# Fee-only financial advisors in Ann Arbor, Michigan > Start with a fee-only advisor in Ann Arbor whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Robert Oliver of Oliver Financial Planning, LLC, Charlie Cook of Coriander Financial Group LLC and Todd Kephart of Retirement Income Solutions, Inc., chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/michigan/ann-arbor/ 46 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Ann Arbor? Start with a fee-only advisor in Ann Arbor whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Robert Oliver of Oliver Financial Planning, LLC, Charlie Cook of Coriander Financial Group LLC and Todd Kephart of Retirement Income Solutions, Inc., chosen for their credentials and fees on file. ## How many fee-only advisors in Ann Arbor are there? The Wellspent public graph lists 46 fee-only advisors in Ann Arbor, at 20 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Ann Arbor focus on? The most common focus among fee-only advisors in Ann Arbor is tax planning (8), followed by estate planning (7) and family wealth transfer (7). Advisors can list more than one. ## How do fee-only advisors in Ann Arbor charge? The most common fee among fee-only advisors in Ann Arbor is a percentage of assets, used by 96% of the 45 with fees on file. Many use more than one: 67% charge fixed fees and 36% charge by the hour. ## How much do fee-only financial advisors charge in Michigan? Fee-only financial advisors in Michigan charge a median of $3,000 a year for ongoing planning. We found this across the published prices of 20 Michigan firms. ## How many fee-only advisors in Ann Arbor hold the CFP? 37% of the 46 fee-only advisors in Ann Arbor hold the CFP certification, based on the credentials listed on each record. ## Does Michigan tax income on top of federal tax? Yes. Michigan has a state income tax, so a financial plan for a Michigan resident should project it alongside federal tax. ## Is there a local income tax in Michigan? Yes. In Michigan, some cities, including Detroit, add a local income tax. ## How current is this list of fee-only advisors in Ann Arbor? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Todd Kephart](https://find.wellspent.co/advisors/todd-kephart.md) | Retirement Income Solutions, Inc. | Ann Arbor, Michigan | CFP, MBA | Percentage of assets, One-time planning fee | | [Robert Oliver](https://find.wellspent.co/advisors/robert-oliver.md) | Oliver Financial Planning, LLC | Ann Arbor, Michigan | CFA, CFP, MBA | Ongoing planning fee | | [David McNeely](https://find.wellspent.co/advisors/david-mcneely.md) | Darden Wealth Group | Ann Arbor, Michigan | CFA | Percentage of assets, Hourly, Fixed fees | | [Patricia Slocum](https://find.wellspent.co/advisors/patricia-slocum.md) | ArborFi Advisors | Ann Arbor, Michigan | CFP | Percentage of assets | | [Thomas Costigan](https://find.wellspent.co/advisors/thomas-costigan.md) | ArborFi Advisors | Ann Arbor, Michigan | CFP | Percentage of assets | | [Thomas Hardy](https://find.wellspent.co/advisors/thomas-hardy.md) | Hardy Financial Planning | Ann Arbor, Michigan | CFP | Hourly, Fixed fees | | [Andrea Darden](https://find.wellspent.co/advisors/andrea-darden.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Andrea Russo](https://find.wellspent.co/advisors/andrea-russo.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Brian Weisman](https://find.wellspent.co/advisors/brian-weisman.md) | Columbia Asset Management | Ann Arbor, Michigan | CFP | Percentage of assets | | [Charlie Cook](https://find.wellspent.co/advisors/charlie-cook.md) | Coriander Financial Group LLC | Ann Arbor, Michigan | CDFA, CFP, CPA | Percentage of assets, Hourly | | [Fadi Issa](https://find.wellspent.co/advisors/fadi-issa.md) | Boardwalk Wealth Management | Ann Arbor, Michigan | | Percentage of assets, Ongoing planning fee | | [Hylan Moises](https://find.wellspent.co/advisors/hylan-moises.