# Fee-only financial advisors in Troy, Michigan > Start with a fee-only advisor in Troy whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jennie Spurlock of William Mack & Associates, Emily Chludzinski of Baron Wealth Management and Brett Long of Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/michigan/troy/ 40 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Troy? Start with a fee-only advisor in Troy whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jennie Spurlock of William Mack & Associates, Emily Chludzinski of Baron Wealth Management and Brett Long of Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L, chosen for their credentials and fees on file. ## How many fee-only advisors in Troy are there? The Wellspent public graph lists 40 fee-only advisors in Troy, at 13 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Troy focus on? The most common focus among fee-only advisors in Troy is retirement planning (14), followed by estate planning (6) and tax planning (3). Advisors can list more than one. ## How do fee-only advisors in Troy charge? The most common fee among fee-only advisors in Troy is a percentage of assets, used by 95% of the 40 with fees on file. Many use more than one: 55% charge by the hour and 43% charge fixed fees. ## How much do fee-only financial advisors charge in Michigan? Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms. ## How many fee-only advisors in Troy hold the CFP? 45% of the 40 fee-only advisors in Troy hold the CFP certification, based on the credentials listed on each record. ## Does Michigan tax income on top of federal tax? Yes. Michigan has a state income tax, so a financial plan for a Michigan resident should project it alongside federal tax. ## Is there a local income tax in Michigan? Yes. In Michigan, some cities, including Detroit, add a local income tax. ## How current is this list of fee-only advisors in Troy? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Warren McIntyre](https://find.wellspent.co/advisors/warren-mcintyre.md) | VisionQuest Financial Planning LLC | Troy, Michigan | CFP, MBA | Fixed fees | | [Brendan Bugenski](https://find.wellspent.co/advisors/brendan-bugenski.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [Frank Arvai](https://find.wellspent.co/advisors/frank-arvai.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [Jennie Spurlock](https://find.wellspent.co/advisors/jennie-spurlock.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [John Cunningham](https://find.wellspent.co/advisors/john-cunningham.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [John Salomon](https://find.wellspent.co/advisors/john-salomon.md) | J2 Capital Management | Troy, Michigan | CFP | Percentage of assets, Hourly | | [Patrick Cunningham](https://find.wellspent.co/advisors/patrick-cunningham.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [Theodore Bugenski](https://find.wellspent.co/advisors/theodore-bugenski.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [William Mack](https://find.wellspent.co/advisors/william-mack.md) | William Mack & Associates | Troy, Michigan | CFP | Percentage of assets, Ongoing planning fee | | [Kimberly Houston](https://find.wellspent.co/advisors/kimberly-houston.md) | Innermost Wealth Management, LLC | Troy, Michigan | CFP, CRPC | Percentage of assets, Hourly, Fixed fees | | [Carl Bradley](https://find.wellspent.co/advisors/carl-bradley.md) | Wittenberg Investments | Troy, Michigan | | Percentage of assets, Hourly | | [Deanna KInney](https://find.wellspent.co/advisors/deanna-kinney.md) | William Mack & Associates | Troy, Michigan | | Percentage of assets, Ongoing planning fee | | [John Benedict](https://find.wellspent.co/advisors/john-benedict.md) | J2 Capital Management | Troy, Michigan | | Percentage of assets, Hourly | | [Kenneth Wittenberg](https://find.wellspent.co/advisors/kenneth-wittenberg.md) | Wittenberg Investments | Troy, Michigan | | Percentage of assets, Hourly | | [Kevin Weingarden](https://find.wellspent.co/advisors/kevin-weingarden.md) | Wittenberg Investments | Troy, Michigan | | Percentage of assets, Hourly | | [Timothy Mack](https://find.wellspent.co/advisors/timothy-mack.md) | William Mack & Associates | Troy, Michigan | | Percentage of assets, Ongoing planning fee | | [William Caton](https://find.wellspent.co/advisors/william-caton.md) | William Mack & Associates | Troy, Michigan | | Percentage of assets, Ongoing planning fee | | [Brett Long](https://find.wellspent.co/advisors/brett-long.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | CFP | Percentage of assets, Hourly | | [Brett Quayle](https://find.wellspent.co/advisors/brett-quayle.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | CFP | Percentage of assets, Hourly | | [Bryan Long](https://find.wellspent.co/advisors/bryan-long.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | CFP | Percentage of assets, Hourly | | [Emily Chludzinski](https://find.wellspent.co/advisors/emily-chludzinski.md) | Baron Wealth Management | Troy, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [George Calvert](https://find.wellspent.co/advisors/george-calvert.md) | Calvert Planning | Troy, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Jody Medford](https://find.wellspent.co/advisors/jody-medford.md) | Lineguard Investments | Troy, Michigan | CFP | Percentage of assets | | [Joseph Lasslett](https://find.wellspent.co/advisors/joseph-lasslett.md) | Baron Wealth Management | Troy, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Delaere](https://find.wellspent.co/advisors/kevin-delaere.md) | GK Private Wealth Partners | Troy, Michigan | CFP, PFS | Percentage of assets, Hourly, Fixed fees | | [Mark Miller](https://find.wellspent.co/advisors/mark-miller-1516573.md) | Miller Capital | Troy, Michigan | CFA | Percentage of assets, Hourly, Fixed fees | | [Robert Yarmak](https://find.wellspent.co/advisors/robert-yarmak.md) | Vertrix Wealth Management | Troy, Michigan | CFA | Percentage of assets, Fixed fees | | [Troy Williams](https://find.wellspent.co/advisors/troy-williams.md) | Miller Capital | Troy, Michigan | CFA | Percentage of assets, Hourly, Fixed fees | | [Andrew Morgan](https://find.wellspent.co/advisors/andrew-morgan.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | | Percentage of assets, Hourly | | [Avery Ragatzki](https://find.wellspent.co/advisors/avery-ragatzki.md) | Baron Wealth Management | Troy, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Beth Zilka](https://find.wellspent.co/advisors/beth-zilka.md) | Baron Wealth Management | Troy, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Brandon Taylor](https://find.wellspent.co/advisors/brandon-taylor.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | | Percentage of assets, Hourly | | [Eric Babcock](https://find.wellspent.co/advisors/eric-babcock.md) | Vertrix Wealth Management | Troy, Michigan | | Percentage of assets, Fixed fees | | [Jordan Neumann](https://find.wellspent.co/advisors/jordan-neumann.md) | Vertrix Wealth Management | Troy, Michigan | | Percentage of assets, Fixed fees | | [Julia Wachler](https://find.wellspent.co/advisors/julia-wachler.md) | Baron Wealth Management | Troy, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Kristie Guadiano](https://find.wellspent.co/advisors/kristie-guadiano.md) | Vertrix Wealth Management | Troy, Michigan | | Percentage of assets, Fixed fees | | [Norman Leon](https://find.wellspent.co/advisors/norman-leon.md) | Vertrix Wealth Management | Troy, Michigan | | Percentage of assets, Fixed fees | | [Robert Quayle](https://find.wellspent.co/advisors/robert-quayle.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | | Percentage of assets, Hourly | | [Robert Taylor](https://find.wellspent.co/advisors/robert-taylor.md) | Taylor & Morgan Asset Management, LLC D/B/A TM Advisors, L | Troy, Michigan | | Percentage of assets, Hourly | | [Scott Salaske](https://find.wellspent.co/advisors/scott-salaske.md) | Firstmetric | Troy, Michigan | | Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).