# Fee-only financial advisors in Annapolis, Maryland > Start with a fee-only advisor in Annapolis whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jacob Sadler of Curio Wealth, LLC, Matthew Costa of Foundation Wealth & Tax Advisors, LLC and Michael Parks of Upraise Wealth Advisory, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/maryland/annapolis/ 38 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Annapolis? Start with a fee-only advisor in Annapolis whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Jacob Sadler of Curio Wealth, LLC, Matthew Costa of Foundation Wealth & Tax Advisors, LLC and Michael Parks of Upraise Wealth Advisory, chosen for their credentials and fees on file. ## How many fee-only advisors in Annapolis are there? The Wellspent public graph lists 38 fee-only advisors in Annapolis, at 21 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Annapolis focus on? The most common focus among fee-only advisors in Annapolis is retirement planning (11), followed by tax planning (7) and retirees (7). Advisors can list more than one. ## How do fee-only advisors in Annapolis charge? The most common fee among fee-only advisors in Annapolis is a percentage of assets, used by 81% of the 37 with fees on file. Many use more than one: 78% charge by the hour and 59% charge fixed fees. ## How much do fee-only financial advisors charge in Maryland? Fee-only financial advisors in Maryland charge a median of $3,800 a year for ongoing planning. We found this across the published prices of 18 Maryland firms. ## How many fee-only advisors in Annapolis hold the CFP? 55% of the 38 fee-only advisors in Annapolis hold the CFP certification, based on the credentials listed on each record. ## Does Maryland tax income on top of federal tax? Yes. Maryland has a state income tax, so a financial plan for a Maryland resident should project it alongside federal tax. ## Is there a local income tax in Maryland? Yes. In Maryland, every county and Baltimore City add a local income tax. ## How current is this list of fee-only advisors in Annapolis? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Jason Dall'Acqua](https://find.wellspent.co/advisors/jason-dallacqua.md) | Crest Wealth Advisors LLC | Annapolis, Maryland | CFP | Percentage of assets, Fixed fees | | [Jacob Sadler](https://find.wellspent.co/advisors/jacob-sadler.md) | Curio Wealth, LLC | Annapolis, Maryland | CFP, JD, CPA, CPA/PFS | Ongoing planning fee | | [James Brennan](https://find.wellspent.co/advisors/james-brennan.md) | 1 North Wealth Services | Annapolis, Maryland | CFP | Hourly, Ongoing planning fee | | [Thaddeus Toal](https://find.wellspent.co/advisors/thaddeus-toal.md) | RCS Financial Planning | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Amanda Hopkins Clouser](https://find.wellspent.co/advisors/amanda-hopkins-clouser.md) | RCS Financial Planning | Annapolis, Maryland | CFA | Percentage of assets, Hourly, Fixed fees | | [David Sheiman](https://find.wellspent.co/advisors/david-sheiman.md) | The Ellerson Group | Annapolis, Maryland | CFA | Percentage of assets, Hourly | | [Michael Parks](https://find.wellspent.co/advisors/michael-parks.md) | Upraise Wealth Advisory | Annapolis, Maryland | CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Annika Mitchell](https://find.wellspent.co/advisors/annika-mitchell.md) | 1 North Wealth Services | Annapolis, Maryland | | Hourly, Ongoing planning fee | | [Collin Toal](https://find.wellspent.co/advisors/collin-toal.md) | RCS Financial Planning | Annapolis, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Dimitri Sfakiyanudis](https://find.wellspent.co/advisors/dimitri-sfakiyanudis.md) | 1 North Wealth Services | Annapolis, Maryland | | Hourly, Ongoing planning fee | | [John Milchling](https://find.wellspent.co/advisors/john-milchling.md) | 1 North Wealth Services | Annapolis, Maryland | | Hourly, Ongoing planning fee | | [Kathryn Putek](https://find.wellspent.co/advisors/kathryn-putek.md) | 1 North Wealth Services | Annapolis, Maryland | | Hourly, Ongoing planning fee | | [Mary Hughes](https://find.wellspent.co/advisors/mary-hughes.md) | 1 North Wealth Services | Annapolis, Maryland | | Hourly, Ongoing planning fee | | [Adam Bosma](https://find.wellspent.co/advisors/adam-bosma.md) | Ventus Wealth Management LLC | Annapolis, Maryland | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Bridget Borel](https://find.wellspent.co/advisors/bridget-borel.md) | The Pearl Financial Planning LLC | Annapolis, Maryland | CFP | | | [James Ellerson](https://find.wellspent.co/advisors/james-ellerson.md) | The Ellerson Group | Annapolis, Maryland | | Percentage of assets, Hourly | | [Matthew Costa](https://find.wellspent.co/advisors/matthew-costa.md) | Foundation Wealth & Tax Advisors, LLC | Annapolis, Maryland | CFP, CPA | Percentage of assets, Hourly, Fixed fees | | [Christopher Williams](https://find.wellspent.co/advisors/christopher-williams-7340434.md) | Foundation Wealth & Tax Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [David Ballard](https://find.wellspent.co/advisors/david-ballard.md) | Champion Financial Planning Group | Annapolis, Maryland | CFP | Percentage of assets, Fixed fees | | [David McKee](https://find.wellspent.co/advisors/david-mckee.md) | Accordant Advisory Group | Annapolis, Maryland | CFP | Percentage of assets, Hourly | | [Glen Frost](https://find.wellspent.co/advisors/glen-frost.md) | Foundation Wealth & Tax Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Heather Anthony](https://find.wellspent.co/advisors/heather-anthony.md) | Covingtonalsina | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [John Faggio](https://find.wellspent.co/advisors/john-faggio.md) | Foundation Wealth & Tax Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Kevin Wrenn](https://find.wellspent.co/advisors/kevin-wrenn.md) | Ballast Financial Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Lyn Dippel](https://find.wellspent.co/advisors/lyn-dippel.md) | Curio Wealth | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Matthew O'Keefe](https://find.wellspent.co/advisors/matthew-o-keefe.md) | Back Bay Financial Planning & Investments | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Marvin](https://find.wellspent.co/advisors/michael-marvin.md) | TAM Financial Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Raymond Hobson](https://find.wellspent.co/advisors/raymond-hobson.md) | HF Advisory Group | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Ryan Donahue](https://find.wellspent.co/advisors/ryan-donahue.md) | Curio Wealth | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Scott Shively](https://find.wellspent.co/advisors/scott-shively.md) | Foundation Wealth & Tax Advisors | Annapolis, Maryland | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathan McMahon](https://find.wellspent.co/advisors/jonathan-mcmahon.md) | Dauntless Advisory | Annapolis, Maryland | | Percentage of assets | | [Joseph Hill](https://find.wellspent.co/advisors/joseph-hill.md) | Foundation Wealth & Tax Advisors | Annapolis, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Kenneth Hockycko](https://find.wellspent.co/advisors/kenneth-hockycko.md) | Dauntless Advisory | Annapolis, Maryland | | Percentage of assets | | [Lindsey Lloyd](https://find.wellspent.co/advisors/lindsey-lloyd.md) | Crest Wealth Advisors | Annapolis, Maryland | | Percentage of assets, Fixed fees | | [Marianne Durham](https://find.wellspent.co/advisors/marianne-durham.md) | HF Advisory Group | Annapolis, Maryland | | Percentage of assets, Hourly, Fixed fees | | [Samuel McKee](https://find.wellspent.co/advisors/samuel-mckee.md) | Accordant Advisory Group | Annapolis, Maryland | | Percentage of assets, Hourly | | [William Schwarz](https://find.wellspent.co/advisors/william-schwarz.md) | Dauntless Advisory | Annapolis, Maryland | | Percentage of assets | | [Zachary Furshman](https://find.wellspent.co/advisors/zachary-furshman.md) | Continuum Advisory | Annapolis, Maryland | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).