# One-time financial plans in Florida

> In Florida, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Brian O'Neill of Winged Wealth Management and Financial Planning LLC, Cassandra Smalley of Cassandra Smalley Wealth Management and R. Shea Newton of Financial Journey LLC.

Page: https://find.wellspent.co/by/one-time-financial-plan/florida/
75 fee-only advisors listed; data last updated November 2, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who offer one-time plans in Florida?

In Florida, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Brian O'Neill of Winged Wealth Management and Financial Planning LLC, Cassandra Smalley of Cassandra Smalley Wealth Management and R. Shea Newton of Financial Journey LLC.

## How many fee-only advisors who offer one-time plans in Florida are there?

The Wellspent public graph lists 75 fee-only advisors who offer one-time plans in Florida, at 63 firms. We counted every advisor record that fits, as of November 2026.

## Where are fee-only advisors who offer one-time plans in Florida located?

Of the 75 fee-only advisors who offer one-time plans in Florida, 8 are in Jacksonville, followed by 5 in Orlando and 5 in Gainesville.

## How do fee-only advisors who offer one-time plans in Florida charge?

All 75 fee-only advisors who offer one-time plans in Florida with fees on file charge a one-time planning fee. Many use more than one: 59% charge a percentage of assets and 53% charge an ongoing planning fee.

## How many fee-only advisors who offer one-time plans in Florida hold the CFP?

71% of the 75 fee-only advisors who offer one-time plans in Florida hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in Florida?

Fee-only financial advisors in Florida charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 48 Florida firms.

## How much does a one-time financial plan cost in Florida?

A one-time financial plan from a fee-only firm in Florida has a median price of $2,500. We found this across the published prices of 43 Florida firms.

## How does Wellspent decide who counts as fee-only advisors who offer one-time plans?

We count an advisor here when their listing shows a one-time planning fee.

## What should I ask fee-only advisors who offer one-time plans in Florida?

What will I have in hand when we finish? How many meetings does the price include? Can I come back for an update, and what does that cost? Will you tell me exactly which accounts and funds to use?

