# Fee-only financial advisors in Oakland, California > Start with a fee-only advisor in Oakland whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Rosario Chacón of Wealth-Source Financial, Alicia Ivancovich of Financially Healthy and Patricia Jennerjohn of Focused Finances, LLC, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/california/oakland/ 27 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Oakland? Start with a fee-only advisor in Oakland whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Rosario Chacón of Wealth-Source Financial, Alicia Ivancovich of Financially Healthy and Patricia Jennerjohn of Focused Finances, LLC, chosen for their credentials and fees on file. ## How many fee-only advisors in Oakland are there? The Wellspent public graph lists 27 fee-only advisors in Oakland, at 21 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Oakland focus on? The most common focus among fee-only advisors in Oakland is retirement planning (5), followed by sustainable investing (5) and small business owners (5). Advisors can list more than one. ## How do fee-only advisors in Oakland charge? The most common fee among fee-only advisors in Oakland is a percentage of assets, used by 77% of the 26 with fees on file. Many use more than one: 54% charge fixed fees and 50% charge by the hour. ## How much do fee-only financial advisors charge in California? Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms. ## How many fee-only advisors in Oakland hold the CFP? 56% of the 27 fee-only advisors in Oakland hold the CFP certification, based on the credentials listed on each record. ## Does California tax income on top of federal tax? Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax. ## How current is this list of fee-only advisors in Oakland? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Rosario Chacón](https://find.wellspent.co/advisors/rosario-chacon-10416.md) | Wealth-Source Financial | Oakland, California | CFP, CSLP, CDFA, EA | Ongoing planning fee, Percentage of assets, One-time planning fee | | [Cathy Curtis](https://find.wellspent.co/advisors/cathy-curtis.md) | Curtis Financial Planning, LLC | Oakland, California | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee | | [Cheryl Vesely](https://find.wellspent.co/advisors/cheryl-vesely.md) | Balance Financial Planning, LLC | Oakland, California | CFP, MA | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee | | [Ella Taylor](https://find.wellspent.co/advisors/ella-taylor.md) | Ella Financial Advising | Oakland, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Patricia Jennerjohn](https://find.wellspent.co/advisors/patricia-jennerjohn.md) | Focused Finances, LLC | Oakland, California | CFP, MBA | Hourly, Ongoing planning fee, One-time planning fee | | [Patricia Johnson](https://find.wellspent.co/advisors/patricia-johnson.md) | Raise Financial Advisors | Oakland, California | CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly, Flat fee or retainer | | [Jane Yoo](https://find.wellspent.co/advisors/jane-yoo.md) | Jane Financial, LLC | Oakland, California | CFP, MBA | Fixed fees | | [Alicia Ivancovich](https://find.wellspent.co/advisors/alicia-ivancovich.md) | Financially Healthy | Oakland, California | CFP | Percentage of assets, One-time planning fee | | [Michael Troxell](https://find.wellspent.co/advisors/michael-troxell.md) | Modern Financial Planning | Oakland, California | CPA | Hourly, Percentage of assets, Flat fee or retainer | | [Glenn Tom](https://find.wellspent.co/advisors/glenn-tom.md) | Personal Best Financial | Oakland, California | CFP | Ongoing planning fee | | [Jane Swan](https://find.wellspent.co/advisors/jane-swan.md) | Veris Wealth Partners | Oakland, California | CFA | Percentage of assets, Hourly, Fixed fees | | [Cathy McKee](https://find.wellspent.co/advisors/cathy-mckee.md) | Modern Family Finance, LLC | Oakland, California | BA, MBA, CFP | | | [Janet Wan](https://find.wellspent.co/advisors/janet-wan.md) | Sierra Pacific Private Wealth, LLC | Oakland, California | CFP, CPFA | Percentage of assets, Hourly, Fixed fees | | [Lindsey Swanson](https://find.wellspent.co/advisors/lindsey-swanson.md) | We Financial Group | Oakland, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Michael Lent](https://find.wellspent.co/advisors/michael-lent.md) | Veris Wealth Partners | Oakland, California | | Percentage of assets, Hourly, Fixed fees | | [Rosario Chacon](https://find.wellspent.co/advisors/rosario-chacon.md) | Wealth-Source Financial | Oakland, California | CFP, MBA | Percentage of assets, Hourly, Subscription, Fixed fees | | [Trish Johnson](https://find.wellspent.co/advisors/trish-johnson.md) | Raise Financial Advisors LLC | Oakland, California | CFP, MBA | Percentage of assets, Hourly, Fixed fees | | [Troy White](https://find.wellspent.co/advisors/troy-white.md) | Hoodoo Financial | Oakland, California | | Percentage of assets, Fixed fees | | [Michael Castro](https://find.wellspent.co/advisors/michael-castro.md) | Contango Wealth Management | Oakland, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Amber Woods](https://find.wellspent.co/advisors/amber-woods.md) | Lula Financial | Oakland, California | | Subscription, Fixed fees | | [Amie Shapiro](https://find.wellspent.co/advisors/amie-shapiro.md) | Lula Financial | Oakland, California | | Subscription, Fixed fees | | [Benjamin Packard](https://find.wellspent.co/advisors/benjamin-packard.md) | Lula Financial | Oakland, California | | Subscription, Fixed fees | | [Gerald Fegler](https://find.wellspent.co/advisors/gerald-fegler.md) | Contango Wealth Management | Oakland, California | | Percentage of assets, Hourly, Fixed fees | | [John Spees](https://find.wellspent.co/advisors/john-spees.md) | Granite Capital | Oakland, California | | Percentage of assets | | [Joseph Fuqua](https://find.wellspent.co/advisors/joseph-fuqua.md) | Granite Capital | Oakland, California | | Percentage of assets | | [Scott Jacobs](https://find.wellspent.co/advisors/scott-jacobs.md) | Werba Rubin Papier Wealth Management | Oakland, California | | Percentage of assets | | [Thomas Swift](https://find.wellspent.co/advisors/thomas-swift.md) | Financial Avengers | Oakland, California | | Percentage of assets | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).