# Fee-only financial advisors in Louisville, Kentucky > Start with a fee-only advisor in Louisville whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Andrew Sloan of Bluegrass Financial Planning, LLC, Layton Ginder of CX Institutional (Credent Wealth) and Patrick Lach of Lach Financial, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/kentucky/louisville/ 63 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Louisville? Start with a fee-only advisor in Louisville whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Andrew Sloan of Bluegrass Financial Planning, LLC, Layton Ginder of CX Institutional (Credent Wealth) and Patrick Lach of Lach Financial, chosen for their credentials and fees on file. ## How many fee-only advisors in Louisville are there? The Wellspent public graph lists 63 fee-only advisors in Louisville, at 28 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Louisville focus on? The most common focus among fee-only advisors in Louisville is retirement planning (35), followed by estate planning (26) and family wealth transfer (23). Advisors can list more than one. ## How do fee-only advisors in Louisville charge? The most common fee among fee-only advisors in Louisville is a percentage of assets, used by 92% of the 63 with fees on file. Many use more than one: 63% charge fixed fees and 27% charge by the hour. ## How many fee-only advisors in Louisville hold the CFP? 33% of the 63 fee-only advisors in Louisville hold the CFP certification, based on the credentials listed on each record. ## Does Kentucky tax income on top of federal tax? Yes. Kentucky has a state income tax, so a financial plan for a Kentucky resident should project it alongside federal tax. ## Is there a local income tax in Kentucky? Yes. In Kentucky, many cities and counties add an occupational tax. ## How current is this list of fee-only advisors in Louisville? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Elijah Essa](https://find.wellspent.co/advisors/elijah-essa.md) | Essa Financial LLC | Louisville, Kentucky | CFP, MSPFP, MSFP | Ongoing planning fee | | [Jeremiah Creech](https://find.wellspent.co/advisors/jeremiah-creech.md) | Townsend Financial Planning, LLC | Louisville, Kentucky | CFP | Percentage of assets, One-time planning fee | | [Andrew Sloan](https://find.wellspent.co/advisors/andrew-sloan.md) | Bluegrass Financial Planning, LLC | Louisville, Kentucky | AIF, CFP, EA, MBA | Hourly | | [Gregory Curry](https://find.wellspent.co/advisors/gregory-curry.md) | Pillar Financial Advisors, LLC | Louisville, Kentucky | CFA, CPA/PFS | Percentage of assets, Fixed fees | | [Jeremy Atkinson](https://find.wellspent.co/advisors/jeremy-atkinson.md) | Kinson Wealth Group LLC | Louisville, Kentucky | CFP, CKA | Percentage of assets, Hourly, Fixed fees | | [Stuart Coats](https://find.wellspent.co/advisors/stuart-coats.md) | Coats Financial Planning, Inc. | Louisville, Kentucky | BBA, CFP, MBA | Ongoing planning fee | | [Layton Ginder](https://find.wellspent.co/advisors/layton-ginder.md) | CX Institutional (Credent Wealth) | Louisville, Kentucky | CFP, CIMA, AWMA, ChFC, AAMS, CLU, CRPC, RICP, QPFC, CFA | Percentage of assets | | [Amy Stuber](https://find.wellspent.co/advisors/amy-stuber.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Christian Doyle](https://find.wellspent.co/advisors/christian-doyle.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Christopher McCrea](https://find.wellspent.co/advisors/christopher-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Eric Saling](https://find.wellspent.co/advisors/eric-saling.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Jeffrey Gough](https://find.wellspent.co/advisors/jeffrey-gough.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Noah Polk](https://find.wellspent.co/advisors/noah-polk.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Tendai Charasika](https://find.wellspent.co/advisors/tendai-charasika.md) | Saling Wealth Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Thomas Falkner](https://find.wellspent.co/advisors/thomas-falkner.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Amy Jones](https://find.wellspent.co/advisors/amy-jones.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Kelsey Doren](https://find.wellspent.co/advisors/kelsey-doren.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Jason Stuber](https://find.wellspent.co/advisors/jason-stuber.md) | Saling Wealth Advisors | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [Jeb Jarrell](https://find.wellspent.co/advisors/jeb-jarrell.md) | Plentiful Wealth | Louisville, Kentucky | CFP | Percentage of assets | | [Patrick Lach](https://find.wellspent.co/advisors/patrick-lach.md) | Lach Financial | Louisville, Kentucky | CFP, CFA | Percentage of assets, Hourly, Ongoing planning fee | | [Bruce McCrea](https://find.wellspent.co/advisors/bruce-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Bryan McCrea](https://find.wellspent.co/advisors/bryan-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Kody Williams](https://find.wellspent.co/advisors/kody-williams.md) | Saling Wealth Advisors | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Megan Dant](https://find.wellspent.co/advisors/megan-dant.md) | Saling Wealth Advisors | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Sheree Bollinger](https://find.wellspent.co/advisors/sheree-bollinger.