## How current is this list of fee-only advisors who offer one-time plans in Florida?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Jorge Soriano](https://find.wellspent.co/advisors/jorge-soriano.md) | Financial Optimist LLC | Saint Petersburg, Florida | CFP, EA | Subscription, One-time planning fee, Hourly |
| [Alex Ammar](https://find.wellspent.co/advisors/alex-ammar.md) | Paradox Financial LLC | Montverde, Florida | CFP | One-time planning fee, Hourly |
| [Cassandra Smalley](https://find.wellspent.co/advisors/cassandra-smalley.md) | Cassandra Smalley Wealth Management | Seminole, Florida | CFP, CFA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Keith Hensley](https://find.wellspent.co/advisors/keith-hensley.md) | Florida Financial Planning | Winter Garden, Florida | CFP | Subscription, One-time planning fee, Hourly |
| [Marcus Miller](https://find.wellspent.co/advisors/marcus-miller.md) | Mainstay Capital LLC | Lakeland, Florida | CFP | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Chris Shoup](https://find.wellspent.co/advisors/chris-shoup.md) | Southshore Financial Planning | Tampa, Florida | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly |
| [Jason Richmond](https://find.wellspent.co/advisors/jason-richmond.md) | Pruitt Richmond Wealth Management | Estero, Florida | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [John West](https://find.wellspent.co/advisors/john-west.md) | Spraker West Wealth Management, Inc. | Winter Park, Florida | CFP, MBA | Percentage of assets, Hourly, One-time planning fee |
| [Kevin Burkle](https://find.wellspent.co/advisors/kevin-burkle.md) | HCP Wealth Planning, LLC | Jacksonville, Florida | CFP | One-time planning fee |
| [Kyle Newell](https://find.wellspent.co/advisors/kyle-newell.md) | Newell Wealth Management | Winter Garden, Florida | CFP, CRPC | Percentage of assets, One-time planning fee, Ongoing planning fee |
| [Otto Rivera](https://find.wellspent.co/advisors/otto-rivera.md) | Mindful Wealth LLC | St Louis, Florida | CFP, EA | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [R. Shea Newton](https://find.wellspent.co/advisors/r-shea-newton.md) | Financial Journey LLC | Pensacola, Florida | CFP, EA, RICP | One-time planning fee, Percentage of assets |
| [Alissa Maizes](https://find.wellspent.co/advisors/alissa-maizes.md) | Amplify My Wealth | Boca Raton, Florida | CFP, JD | Ongoing planning fee, One-time planning fee |
| [Demel Gonzalez](https://find.wellspent.co/advisors/demel-gonzalez.md) | Heartwood Financial Services | Sanford, Florida | CFP | Percentage of assets, One-time planning fee |
| [Desiree Kaul](https://find.wellspent.co/advisors/desiree-kaul.md) | Kaul Financial Solutions | Satellite Beach, Florida | CFP, ChFC, EA | Subscription, One-time planning fee, Hourly |
| [Jeffrey McDermott](https://find.wellspent.co/advisors/jeffrey-mcdermott.md) | Create Wealth Financial Planning, LLC | Jacksonville, Florida | Certified Student Loan Professional, CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [John Krehbiel](https://find.wellspent.co/advisors/john-krehbiel.md) | Krehbiel Financial LLC | Satellite Beach, Florida | CFP, MBA | Ongoing planning fee, One-time planning fee |
| [Joshua Duncan](https://find.wellspent.co/advisors/joshua-duncan.md) | F5 Financial | Venice, Florida | CFP, MS, PhD | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly |
| [Marty O'Leary](https://find.wellspent.co/advisors/marty-oleary.md) | Stadium Financial LLC | Orlando, Florida | CFP, ChFC | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly |
| [Matthew Ferrell](https://find.wellspent.co/advisors/matthew-ferrell.md) | MADE Financial Design | Land O Lakes, Florida | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly |
| [Amy Riddell](https://find.wellspent.co/advisors/amy-riddell.md) | AFT Financial Planning | Tampa, Florida | CFA, CFP | Hourly, One-time planning fee, Ongoing planning fee |
| [Holly Donaldson](https://find.wellspent.co/advisors/holly-donaldson.md) | Holly Donaldson Financial Planning, LLC | Gainesville, Florida | AAMS, CFP, MA, MBA | One-time planning fee, Hourly |
| [Maria Castillo Dominguez](https://find.wellspent.co/advisors/maria-castillo-dominguez.md) | Valoria Wealth Management | Cooper City, Florida | CFP, EA | Flat fee or retainer, Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Mike Noce](https://find.wellspent.co/advisors/mike-noce.md) | Olsen Family Financial, LLC | Saint Petersburg, Florida | CFP, ChFC | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Rebecca Noss](https://find.wellspent.co/advisors/rebecca-noss.md) | Healthy Wealth | Niceville, Florida | CFP, ChFC | Hourly, Ongoing planning fee, One-time planning fee |
