# One-time financial plans in California

> In California, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Larson Patty of Rothman Investment Management, Lorne Abramson of Abramson Financial Planning, LLC and Pamela Chen of Refresh Investments LLC.

Page: https://find.wellspent.co/by/one-time-financial-plan/california/
191 fee-only advisors listed; data last updated November 2, 2026.
Fee-only means paid only by clients, never by commissions.

## How do I find fee-only advisors who offer one-time plans in California?

In California, look for a fee-only advisor who sells a plan as a project, with a set scope and price. You get a written plan and carry it out yourself, without an ongoing relationship. Records to start with include Larson Patty of Rothman Investment Management, Lorne Abramson of Abramson Financial Planning, LLC and Pamela Chen of Refresh Investments LLC.

## How many fee-only advisors who offer one-time plans in California are there?

The Wellspent public graph lists 191 fee-only advisors who offer one-time plans in California, at 146 firms. We counted every advisor record that fits, as of November 2026.

## Where are fee-only advisors who offer one-time plans in California located?

Of the 191 fee-only advisors who offer one-time plans in California, 16 are in San Diego, followed by 13 in San Francisco and 10 in Los Angeles.

## How do fee-only advisors who offer one-time plans in California charge?

All 191 fee-only advisors who offer one-time plans in California with fees on file charge a one-time planning fee. Many use more than one: 51% charge by the hour and 51% charge a percentage of assets.

## How many fee-only advisors who offer one-time plans in California hold the CFP?

70% of the 191 fee-only advisors who offer one-time plans in California hold the CFP certification, based on the credentials listed on each record.

## How much do fee-only financial advisors charge in California?

Fee-only financial advisors in California charge a median of $6,000 a year for ongoing planning. We found this across the published prices of 112 California firms.

## How much does a one-time financial plan cost in California?

A one-time financial plan from a fee-only firm in California has a median price of $2,500. We found this across the published prices of 111 California firms.

## How does Wellspent decide who counts as fee-only advisors who offer one-time plans?

We count an advisor here when their listing shows a one-time planning fee.

## What should I ask fee-only advisors who offer one-time plans in California?

What will I have in hand when we finish? How many meetings does the price include? Can I come back for an update, and what does that cost? Will you tell me exactly which accounts and funds to use?

## How current is this list of fee-only advisors who offer one-time plans in California?

Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record.