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Zachary Gutermuth](https://find.wellspent.co/advisors/zachary-gutermuth.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Barry Barlow](https://find.wellspent.co/advisors/barry-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christine Book](https://find.wellspent.co/advisors/christine-book.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christopher McIntosh](https://find.wellspent.co/advisors/christopher-mcintosh.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Conner Cloyd](https://find.wellspent.co/advisors/conner-cloyd.md) | Cloyd Capital | Louisville, Kentucky | | Percentage of assets | | [Frank Barlow](https://find.wellspent.co/advisors/frank-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Zachery Price](https://find.wellspent.co/advisors/zachery-price.md) | TSN Wealth & Tax Management | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christopher Ricketts](https://find.wellspent.co/advisors/christopher-ricketts.md) | Ricketts Financial | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Earl Winebrenner](https://find.wellspent.co/advisors/earl-winebrenner.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Krista Thompson](https://find.wellspent.co/advisors/krista-thompson.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Luke Lyle](https://find.wellspent.co/advisors/luke-lyle.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Martin Winebrenner](https://find.wellspent.co/advisors/martin-winebrenner.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Peyton Hazelrig](https://find.wellspent.co/advisors/peyton-hazelrig.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Rebekah Ellis](https://find.wellspent.co/advisors/rebekah-ellis.md) | Winebrenner Capital Management | Louisville, Kentucky | | Percentage of assets, Performance-based fees | | [Brad Hellman](https://find.wellspent.co/advisors/brad-hellman.md) | Access Wealth Management | Louisville, Kentucky | CFP | Percentage of assets, Performance-based fees | | [Marlene Men](https://find.wellspent.co/advisors/marlene-men.md) | Pillar Financial Advisors | Louisville, Kentucky | CFP | Percentage of assets, Fixed fees | | [Zachary Clark](https://find.wellspent.co/advisors/zachary-clark.md) | Clark Financial Planning | Louisville, Kentucky | CFP | Fixed fees | | [Ben Allison](https://find.wellspent.co/advisors/ben-allison.md) | Pillar Financial Advisors | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [Karen Parroco](https://find.wellspent.co/advisors/karen-parroco.md) | Canopus Wealth Management | Louisville, Kentucky | PFS | Percentage of assets | | [Katherine Kuntz](https://find.wellspent.co/advisors/katherine-kuntz.md) | Baldwin Wealth Partners | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [Stephen Collins](https://find.wellspent.co/advisors/stephen-collins.md) | Canopus Wealth Management | Louisville, Kentucky | CFA | Percentage of assets | | [Thomas Walsh](https://find.wellspent.co/advisors/thomas-walsh-5702009.md) | Pillar Financial Advisors | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [William Hancock, III](https://find.wellspent.co/advisors/william-hancock-iii.md) | Atlas Brown | Louisville, Kentucky | CFA | Percentage of assets, Fixed fees | | [Anna Coats](https://find.wellspent.co/advisors/anna-coats.md) | Coats Financial Planning | Louisville, Kentucky | | Fixed fees | | [Bradley Glotzbach](https://find.wellspent.co/advisors/bradley-glotzbach.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Brady Jackson](https://find.wellspent.co/advisors/brady-jackson.md) | Shepherd Wealth Management | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Cherri Lamkin](https://find.wellspent.co/advisors/cherri-lamkin.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [David Karem](https://find.wellspent.co/advisors/david-karem.md) | Blend Wealth | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [David McManus](https://find.wellspent.co/advisors/david-mcmanus.md) | Highland Capital Advisors | Louisville, Kentucky | | Percentage of assets | | [David Russell](https://find.wellspent.co/advisors/david-russell.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Don Graeter](https://find.wellspent.co/advisors/don-graeter.md) | Graeter Wealth Advisors | Louisville, Kentucky | | Percentage of assets | | [Drew Graeter](https://find.wellspent.co/advisors/drew-graeter.md) | Graeter Wealth Advisors | Louisville, Kentucky | | Percentage of assets | | [Michael Robinson](https://find.wellspent.co/advisors/michael-robinson.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Randall Walker](https://find.wellspent.co/advisors/randall-walker.md) | American Capital Management | Louisville, Kentucky | | Percentage of assets, Hourly | | [Samuel Vonderheide](https://find.wellspent.co/advisors/samuel-vonderheide.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | | [Spencer Graeter](https://find.wellspent.co/advisors/spencer-graeter.md) | Graeter Wealth Advisors | Louisville, Kentucky | | Percentage of assets | | [Steven Aldridge](https://find.wellspent.co/advisors/steven-aldridge.md) | Canopus Wealth Management | Louisville, Kentucky | | Percentage of assets | | [Timothy Corley](https://find.wellspent.co/advisors/timothy-corley.md) | Atlas Brown | Louisville, Kentucky | | Percentage of assets, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).