# Fee-only financial advisors in Buffalo, New York > Start with a fee-only advisor in Buffalo whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jeffrey Wolniewicz of Under Par Planning, Brett Koeppel of Eudaimonia Wealth LLC and Chris Cinelli of Capital Insights Group of WNY, LLC., chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/new-york/buffalo/ 42 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Buffalo? Start with a fee-only advisor in Buffalo whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jeffrey Wolniewicz of Under Par Planning, Brett Koeppel of Eudaimonia Wealth LLC and Chris Cinelli of Capital Insights Group of WNY, LLC., chosen for their credentials and fees on file. ## How many fee-only advisors in Buffalo are there? The Wellspent public graph lists 42 fee-only advisors in Buffalo, at 13 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Buffalo focus on? The most common focus among fee-only advisors in Buffalo is estate planning (23), followed by ultra-high-net-worth families (15) and retirement planning (13). Advisors can list more than one. ## How do fee-only advisors in Buffalo charge? All 42 fee-only advisors in Buffalo with fees on file charge a percentage of assets. Many use more than one: 55% charge fixed fees and 40% charge by the hour. ## How much do fee-only financial advisors charge in New York? Fee-only financial advisors in New York charge a median of $3,600 a year for ongoing planning. We found this across the published prices of 33 New York firms. ## How many fee-only advisors in Buffalo hold the CFP? 40% of the 42 fee-only advisors in Buffalo hold the CFP certification, based on the credentials listed on each record. ## Does New York tax income on top of federal tax? Yes. New York has a state income tax, so a financial plan for a New York resident should project it alongside federal tax. ## Is there a local income tax in New York? Yes. In New York, New York City and Yonkers add their own income tax. ## How current is this list of fee-only advisors in Buffalo? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Brett Koeppel](https://find.wellspent.co/advisors/brett-koeppel.md) | Eudaimonia Wealth LLC | Buffalo, New York | CFP | Percentage of assets | | [Jeffrey Wolniewicz](https://find.wellspent.co/advisors/jeffrey-wolniewicz.md) | Under Par Planning | Buffalo, New York | CFP, ChFC, CLU, MBA, RICP, RLP | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Caleb Jennings](https://find.wellspent.co/advisors/caleb-jennings.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [Evan Kraft](https://find.wellspent.co/advisors/evan-kraft.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [James Warner](https://find.wellspent.co/advisors/james-warner.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [John Gullo](https://find.wellspent.co/advisors/john-gullo.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [Justin Sanderson](https://find.wellspent.co/advisors/justin-sanderson.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [Timothy Domino](https://find.wellspent.co/advisors/timothy-domino.md) | Sanderson Wealth Management | Buffalo, New York | CFP | Percentage of assets | | [Shawn Glogowski](https://find.wellspent.co/advisors/shawn-glogowski.md) | Note Advisors | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Conway](https://find.wellspent.co/advisors/thomas-conway.md) | Note Advisors | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Brady](https://find.wellspent.co/advisors/michael-brady.md) | Clarity Advisors | Buffalo, New York | | Percentage of assets, One-time planning fee | | [Phillip Frattali](https://find.wellspent.co/advisors/phillip-frattali.md) | Sanderson Wealth Management | Buffalo, New York | CFA | Percentage of assets | | [Taunya Abaya](https://find.wellspent.co/advisors/taunya-abaya.md) | Abaya Wealth Management | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Miller, Jr](https://find.wellspent.co/advisors/robert-miller-jr.md) | Miller Gesko Wealth Management | Buffalo, New York | CFP | Percentage of assets, Hourly | | [Thomas Waring](https://find.wellspent.co/advisors/thomas-waring.md) | Note Advisors | Buffalo, New York | ChFC | Percentage of assets, Hourly, Fixed fees | | [William Hudson](https://find.wellspent.co/advisors/william-hudson.md) | Miller Gesko Wealth Management | Buffalo, New York | CFP | Percentage of assets, Hourly | | [Angelo D'Amato Goodenough](https://find.wellspent.co/advisors/angelo-d-amato-goodenough.md) | Sanderson Wealth Management | Buffalo, New York | | Percentage of assets | | [Carl Bader](https://find.wellspent.co/advisors/carl-bader.md) | Sanderson Wealth Management | Buffalo, New York | | Percentage of assets | | [Chris Cinelli](https://find.wellspent.co/advisors/chris-cinelli.md) | Capital Insights Group of WNY, LLC. | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [John Sanderson](https://find.wellspent.co/advisors/john-sanderson.md) | Sanderson Wealth Management | Buffalo, New York | | Percentage of assets | | [Andrew Lemay](https://find.wellspent.co/advisors/andrew-lemay.md) | Note Advisors | Buffalo, New York | | Percentage of assets, Hourly, Fixed fees | | [Colten Kitcho](https://find.wellspent.co/advisors/colten-kitcho.md) | Note Advisors | Buffalo, New York | | Percentage of assets, Hourly, Fixed fees | | [Jeremy Wadsworth](https://find.wellspent.co/advisors/jeremy-wadsworth.md) | North Woods Wealth Management | Buffalo, New York | CFA | Percentage of assets, Fixed fees | | [Evan Coppola](https://find.wellspent.co/advisors/evan-coppola.md) | Miller Gesko Wealth Management | Buffalo, New York | | Percentage of assets, Hourly | | [Henry Urban](https://find.wellspent.co/advisors/henry-urban.md) | Miller Gesko Wealth Management | Buffalo, New York | | Percentage of assets, Hourly | | [Jeremy Hudson](https://find.wellspent.co/advisors/jeremy-hudson.md) | Miller Gesko Wealth Management | Buffalo, New York | | Percentage of assets, Hourly | | [William Wadsworth](https://find.wellspent.co/advisors/william-wadsworth.md) | North Woods Wealth Management | Buffalo, New York | | Percentage of assets, Fixed fees | | [Matthew Makowski](https://find.wellspent.co/advisors/matthew-makowski.md) | Ibis Capital Management | Buffalo, New York | | Percentage of assets, Hourly | | [Bruce Carrow](https://find.wellspent.co/advisors/bruce-carrow.md) | Capital Insights Group of WNY, LLC. | Buffalo, New York | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Michael Angelucci](https://find.wellspent.co/advisors/michael-angelucci.md) | Level Financial Advisors | Buffalo, New York | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Hanlon](https://find.wellspent.co/advisors/thomas-hanlon.md) | Courier Capital | Buffalo, New York | CFP | Percentage of assets, Fixed fees | | [Lawrence Whistler](https://find.wellspent.co/advisors/lawrence-whistler.md) | Courier Capital | Buffalo, New York | CFA | Percentage of assets, Fixed fees | | [Ryan Coppola](https://find.wellspent.co/advisors/ryan-coppola.md) | Courier Capital | Buffalo, New York | CFA | Percentage of assets, Fixed fees | | [Braden Semlitsch](https://find.wellspent.co/advisors/braden-semlitsch.md) | Capital Insights Group of WNY, LLC. | Buffalo, New York | | Percentage of assets, Hourly, Fixed fees | | [Jason Stronz](https://find.wellspent.co/advisors/jason-stronz.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [Joseph Chappius](https://find.wellspent.co/advisors/joseph-chappius.md) | Under PAR Planning | Buffalo, New York | | Percentage of assets, Hourly, Fixed fees | | [Jozef Kuzmkowski](https://find.wellspent.co/advisors/jozef-kuzmkowski.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [Michael Brace](https://find.wellspent.co/advisors/michael-brace.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [Rebecca Westervelt](https://find.wellspent.co/advisors/rebecca-westervelt.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [Ryan Hanlon](https://find.wellspent.co/advisors/ryan-hanlon.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [Stephen Fassel](https://find.wellspent.co/advisors/stephen-fassel.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | | [William Gurney](https://find.wellspent.co/advisors/william-gurney.md) | Courier Capital | Buffalo, New York | | Percentage of assets, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).