# Fee-only financial advisors in La Jolla, California > Start with a fee-only advisor in La Jolla whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Christopher Jaccard of Financial Alternatives, Christina Hammann of Carter Financial and Michael Munson of MYeCFO, chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/us/california/la-jolla/ 39 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in La Jolla? Start with a fee-only advisor in La Jolla whose record matches what you need, then check their fees and SEC record before you call. Records to start with include Christopher Jaccard of Financial Alternatives, Christina Hammann of Carter Financial and Michael Munson of MYeCFO, chosen for their credentials and fees on file. ## How many fee-only advisors in La Jolla are there? The Wellspent public graph lists 39 fee-only advisors in La Jolla, at 12 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in La Jolla focus on? The most common focus among fee-only advisors in La Jolla is retirement planning (21), followed by tax planning (17) and retirees (16). Advisors can list more than one. ## How do fee-only advisors in La Jolla charge? All 39 fee-only advisors in La Jolla with fees on file charge a percentage of assets. Many use more than one: 67% charge fixed fees and 62% charge by the hour. ## How much do fee-only financial advisors charge in California? Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms. ## How many fee-only advisors in La Jolla hold the CFP? 41% of the 39 fee-only advisors in La Jolla hold the CFP certification, based on the credentials listed on each record. ## Does California tax income on top of federal tax? Yes. California has a state income tax, so a financial plan for a California resident should project it alongside federal tax. ## How current is this list of fee-only advisors in La Jolla? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [James Freeman](https://find.wellspent.co/advisors/james-freeman.md) | Financial Alternatives, Inc. | La Jolla, California | CFP | Percentage of assets | | [Gregory Syrios](https://find.wellspent.co/advisors/gregory-syrios.md) | Syrios Wealth Management Group | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Tyler Stearns](https://find.wellspent.co/advisors/tyler-stearns.md) | Castle Coast Wealth | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Aiden Cox](https://find.wellspent.co/advisors/aiden-cox.md) | Canter Wealth | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Babak Gahvari](https://find.wellspent.co/advisors/babak-gahvari.md) | Canter Wealth | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Christina Hammann](https://find.wellspent.co/advisors/christina-hammann.md) | Carter Financial | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Heather Quintero](https://find.wellspent.co/advisors/heather-quintero.md) | Carter Financial | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [James Mellon](https://find.wellspent.co/advisors/james-mellon.md) | Canter Wealth | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Joseph Kalmanovitz](https://find.wellspent.co/advisors/joseph-kalmanovitz.md) | Canter Wealth | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Michael Canzone](https://find.wellspent.co/advisors/michael-canzone.md) | Canter Wealth | La Jolla, California | CFP | Percentage of assets, Fixed fees | | [Beverly Patton](https://find.wellspent.co/advisors/beverly-patton.md) | Syrios Wealth Management Group | La Jolla, California | | Percentage of assets, Fixed fees | | [Abigail Chao](https://find.wellspent.co/advisors/abigail-chao.md) | Cosmos Wealth | La Jolla, California | | Percentage of assets, Hourly | | [Adam Brown](https://find.wellspent.co/advisors/adam-brown.md) | Castle Coast Wealth | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | | [Cassidy Fisher](https://find.wellspent.co/advisors/cassidy-fisher.md) | Castle Coast Wealth | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | | [Charles Gillespie](https://find.wellspent.co/advisors/charles-gillespie.md) | Castle Coast Wealth | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | | [Daniel Mauser](https://find.wellspent.co/advisors/daniel-mauser.md) | Cosmos Wealth | La Jolla, California | | Percentage of assets, Hourly | | [Jeremy Keating](https://find.wellspent.co/advisors/jeremy-keating.md) | Cosmos Wealth | La Jolla, California | | Percentage of assets, Hourly | | [Martin Curiel](https://find.wellspent.co/advisors/martin-curiel.md) | MYeCFO | La Jolla, California | CFA | Percentage of assets, Hourly, Fixed fees | | [Michael Munson](https://find.wellspent.co/advisors/michael-munson.md) | MYeCFO | La Jolla, California | CFA | Percentage of assets, Hourly, Fixed fees | | [Andrew Canter](https://find.wellspent.co/advisors/andrew-canter.md) | Canter Wealth | La Jolla, California | | Percentage of assets, Fixed fees | | [Luke Podbury](https://find.wellspent.co/advisors/luke-podbury.md) | Canter Wealth | La Jolla, California | | Percentage of assets, Fixed fees | | [Ethan Senn](https://find.wellspent.co/advisors/ethan-senn.md) | Sage Stone Wealth Management | La Jolla, California | | Percentage of assets | | [Mary Naber](https://find.wellspent.co/advisors/mary-naber.md) | Sage Stone Wealth Management | La Jolla, California | | Percentage of assets | | [Roy Lopez](https://find.wellspent.co/advisors/roy-lopez.md) | Sage Stone Wealth Management | La Jolla, California | | Percentage of assets | | [Yuliana Mendez](https://find.wellspent.co/advisors/yuliana-mendez.md) | MYeCFO | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | | [Richard Nerad](https://find.wellspent.co/advisors/richard-nerad.md) | Nerad + Deppe Wealth Management | La Jolla, California | | Percentage of assets, Ongoing planning fee, Hourly | | [Steven Deppe](https://find.wellspent.co/advisors/steven-deppe.md) | Nerad + Deppe Wealth Management | La Jolla, California | | Percentage of assets, Ongoing planning fee, Hourly | | [Andrew Hoffarth](https://find.wellspent.co/advisors/andrew-hoffarth.md) | Financial Alternatives | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Jaccard](https://find.wellspent.co/advisors/christopher-jaccard.md) | Financial Alternatives | La Jolla, California | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Damon Robertson](https://find.wellspent.co/advisors/damon-robertson.md) | Financial Alternatives | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Marcelle Kako](https://find.wellspent.co/advisors/marcelle-kako.md) | Financial Alternatives | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Neil Jubaili](https://find.wellspent.co/advisors/neil-jubaili.md) | Cedar Wealth Management | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Pei-Shan Li](https://find.wellspent.co/advisors/pei-shan-li.md) | Financial Alternatives | La Jolla, California | CFP | Percentage of assets, Hourly, Fixed fees | | [Brad Saenz](https://find.wellspent.co/advisors/brad-saenz.md) | Coastwise Capital Group | La Jolla, California | | Percentage of assets, Hourly, Performance-based fees | | [Connor MacKenzie](https://find.wellspent.co/advisors/connor-mackenzie.md) | Financial Alternatives | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | | [Laurie Itkin](https://find.wellspent.co/advisors/laurie-itkin.md) | Coastwise Capital Group | La Jolla, California | | Percentage of assets, Hourly, Performance-based fees | | [Patrick Fischer](https://find.wellspent.co/advisors/patrick-fischer.md) | Coastwise Capital Group | La Jolla, California | | Percentage of assets, Hourly, Performance-based fees | | [Scott Kyle](https://find.wellspent.co/advisors/scott-kyle.md) | Coastwise Capital Group | La Jolla, California | | Percentage of assets, Hourly, Performance-based fees | | [William Tatis-Flanagan](https://find.wellspent.co/advisors/william-tatis-flanagan.md) | Financial Alternatives | La Jolla, California | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).