# Fee-only financial advisors in Wilmington, Delaware > Start with a fee-only advisor in Wilmington whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Richard Jakotowicz of Benchmark Financial, James Lee of StratFI and John Melasecca of Clariti Wealth Advisors, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/delaware/wilmington/ 48 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Wilmington? Start with a fee-only advisor in Wilmington whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Richard Jakotowicz of Benchmark Financial, James Lee of StratFI and John Melasecca of Clariti Wealth Advisors, chosen for their credentials and fees on file. ## How many fee-only advisors in Wilmington are there? The Wellspent public graph lists 48 fee-only advisors in Wilmington, at 16 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Wilmington focus on? The most common focus among fee-only advisors in Wilmington is estate planning (26), followed by tax planning (25) and small business owners (21). Advisors can list more than one. ## How do fee-only advisors in Wilmington charge? The most common fee among fee-only advisors in Wilmington is a percentage of assets, used by 94% of the 47 with fees on file. Many use more than one: 94% charge by the hour and 89% charge fixed fees. ## How many fee-only advisors in Wilmington hold the CFP? 52% of the 48 fee-only advisors in Wilmington hold the CFP certification, based on the credentials listed on each record. ## Does Delaware tax income on top of federal tax? Yes. Delaware has a state income tax, so a financial plan for a Delaware resident should project it alongside federal tax. ## How current is this list of fee-only advisors in Wilmington? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Kevin Lam](https://find.wellspent.co/advisors/kevin-lam.md) | Age Wisely Financial | Wilmington, Delaware | CFP | One-time planning fee | | [John Melasecca](https://find.wellspent.co/advisors/john-melasecca.md) | Clariti Wealth Advisors | Wilmington, Delaware | CFP | Percentage of assets | | [Kevin O'Hanlon](https://find.wellspent.co/advisors/kevin-ohanlon.md) | Rockford Financial Planning LLC | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Carney](https://find.wellspent.co/advisors/brian-carney.md) | RiversEdge Advisors | Wilmington, Delaware | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Jarrett Morris](https://find.wellspent.co/advisors/jarrett-morris.md) | RiversEdge Advisors | Wilmington, Delaware | CFP, ChFC | Percentage of assets, Hourly, Fixed fees | | [Kay Kidwell](https://find.wellspent.co/advisors/kay-kidwell.md) | RiversEdge Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Mark Eggleston](https://find.wellspent.co/advisors/mark-eggleston.md) | RiversEdge Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Abigail McCloskey](https://find.wellspent.co/advisors/abigail-mccloskey.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Thomson](https://find.wellspent.co/advisors/brian-thomson.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Caitlyn Tierney](https://find.wellspent.co/advisors/caitlyn-tierney.md) | Westover Capital Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Cheryl Starr](https://find.wellspent.co/advisors/cheryl-starr.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [James Hall](https://find.wellspent.co/advisors/james-hall.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [James Lee](https://find.wellspent.co/advisors/james-lee.md) | StratFI | Wilmington, Delaware | CFP | Percentage of assets, Hourly | | [James Nelson](https://find.wellspent.co/advisors/james-nelson.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Lauren Mance](https://find.wellspent.co/advisors/lauren-mance.md) | RiversEdge Advisors | Wilmington, Delaware | CFA | Percentage of assets, Hourly, Fixed fees | | [Michael Sicuranza](https://find.wellspent.co/advisors/michael-sicuranza.md) | Affinity Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Stephen Crifasi](https://find.wellspent.co/advisors/stephen-crifasi.md) | Westover Capital Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Robert Mitchell](https://find.wellspent.co/advisors/robert-mitchell-6609984.md) | Concord Financial Group | Wilmington, Delaware | CFA | Percentage of assets, Hourly, Fixed fees | | [Erin Eliason](https://find.wellspent.co/advisors/erin-eliason.md) | RiversEdge Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Harold