# Fee-only financial advisors in Miami, Florida

> Start with a fee-only advisor in Miami whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Allison Beckham of Beckham Financial, Carlos Celaya of Celaya Wealth Management and Tatiana Olsak of Crafted Wealth Management, chosen for their credentials and fees on file.

Page: https://find.wellspent.co/locations/us/florida/miami/
74 fee-only advisors listed; data last updated October 30, 2026.
Fee-only means paid only by clients, never by commissions.

## Which fee-only financial advisor should I talk to in Miami?

Start with a fee-only advisor in Miami whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Allison Beckham of Beckham Financial, Carlos Celaya of Celaya Wealth Management and Tatiana Olsak of Crafted Wealth Management, chosen for their credentials and fees on file.

## How many fee-only advisors in Miami are there?

The Wellspent public graph lists 74 fee-only advisors in Miami, at 35 firms. We counted every advisor record that fits, as of October 2026.

## What do fee-only advisors in Miami focus on?

The most common focus among fee-only advisors in Miami is tax planning (26), followed by retirement planning (24) and estate planning (23). Advisors can list more than one.

## How do fee-only advisors in Miami charge?

All 74 fee-only advisors in Miami with fees on file charge a percentage of assets. Many use more than one: 74% charge fixed fees and 55% charge by the hour.

## How much do fee-only financial advisors charge in Florida?

Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms.

## How many fee-only advisors in Miami hold the CFP?

14% of the 74 fee-only advisors in Miami hold the CFP certification, based on the credentials listed on each record.

## Does Florida have a state income tax?

No. Florida has no state income tax, so federal tax drives most financial planning for residents.

