# Fee-only financial advisors in Tampa, Florida > Start with a fee-only advisor in Tampa whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Amy Riddell of AFT Financial Planning, Keith Amburgey of Rutherford Asset Planning and Kendall Maccagnan of Off the Bay Wealth, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/florida/tampa/ 71 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Tampa? Start with a fee-only advisor in Tampa whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Amy Riddell of AFT Financial Planning, Keith Amburgey of Rutherford Asset Planning and Kendall Maccagnan of Off the Bay Wealth, chosen for their credentials and fees on file. ## How many fee-only advisors in Tampa are there? The Wellspent public graph lists 71 fee-only advisors in Tampa, at 50 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Tampa focus on? The most common focus among fee-only advisors in Tampa is retirement planning (19), followed by tax planning (15) and family wealth transfer (15). Advisors can list more than one. ## How do fee-only advisors in Tampa charge? The most common fee among fee-only advisors in Tampa is a percentage of assets, used by 89% of the 70 with fees on file. Many use more than one: 64% charge fixed fees and 47% charge by the hour. ## How much do fee-only financial advisors charge in Florida? Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms. ## How many fee-only advisors in Tampa hold the CFP? 34% of the 71 fee-only advisors in Tampa hold the CFP certification, based on the credentials listed on each record. ## Does Florida have a state income tax? No. Florida has no state income tax, so federal tax drives most financial planning for residents. ## How current is this list of fee-only advisors in Tampa? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Chris Shoup](https://find.wellspent.co/advisors/chris-shoup.md) | Southshore Financial Planning | Tampa, Florida | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Jeffrey Schlotterbeck](https://find.wellspent.co/advisors/jeffrey-schlotterbeck.md) | Water Street Wealth Management | Tampa, Florida | CFP | Percentage of assets | | [Amy Riddell](https://find.wellspent.co/advisors/amy-riddell.md) | AFT Financial Planning | Tampa, Florida | CFA, CFP | Hourly, One-time planning fee, Ongoing planning fee | | [Stacy Miller](https://find.wellspent.co/advisors/stacy-miller.md) | BayView Financial Planning | Tampa, Florida | CeFT, CFP, MBA | Flat fee or retainer | | [Keith Amburgey](https://find.wellspent.co/advisors/keith-amburgey.md) | Rutherford Asset Planning | Tampa, Florida | CFP, CFA | Percentage of assets | | [Tom LeClaire](https://find.wellspent.co/advisors/tom-leclaire.md) | Caliber Wealth Advisory | Tampa, Florida | CFP | Percentage of assets, Fixed fees | | [Randy Kurtz](https://find.wellspent.co/advisors/randy-kurtz.md) | Upper Left Wealth Management | Tampa, Florida | CFP | Percentage of assets | | [Matthew Michaels](https://find.wellspent.co/advisors/matthew-michaels.md) | Fidelis Capital | Tampa, Florida | CFP | Percentage of assets, Fixed fees | | [Pierre-Emmanuel Jouve](https://find.wellspent.co/advisors/pierre-emmanuel-jouve.md) | InsuraWealth | Tampa, Florida | CFP | Percentage of assets, Ongoing planning fee | | [Nicklaus Mattingly](https://find.wellspent.co/advisors/nicklaus-mattingly.md) | Heritage Investment Group | Tampa, Florida | CFP | Percentage of assets | | [Anthony Wall](https://find.wellspent.co/advisors/anthony-wall.md) | Upper Left Wealth Management | Tampa, Florida | | Percentage of assets | | [Caroline Petty](https://find.wellspent.co/advisors/caroline-petty.md) | Uprise | Tampa, Florida | CFP | Hourly, Fixed fees | | [Charles Poe](https://find.wellspent.co/advisors/charles-poe.md) | Grand Central Investment Group | Tampa, Florida | CFA | Percentage of assets, Hourly, Fixed fees | | [Daniel Hernandez](https://find.wellspent.co/advisors/daniel-hernandez.md) | Power Financial Partners | Tampa, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Dianne Hively](https://find.wellspent.co/advisors/dianne-hively.md) | Hivest Financial | Tampa, Florida | | Percentage of assets, Hourly | | [Tina