Sawyer](https://find.wellspent.co/advisors/harold-sawyer.md) | Westover Capital Advisors | Wilmington, Delaware | CFA | Percentage of assets, Hourly, Fixed fees | | [Jaime Cutter](https://find.wellspent.co/advisors/jaime-cutter.md) | RiversEdge Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Katherine Davis](https://find.wellspent.co/advisors/katherine-davis.md) | RiversEdge Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Marisa Facciolo](https://find.wellspent.co/advisors/marisa-facciolo.md) | RiversEdge Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Steven Hutchison](https://find.wellspent.co/advisors/steven-hutchison.md) | RiversEdge Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Beth Moore](https://find.wellspent.co/advisors/beth-moore.md) | Wealth Wise Planning LLC | Wilmington, Delaware | CFP | Hourly, Fixed fees | | [Rich Jakotowicz Jr.](https://find.wellspent.co/advisors/rich-jakotowicz-jr.md) | Benchmark Financial, LLC | Wilmington, Delaware | CFP, CFA, MSFP | | | [Dennis Perdue](https://find.wellspent.co/advisors/dennis-perdue.md) | Westover Capital Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Donald Kalil](https://find.wellspent.co/advisors/donald-kalil.md) | Affinity Wealth Management | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Harold Sawyer, Jr.](https://find.wellspent.co/advisors/harold-sawyer-jr.md) | Westover Capital Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Jaan Larkin](https://find.wellspent.co/advisors/jaan-larkin.md) | StratFI | Wilmington, Delaware | | Percentage of assets, Hourly | | [Matthew Beardwood](https://find.wellspent.co/advisors/matthew-beardwood.md) | Westover Capital Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Tristan Pantano](https://find.wellspent.co/advisors/tristan-pantano.md) | Affinity Wealth Management | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Cassandra Gegenheimer](https://find.wellspent.co/advisors/cassandra-gegenheimer.md) | McKee Investment Planning | Wilmington, Delaware | | Percentage of assets, Hourly | | [Burwell Hutchinson](https://find.wellspent.co/advisors/burwell-hutchinson.md) | Foundation Wealth Management | Wilmington, Delaware | CFP | Percentage of assets, Fixed fees | | [Connor Matheny](https://find.wellspent.co/advisors/connor-matheny.md) | Rockford Financial Planning | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Donald Nicholson](https://find.wellspent.co/advisors/donald-nicholson.md) | Donald W. Nicholson & Associates | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Ravi Dattani](https://find.wellspent.co/advisors/ravi-dattani.md) | Clariti Wealth Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Richard Jakotowicz](https://find.wellspent.co/advisors/richard-jakotowicz.md) | Benchmark Financial | Wilmington, Delaware | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Ryan Cross](https://find.wellspent.co/advisors/ryan-cross.md) | Clariti Wealth Advisors | Wilmington, Delaware | CFP | Percentage of assets, Hourly, Fixed fees | | [Samuel Lewis](https://find.wellspent.co/advisors/samuel-lewis.md) | SJL Financial | Wilmington, Delaware | CFP, ChFC | Hourly, Fixed fees | | [Ian Pass](https://find.wellspent.co/advisors/ian-pass.md) | Benchmark Financial | Wilmington, Delaware | CFA | Percentage of assets, Hourly, Fixed fees | | [Caleb Ray](https://find.wellspent.co/advisors/caleb-ray.md) | Benchmark Financial | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Donald Nicholson](https://find.wellspent.co/advisors/donald-nicholson-1024239.md) | Donald W. Nicholson & Associates | Wilmington , Delaware | | Percentage of assets, Hourly, Fixed fees | | [Ethan Whittaker](https://find.wellspent.co/advisors/ethan-whittaker.md) | Clariti Wealth Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Gerald Snyder](https://find.wellspent.co/advisors/gerald-snyder.md) | Clariti Wealth Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Jacob Weaver](https://find.wellspent.co/advisors/jacob-weaver.md) | Benchmark Financial | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Karen Malchione](https://find.wellspent.co/advisors/karen-malchione.md) | Clariti Wealth Advisors | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | | [Thomas Caffrey](https://find.wellspent.co/advisors/thomas-caffrey.md) | Donald W. Nicholson & Associates | Wilmington, Delaware | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).