| [Greg Hurley](https://find.wellspent.co/advisors/greg-hurley.md) | Hurley Wealth Management Group | Oakland, Florida | CFP, MBA | One-time planning fee |
| [Trishul Patel](https://find.wellspent.co/advisors/trishul-patel.md) | Investing Forever Advisory | West Palm Beach, Florida | BS, CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Audrey Jones](https://find.wellspent.co/advisors/audrey-jones.md) | Financial Life Designs LLC | Lake Mary, Florida | CFP | Percentage of assets, One-time planning fee, Flat fee or retainer, Hourly |
| [Brian O'Neill](https://find.wellspent.co/advisors/brian-oneill.md) | Winged Wealth Management and Financial Planning LLC | Niceville, Florida | CFP, EA | Ongoing planning fee, Hourly, One-time planning fee |
| [Cayden McLaughlin](https://find.wellspent.co/advisors/cayden-mclaughlin.md) | WealthAdvisor365 | Fort Lauderdale, Florida | CFP | One-time planning fee, Subscription, Flat fee or retainer, Percentage of assets |
| [Chris Daunhauer](https://find.wellspent.co/advisors/chris-daunhauer.md) | TrustWell Financial Advisors | Jacksonville, Florida | BA, CFP, M.Ed., MBA | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee |
| [Inga Timmerman](https://find.wellspent.co/advisors/inga-timmerman.md) | Attainable Wealth | Jacksonville, Florida | CFP, PhD | Flat fee or retainer, Hourly, One-time planning fee |
| [Jacob Bartel](https://find.wellspent.co/advisors/jacob-bartel.md) | Birchcreek Wealth Management | Jacksonville, Florida | CFP | Percentage of assets, Flat fee or retainer, Hourly, One-time planning fee |
| [Jen Smith](https://find.wellspent.co/advisors/jen-smith.md) | Pink Streets Financial Planning | St. Petersburg, Florida | CFP | One-time planning fee |
| [Jordan Talbert](https://find.wellspent.co/advisors/jordan-talbert.md) | Creative Wealth Management | Punta Gorda, Florida | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Tristan Jacobi](https://find.wellspent.co/advisors/tristan-jacobi.md) | Creative Wealth Management | Punta Gorda, Florida | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Drew Prescott](https://find.wellspent.co/advisors/drew-prescott.md) | Ocean Breeze LLC | Winter Garden, Florida | CFP | One-time planning fee |
| [Frank Garcia](https://find.wellspent.co/advisors/frank-garcia.md) | Frankly Finances | Winter Park, Florida | CFP, CFA | Hourly, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Jarett Busacca](https://find.wellspent.co/advisors/jarett-busacca.md) | Venture Wealth Solutions | Winter Park, Florida | CFP | Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Maria Erickson](https://find.wellspent.co/advisors/maria-erickson.md) | Freedom Financial & Business Planning | Saint Petersburg, Florida | CFP | Hourly, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Matthew McGahey](https://find.wellspent.co/advisors/matthew-mcgahey.md) | Steadfast Financial Services | Altamonte Springs, Florida | CFP, ChFC | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Michael Macke](https://find.wellspent.co/advisors/michael-macke.md) | Wealth 73 | Jacksonville, Florida | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Percentage of assets |
| [Ross Cutler](https://find.wellspent.co/advisors/ross-cutler.md) | King Tide Advisors | Stuart, Florida | CFP | Hourly, One-time planning fee, Percentage of assets |
| [Dale Hershman](https://find.wellspent.co/advisors/dale-hershman.md) | Sick Advisory Services | Boca Raton, Florida |   | Subscription, One-time planning fee, Hourly |
| [James Moore](https://find.wellspent.co/advisors/james-moore-4165738.md) | Campbell Financial Partners | Bradenton, Florida | CFP | Percentage of assets, One-time planning fee, Ongoing planning fee |
| [Pamela Bergeson](https://find.wellspent.co/advisors/pamela-bergeson.md) | Tailwind Financial Planning | Madeira Beach, Florida | CFP | Ongoing planning fee, One-time planning fee |
| [Matthew Riggins](https://find.wellspent.co/advisors/matthew-riggins.md) | Mash Financial Planning | Jacksonville, Florida | CFP | Percentage of assets, One-time planning fee |
| [Chris Parker](https://find.wellspent.co/advisors/chris-parker.md) | Parker Financial Planning | Bradenton, Florida | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee, Flat fee or retainer |
| [Harold Carmean](https://find.wellspent.co/advisors/harold-carmean.md) | Creative Wealth Management | Punta Gorda, Florida |   | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Jacob Carris](https://find.wellspent.co/advisors/jacob-carris.md) | Jake Carris Financial Planning | Orlando, Florida | CFP, CFA | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |

Showing the first 50 of 75. The full list, page by page: https://find.wellspent.co/by/one-time-financial-plan/florida/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).