# Virtual financial advisors in Tennessee > In Tennessee, look for a fee-only advisor who works by video and shared documents, so your city doesn't limit your choice. Check they're registered to advise in your state. Records to start with include Blair Garner of Garner Financial Management, Joshua Short of OptimalPath Advisors, LLC and Tripp Yates of Eaglestrong Financial. Page: https://find.wellspent.co/by/virtual-financial-advisors/tennessee/ 28 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who work with clients virtually in Tennessee? In Tennessee, look for a fee-only advisor who works by video and shared documents, so your city doesn't limit your choice. Check they're registered to advise in your state. Records to start with include Blair Garner of Garner Financial Management, Joshua Short of OptimalPath Advisors, LLC and Tripp Yates of Eaglestrong Financial. ## How many fee-only advisors who work with clients virtually in Tennessee are there? The Wellspent public graph lists 28 fee-only advisors who work with clients virtually in Tennessee, at 20 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors who work with clients virtually in Tennessee located? Of the 28 fee-only advisors who work with clients virtually in Tennessee, 6 are in Johnson City, followed by 5 in Franklin and 4 in Nashville. ## How do fee-only advisors who work with clients virtually in Tennessee charge? The most common fee among fee-only advisors who work with clients virtually in Tennessee is a percentage of assets, used by 82% of the 28 with fees on file. Many use more than one: 57% charge by the hour and 39% charge fixed fees. ## How many fee-only advisors who work with clients virtually in Tennessee hold the CFP? 68% of the 28 fee-only advisors who work with clients virtually in Tennessee hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## How does Wellspent decide who counts as fee-only advisors who work with clients virtually? We count an advisor here when their firm's website says they work with clients virtually. ## What should I ask fee-only advisors who work with clients virtually in Tennessee? Are you registered in my state? How do we share documents securely? How often do we meet, and how? Can we ever meet in person? ## How current is this list of fee-only advisors who work with clients virtually in Tennessee? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Joshua Short](https://find.wellspent.co/advisors/joshua-short.md) | OptimalPath Advisors, LLC | Church Hill, Tennessee | CFP, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Betsy Hutchins](https://find.wellspent.co/advisors/betsy-hutchins.md) | Forward Financial Planning | Germantown, Tennessee | CFP, CRPC | Flat fee or retainer, Ongoing planning fee | | [Blair Garner](https://find.wellspent.co/advisors/blair-garner.md) | Garner Financial Management | Franklin, Tennessee | CFA, CFP, MS | Percentage of assets | | [John Anderson](https://find.wellspent.co/advisors/john-anderson.md) | Cypress Wealth Management, LLC | Germantown, Tennessee | AIF, CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Kevin Lao](https://find.wellspent.co/advisors/kevin-lao.md) | Imagine Financial Security | Chattanooga, Tennessee | CFP, RICP | Percentage of assets | | [Philip Rutterer](https://find.wellspent.co/advisors/philip-rutterer.md) | Rutterer Planning, LLC | Nashville, Tennessee | CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly | | [Robert DeLucas](https://find.wellspent.co/advisors/robert-delucas.md) | Afton Advisors, LLC | Nashville, Tennessee | CFP, ChFC, MBA, RICP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Shaun Melby](https://find.wellspent.co/advisors/shaun-melby.md) | Melby Wealth Management, LLC | Nashville, Tennessee | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Tripp Yates](https://find.wellspent.co/advisors/tripp-yates.md) | Eaglestrong Financial | Memphis, Tennessee | CFP, CPA/PFS, CPA, PFS | Percentage of assets, Fixed fees | | [Christopher Flis](https://find.wellspent.co/advisors/christopher-flis.md) | Resilient Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee | | [James Blake Bowman](https://find.wellspent.co/advisors/james-blake-bowman.md) | Wave Wealth Planning, LLC | Nashville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Jonathon Jordan](https://find.wellspent.co/advisors/jonathon-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | CFP | Percentage of assets, Hourly | | [Erich von Geis](https://find.wellspent.co/advisors/erich-von-geis.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [Philip Dortch](https://find.wellspent.co/advisors/philip-dortch.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [Alistair Huong](https://find.wellspent.co/advisors/alistair-huong.md) | AdventEdge Financial | Apison, Tennessee | ChFC | One-time planning fee, Ongoing planning fee, Hourly | | [Hiroshi Goto](https://find.wellspent.co/advisors/hiroshi-goto.md) | Goto Financial Advisory | Franklin, Tennessee | CFA | One-time planning fee | | [Nicholas Vantrease](https://find.wellspent.co/advisors/nicholas-vantrease.md) | Provident Wealth | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Derrik Hubbard](https://find.wellspent.co/advisors/derrik-hubbard.md) | Stewardship Solution | Germantown, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Kaitlin Jordan](https://find.wellspent.co/advisors/kaitlin-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | | Percentage of assets, Hourly | | [Paul Brown](https://find.wellspent.co/advisors/paul-brown.md) | Clearstone Wealth Management | Murfreesboro, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Ryan Redmond](https://find.wellspent.co/advisors/ryan-redmond.md) | Stone Pillars Wealth Management | Franklin, Tennessee | | Percentage of assets, Hourly | | [Benjamin Nunn](https://find.wellspent.co/advisors/benjamin-nunn.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Clifford Taylor](https://find.wellspent.co/advisors/clifford-taylor.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Larry Ellis](https://find.wellspent.co/advisors/larry-ellis.md) | Values First Advisors | Johnson City, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [John Cosgrove](https://find.wellspent.co/advisors/john-cosgrove.md) | Kingsman Wealth Management | Ooltewah, Tennessee | | Percentage of assets | | [Kenneth Brewer](https://find.wellspent.co/advisors/kenneth-brewer.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Michael Mitchell](https://find.wellspent.co/advisors/michael-mitchell.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | | [Roy Nunn](https://find.wellspent.co/advisors/roy-nunn.md) | Values First Advisors | Johnson City, Tennessee | | Percentage of assets, Hourly, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).