# Fee-only financial advisors in Chattanooga, Tennessee > Start with a fee-only advisor in Chattanooga whose record matches what you need, then check their fees and SEC record before you call. Records to start with include James Place of Evergreen Advisors, Kevin Lao of Imagine Financial Security and Roland McIntyre of Mountaintop Wealth LLC, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/tennessee/chattanooga/ 54 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Chattanooga? Start with a fee-only advisor in Chattanooga whose record matches what you need, then check their fees and SEC record before you call. Records to start with include James Place of Evergreen Advisors, Kevin Lao of Imagine Financial Security and Roland McIntyre of Mountaintop Wealth LLC, chosen for their credentials and fees on file. ## How many fee-only advisors in Chattanooga are there? The Wellspent public graph lists 54 fee-only advisors in Chattanooga, at 24 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Chattanooga focus on? The most common focus among fee-only advisors in Chattanooga is estate planning (15), followed by retirees (9) and small business owners (9). Advisors can list more than one. ## How do fee-only advisors in Chattanooga charge? All 54 fee-only advisors in Chattanooga with fees on file charge a percentage of assets. Many use more than one: 83% charge fixed fees and 74% charge by the hour. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How many fee-only advisors in Chattanooga hold the CFP? 43% of the 54 fee-only advisors in Chattanooga hold the CFP certification, based on the credentials listed on each record. ## Does Tennessee have a state income tax? No. Tennessee has no state income tax, so federal tax drives most financial planning for residents. ## How current is this list of fee-only advisors in Chattanooga? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Roland McIntyre](https://find.wellspent.co/advisors/roland-mcintyre.md) | Mountaintop Wealth LLC | Chattanooga, Tennessee | CFP, ChFC | Percentage of assets, One-time planning fee, Flat fee or retainer, Ongoing planning fee | | [Kevin Lao](https://find.wellspent.co/advisors/kevin-lao.md) | Imagine Financial Security | Chattanooga, Tennessee | CFP, RICP | Percentage of assets | | [David Hodges](https://find.wellspent.co/advisors/david-hodges.md) | Integra Wealth | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [James Campbell](https://find.wellspent.co/advisors/james-campbell.md) | Campbell Asset Management | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Frenise Mann](https://find.wellspent.co/advisors/frenise-mann.md) | Mann Financial | Chattanooga, Tennessee | | Percentage of assets, Flat fee or retainer | | [James Place](https://find.wellspent.co/advisors/james-place.md) | Evergreen Advisors | Chattanooga, Tennessee | CFP | Percentage of assets | | [Michael O'Donnell](https://find.wellspent.co/advisors/michael-o-donnell.md) | Evergreen Advisors | Chattanooga, Tennessee | CFP | Percentage of assets | | [Carter Hansard](https://find.wellspent.co/advisors/carter-hansard.md) | Barnett & Company | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [David Wattenbarger](https://find.wellspent.co/advisors/david-wattenbarger.md) | DRW Financial | Chattanooga, Tennessee | CAP, CFP | Percentage of assets, Fixed fees | | [Erik Boehm](https://find.wellspent.co/advisors/erik-boehm.md) | Stone Bridge Asset Management | Chattanooga, Tennessee | CFA | Percentage of assets, Fixed fees | | [George Bryant](https://find.wellspent.co/advisors/george-bryant.md) | Apogee Wealth Partners | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Laman](https://find.wellspent.co/advisors/kevin-laman.md) | Lattice Wealth Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Ashley Heck](https://find.wellspent.co/advisors/ashley-heck.md) | Campbell Asset Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Gene Rice](https://find.wellspent.co/advisors/gene-rice.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Jacob Higgins](https://find.wellspent.co/advisors/jacob-higgins.md) | Campbell Asset Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Nina Strozak](https://find.wellspent.co/advisors/nina-strozak.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Patrick Peters](https://find.wellspent.co/advisors/patrick-peters.md) | Wealth Preservation Advisors | Chattanooga, Tennessee | | Percentage of assets | | [Warren Barnett](https://find.wellspent.co/advisors/warren-barnett.md) | Barnett & Company | Chattanooga, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [Christopher Hopkins](https://find.wellspent.co/advisors/christopher-hopkins.md) | Apogee Wealth Partners | Chattanooga, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [David Babb](https://find.wellspent.co/advisors/david-babb.md) | Stone Bridge Asset Management | Chattanooga, Tennessee | | Percentage of assets, Fixed fees | | [Don VanLandingham](https://find.wellspent.co/advisors/don-vanlandingham.md) | Guardian Wealth Management Inc. | Chattanooga, Tennessee | CPA/PFS | Percentage of assets, Hourly, Fixed fees | | [Thomas Francescon](https://find.wellspent.co/advisors/thomas-francescon.md) | Stone Bridge Asset Management | Chattanooga, Tennessee | | Percentage of assets, Fixed fees | | [Adrienne Zingrich](https://find.wellspent.co/advisors/adrienne-zingrich.md) | The Patten Group | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Cook](https://find.wellspent.co/advisors/andrew-cook.