# Fee-only financial advisors in Wellesley, Massachusetts > Start with a fee-only advisor in Wellesley whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Michael Sheldon of Washington Trust Advisors, William Reeve of Kastel Capital and Benjamin Smith of Guidance Point Advisors, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/massachusetts/wellesley/ 26 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Wellesley? Start with a fee-only advisor in Wellesley whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Michael Sheldon of Washington Trust Advisors, William Reeve of Kastel Capital and Benjamin Smith of Guidance Point Advisors, chosen for their credentials and fees on file. ## How many fee-only advisors in Wellesley are there? The Wellspent public graph lists 26 fee-only advisors in Wellesley, at 13 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Wellesley focus on? The most common focus among fee-only advisors in Wellesley is estate planning (6), followed by tax planning (5) and retirement planning (5). Advisors can list more than one. ## How do fee-only advisors in Wellesley charge? The most common fee among fee-only advisors in Wellesley is a percentage of assets, used by 92% of the 26 with fees on file. Many use more than one: 46% charge fixed fees and 23% charge by the hour. ## How much do fee-only financial advisors charge in Massachusetts? Fee-only financial advisors in Massachusetts charge a median of $5,000 a year for ongoing planning. We found this across the published prices of 21 Massachusetts firms. ## How many fee-only advisors in Wellesley hold the CFP? 35% of the 26 fee-only advisors in Wellesley hold the CFP certification, based on the credentials listed on each record. ## Does Massachusetts tax income on top of federal tax? Yes. Massachusetts has a state income tax, so a financial plan for a Massachusetts resident should project it alongside federal tax. ## How current is this list of fee-only advisors in Wellesley? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Dinghao Jiang](https://find.wellspent.co/advisors/dinghao-jiang.md) | Downtown Wealth Studios | Wellesley, Massachusetts | CFA | Percentage of assets, Fixed fees | | [Elizabeth Pleck](https://find.wellspent.co/advisors/elizabeth-pleck.md) | Financial Strategies | Wellesley, Massachusetts | CFP | Hourly, Percentage of assets, One-time planning fee | | [Jane King](https://find.wellspent.co/advisors/jane-king.md) | Fairfield Financial Advisors | Wellesley, Massachusetts | CFP | Percentage of assets | | [Wesley Delcol](https://find.wellspent.co/advisors/wesley-delcol.md) | Guidance Point Advisors | Wellesley, Massachusetts | CFP | Percentage of assets | | [William Reeve](https://find.wellspent.co/advisors/william-reeve.md) | Kastel Capital | Wellesley, Massachusetts | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Aaron Gardiner](https://find.wellspent.co/advisors/aaron-gardiner.md) | Gardiner Financial | Wellesley, Massachusetts | | Hourly, Ongoing planning fee | | [Benjamin Smith](https://find.wellspent.co/advisors/benjamin-smith-6027765.md) | Guidance Point Advisors | Wellesley, Massachusetts | CFA | Percentage of assets | | [Matthew Pierce](https://find.wellspent.co/advisors/matthew-pierce.md) | Kastel Capital | Wellesley, Massachusetts | PFS | Percentage of assets, Hourly, Fixed fees | | [Meredith Murphy](https://find.wellspent.co/advisors/meredith-murphy.md) | Financial Well-Being Advisors | Wellesley, Massachusetts | CFA | Hourly, One-time planning fee | | [Andrew Walker](https://find.wellspent.co/advisors/andrew-walker.md) | Guidance Point Advisors | Wellesley, Massachusetts | | Percentage of assets | | [Caroline Hedges](https://find.wellspent.co/advisors/caroline-hedges.md) | Fairfield Financial Advisors | Wellesley, Massachusetts | | Percentage of assets | | [Christopher Del Col](https://find.wellspent.co/advisors/christopher-del-col.md) | Guidance Point Advisors | Wellesley, Massachusetts | | Percentage of assets | | [Drasko Kovrlija](https://find.wellspent.co/advisors/drasko-kovrlija.md) | Kastel Capital | Wellesley, Massachusetts | | Percentage of assets, Hourly, Fixed fees | | [Marilyn Gentilotti](https://find.wellspent.co/advisors/marilyn-gentilotti.md) | Washington Trust Advisors | Wellesley, Massachusetts | CFP | Percentage of assets, Fixed fees | | [Michael Sheldon](https://find.wellspent.co/advisors/michael-sheldon.md) | Washington Trust Advisors | Wellesley, Massachusetts | CFP, CFA | Percentage of assets, Fixed fees | | [Stephen Doucette](https://find.wellspent.co/advisors/stephen-doucette.md) | Proctor Financial | Wellesley, Massachusetts | CFP | Percentage of assets, Fixed fees | | [Todd Ingwersen](https://find.wellspent.co/advisors/todd-ingwersen.md) | Savior Wealth | Wellesley, Massachusetts | CFP | Percentage of assets, Performance-based fees | | [Tony Proctor](https://find.wellspent.co/advisors/tony-proctor.md) | Proctor Financial | Wellesley, Massachusetts | CFP | Percentage of assets, Fixed fees | | [Gregory Clinton](https://find.wellspent.co/advisors/gregory-clinton.md) | Kraematon Investment Advisors | Wellesley, Massachusetts | CFA | Percentage of assets | | [James Zoldy](https://find.wellspent.co/advisors/james-zoldy.md) | Washington Trust Advisors | Wellesley, Massachusetts | CFA | Percentage of assets, Fixed fees | | [Myra Tucker](https://find.wellspent.co/advisors/myra-tucker.md) | Washington Trust Advisors | Wellesley, Massachusetts | CFA | Percentage of assets, Fixed fees | | [David Rourke](https://find.wellspent.co/advisors/david-rourke.md) | Strategic Planning Group | Wellesley, Massachusetts | | Percentage of assets, Fixed fees | | [Jarrod Sherman](https://find.wellspent.co/advisors/jarrod-sherman.md) | Strategic Planning Group | Wellesley, Massachusetts | | Percentage of assets, Fixed fees | | [Jude Kostas](https://find.wellspent.co/advisors/jude-kostas.md) | Savior Wealth | Wellesley, Massachusetts | | Percentage of assets, Performance-based fees | | [Sandy Capobianco](https://find.wellspent.co/advisors/sandy-capobianco.md) | Savior Wealth | Wellesley, Massachusetts | | Percentage of assets, Performance-based fees | | [Victor Melfa](https://find.wellspent.co/advisors/victor-melfa-5173860.md) | Factor Investing Group | Wellesley, Massachusetts | | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).