# Subscription financial planning

> Subscription financial planning is ongoing advice for a recurring monthly or annual fee, regardless of how much you have invested.

Canonical page: https://find.wellspent.co/glossary/subscription/
Also called: monthly retainer

Subscription models grew among advisors serving younger clients who have income and complexity but not yet large portfolios. Many XY Planning Network members use them.

## Sources

- [XY Planning Network](https://www.xyplanningnetwork.com/)

## Related terms

- [Flat-fee financial planning](https://find.wellspent.co/glossary/flat-fee.md)
- [Hourly financial planning](https://find.wellspent.co/glossary/hourly.md)
- [Assets under management (AUM) fee](https://find.wellspent.co/glossary/aum-fee.md)