# Fee-only financial advisors in Boulder, Colorado > Start with a fee-only advisor in Boulder whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Josh Radman of Presidio Advisors LLC, Steve Nading of Outbound Financial, Inc. and David Gardner of Entree Wealth, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/colorado/boulder/ 79 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Boulder? Start with a fee-only advisor in Boulder whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Josh Radman of Presidio Advisors LLC, Steve Nading of Outbound Financial, Inc. and David Gardner of Entree Wealth, chosen for their credentials and fees on file. ## How many fee-only advisors in Boulder are there? The Wellspent public graph lists 79 fee-only advisors in Boulder, at 36 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Boulder focus on? The most common focus among fee-only advisors in Boulder is tax planning (31), followed by retirement planning (30) and estate planning (23). Advisors can list more than one. ## How do fee-only advisors in Boulder charge? The most common fee among fee-only advisors in Boulder is a percentage of assets, used by 86% of the 78 with fees on file. Many use more than one: 60% charge fixed fees and 47% charge by the hour. ## How much do fee-only financial advisors charge in Boulder? Fee-only financial advisors in Boulder charge a median of $10,000 a year for ongoing planning. We found this across the published prices of 5 Boulder firms. ## How many fee-only advisors in Boulder hold the CFP? 47% of the 79 fee-only advisors in Boulder hold the CFP certification, based on the credentials listed on each record. ## Does Colorado tax income on top of federal tax? Yes. Colorado has a state income tax, so a financial plan for a Colorado resident should project it alongside federal tax. ## How current is this list of fee-only advisors in Boulder? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [David Gardner](https://find.wellspent.co/advisors/david-gardner.md) | Entree Wealth | Boulder, Colorado | CFP, EA, MS | Percentage of assets, Ongoing planning fee | | [Josh Radman](https://find.wellspent.co/advisors/josh-radman.md) | Presidio Advisors LLC | Boulder, Colorado | CFP, MBA, EA | Flat fee or retainer | | [Matthew Kelley](https://find.wellspent.co/advisors/matthew-kelley.md) | Gold Medal Waters, Inc. | Boulder, Colorado | AAMS, AIF, CFP | Flat fee or retainer, Ongoing planning fee | | [Eddie Liang](https://find.wellspent.co/advisors/eddie-liang.md) | Downshift Financial | Boulder, Colorado | CFP | Flat fee or retainer, Ongoing planning fee | | [Steve Nading](https://find.wellspent.co/advisors/steve-nading.md) | Outbound Financial, Inc. | Boulder, Colorado | CFP, CPA | Ongoing planning fee, Percentage of assets | | [Michael Hake](https://find.wellspent.co/advisors/michael-hake.md) | Boulder Wealth Advisors | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Myra Salzer](https://find.wellspent.co/advisors/myra-salzer.md) | The Wealth Conservancy, Inc. | Boulder, Colorado | BS, CFP | Ongoing planning fee | | [Michael Tracy](https://find.wellspent.co/advisors/michael-tracy.md) | Principium Investments | Boulder, Colorado | CFP | Percentage of assets | | [Steve Zakelj](https://find.wellspent.co/advisors/steve-zakelj.md) | Flatirons Wealth Management | Boulder, Colorado | CFP | Hourly | | [Gary Shirman](https://find.wellspent.co/advisors/gary-shirman.md) | Boulder Wealth Advisors | Boulder, Colorado | ChFC | Percentage of assets, Hourly, Fixed fees | | [Meera Meyer](https://find.wellspent.co/advisors/meera-meyer.md) | Full Body Finance | Boulder, Colorado | CFP | Ongoing planning fee | | [Benjamin Weaver](https://find.wellspent.co/advisors/benjamin-weaver.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Lichtenheld](https://find.wellspent.co/advisors/brian-lichtenheld.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Julie Martinez](https://find.wellspent.co/advisors/julie-martinez.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Kathrin Biscornet](https://find.wellspent.co/advisors/kathrin-biscornet.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Lily Beitel-Horton](https://find.wellspent.co/advisors/lily-beitel-horton.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Lindy Yoshida](https://find.wellspent.co/advisors/lindy-yoshida.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Raliegh Riddoch](https://find.wellspent.co/advisors/raliegh-riddoch.