## How current is this list of fee-only advisors in Miami?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Allison Beckham](https://find.wellspent.co/advisors/allison-beckham.md) | Beckham Financial | Miami, Florida | CFP | Percentage of assets, Flat fee or retainer |
| [Stephen Santangelo](https://find.wellspent.co/advisors/stephen-santangelo.md) | Matriarch Wealth Management | Miami, Florida | CFA | Percentage of assets, Hourly, Fixed fees |
| [Carlos Celaya](https://find.wellspent.co/advisors/carlos-celaya.md) | Celaya Wealth Management | Miami, Florida | CFP | Percentage of assets, Flat fee or retainer |
| [Fradel Barber](https://find.wellspent.co/advisors/fradel-barber.md) | The World Changers | Miami , Florida |   | Percentage of assets, Subscription |
| [Julio Lopez-Brito](https://find.wellspent.co/advisors/julio-lopez-brito.md) | Sensible Money | Miami, Florida | CFP | Percentage of assets, Fixed fees |
| [Pedro Gomez](https://find.wellspent.co/advisors/pedro-gomez.md) | Brickell Financial Group | Miami, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Andrew Brady](https://find.wellspent.co/advisors/andrew-brady.md) | Brady Family Wealth | Miami, Florida | CFA | Percentage of assets, Hourly, Fixed fees |
| [Joseph Cefalu](https://find.wellspent.co/advisors/joseph-cefalu.md) | Downtown Wealth Studios | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Paola Bernal Cuevas](https://find.wellspent.co/advisors/paola-bernal-cuevas.md) | Global Kandor | Miami, Florida | CFA | Percentage of assets, Fixed fees |
| [Daniel Nunez](https://find.wellspent.co/advisors/daniel-nunez.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Erick Reinoso](https://find.wellspent.co/advisors/erick-reinoso.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Gabriela Morales Blanco](https://find.wellspent.co/advisors/gabriela-morales-blanco.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Gerardo Palacios](https://find.wellspent.co/advisors/gerardo-palacios.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Giovanni Jimenez](https://find.wellspent.co/advisors/giovanni-jimenez.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Harvis Astorga](https://find.wellspent.co/advisors/harvis-astorga.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Jimmy Cardentey](https://find.wellspent.co/advisors/jimmy-cardentey.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Jorge Perez Ruiz](https://find.wellspent.co/advisors/jorge-perez-ruiz.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Leonardo Guillen](https://find.wellspent.co/advisors/leonardo-guillen.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Luis Delrio](https://find.wellspent.co/advisors/luis-delrio.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Mateo Alzate](https://find.wellspent.co/advisors/mateo-alzate.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Max Paez](https://find.wellspent.co/advisors/max-paez.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Miguel Castaneda](https://find.wellspent.co/advisors/miguel-castaneda.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Miguel Rodriguez](https://find.wellspent.co/advisors/miguel-rodriguez.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Preston Byrnes](https://find.wellspent.co/advisors/preston-byrnes.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Sarah Ivanovic](https://find.wellspent.co/advisors/sarah-ivanovic.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Sebastian Guerra](https://find.wellspent.co/advisors/sebastian-guerra.md) | Guerra Wealth Advisors | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Ana Rebora De Luchau](https://find.wellspent.co/advisors/ana-rebora-de-luchau.md) | Global Kandor | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Ariel Cabrera](https://find.wellspent.co/advisors/ariel-cabrera.md) | Celaya Wealth Management | Miami, Florida |   | Percentage of assets, Flat fee or retainer |
| [Fernando Germana](https://find.wellspent.co/advisors/fernando-germana.md) | Germana Capital | Miami, Florida |   | Percentage of assets, Hourly, Performance-based fees |
| [Guillermo Vernet](https://find.wellspent.co/advisors/guillermo-vernet.md) | Global Kandor | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Jean Coletta](https://find.wellspent.co/advisors/jean-coletta.md) | Germana Capital | Miami, Florida |   | Percentage of assets, Hourly, Performance-based fees |
| [Robert Arnold](https://find.wellspent.co/advisors/robert-arnold-5033318.md) | Grayton Beach Capital | Miami, Florida | CFA | Percentage of assets, Hourly |
| [Zain Griffith](https://find.wellspent.co/advisors/zain-griffith.md) | Dash Investments | Miami, Florida |   | Percentage of assets |
| [David Reidy](https://find.wellspent.co/advisors/david-reidy.md) | First Growth Capital | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Guido Valli](https://find.wellspent.co/advisors/guido-valli.md) | FDI Wealth Management | Miami, Florida |   | Percentage of assets, Hourly |
| [Mariano Sardans](https://find.wellspent.co/advisors/mariano-sardans.md) | FDI Wealth Management | Miami, Florida |   | Percentage of assets, Hourly |
| [Rodrigo Gamarci](https://find.wellspent.co/advisors/rodrigo-gamarci.md) | FDI Wealth Management | Miami, Florida |   | Percentage of assets, Hourly |
