# Fee-only financial advisors in Johnson City, Tennessee > Start with a fee-only advisor in Johnson City whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Matthew Hale of Make the Memory Financial Planning, Richard Eddy of Lake Park Advisors and Larry Ellis of Values First Advisors, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/tennessee/johnson-city/ 25 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Johnson City? Start with a fee-only advisor in Johnson City whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Matthew Hale of Make the Memory Financial Planning, Richard Eddy of Lake Park Advisors and Larry Ellis of Values First Advisors, chosen for their credentials and fees on file. ## How many fee-only advisors in Johnson City are there? The Wellspent public graph lists 25 fee-only advisors in Johnson City, at 10 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Johnson City focus on? The most common focus among fee-only advisors in Johnson City is tax planning (3), followed by retirement planning (2) and small business owners (2). Advisors can list more than one. ## How do fee-only advisors in Johnson City charge? The most common fee among fee-only advisors in Johnson City is a percentage of assets, used by 96% of the 25 with fees on file. Many use more than one: 92% charge by the hour and 76% charge fixed fees. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How many fee-only advisors in Johnson City hold the CFP? 44% of the 25 fee-only advisors in Johnson City hold the CFP certification, based on the credentials listed on each record. ## Does Tennessee have a state income tax? No. Tennessee has no state income tax, so federal tax drives most financial planning for residents. ## How current is this list of fee-only advisors in Johnson City? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Matthew Hale](https://find.wellspent.co/advisors/matthew-hale.md) | Make the Memory Financial Planning | Johnson City, Tennessee | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Justin Lester](https://find.wellspent.co/advisors/justin-lester.md) | Allied Investments | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Benjamin Nunn](https://find.wellspent.co/advisors/benjamin-nunn.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Clifford Taylor](https://find.wellspent.co/advisors/clifford-taylor.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Larry Ellis](https://find.wellspent.co/advisors/larry-ellis.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Matthew Albritton](https://find.wellspent.co/advisors/matthew-albritton.md) | Valor Financial Planning | Johnson City, Tennessee | | Percentage of assets, Hourly, Subscription | | [Kenneth Brewer](https://find.wellspent.co/advisors/kenneth-brewer.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Michael Mitchell](https://find.wellspent.co/advisors/michael-mitchell.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Roy Nunn](https://find.wellspent.co/advisors/roy-nunn.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [David Maurice](https://find.wellspent.co/advisors/david-maurice.md) | Worthwhile Wealth Council | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [James Motte](https://find.wellspent.co/advisors/james-motte.md) | Guardian Wealth Management | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Myra O'Dell](https://find.wellspent.co/advisors/myra-o-dell.md) | BCS Wealth Management | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Phillip Worley](https://find.wellspent.co/advisors/phillip-worley.md) | Worthwhile Wealth Council | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Rebekah Taylor Burton](https://find.wellspent.co/advisors/rebekah-taylor-burton.md) | Roan Capital Partners | Johnson City, Tennessee | CFP | Percentage of assets, Hourly | | [Richard Eddy](https://find.wellspent.co/advisors/richard-eddy.md) | Lake Park Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Farmer](https://find.wellspent.co/advisors/andrew-farmer.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Austin Reppart](https://find.wellspent.co/advisors/austin-reppart.md) | Lake Park Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Eliza Parton](https://find.wellspent.co/advisors/eliza-parton.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Ethan Bennett](https://find.wellspent.co/advisors/ethan-bennett.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Kastner](https://find.wellspent.co/advisors/jeffrey-kastner.md) | Roan Capital Partners | Johnson City, Tennessee | | Percentage of assets, Hourly | | [John Brandon](https://find.wellspent.co/advisors/john-brandon.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Joy Garland](https://find.wellspent.co/advisors/joy-garland.md) | Roan Capital Partners | Johnson City, Tennessee | | Percentage of assets, Hourly | | [Larry Grogan](https://find.wellspent.co/advisors/larry-grogan.md) | Grogan Advisory Services | Johnson City, Tennessee | | Percentage of assets | | [Nicholas Clay](https://find.wellspent.co/advisors/nicholas-clay.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Scott Linn](https://find.wellspent.co/advisors/scott-linn.md) | BCS Wealth Management | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).