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Steven Szafranski](https://find.wellspent.co/advisors/steven-szafranski.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Tami Carroll](https://find.wellspent.co/advisors/tami-carroll.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Timothy Wojtalik](https://find.wellspent.co/advisors/timothy-wojtalik.md) | BSW Wealth Partners | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Emily Lucero](https://find.wellspent.co/advisors/emily-lucero.md) | Colorado Capital Management | Boulder, Colorado | CFP | Percentage of assets | | [Jason Black](https://find.wellspent.co/advisors/jason-black.md) | Colorado Capital Management | Boulder, Colorado | CFP | Percentage of assets | | [Lisa Cowan](https://find.wellspent.co/advisors/lisa-cowan.md) | Welch Financial Planning | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Spencer Tracy](https://find.wellspent.co/advisors/spencer-tracy.md) | Principium Investments | Boulder, Colorado | | Percentage of assets | | [Todd Lebor](https://find.wellspent.co/advisors/todd-lebor.md) | Snowball Wealth Management | Boulder, Colorado | CFP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee | | [Tron Welch](https://find.wellspent.co/advisors/tron-welch.md) | Welch Financial Planning | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [David Darmour](https://find.wellspent.co/advisors/david-darmour.md) | Cornerstone Investment Advisors | Boulder, Colorado | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Dennis Channer](https://find.wellspent.co/advisors/dennis-channer.md) | Cornerstone Investment Advisors | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Nicholas Lenssen](https://find.wellspent.co/advisors/nicholas-lenssen.md) | Bear Peak Financial | Boulder, Colorado | | Percentage of assets, Hourly | | [Peter Locke](https://find.wellspent.co/advisors/peter-locke.md) | InSight Financial Planners | Boulder, Colorado | CFP | Percentage of assets, Ongoing planning fee | | [Ronald Stoner](https://find.wellspent.co/advisors/ronald-stoner.md) | Capstone Wealth Management Group | Boulder, Colorado | CFP | Hourly | | [Susan Einberger](https://find.wellspent.co/advisors/susan-einberger.md) | Enjoy the Ride: Financial + Life Planning | Boulder, Colorado | CFP, EA, MBA | | | [Aaron Deitz](https://find.wellspent.co/advisors/aaron-deitz.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [David Wolf](https://find.wellspent.co/advisors/david-wolf.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Dmitry Popov](https://find.wellspent.co/advisors/dmitry-popov.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Gil Berman](https://find.wellspent.co/advisors/gil-berman.md) | Gil Berman Financial Adviser | Boulder, Colorado | | Hourly | | [Julia Wentworth](https://find.wellspent.co/advisors/julia-wentworth.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Katherine St Onge](https://find.wellspent.co/advisors/katherine-st-onge.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Kreighton Bieger](https://find.wellspent.co/advisors/kreighton-bieger.md) | KilterHowling | Boulder, Colorado | CFA | Percentage of assets | | [Matthew Samek](https://find.wellspent.co/advisors/matthew-samek.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Molly Devnani](https://find.wellspent.co/advisors/molly-devnani.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Olivia Otoole](https://find.wellspent.co/advisors/olivia-otoole.md) | BSW Wealth Partners | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Trevor Schimschock](https://find.wellspent.co/advisors/trevor-schimschock.md) | KilterHowling | Boulder, Colorado | CFA | Percentage of assets | | [William Stites](https://find.wellspent.co/advisors/william-stites.md) | KilterHowling | Boulder, Colorado | CFA | Percentage of assets | | [Andrew Gilson](https://find.wellspent.co/advisors/andrew-gilson.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [David Baines](https://find.wellspent.co/advisors/david-baines.md) | Pantile Investments | Boulder, Colorado | | Percentage of assets, Fixed fees | | [Erica Loughrey](https://find.wellspent.co/advisors/erica-loughrey.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [Fernando Guardia Virreira](https://find.wellspent.co/advisors/fernando-guardia-virreira.md) | Guardian Brothers | Boulder, Colorado | | Flat fee or retainer, Hourly | | [Lee Strongwater](https://find.wellspent.co/advisors/lee-strongwater.