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Aon Miller](https://find.wellspent.co/advisors/aon-miller.md) | AM Investment Strategies | Chattanooga, Tennessee | CFP | Percentage of assets, Fixed fees | | [Asa Owens](https://find.wellspent.co/advisors/asa-owens.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Bailey Howard](https://find.wellspent.co/advisors/bailey-howard.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Thurman](https://find.wellspent.co/advisors/christopher-thurman.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Eduardo Palacios](https://find.wellspent.co/advisors/eduardo-palacios.md) | Guardian Wealth Management | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jacob Brown](https://find.wellspent.co/advisors/jacob-brown.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jones Krogh](https://find.wellspent.co/advisors/jones-krogh.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Joshua Cropp](https://find.wellspent.co/advisors/joshua-cropp.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Nicholas Hughes](https://find.wellspent.co/advisors/nicholas-hughes.md) | Visionary Horizons | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Patrick O'Connor](https://find.wellspent.co/advisors/patrick-o-connor.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Salvatore Geraci](https://find.wellspent.co/advisors/salvatore-geraci.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Travis Hutchinson](https://find.wellspent.co/advisors/travis-hutchinson.md) | HHM Wealth Advisors | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Ashlee Patten](https://find.wellspent.co/advisors/ashlee-patten.md) | The Patten Group | Chattanooga, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [Grant Allen](https://find.wellspent.co/advisors/grant-allen.md) | The Patten Group | Chattanooga, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [James Raper](https://find.wellspent.co/advisors/james-raper.md) | Guardian Wealth Management | Chattanooga, Tennessee | PFS | Percentage of assets, Hourly, Fixed fees | | [John Jones](https://find.wellspent.co/advisors/john-jones.md) | The Patten Group | Chattanooga, Tennessee | CFA | Percentage of assets, Hourly, Fixed fees | | [Laura Reid](https://find.wellspent.co/advisors/laura-reid.md) | Guardian Wealth Management | Chattanooga, Tennessee | PFS | Percentage of assets, Hourly, Fixed fees | | [Bradley Rooks](https://find.wellspent.co/advisors/bradley-rooks.md) | Rooks Wealth Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Chandler Thurmon](https://find.wellspent.co/advisors/chandler-thurmon.md) | The Patten Group | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Christian Johnson](https://find.wellspent.co/advisors/christian-johnson.md) | The Patten Group | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Jeffrey Connor](https://find.wellspent.co/advisors/jeffrey-connor.md) | QM Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Kayla Coyle](https://find.wellspent.co/advisors/kayla-coyle.md) | The Patten Group | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Kevin Fuerst](https://find.wellspent.co/advisors/kevin-fuerst.md) | Fuerst Financial Group | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Kyle Kelly](https://find.wellspent.co/advisors/kyle-kelly.md) | Tarragon Capital | Chattanooga, Tennessee | | Percentage of assets, Hourly | | [Laura Owsley](https://find.wellspent.co/advisors/laura-owsley.md) | AM Investment Strategies | Chattanooga, Tennessee | | Percentage of assets, Fixed fees | | [Lydia Burroughs](https://find.wellspent.co/advisors/lydia-burroughs.md) | Capital Advisors Wealth Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Michael Madzin](https://find.wellspent.co/advisors/michael-madzin.md) | Laffer Tengler Investments | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Robert McLean](https://find.wellspent.co/advisors/robert-mclean.md) | HHM Wealth Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Stephen Burroughs](https://find.wellspent.co/advisors/stephen-burroughs.md) | Capital Advisors Wealth Management | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [William White](https://find.wellspent.co/advisors/william-white.md) | Rooks Wealth Advisors | Chattanooga, Tennessee | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).