## Advisors

| Advisor | Firm | Location | Credentials | Fees |
|---|---|---|---|---|
| [Al Faber](https://find.wellspent.co/advisors/al-faber.md) | DIWY Financial Planning | Los Angeles, California | CFP, ChFC, CLU, MBA | One-time planning fee, Hourly |
| [Emily Nilsson](https://find.wellspent.co/advisors/emily-nilsson.md) | Brava Financial, LLC | San Diego, California | CDFA, CFP, JD | One-time planning fee, Hourly |
| [Mary Ann Sullivan](https://find.wellspent.co/advisors/mary-ann-sullivan.md) | 395 Financial Planning | Mammoth Lakes, California | CFP, RICP | Subscription, One-time planning fee |
| [Michael Halper](https://find.wellspent.co/advisors/michael-halper.md) | Strateon Intelligent Wealth | Simi Valley, California | CFP | Subscription, One-time planning fee, Hourly |
| [Michael Rodriguez](https://find.wellspent.co/advisors/michael-rodriguez.md) | Equanimity Wealth | Glendale, California | CFP | Subscription, One-time planning fee, Hourly |
| [Shannon Fleener](https://find.wellspent.co/advisors/shannon-fleener.md) | Sage Financial Planning | San Diego, California | CFP | Subscription, One-time planning fee, Hourly |
| [Aaron Hatch](https://find.wellspent.co/advisors/aaron-hatch.md) | Woven Capital | Redding, California | CFP | Percentage of assets, One-time planning fee |
| [Carmetta Joyner](https://find.wellspent.co/advisors/carmetta-joyner.md) | Joyner Financial Planning LLC | San Francisco, California | CFP | One-time planning fee, Hourly |
| [Christina Empedocles](https://find.wellspent.co/advisors/christina-empedocles.md) | Insight Personal Finance | San Francisco, California | CFP | Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee |
| [David Lyon](https://find.wellspent.co/advisors/david-lyon.md) | Lyon Wealth Advisory | San Deigo, California | CFP, EA, CRPC | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Gerardo Garcia Jr](https://find.wellspent.co/advisors/gerardo-garcia-jr.md) | Confianza Wealth Management | Vista, California | CFP, MBA | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Patrick Yaghoobians](https://find.wellspent.co/advisors/patrick-yaghoobians.md) | Noor Financial Services | Los Angeles, California | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Praveen Krishnamurthy](https://find.wellspent.co/advisors/praveen-krishnamurthy.md) | Empower Financial | Fremont, California | CFP | One-time planning fee, Hourly |
| [Tommy Lopez](https://find.wellspent.co/advisors/tommy-lopez.md) | Coffeehouse Capital LLC \| Financial Planning and Wealth Management | Fresno, California | CFP, CRPC | Hourly, One-time planning fee |
| [Alan Nelson](https://find.wellspent.co/advisors/alan-nelson.md) | Measured Money Maneuvers LLC | Solana Beach, California | CFP, ChFC, MBA | Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee |
| [Ariadne Horstman](https://find.wellspent.co/advisors/ariadne-horstman.md) | Tamarind Financial Planning | Palo Alto, California | CFP, RLP | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Carolyn Masline](https://find.wellspent.co/advisors/carolyn-masline.md) | CareGen Wealth Management | San Mateo, California | CDFA, CFP, MBA | Percentage of assets, One-time planning fee, Hourly, Ongoing planning fee |
| [Emilie Goldman](https://find.wellspent.co/advisors/emilie-goldman.md) | Tamarind Financial Planning | Palo Alto, California | CFA, CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Greg Crofton](https://find.wellspent.co/advisors/greg-crofton.md) | Adap Tax Financial, Inc. | Pleasanton, California | CFP, EA | Hourly, Flat fee or retainer, One-time planning fee, Percentage of assets |
| [Rosario Chacón](https://find.wellspent.co/advisors/rosario-chacon-10416.md) | Wealth-Source Financial | Oakland, California | CFP, CSLP, CDFA, EA | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Said Israilov](https://find.wellspent.co/advisors/said-israilov.md) | Israilov Financial | San Francisco, California | CFP | Percentage of assets, One-time planning fee |
| [Shannon Grey](https://find.wellspent.co/advisors/shannon-grey.md) | InvestEdge Planning | San Diego, California | CFP, CRPC | Percentage of assets, Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Sridhar Krishnan](https://find.wellspent.co/advisors/sridhar-krishnan.md) | Encover Personal Finance LLC | Fremont, California | BS, CFP, MBA | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly |
| [William Cuthbertson](https://find.wellspent.co/advisors/william-cuthbertson.md) | Fiscalis Advisory, Inc. | Mission Viejo, California | CFP, EA, MBA | Ongoing planning fee, One-time planning fee |
| [Anandi Krishnamurthy](https://find.wellspent.co/advisors/anandi-krishnamurthy.md) | AKrish Financial Advisory | Cupertino, California | CFP | Hourly, One-time planning fee, Ongoing planning fee, Flat fee or retainer |
| [Carol Somoano](https://find.wellspent.co/advisors/carol-somoano.md) | Asset Planning | Los Alamitos, California | CFP, MBA | Percentage of assets, One-time planning fee, Hourly |