| [Cristina Alayo](https://find.wellspent.co/advisors/cristina-alayo.md) | Atlas Financial Group | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Luis Alayo Riera](https://find.wellspent.co/advisors/luis-alayo-riera.md) | Atlas Financial Group | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Peter Ripich](https://find.wellspent.co/advisors/peter-ripich.md) | Atlas Financial Group | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Robert Thompson](https://find.wellspent.co/advisors/robert-thompson.md) | KMG Fiduciary Partners | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Ana Harris](https://find.wellspent.co/advisors/ana-harris.md) | Cela Wealth Management | Miami, Florida | CFP | Percentage of assets, Fixed fees |
| [Deborah Badillo](https://find.wellspent.co/advisors/deborah-badillo.md) | Meira Wealth | Miami, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Eugene Sulzberger](https://find.wellspent.co/advisors/eugene-sulzberger.md) | Sulzberger Capital Advisors | Miami, Florida | CFP | Percentage of assets |
| [Frank van Lerven](https://find.wellspent.co/advisors/frank-van-lerven.md) | Isgam Us | Miami, Florida | CFP | Percentage of assets, Hourly |
| [Stephanie Campos](https://find.wellspent.co/advisors/stephanie-campos.md) | Campos Financial | Miami, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Tatiana Olsak](https://find.wellspent.co/advisors/tatiana-olsak.md) | Crafted Wealth Management | Miami, Florida | CFP | Percentage of assets, Hourly, Fixed fees |
| [Andres Aguilar Calvo](https://find.wellspent.co/advisors/andres-aguilar-calvo.md) | Mmbg Investment Advisors | Miami, Florida | CFA | Percentage of assets, Fixed fees |
| [Roberto Alvarez](https://find.wellspent.co/advisors/roberto-alvarez.md) | Finaccess Advisors | Miami, Florida | CFA | Percentage of assets, Fixed fees |
| [Zaheer Edoo](https://find.wellspent.co/advisors/zaheer-edoo.md) | Cardinal Advisers | Miami, Florida | CFA | Percentage of assets, Hourly, Fixed fees |
| [Alex Silberwasser Bacal](https://find.wellspent.co/advisors/alex-silberwasser-bacal.md) | Veltria Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Alexander Bublick](https://find.wellspent.co/advisors/alexander-bublick.md) | Coral Wealth Management | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Alexander Byfield](https://find.wellspent.co/advisors/alexander-byfield.md) | Arkhe Wealth Management | Miami, Florida |   | Percentage of assets, Hourly |
| [Alexandre Camargo Da Silva](https://find.wellspent.co/advisors/alexandre-camargo-da-silva.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Andrew Estevez](https://find.wellspent.co/advisors/andrew-estevez.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Ariana Sher](https://find.wellspent.co/advisors/ariana-sher.md) | GOI | Miami, Florida |   | Percentage of assets |
| [Brian Dumont](https://find.wellspent.co/advisors/brian-dumont.md) | Dumont Wealth | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Carlos Hermida](https://find.wellspent.co/advisors/carlos-hermida.md) | Cela Wealth Management | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Cody Shoop](https://find.wellspent.co/advisors/cody-shoop.md) | Sulzberger Capital Advisors | Miami, Florida |   | Percentage of assets |
| [Daniel Diaz](https://find.wellspent.co/advisors/daniel-diaz.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Dennis Coral](https://find.wellspent.co/advisors/dennis-coral.md) | Coral Wealth Management | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Diego Martinez](https://find.wellspent.co/advisors/diego-martinez.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Francisco Garcia Lozano](https://find.wellspent.co/advisors/francisco-garcia-lozano.md) | Mmbg Investment Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Hunter Sabety](https://find.wellspent.co/advisors/hunter-sabety.md) | Octogone NA | Miami, Florida |   | Percentage of assets, Fixed fees, Performance-based fees |
| [Kilian Kretschmer](https://find.wellspent.co/advisors/kilian-kretschmer.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Martin Braverman](https://find.wellspent.co/advisors/martin-braverman.md) | Veltria Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Mateo Botran Johanis](https://find.wellspent.co/advisors/mateo-botran-johanis.md) | Finaccess Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Natalia Rodriguez](https://find.wellspent.co/advisors/natalia-rodriguez.md) | Thureos Asset Management | Miami, Florida |   | Percentage of assets, Hourly |
| [Rafael Garcia](https://find.wellspent.co/advisors/rafael-garcia.md) | Veltria Advisors | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Rakesh Khilnani](https://find.wellspent.co/advisors/rakesh-khilnani.md) | GOI | Miami, Florida |   | Percentage of assets |
| [Santiago Arbelaez](https://find.wellspent.co/advisors/santiago-arbelaez.md) | PVG Asset Management | Miami, Florida |   | Percentage of assets |
| [Sol Villalobos](https://find.wellspent.co/advisors/sol-villalobos.md) | Cela Wealth Management | Miami, Florida |   | Percentage of assets, Fixed fees |
| [Thomas Longman](https://find.wellspent.co/advisors/thomas-longman.md) | Longman Wealthcare Management | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |
| [Zachary Longman](https://find.wellspent.co/advisors/zachary-longman.md) | Longman Wealthcare Management | Miami, Florida |   | Percentage of assets, Hourly, Fixed fees |

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).