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Jesse Geary](https://find.wellspent.co/advisors/jesse-geary.md) | Geddi Capital | Ann Arbor, Michigan | | Percentage of assets | | [Mark Minder](https://find.wellspent.co/advisors/mark-minder.md) | Darden Wealth Group | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Edward Ledermann](https://find.wellspent.co/advisors/edward-ledermann.md) | Whale Shark Financial | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Clint Kraft](https://find.wellspent.co/advisors/clint-kraft.md) | Kraft Capital | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Clint Kraft](https://find.wellspent.co/advisors/clint-kraft-8125389.md) | Kraft Capital | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Chris Luong](https://find.wellspent.co/advisors/chris-luong.md) | Columbia Asset Management | Ann Arbor, Michigan | | Percentage of assets | | [David Roberts](https://find.wellspent.co/advisors/david-roberts.md) | Sage Hill Capital | Ann Arbor, Michigan | | Percentage of assets | | [Frederick Fragner](https://find.wellspent.co/advisors/frederick-fragner.md) | Sage Hill Capital | Ann Arbor, Michigan | | Percentage of assets | | [Irfan Bhabhrawala](https://find.wellspent.co/advisors/irfan-bhabhrawala.md) | Arbor Financial | Ann Arbor, Michigan | | | | [Kory Salagean](https://find.wellspent.co/advisors/kory-salagean.md) | Columbia Asset Management | Ann Arbor, Michigan | | Percentage of assets | | [Linda Meadows](https://find.wellspent.co/advisors/linda-meadows.md) | Columbia Asset Management | Ann Arbor, Michigan | | Percentage of assets | | [Andrew Settecerri](https://find.wellspent.co/advisors/andrew-settecerri.md) | Arbor Trust Wealth Advisors | Ann Arbor, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Audrey Feldpausch](https://find.wellspent.co/advisors/audrey-feldpausch.md) | Stenger Family Office | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [Evelyn Breen](https://find.wellspent.co/advisors/evelyn-breen.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [James Winslow](https://find.wellspent.co/advisors/james-winslow.md) | Arbor Trust Wealth Advisors | Ann Arbor, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [John Bailey](https://find.wellspent.co/advisors/john-bailey.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [John Goff](https://find.wellspent.co/advisors/john-goff.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [Joseph Kettinger](https://find.wellspent.co/advisors/joseph-kettinger.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP, ChFC | Percentage of assets, Fixed fees | | [Julie Hall Labrune](https://find.wellspent.co/advisors/julie-hall-labrune.md) | Vision Capital Partners | Ann Arbor, Michigan | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Decker](https://find.wellspent.co/advisors/kevin-decker.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [Robert Genereaux](https://find.wellspent.co/advisors/robert-genereaux.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFP | Percentage of assets, Fixed fees | | [Megan Flynn](https://find.wellspent.co/advisors/megan-flynn.md) | Retirement Income Solutions | Ann Arbor, Michigan | CFA | Percentage of assets, Fixed fees | | [Sonia Patel](https://find.wellspent.co/advisors/sonia-patel.md) | Arbor Trust Wealth Advisors | Ann Arbor, Michigan | CFA | Percentage of assets, Hourly, Fixed fees | | [Aaron Tanner](https://find.wellspent.co/advisors/aaron-tanner.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Alexander LaLonde](https://find.wellspent.co/advisors/alexander-lalonde.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Amy Holzer](https://find.wellspent.co/advisors/amy-holzer.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Breann Mulligan](https://find.wellspent.co/advisors/breann-mulligan.md) | Coriander Financial Group | Ann Arbor, Michigan | | Percentage of assets, Hourly | | [Brock Hastie](https://find.wellspent.co/advisors/brock-hastie.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Christopher Robbins](https://find.wellspent.co/advisors/christopher-robbins.md) | Grand Street Wealth Management | Ann Arbor, Michigan | | Percentage of assets, Hourly, Fixed fees | | [Evan Leroy](https://find.wellspent.co/advisors/evan-leroy.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Karen Chapell](https://find.wellspent.co/advisors/karen-chapell.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Lisa Myers](https://find.wellspent.co/advisors/lisa-myers.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Mark Peyser](https://find.wellspent.co/advisors/mark-peyser.md) | Retirement Income Solutions | Ann Arbor, Michigan | | Percentage of assets, Fixed fees | | [Steven Pierce](https://find.wellspent.co/advisors/steven-pierce.md) | Pierce Financial | Ann Arbor, Michigan | | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).