Tenret](https://find.wellspent.co/advisors/tina-tenret.md) | The Tenret Company | Tampa, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Barry Brindise](https://find.wellspent.co/advisors/barry-brindise.md) | Brightwater Advisory | Tampa, Florida | CFP | Percentage of assets, Hourly, Fixed fees | | [Curtis Diaz](https://find.wellspent.co/advisors/curtis-diaz.md) | Great Blue Financial | Tampa, Florida | CFP | Percentage of assets | | [Daniel Capozzo](https://find.wellspent.co/advisors/daniel-capozzo.md) | Clearwell Group | Tampa, Florida | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [David Zallo](https://find.wellspent.co/advisors/david-zallo.md) | SFG Wealth Advisors | Tampa , Florida | | Percentage of assets | | [Johnathan Butler](https://find.wellspent.co/advisors/johnathan-butler.md) | Fidelis Capital | Tampa, Florida | | Percentage of assets, Fixed fees | | [Joseph McElwee](https://find.wellspent.co/advisors/joseph-mcelwee.md) | Legacy Wealth Planning Group | Tampa, Florida | CFP | Percentage of assets, Hourly | | [Kate Brunori](https://find.wellspent.co/advisors/kate-brunori.md) | PCM Encore | Tampa, Florida | | Percentage of assets, Fixed fees | | [Kendall Maccagnan](https://find.wellspent.co/advisors/kendall-maccagnan.md) | Off the Bay Wealth | Tampa, Florida | CFP, CPA | Hourly, Fixed fees | | [Matthew Ellis](https://find.wellspent.co/advisors/matthew-ellis-3107756.md) | Fidelis Capital | Tampa, Florida | | Percentage of assets, Fixed fees | | [Michael Sellers](https://find.wellspent.co/advisors/michael-sellers.md) | Fidelis Capital | Tampa, Florida | | Percentage of assets, Fixed fees | | [Paul Ayotte](https://find.wellspent.co/advisors/paul-ayotte.md) | Fidelis Capital | Tampa, Florida | | Percentage of assets, Fixed fees | | [Richard Simonetti](https://find.wellspent.co/advisors/richard-simonetti.md) | Fidelis Capital | Tampa, Florida | | Percentage of assets, Fixed fees | | [Ryan Cortner](https://find.wellspent.co/advisors/ryan-cortner.md) | Clearwell Group | Tampa, Florida | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Terry O'Grady](https://find.wellspent.co/advisors/terry-ogrady.md) | O'Grady Financial LLC | Tampa, Florida | CFP | Percentage of assets, Fixed fees | | [Brynn Albers](https://find.wellspent.co/advisors/brynn-albers.md) | Northbridge Financial Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Mia Vazquez](https://find.wellspent.co/advisors/mia-vazquez.md) | Northbridge Financial Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Michelle Halpin](https://find.wellspent.co/advisors/michelle-halpin.md) | Grand Central Investment Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Anthony Visintin](https://find.wellspent.co/advisors/anthony-visintin.md) | Federmann Financial Advisors | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [David Robbins](https://find.wellspent.co/advisors/david-robbins-7496497.md) | Varney Wealth Management | Tampa, Florida | | Flat fee or retainer | | [Seema Jain](https://find.wellspent.co/advisors/seema-jain.md) | Axiom Paragon Services | Tampa, Florida | | | | [Wayne Fernow](https://find.wellspent.co/advisors/wayne-fernow.md) | American Family Legacy Group | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Adam Hruby](https://find.wellspent.co/advisors/adam-hruby.md) | InTrust Advisors | Tampa, Florida | | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Jeffrey Diercks](https://find.wellspent.co/advisors/jeffrey-diercks.md) | InTrust Advisors | Tampa, Florida | | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Timothy Tonn](https://find.wellspent.co/advisors/timothy-tonn.md) | Cirrus Capital Management | Tampa, Florida | | Percentage of assets | | [Troy Tonn](https://find.wellspent.co/advisors/troy-tonn.md) | Cirrus Capital Management | Tampa, Florida | | Percentage of assets | | [Darryl Poisson](https://find.wellspent.co/advisors/darryl-poisson.md) | DJP Wealth Management | Tampa, Florida | | Percentage of assets, Fixed fees | | [David Maddux](https://find.wellspent.co/advisors/david-maddux.md) | Brightwater Advisory | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Andrew Allen](https://find.wellspent.co/advisors/andrew-allen.md) | Instrumental