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [Margaret Nugent](https://find.wellspent.co/advisors/margaret-nugent.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [Matt Smith](https://find.wellspent.co/advisors/matt-smith.md) | Opus Financial Solutions LLC | Boulder, Colorado | CFA | Percentage of assets, Hourly, Fixed fees | | [Max Pulitzer](https://find.wellspent.co/advisors/max-pulitzer.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [Ryley Cowan](https://find.wellspent.co/advisors/ryley-cowan.md) | Welch Financial Planning | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Steven Ellis](https://find.wellspent.co/advisors/steven-ellis.md) | Colorado Capital Management | Boulder, Colorado | | Percentage of assets | | [Katelyn Palone](https://find.wellspent.co/advisors/katelyn-palone.md) | InSight Financial Planners | Boulder, Colorado | | Percentage of assets, Ongoing planning fee | | [Kevin Taylor](https://find.wellspent.co/advisors/kevin-taylor.md) | InSight Financial Planners | Boulder, Colorado | | Percentage of assets, Ongoing planning fee | | [Daniel Bereck](https://find.wellspent.co/advisors/daniel-bereck.md) | Financial Consulting Associates | Boulder, Colorado | CFP | Percentage of assets, Hourly | | [David McMillan](https://find.wellspent.co/advisors/david-mcmillan.md) | Caledonia Wealth Management | Boulder, Colorado | CFP | Percentage of assets, Hourly, Fixed fees | | [Drew Frank](https://find.wellspent.co/advisors/drew-frank.md) | Wedmont Private Capital | Boulder, Colorado | CFP | Fixed fees | | [Jennifer Quire](https://find.wellspent.co/advisors/jennifer-quire.md) | Wrenne Financial Planning | Boulder, Colorado | CFP | Fixed fees | | [Melissa Hoyer](https://find.wellspent.co/advisors/melissa-hoyer.md) | The Wealth Conservancy | Boulder, Colorado | CFP | Percentage of assets, Fixed fees | | [Robert Zimberg](https://find.wellspent.co/advisors/robert-zimberg.md) | Financial Mountain | Boulder, Colorado | CFP | Percentage of assets, Fixed fees | | [Tina Ottersberg](https://find.wellspent.co/advisors/tina-ottersberg.md) | To Wealth | Boulder, Colorado | CFP | Percentage of assets, Fixed fees | | [Gregory Casals](https://find.wellspent.co/advisors/gregory-casals.md) | Black Swift Group | Boulder, Colorado | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Timothy Shasserre](https://find.wellspent.co/advisors/timothy-shasserre.md) | Black Swift Group | Boulder, Colorado | CFA | Percentage of assets, Fixed fees, Performance-based fees | | [Adam Vrablec](https://find.wellspent.co/advisors/adam-vrablec.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [Ashley Papa](https://find.wellspent.co/advisors/ashley-papa.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [David Halseth](https://find.wellspent.co/advisors/david-halseth.md) | Consilium | Boulder, Colorado | | Percentage of assets, Fixed fees | | [Donald Byrne](https://find.wellspent.co/advisors/donald-byrne.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [Gina Gentilini](https://find.wellspent.co/advisors/gina-gentilini.md) | Finer Wealth Management | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | | [Harold Croley](https://find.wellspent.co/advisors/harold-croley.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [Jonathan Cooper](https://find.wellspent.co/advisors/jonathan-cooper.md) | Joy Equity Management | Boulder, Colorado | | Percentage of assets, Hourly | | [Reid McIntyre](https://find.wellspent.co/advisors/reid-mcintyre.md) | Financial Mountain | Boulder, Colorado | | Percentage of assets, Fixed fees | | [Richard Anderson](https://find.wellspent.co/advisors/richard-anderson.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [Ryan Giles](https://find.wellspent.co/advisors/ryan-giles.md) | Black Swift Group | Boulder, Colorado | | Percentage of assets, Fixed fees, Performance-based fees | | [Steven Henningsen](https://find.wellspent.co/advisors/steven-henningsen.md) | The Wealth Conservancy | Boulder, Colorado | | Percentage of assets, Fixed fees | | [Theodore Harris](https://find.wellspent.co/advisors/theodore-harris.md) | Sachem Hill | Boulder, Colorado | | Percentage of assets, Fixed fees | | [Timothy Barnett](https://find.wellspent.co/advisors/timothy-barnett.md) | Caledonia Wealth Management | Boulder, Colorado | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).