complete View Financial | San Antonio, Texas | CFP, MBA | Percentage of assets, Hourly, Fixed fees |
| [Thomas Coy](https://find.wellspent.co/advisors/thomas-coy.md) | Wela Financial Advisory | San Antonio, Texas |   | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Victor Larsen](https://find.wellspent.co/advisors/victor-larsen.md) | Larsen Financial Management | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Bryce Chandler](https://find.wellspent.co/advisors/bryce-chandler.md) | Bentwood Investment Advisory | San Antonio, Texas |   | Percentage of assets, Hourly |
| [John Hall](https://find.wellspent.co/advisors/john-hall-7965978.md) | J.W. Hall Financial | San Antonio, Texas |   | Percentage of assets |
| [Charles Massiatte](https://find.wellspent.co/advisors/charles-massiatte.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Christopher Phillips](https://find.wellspent.co/advisors/christopher-phillips.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Colton Krueger](https://find.wellspent.co/advisors/colton-krueger.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Paul Martin](https://find.wellspent.co/advisors/paul-martin.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Robert McGregor](https://find.wellspent.co/advisors/robert-mcgregor.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Stephanie Krueger](https://find.wellspent.co/advisors/stephanie-krueger.md) | Martin Capital Advisors | San Antonio, Texas |   | Percentage of assets |
| [Kristopher Gallow](https://find.wellspent.co/advisors/kristopher-gallow.md) | Ghost Strategies | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Mark Muecke](https://find.wellspent.co/advisors/mark-muecke.md) | Mark Muecke Capital Management | San Antonio, Texas |   | Percentage of assets |
| [Dantonio Fowler](https://find.wellspent.co/advisors/dantonio-fowler.md) | Conceptum Strategies | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Mary Haselhorst](https://find.wellspent.co/advisors/mary-haselhorst.md) | Inflection Financial | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Mauricio Sanchez](https://find.wellspent.co/advisors/mauricio-sanchez.md) | Portafolio Capital Management | San Antonio, Texas |   | Percentage of assets |
| [Angel Melgoza](https://find.wellspent.co/advisors/angel-melgoza.md) | Financial Life Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Benjamin Gurwitz](https://find.wellspent.co/advisors/benjamin-gurwitz.md) | Financial Life Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Brad Dobson](https://find.wellspent.co/advisors/brad-dobson.md) | Best Invest | San Antonio, Texas | CFP | Percentage of assets, Hourly |
| [Brittany Chapman](https://find.wellspent.co/advisors/brittany-chapman.md) | District Capital Management | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Joshua Hussong](https://find.wellspent.co/advisors/joshua-hussong.md) | Financial Life Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Kimberly Nourie](https://find.wellspent.co/advisors/kimberly-nourie.md) | Financial Life Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Kirk Francis](https://find.wellspent.co/advisors/kirk-francis.md) | Financial Life Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Michael Sierra](https://find.wellspent.co/advisors/michael-sierra.md) | 1900 Wealth | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Miles Fuquay](https://find.wellspent.co/advisors/miles-fuquay.md) | 1900 Wealth | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Qing Selby](https://find.wellspent.co/advisors/qing-selby.md) | Relyon Financial Advisors | San Antonio, Texas | CFP | Percentage of assets, Hourly, Fixed fees |
| [Robert Jones](https://find.wellspent.co/advisors/robert-jones-5348952.md) | 1900 Wealth | San Antonio, Texas | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Todd Brockwell](https://find.wellspent.co/advisors/todd-brockwell.md) | 1900 Wealth | San Antonio, Texas | CFA | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Alejandro Cabezut](https://find.wellspent.co/advisors/alejandro-cabezut.md) | The Summit Group | San Antonio, Texas |   | Percentage of assets, Fixed fees |
| [Austin Kroll](https://find.wellspent.co/advisors/austin-kroll.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Caroline Satel](https://find.wellspent.co/advisors/caroline-satel.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Cassandra Mastromarino](https://find.wellspent.co/advisors/cassandra-mastromarino.md) | Saltbox Financial | San Antonio, Texas |   | Percentage of assets, Hourly |
| [Charles Dodd](https://find.wellspent.co/advisors/charles-dodd.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Christopher Holden](https://find.wellspent.co/advisors/christopher-holden.md) | Imperium Wealth Management | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Christopher Kardys](https://find.wellspent.co/advisors/christopher-kardys.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Ellen Smith](https://find.wellspent.co/advisors/ellen-smith.md) | Janus Financial Planning | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Hannah Jones](https://find.wellspent.co/advisors/hannah-jones.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Jacob Allison](https://find.wellspent.co/advisors/jacob-allison.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [James Sulester Jr](https://find.wellspent.co/advisors/james-sulester-jr.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Jessica Drought](https://find.wellspent.co/advisors/jessica-drought.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [John Fosdick](https://find.wellspent.co/advisors/john-fosdick.md) | Best Invest | San Antonio, Texas |   | Percentage of assets, Hourly |
| [Joseph Velazquez](https://find.wellspent.co/advisors/joseph-velazquez.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Lori Barker](https://find.wellspent.co/advisors/lori-barker.md) | Best Invest | San Antonio, Texas |   | Percentage of assets, Hourly |
| [Mary Romanczuk](https://find.wellspent.co/advisors/mary-romanczuk.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Matthew Richter](https://find.wellspent.co/advisors/matthew-richter.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Melissa Anderson](https://find.wellspent.co/advisors/melissa-anderson.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Michael Lampe](https://find.wellspent.co/advisors/michael-lampe.md) | Financial Life Advisors | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Nathaniel Morris](https://find.wellspent.co/advisors/nathaniel-morris.md) | Financial Life Advisors | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees |
| [Peter Coulchinsky](https://find.wellspent.co/advisors/peter-coulchinsky.md) | The Summit Group | San Antonio, Texas |   | Percentage of assets, Fixed fees |
| [Richard Dullnig](https://find.wellspent.co/advisors/richard-dullnig.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |
| [Scott Peebles](https://find.wellspent.co/advisors/scott-peebles.md) | Trellisent Investments | San Antonio, Texas |   | Percentage of assets |
| [Stephen Hernandez](https://find.wellspent.co/advisors/stephen-hernandez.md) | 1900 Wealth | San Antonio, Texas |   | Percentage of assets, Hourly, Fixed fees, Performance-based fees |

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).
