# Fee-only financial advisors in Toronto, Ontario > Start with a fee-only advisor in Toronto whose record matches what you need, then check their fees and registration before you call. Records to start with include Liz Schieck of New School of Finance, Lisa Zamparo of The Wellth Company and Cherise Berman of Bespoke Financial Consulting Inc., chosen for their credentials and fees on file. Page: https://find.wellspent.co/locations/ca/ontario/toronto/ 32 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## Which fee-only financial advisor should I talk to in Toronto? Start with a fee-only advisor in Toronto whose record matches what you need, then check their fees and registration before you call. Records to start with include Liz Schieck of New School of Finance, Lisa Zamparo of The Wellth Company and Cherise Berman of Bespoke Financial Consulting Inc., chosen for their credentials and fees on file. ## How many fee-only advisors in Toronto are there? The Wellspent public graph lists 34 fee-only advisors in Toronto, at 26 firms. We counted every advisor record that fits, as of October 2026. ## What do fee-only advisors in Toronto focus on? The most common focus among fee-only advisors in Toronto is retirement planning (14), followed by estate planning (11) and small business owners (9). Advisors can list more than one. ## How do fee-only advisors in Toronto charge? The most common fee among fee-only advisors in Toronto is a one-time planning fee, used by 76% of the 17 with fees on file. Many use more than one: 53% charge an ongoing planning fee and 47% charge a flat fee or retainer. ## How many fee-only advisors in Toronto hold the CFP? 59% of the 34 fee-only advisors in Toronto hold the CFP certification, based on the credentials listed on each record. ## How current is this list of fee-only advisors in Toronto? Wellspent last checked these records against firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Andrea Thompson](https://find.wellspent.co/advisors/andrea-thompson.md) | Modern Cents | Toronto, Ontario | CFP, CRPC, CLU, CHS | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly | | [Brenda Hiscock](https://find.wellspent.co/advisors/brenda-hiscock.md) | Objective Financial Partners | Toronto, Ontario | CFP, RHU | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee | | [Michael Spivak](https://find.wellspent.co/advisors/michael-spivak.md) | | Toronto, Ontario | CFP, CPA, CMA | Hourly, Flat fee or retainer, One-time planning fee | | [Chris Merrick](https://find.wellspent.co/advisors/chris-merrick.md) | Merrick Financial Inc. | Toronto, Ontario | CFP, QAFP | Hourly, One-time planning fee, Ongoing planning fee | | [Liz Schieck](https://find.wellspent.co/advisors/liz-schieck.md) | New School of Finance | Toronto, Ontario | CFP | Flat fee or retainer, One-time planning fee | | [Marlene C. Buxton](https://find.wellspent.co/advisors/marlene-c-buxton.md) | Buxton Financial For Retirement | Toronto, Ontario | CFP, CLU, RRC, Chartered Financial Planner | Flat fee or retainer, One-time planning fee | | [Cherise Berman](https://find.wellspent.co/advisors/cherise-berman.md) | Bespoke Financial Consulting Inc. | Toronto, Ontario | CA, CFP, RFP, TEP | Hourly, Ongoing planning fee | | [John Stocking](https://find.wellspent.co/advisors/john-stocking.md) | Evidence Based Finance | Toronto, Ontario | CIM, CIWM, PFP | One-time planning fee, Ongoing planning fee | | [Matthew Ardrey](https://find.wellspent.co/advisors/matthew-ardrey.md) | TriDelta Financial | Toronto, Ontario | CFP, FMA, CIM | Percentage of assets, One-time planning fee | | [Susan Stefura](https://find.wellspent.co/advisors/susan-stefura.md) | Bespoke Financial Consulting Inc. | Toronto, Ontario | CFP, RFP, TEP, FCSI, CDFA | Hourly, Ongoing planning fee | | [Joe Barbieri](https://find.wellspent.co/advisors/joe-barbieri.md) | Joe the Investor | Toronto, Ontario | CFA, BCom, BASc (Civil Eng) | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Adam Fisch](https://find.wellspent.co/advisors/adam-fisch.md) | Stewart & Kett Financial Advisors | Toronto, Ontario | JD, CFA | Ongoing planning fee, One-time planning fee | | [Jason Abbott](https://find.wellspent.co/advisors/jason-abbott.md) | WEALTHdesigns.ca | Toronto, Ontario | CFP, CLU, TEP | | | [Monique Madan](https://find.wellspent.co/advisors/monique-madan.md) | UPotential | Toronto, Ontario | CFP, FMA | | | [Scott Plaskett](https://find.wellspent.co/advisors/scott-plaskett.md) | IRONSHIELD Financial Planning | Toronto, Ontario | CFP | | | [Kathleen Daunt](https://find.wellspent.co/advisors/kathleen-daunt.md) | New School of Finance | Toronto, Ontario | | Flat fee or retainer, One-time planning fee | | [Claudia Soler](https://find.wellspent.co/advisors/claudia-soler.md) | Bright Light Coaching | Toronto, Ontario | CSI-CAFA | Ongoing planning fee, One-time planning fee | | [Eric Vallee](https://find.wellspent.co/advisors/eric-vallee.md) | Novel Financial | Toronto, Ontario | CPA, CA, QAFP | | | [Lisa Zamparo](https://find.wellspent.co/advisors/lisa-zamparo.md) | The Wellth Company | Toronto, Ontario | CPA | One-time planning fee | | [Anita Bruinsma](https://find.wellspent.co/advisors/anita-bruinsma.md) | Clarity Personal Finance | Toronto, Ontario | CFA | | | [Jessica Moorhouse](https://find.wellspent.co/advisors/jessica-moorhouse.md) | | Toronto, Ontario | AFCC | Flat fee or retainer | | [Tim Nash](https://find.wellspent.co/advisors/tim-nash.md) | Good Investing | Toronto, Ontario | | | | [Matthew Sears](https://find.wellspent.co/advisors/matthew-sears.md) | T.E. Wealth | Toronto, Ontario | CFP, CFA | | | [Rona Birenbaum](https://find.wellspent.co/advisors/rona-birenbaum.md) | Caring for Clients | Toronto, Ontario | CFP | | | [Sara Ready](https://find.wellspent.co/advisors/sara-ready.md) | Caring for Clients | Toronto, Ontario | CFP | | | [Shannon Lee Simmons](https://find.wellspent.co/advisors/shannon-lee-simmons.md) | New School of Finance | Toronto, Ontario | CFP, CIM | | | [Vince Murton](https://find.wellspent.co/advisors/vince-murton.md) | IMR Financial Planning Inc. | Toronto, Ontario | CFP, CLU, TEP | | | [William D. Jack](https://find.wellspent.co/advisors/william-d-jack.md) | William D. Jack & Associates | Toronto, Ontario | CFP, FCIA, CPCA | | | [Christopher Keeley](https://find.wellspent.co/advisors/christopher-keeley.md) | Inukshuk Capital Management | Toronto, Ontario | CFA | Percentage of assets | | [Darryl Brown](https://find.wellspent.co/advisors/darryl-brown.md) | You&Yours Financial | Toronto, Ontario | CFA | | | [Kristine Beese](https://find.wellspent.co/advisors/kristine-beese.md) | Untangle Money | Toronto, Ontario | MBA, P.Eng, CSC | | | [Steven Arnott](https://find.wellspent.co/advisors/steven-arnott.md) | Ripple Financial Planning | Toronto, Ontario | CFA, MBA | | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).