# Fee-only financial advisors in Rochester, New York > Start with a fee-only advisor in Rochester whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Sarah Swan of Howe & Rusling, Inc., Grace Stolberg of O'Keefe Stevens Advisory and Katharine Bressington of Linden Financial Consultants, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/new-york/rochester/ 49 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Rochester? Start with a fee-only advisor in Rochester whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Sarah Swan of Howe & Rusling, Inc., Grace Stolberg of O'Keefe Stevens Advisory and Katharine Bressington of Linden Financial Consultants, chosen for their credentials and fees on file. ## How many fee-only advisors in Rochester are there? The Wellspent public graph lists 49 fee-only advisors in Rochester, at 21 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Rochester focus on? The most common focus among fee-only advisors in Rochester is tax planning (26), followed by estate planning (25) and retirement planning (22). Advisors can list more than one. ## How do fee-only advisors in Rochester charge? The most common fee among fee-only advisors in Rochester is a percentage of assets, used by 90% of the 48 with fees on file. Many use more than one: 67% charge fixed fees and 31% charge by the hour. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How many fee-only advisors in Rochester hold the CFP? 37% of the 49 fee-only advisors in Rochester hold the CFP certification, based on the credentials listed on each record. ## Does New York tax income on top of federal tax? Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax. ## Is there a local income tax in New York? Yes. In New York, New York City and Yonkers add their own income tax. ## How current is this list of fee-only advisors in Rochester? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Kathryn Kubiak-Rizzone](https://find.wellspent.co/advisors/kathryn-kubiak-rizzone.md) | About Time Financial Planning | Rochester, New York | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Salvatore Paternico](https://find.wellspent.co/advisors/salvatore-paternico.md) | W&S Management Services | Rochester, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Grace Stolberg](https://find.wellspent.co/advisors/grace-stolberg.md) | O'Keefe Stevens Advisory | Rochester, New York | CFP | Percentage of assets, One-time planning fee | | [Justin Stevens](https://find.wellspent.co/advisors/justin-stevens.md) | O'Keefe Stevens Advisory | Rochester, New York | CFP | Percentage of assets, One-time planning fee | | [Peter O'Keefe](https://find.wellspent.co/advisors/peter-o-keefe.md) | O'Keefe Stevens Advisory | Rochester, New York | CFP | Percentage of assets, One-time planning fee | | [Katharine Bressington](https://find.wellspent.co/advisors/katharine-bressington.md) | Linden Financial Consultants | Rochester, New York | CFP | Hourly, One-time planning fee, Ongoing planning fee | | [Patrick Cicchetti](https://find.wellspent.co/advisors/patrick-cicchetti.md) | Ryse Capital Management | Rochester, New York | | Flat fee or retainer, Hourly, One-time planning fee | | [Adam Magee](https://find.wellspent.co/advisors/adam-magee.md) | Whitney & Company | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Brian Ward](https://find.wellspent.co/advisors/brian-ward.md) | W&S Management Services | Rochester, New York | | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Christina Larkin](https://find.wellspent.co/advisors/christina-larkin.md) | Seneca Financial Advisors | Rochester, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Elizabeth Raabe](https://find.wellspent.co/advisors/elizabeth-raabe.md) | Seneca Financial Advisors | Rochester, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Rupesh Goyal](https://find.wellspent.co/advisors/rupesh-goyal.md) | Alphanso | Rochester, New York | | Flat fee or retainer, Ongoing planning fee | | [Sarah Stymus](https://find.wellspent.co/advisors/sarah-stymus.md) | Whitney & Company | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Zachary Erskine](https://find.wellspent.co/advisors/zachary-erskine.md) | Seneca Financial Advisors | Rochester, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Gregory Vogel](https://find.wellspent.co/advisors/gregory-vogel-8345511.md) | O'Keefe Stevens Advisory | Rochester, New York | | Percentage of assets, One-time planning fee | | [Kellan Peer](https://find.wellspent.co/advisors/kellan-peer.md) | O'Keefe Stevens Advisory | Rochester, New York | | Percentage of assets, One-time planning fee | | [Diana Apostolova](https://find.wellspent.co/advisors/diana-apostolova.md) | Rochester Investments | Rochester, New York | | Percentage of assets, Hourly | | [Matthew Darcy](https://find.wellspent.co/advisors/matthew-darcy.md) | Seneca Financial Advisors | Rochester, New York | CFA | Percentage of assets, Hourly, Fixed fees | | [Robert Pickels](https://find.wellspent.co/advisors/robert-pickels.md) | Whitney & Company | Rochester, New York | CFA | Percentage of assets, Fixed fees | | [Scott Lefebre](https://find.wellspent.co/advisors/scott-lefebre.md) | Seneca Financial Advisors | Rochester, New York | PFS | Percentage of assets, Hourly, Fixed fees | | [William Moore](https://find.wellspent.co/advisors/william-moore-7394653.md) | Whitney & Company | Rochester, New York | CFA | Percentage of assets, Fixed fees | | [Dylan Potter](https://find.wellspent.co/advisors/dylan-potter.md) | Howe & Rusling | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Jonathon Hughes](https://find.wellspent.co/advisors/jonathon-hughes.md) | Linden Financial Consultants | Rochester, New York | | Hourly, One-time planning fee, Ongoing planning fee | | [Jordan Eich](https://find.wellspent.co/advisors/jordan-eich.md) | Howe & Rusling | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Matt Lechner](https://find.wellspent.co/advisors/matt-lechner.md) | Layline Advisors | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Ryan Tomko](https://find.wellspent.co/advisors/ryan-tomko.md) | Howe & Rusling | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Sarah Swan](https://find.wellspent.co/advisors/sarah-swan.md) | Howe & Rusling, Inc. | Rochester, New York | CFP, CRPC, CFA, CPWA, CPA | | | [Christopher Coleman](https://find.wellspent.co/advisors/christopher-coleman-7211357.md) | Fiduciary First Advising | Rochester, New York | | Percentage of assets | | [Christopher Radigan](https://find.wellspent.co/advisors/christopher-radigan.md) | Whitney & Company | Rochester, New York | | Percentage of assets, Fixed fees | | [Jeffrey Braverman](https://find.wellspent.co/advisors/jeffrey-braverman.md) | Whitney & Company | Rochester, New York | | Percentage of assets, Fixed fees | | [Stephen Green](https://find.wellspent.co/advisors/stephen-green.md) | Seneca Financial Advisors | Rochester, New York | | Percentage of assets, Hourly, Fixed fees | | [William Bennett](https://find.wellspent.co/advisors/william-bennett.md) | Whitney & Company | Rochester, New York | | Percentage of assets, Fixed fees | | [William Shaheen](https://find.wellspent.co/advisors/william-shaheen.md) | Whitney & Company | Rochester, New York | | Percentage of assets, Fixed fees | | [William Shaheen](https://find.wellspent.co/advisors/william-shaheen-7401105.md) | Whitney & Company | Rochester, New York | | Percentage of assets, Fixed fees | | [Alex Zazubec](https://find.wellspent.co/advisors/alex-zazubec.md) | Highland Wealth Advisory | Rochester, New York | | Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Casey Ryan](https://find.wellspent.co/advisors/casey-ryan.md) | Howe & Rusling | Rochester, New York | | Percentage of assets, Fixed fees | | [Craig Cairns](https://find.wellspent.co/advisors/craig-cairns.md) | Howe & Rusling | Rochester, New York | | Percentage of assets, Fixed fees | | [Elizabeth Hutton](https://find.wellspent.co/advisors/elizabeth-hutton.md) | Howe & Rusling | Rochester, New York | | Percentage of assets, Fixed fees | | [Mary Graniero](https://find.wellspent.co/advisors/mary-graniero.md) | Howe & Rusling | Rochester, New York | | Percentage of assets, Fixed fees | | [Andrew Schuler](https://find.wellspent.co/advisors/andrew-schuler.md) | Prentice Wealth Management | Rochester, New York | CFP | Percentage of assets, Hourly, Subscription, Fixed fees | | [Nicholas Norvell](https://find.wellspent.co/advisors/nicholas-norvell.md) | Courier Capital | Rochester, New York | CFP | Percentage of assets, Fixed fees | | [Charles Ruff](https://find.wellspent.co/advisors/charles-ruff.md) | Layline Advisors | Rochester, New York | CFA | Percentage of assets, Fixed fees | | [Mark Wyand](https://find.wellspent.co/advisors/mark-wyand.md) | Layline Advisors | Rochester, New York | CFA | Percentage of assets, Fixed fees | | [Alan Resnick](https://find.wellspent.co/advisors/alan-resnick.md) | Janal Capital Management | Rochester, New York | | Percentage of assets | | [David Robbins](https://find.wellspent.co/advisors/david-robbins.md) | Courier Capital | Rochester, New York | | Percentage of assets, Fixed fees | | [Derek Main](https://find.wellspent.co/advisors/derek-main.md) | First Main Capital | Rochester, New York | | Percentage of assets | | [Jack Hills](https://find.wellspent.co/advisors/jack-hills.md) | Iconoclastic Capital Management | Rochester, New York | | Percentage of assets, Hourly, Fixed fees | | [Joshua Barrett](https://find.wellspent.co/advisors/joshua-barrett.md) | Barrett Wealth Management | Rochester, New York | | Percentage of assets | | [Ziad Wehbe](https://find.wellspent.co/advisors/ziad-wehbe.md) | Balfour Capital Management | Rochester, New York | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).