| [Cynthia Jabr](https://find.wellspent.co/advisors/cynthia-jabr.md) | Brand New Day Wealth Planning | Los Angeles, California | CFP | Flat fee or retainer, Hourly, One-time planning fee |
| [Deirdre Hegarty](https://find.wellspent.co/advisors/deirdre-hegarty.md) | Branch & Bloom Financial Planning, LLC | Menlo Park, California | CFP | One-time planning fee, Ongoing planning fee, Hourly, Flat fee or retainer |
| [Gina Hagen](https://find.wellspent.co/advisors/gina-hagen.md) | Full Circle Financial Planning | Topanga, California | CFP, CPA | Hourly, Percentage of assets, One-time planning fee, Ongoing planning fee |
| [Gitanjali Kumar](https://find.wellspent.co/advisors/gitanjali-kumar.md) | Worthique LLC | San Francisco, California | CFP | Ongoing planning fee, One-time planning fee, Hourly |
| [Jacob Greenberg](https://find.wellspent.co/advisors/jacob-greenberg.md) | Pure Financial Advisors, LLC | San Diego, California | AIF, CFP, ChFC, MPH, JD, CRPC, MBA, MSBA | Percentage of assets, One-time planning fee |
| [John Pak](https://find.wellspent.co/advisors/john-pak.md) | Otium Advisory Group | El Segundo, California | BA, CFP, EA, MST, RICP | Flat fee or retainer, Hourly, One-time planning fee |
| [Jose Armenta](https://find.wellspent.co/advisors/jose-armenta.md) | Create Your Path | San Diego, California | CFP, ChFC, EA, MSBA, MSFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee, Hourly |
| [Kate Wilusz](https://find.wellspent.co/advisors/kate-wilusz.md) | Fiat Lux Financial Planning | San Francisco, California | CFP, CRPC | Ongoing planning fee, One-time planning fee |
| [Krystal Fortner](https://find.wellspent.co/advisors/krystal-fortner.md) | Krystal Fortner | Richmond, California | CFP | Subscription, One-time planning fee |
| [Leighann Miko](https://find.wellspent.co/advisors/leighann-miko.md) | Equalis Financial | Los Angeles, California | CFP, MST, RLP, BA, MA | Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Lorne Abramson](https://find.wellspent.co/advisors/lorne-abramson.md) | Abramson Financial Planning, LLC | Burlingame, California | CFA, CFP, CTEC, EA, MBA | Flat fee or retainer, Hourly, One-time planning fee |
| [Nannette Belt](https://find.wellspent.co/advisors/nannette-belt.md) | Inspiration Financial Planning LLC | Carlsbad, California | CFP, RICP, MBA | Ongoing planning fee, Percentage of assets, One-time planning fee |
| [Neil Portus](https://find.wellspent.co/advisors/neil-portus.md) | Olivehurst Advisors LLC | Roseville, California | CFP, CFA, MBA, TPCP | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Steve Heinemann](https://find.wellspent.co/advisors/steve-heinemann.md) | Recalibrating Wealth | Fountain Valley, California | CFP, CPA | Percentage of assets, Flat fee or retainer, Hourly, Ongoing planning fee, One-time planning fee |
| [Steven Fox](https://find.wellspent.co/advisors/steven-fox.md) | AdviceOnly | San Diego, California | CFP, EA, BFA, MS | Subscription, One-time planning fee, Hourly |
| [Tara Unverzagt](https://find.wellspent.co/advisors/tara-unverzagt.md) | South Bay Financial Partners | Torrance, California | CFP, MBA | Hourly, One-time planning fee, Ongoing planning fee |
| [Catherine Hawley](https://find.wellspent.co/advisors/catherine-hawley.md) | Hawley Personal Finance | Los Angeles, California | CFP | Hourly, Flat fee or retainer, One-time planning fee, Ongoing planning fee |
| [Cheryl Vesely](https://find.wellspent.co/advisors/cheryl-vesely.md) | Balance Financial Planning, LLC | Oakland, California | CFP, MA | Percentage of assets, Hourly, One-time planning fee, Ongoing planning fee |
| [Eric Amzalag](https://find.wellspent.co/advisors/eric-amzalag.md) | Peak Financial Planning | Canoga Park, California | CFP, RICP | Flat fee or retainer, Percentage of assets, Ongoing planning fee, One-time planning fee |
| [Galen Herbst de Cortina](https://find.wellspent.co/advisors/galen-herbst-de-cortina.md) | Buff Your Finances, LLC | Newbury Park, California | CFP, MBA | One-time planning fee |
| [James McDougal](https://find.wellspent.co/advisors/james-mcdougal.md) | HiFi Planning | Long Beach, California | CFP, ECA | One-time planning fee, Hourly |
| [Joseph Alfonso](https://find.wellspent.co/advisors/joseph-alfonso.md) | Aegis Financial Advisory | Cupertino, California | CFP, ChFC, EA, RICP, RSSA, TPCP | Flat fee or retainer, Ongoing planning fee, One-time planning fee |
| [Meghan Coolbaugh](https://find.wellspent.co/advisors/meghan-coolbaugh.md) | Oak Street Advisory Group, LLC | Nevada City, California | CFP, MA | Percentage of assets, One-time planning fee, Flat fee or retainer |
| [Mike Anderson](https://find.wellspent.co/advisors/mike-anderson.md) | AdviceOnly | Murrieta, California | CFP | Hourly, Flat fee or retainer, Ongoing planning fee, One-time planning fee |

Showing the first 50 of 191. The full list, page by page: https://find.wellspent.co/by/one-time-financial-plan/california/?page=2

## About this data

Sources and verification: https://find.wellspent.co/methodology/
Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).