# Financial advisors with no minimum in North Carolina > In North Carolina, look for a fee-only firm that says on its own website that it has no asset minimum. Those firms usually charge a flat, hourly, or subscription fee instead of a percentage of assets. Records to start with include James Charles of Sanctuary Financial Planning, LLC, Ohan Kayikchyan, PhD of Alohana Financial and Chuck Clifton of Sycamore Financial Planning, LLC. Page: https://find.wellspent.co/by/no-minimum-financial-advisors/north-carolina/ 25 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors at firms with no asset minimum in North Carolina? In North Carolina, look for a fee-only firm that says on its own website that it has no asset minimum. Those firms usually charge a flat, hourly, or subscription fee instead of a percentage of assets. Records to start with include James Charles of Sanctuary Financial Planning, LLC, Ohan Kayikchyan, PhD of Alohana Financial and Chuck Clifton of Sycamore Financial Planning, LLC. ## How many fee-only advisors at firms with no asset minimum in North Carolina are there? The Wellspent public graph lists 25 fee-only advisors at firms with no asset minimum in North Carolina, at 14 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors at firms with no asset minimum in North Carolina located? Of the 25 fee-only advisors at firms with no asset minimum in North Carolina, 13 are in Raleigh, followed by 4 in Charlotte and 3 in Chapel Hill. ## How do fee-only advisors at firms with no asset minimum in North Carolina charge? The most common fee among fee-only advisors at firms with no asset minimum in North Carolina is a percentage of assets, used by 68% of the 25 with fees on file. Many use more than one: 48% charge fixed fees and 32% charge an ongoing planning fee. ## How many fee-only advisors at firms with no asset minimum in North Carolina hold the CFP? 48% of the 25 fee-only advisors at firms with no asset minimum in North Carolina hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in North Carolina? Fee-only financial advisors in North Carolina charge a median of $4,500 a year for ongoing planning. We found this across the published prices of 33 North Carolina firms. ## How much does a one-time financial plan cost in North Carolina? A one-time financial plan from a fee-only firm in North Carolina has a median price of $1,950. We found this across the published prices of 19 North Carolina firms. ## How does Wellspent decide who counts as fee-only advisors at firms with no asset minimum? We count an advisor here when their firm's website states it has no asset minimum. ## What should I ask fee-only advisors at firms with no asset minimum in North Carolina? If there's no asset minimum, is there a minimum fee? What would I pay in dollars each year? Do you take clients at my stage? What's included at that price? ## How current is this list of fee-only advisors at firms with no asset minimum in North Carolina? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Justin May](https://find.wellspent.co/advisors/justin-may.md) | Old Peak Finance | Chapel Hill, North Carolina | CFP, MBA | Flat fee or retainer, Percentage of assets | | [Mike Davis](https://find.wellspent.co/advisors/mike-davis.md) | Legs Financial | Greensboro, North Carolina | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Chuck Clifton](https://find.wellspent.co/advisors/chuck-clifton.md) | Sycamore Financial Planning, LLC | Charlotte, North Carolina | CDFA, CFP, MBA | Hourly | | [James Charles](https://find.wellspent.co/advisors/james-charles.md) | Sanctuary Financial Planning, LLC | Charlotte, North Carolina | CDFA, CFA, CFP, MS | Flat fee or retainer, Ongoing planning fee | | [Justin Horowitz](https://find.wellspent.co/advisors/justin-horowitz.md) | Just Advising | Raleigh, North Carolina | CFP | Subscription, One-time planning fee | | [Matt Johnson](https://find.wellspent.co/advisors/matt-johnson.md) | Defining Legacy Financial Advisors LLC | Greensboro, North Carolina | CFP | Ongoing planning fee | | [Ohan Kayikchyan, PhD](https://find.wellspent.co/advisors/ohan-kayikchyan-phd.md) | Alohana Financial | Durham, North Carolina | CFP, RLP, EA | Percentage of assets, Ongoing planning fee | | [Austin Moore](https://find.wellspent.co/advisors/austin-moore.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Miller Hoffman](https://find.wellspent.co/advisors/miller-hoffman.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Stephanie Williams](https://find.wellspent.co/advisors/stephanie-williams.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Timothy Whitney](https://find.wellspent.co/advisors/timothy-whitney.md) | TradeWinds | Raleigh, North Carolina | CFP | Percentage of assets, Fixed fees | | [Fritzner Jean](https://find.wellspent.co/advisors/fritzner-jean.md) | Geometric Advisors | Charlotte, North Carolina | CFP | Percentage of assets | | [Trigg Williamson](https://find.wellspent.co/advisors/trigg-williamson.md) | Advisor.com | Charlotte, North Carolina | | Flat fee or retainer, Percentage of assets, Ongoing planning fee | | [Christopher Sherman](https://find.wellspent.co/advisors/christopher-sherman.md) | Sherman Financial | Chapel Hill, North Carolina | | Hourly, Ongoing planning fee, One-time planning fee | | [Damon Bremer](https://find.wellspent.co/advisors/damon-bremer.md) | Sherman Financial | Chapel Hill, North Carolina | | Hourly, Ongoing planning fee, One-time planning fee | | [Emma Schneider](https://find.wellspent.co/advisors/emma-schneider.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [James Bowie](https://find.wellspent.co/advisors/james-bowie.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Martin Boney](https://find.wellspent.co/advisors/martin-boney.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Ralston Turner](https://find.wellspent.co/advisors/ralston-turner.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Stephen Ross](https://find.wellspent.co/advisors/stephen-ross.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Todd Shand](https://find.wellspent.co/advisors/todd-shand.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Tracey Nobles](https://find.wellspent.co/advisors/tracey-nobles.md) | TradeWinds | Raleigh, North Carolina | | Percentage of assets, Fixed fees | | [Ryan Bannister](https://find.wellspent.co/advisors/ryan-bannister.md) | 1Up Financial Advisors | Cary, North Carolina | | Ongoing planning fee, Hourly, Flat fee or retainer | | [Matthew Choplin](https://find.wellspent.co/advisors/matthew-choplin.md) | Innovest Strategies | Raleigh, North Carolina | | Percentage of assets | | [Raymond Walsh](https://find.wellspent.co/advisors/raymond-walsh.md) | Your Capital Financial | Winston Salem, North Carolina | | Percentage of assets, Fixed fees | ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).