# Hourly financial advisors in Tennessee > In Tennessee, look for a fee-only advisor who bills for the time you use, with no need to move your accounts. Hourly work suits a single question, a second opinion, or people who manage their own money. Records to start with include Stacey Hyde of Envision Financial Planning, LLC, Blair Garner of Garner Financial Management and Jaime Ruff of HB Wealth. Page: https://find.wellspent.co/by/hourly-financial-advisors/tennessee/ 363 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who charge by the hour in Tennessee? In Tennessee, look for a fee-only advisor who bills for the time you use, with no need to move your accounts. Hourly work suits a single question, a second opinion, or people who manage their own money. Records to start with include Stacey Hyde of Envision Financial Planning, LLC, Blair Garner of Garner Financial Management and Jaime Ruff of HB Wealth. ## How many fee-only advisors who charge by the hour in Tennessee are there? The Wellspent public graph lists 363 fee-only advisors who charge by the hour in Tennessee, at 131 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors who charge by the hour in Tennessee located? Of the 363 fee-only advisors who charge by the hour in Tennessee, 65 are in Knoxville, followed by 58 in Memphis and 47 in Franklin. ## How do fee-only advisors who charge by the hour in Tennessee charge? The most common fee among fee-only advisors who charge by the hour in Tennessee is a percentage of assets, used by 98% of the 363 with fees on file. Many use more than one: 93% charge by the hour and 72% charge fixed fees. ## How many fee-only advisors who charge by the hour in Tennessee hold the CFP? 44% of the 363 fee-only advisors who charge by the hour in Tennessee hold the CFP certification, based on the credentials listed on each record. ## How much do fee-only financial advisors charge in Tennessee? Fee-only financial advisors in Tennessee charge a median of $4,200 a year for ongoing planning. We found this across the published prices of 13 Tennessee firms. ## How much does a one-time financial plan cost in Tennessee? A one-time financial plan from a fee-only firm in Tennessee has a median price of $2,000. We found this across the published prices of 15 Tennessee firms. ## How does Wellspent decide who counts as fee-only advisors who charge by the hour? We count an advisor as hourly when their listing or their firm's Form ADV says the firm charges by the hour. ## What should I ask fee-only advisors who charge by the hour in Tennessee? What's your hourly rate, and how many hours would my question take? Do you have a minimum number of hours? Will I get a written plan or only a conversation? Do you also offer ongoing work if I want it later? ## How current is this list of fee-only advisors who charge by the hour in Tennessee? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Jaime Ruff](https://find.wellspent.co/advisors/jaime-ruff.md) | HB Wealth | Nashville, Tennessee | CFP, CPA/PFS, MBA, CFDS | Percentage of assets, Flat fee or retainer | | [Matthew Hale](https://find.wellspent.co/advisors/matthew-hale.md) | Make the Memory Financial Planning | Johnson City, Tennessee | CFP | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Mitchell Anderson](https://find.wellspent.co/advisors/mitchell-anderson.md) | EFinancial Alliance | Franklin, Tennessee | CFP, MBA | One-time planning fee, Percentage of assets | | [Jay Zigmont](https://find.wellspent.co/advisors/jay-zigmont.md) | Childfree Wealth | Mount Juliet, Tennessee | CFP, PhD, MBA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Joshua Short](https://find.wellspent.co/advisors/joshua-short.md) | OptimalPath Advisors, LLC | Church Hill, Tennessee | CFP, EA | Flat fee or retainer, Ongoing planning fee, One-time planning fee | | [Roland McIntyre](https://find.wellspent.co/advisors/roland-mcintyre.md) | Mountaintop Wealth LLC | Chattanooga, Tennessee | CFP, ChFC | Percentage of assets, One-time planning fee, Flat fee or retainer, Ongoing planning fee | | [Timothy Kirch](https://find.wellspent.co/advisors/timothy-kirch.md) | Nashville Financial Planning | Franklin, Tennessee | CFP | One-time planning fee, Ongoing planning fee | | [Blair Garner](https://find.wellspent.co/advisors/blair-garner.md) | Garner Financial Management | Franklin, Tennessee | CFA, CFP, MS | Percentage of assets | | [Celia Brugge](https://find.wellspent.co/advisors/celia-brugge.md) | Dogwood Financial Planning | Memphis, Tennessee | CFP, MBA | Hourly, One-time planning fee | | [John Anderson](https://find.wellspent.co/advisors/john-anderson.md) | Cypress Wealth Management, LLC | Germantown, Tennessee | AIF, CFP | Percentage of assets, Flat fee or retainer, One-time planning fee | | [Kevin Lao](https://find.wellspent.co/advisors/kevin-lao.md) | Imagine Financial Security | Chattanooga, Tennessee | CFP, RICP | Percentage of assets | | [Philip Rutterer](https://find.wellspent.co/advisors/philip-rutterer.md) | Rutterer Planning, LLC | Nashville, Tennessee | CFP, MBA | Percentage of assets, Ongoing planning fee, One-time planning fee, Hourly | | [Shaun Melby](https://find.wellspent.co/advisors/shaun-melby.md) | Melby Wealth Management, LLC | Nashville, Tennessee | CFP | Percentage of assets, Ongoing planning fee, One-time planning fee | | [Christopher Hodges](https://find.wellspent.co/advisors/christopher-hodges.md) | Hodges Financial Group | Nashville, Tennessee | CFP, CPFA | Percentage of assets, Hourly, Fixed fees | | [Justin Porter](https://find.wellspent.co/advisors/justin-porter.md) | Porter Wealth Management, LLC | Nashville, Tennessee | CFP, CPA/PFS, JD, CPA | Percentage of assets, Hourly, Fixed fees | | [Stacey Hyde](https://find.wellspent.co/advisors/stacey-hyde.md) | Envision Financial Planning, LLC | Memphis, Tennessee | CFA, CFP, CPA | Percentage of assets, Hourly | | [Troy Von Haefen](https://find.wellspent.co/advisors/troy-von-haefen.md) | Von Haefen Financial Management | Nashville, Tennessee | CFP | Flat fee or retainer, Ongoing planning fee | | [Carl von dem Bussche](https://find.wellspent.co/advisors/carl-von-dem-bussche.md) | Financial Guidance Group, Inc. | Franklin, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Flis](https://find.wellspent.co/advisors/christopher-flis.md) | Resilient Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Flat fee or retainer, Ongoing planning fee, Hourly, One-time planning fee | | [Kyle Kuyat](https://find.wellspent.co/advisors/kyle-kuyat.md) | Defining Wealth | Franklin, Tennessee | CFP | Flat fee or retainer, One-time planning fee, Percentage of assets, Hourly, Subscription | | [James Blake Bowman](https://find.wellspent.co/advisors/james-blake-bowman.md) | Wave Wealth Planning, LLC | Nashville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Skee Orr](https://find.wellspent.co/advisors/skee-orr.md) | Kinetic Wealth | Knoxville, Tennessee | AIF, ATP, CFP | Percentage of assets, Hourly | | [Austin McLaughlin](https://find.wellspent.co/advisors/austin-mclaughlin.md) | Retirement Planning Services | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Connor Cox](https://find.wellspent.co/advisors/connor-cox.md) | ProffittGoodson Private Wealth | Knoxville, Tennessee | CFP | Percentage of assets, Hourly | | [Jonathon Jordan](https://find.wellspent.co/advisors/jonathon-jordan.md) | Stone Pillars Wealth Management | Franklin, Tennessee | CFP | Percentage of assets, Hourly | | [Spencer Hall](https://find.wellspent.co/advisors/spencer-hall.md) | Retirement Planning Services | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [William McDonald](https://find.wellspent.co/advisors/william-mcdonald.md) | Retirement Planning Solutions | Nolensville, Tennessee | BS, CPA/PFS | Percentage of assets, Hourly | | [April Lowery](https://find.wellspent.co/advisors/april-lowery.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher Purcell](https://find.wellspent.co/advisors/christopher-purcell.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [David Hodges](https://find.wellspent.co/advisors/david-hodges.md) | Integra Wealth | Chattanooga, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [David Scully](https://find.wellspent.co/advisors/david-scully.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Erich von Geis](https://find.wellspent.co/advisors/erich-von-geis.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [Jacob Eason](https://find.wellspent.co/advisors/jacob-eason.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Jacob Samuels](https://find.wellspent.co/advisors/jacob-samuels.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [James Chaney](https://find.wellspent.co/advisors/james-chaney.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Kyle Gowen](https://find.wellspent.co/advisors/kyle-gowen.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP, CFA | Percentage of assets, Hourly, Fixed fees | | [Lukas McCalla](https://find.wellspent.co/advisors/lukas-mccalla.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Martin Kelman](https://find.wellspent.co/advisors/martin-kelman.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Patrick O'Hearn](https://find.wellspent.co/advisors/patrick-o-hearn.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Peyton Wade](https://find.wellspent.co/advisors/peyton-wade.md) | Duncan Williams Asset Management | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Philip Dortch](https://find.wellspent.co/advisors/philip-dortch.md) | Aspire Private Wealth Counsel | Knoxville, Tennessee | CFP | Percentage of assets, One-time planning fee | | [William Steinberg](https://find.wellspent.co/advisors/william-steinberg.md) | Kelman-Lazarov | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [William Welborn](https://find.wellspent.co/advisors/william-welborn.md) | Hoskins Financial | Nashville, Tennessee | CFP | Percentage of assets, Hourly | | [Aaron Nolan](https://find.wellspent.co/advisors/aaron-nolan.md) | PYA Waltman Capital | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | | [Alistair Huong](https://find.wellspent.co/advisors/alistair-huong.md) | AdventEdge Financial | Apison, Tennessee | ChFC | One-time planning fee, Ongoing planning fee, Hourly | | [Andrew Clement](https://find.wellspent.co/advisors/andrew-clement.md) | Alongside Wealth | Nolensville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Benjamin Amos](https://find.wellspent.co/advisors/benjamin-amos.md) | RMG Advisors | Nashville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Barthol](https://find.wellspent.co/advisors/brian-barthol.md) | William Howard & Co. Financial Advisors | Memphis, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Byron Studdard](https://find.wellspent.co/advisors/byron-studdard.md) | Studdard Financial | Germantown, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees | | [Caden Mumford](https://find.wellspent.co/advisors/caden-mumford.md) | PYA Waltman Capital | Knoxville, Tennessee | CFP | Percentage of assets, Hourly, Fixed fees, Performance-based fees | Showing the first 50 of 363. The full list, page by page: https://find.wellspent.co/by/hourly-financial-advisors/tennessee/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).