Wealth | Tampa, Florida | CFP, ChFC | Percentage of assets, Fixed fees | | [Catherine O'Connor](https://find.wellspent.co/advisors/catherine-o-connor.md) | O'connor Portfolio Management | Tampa, Florida | CFP | Percentage of assets | | [David Silver](https://find.wellspent.co/advisors/david-silver.md) | Instrumental Wealth | Tampa, Florida | CFP | Percentage of assets, Fixed fees | | [Jeremy Leeds](https://find.wellspent.co/advisors/jeremy-leeds.md) | Blbb Advisors | Tampa, Florida | CFP | Percentage of assets, Fixed fees | | [Keith Downey](https://find.wellspent.co/advisors/keith-downey.md) | Stronghold Wealth Management | Tampa, Florida | CFP, ChFC | Percentage of assets | | [Lantz Martin](https://find.wellspent.co/advisors/lantz-martin.md) | Nesteggs | Tampa, Florida | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Richard Alley](https://find.wellspent.co/advisors/richard-alley.md) | Stronghold Wealth Management | Tampa, Florida | CFA | Percentage of assets | | [Alexander Alonso](https://find.wellspent.co/advisors/alexander-alonso.md) | Cast Member Financial | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Andrea Bernard](https://find.wellspent.co/advisors/andrea-bernard.md) | Structure Wealth Management | Tampa, Florida | | Percentage of assets, Hourly | | [Bryan Casale](https://find.wellspent.co/advisors/bryan-casale.md) | PSI Advisors | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Cameron Cassedy](https://find.wellspent.co/advisors/cameron-cassedy.md) | Cassedy Financial Group | Tampa, Florida | | Percentage of assets, Fixed fees | | [Christopher Maxey](https://find.wellspent.co/advisors/christopher-maxey.md) | Continuum Advisory | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [David Carson](https://find.wellspent.co/advisors/david-carson.md) | Dtcarson Asset Management | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Eric Lam](https://find.wellspent.co/advisors/eric-lam.md) | Cassedy Financial Group | Tampa, Florida | | Percentage of assets, Fixed fees | | [Eric Odum](https://find.wellspent.co/advisors/eric-odum.md) | Navigar Advisors | Tampa, Florida | | Percentage of assets, Hourly | | [Harry Orr](https://find.wellspent.co/advisors/harry-orr.md) | ORR Financial | Tampa, Florida | | Percentage of assets, Hourly | | [Jason Sampson](https://find.wellspent.co/advisors/jason-sampson.md) | Atlas Private Wealth Advisors | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [John Mitchell](https://find.wellspent.co/advisors/john-mitchell-7030874.md) | CPA Synced Financial | Tampa, Florida | | Percentage of assets, Fixed fees | | [Jordan Arnold](https://find.wellspent.co/advisors/jordan-arnold.md) | Instrumental Wealth | Tampa, Florida | | Percentage of assets, Fixed fees | | [Joseph Dente](https://find.wellspent.co/advisors/joseph-dente.md) | Q3 Asset Management | Tampa, Florida | | Percentage of assets, Hourly, Subscription, Performance-based fees | | [Joseph Scarborough](https://find.wellspent.co/advisors/joseph-scarborough.md) | Retirement Management Systems | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Matthew Harbert](https://find.wellspent.co/advisors/matthew-harbert.md) | Instrumental Wealth | Tampa, Florida | | Percentage of assets, Fixed fees | | [Matthew Mills](https://find.wellspent.co/advisors/matthew-mills.md) | Continuum Advisory | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Robert Guiterman](https://find.wellspent.co/advisors/robert-guiterman.md) | Sealex Advisory | Tampa, Florida | | Percentage of assets, Fixed fees | | [Savannah Sevor](https://find.wellspent.co/advisors/savannah-sevor.md) | PSI Advisors | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Shawn Clark](https://find.wellspent.co/advisors/shawn-clark.md) | Continuum Advisory | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | | [Thomas Cassedy](https://find.wellspent.co/advisors/thomas-cassedy.md) | Cassedy Financial Group | Tampa, Florida | | Percentage of assets, Fixed fees | | [Timothy McIntosh](https://find.wellspent.co/advisors/timothy-mcintosh.md) | Visionary Horizons | Tampa, Florida | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).