# Hourly financial advisors in Kentucky > In Kentucky, look for a fee-only advisor who bills for the time you use, with no need to move your accounts. Hourly work suits a single question, a second opinion, or people who manage their own money. Records to start with include Patrick Lach of Lach Financial, Andrew Sloan of Bluegrass Financial Planning, LLC and Shawn Hannegan of Hannegan Wealth Management LLC. Page: https://find.wellspent.co/by/hourly-financial-advisors/kentucky/ 83 fee-only advisors listed; data last updated October 30, 2026. Fee-only means paid only by clients, never by commissions. ## How do I find fee-only advisors who charge by the hour in Kentucky? In Kentucky, look for a fee-only advisor who bills for the time you use, with no need to move your accounts. Hourly work suits a single question, a second opinion, or people who manage their own money. Records to start with include Patrick Lach of Lach Financial, Andrew Sloan of Bluegrass Financial Planning, LLC and Shawn Hannegan of Hannegan Wealth Management LLC. ## How many fee-only advisors who charge by the hour in Kentucky are there? The Wellspent public graph lists 83 fee-only advisors who charge by the hour in Kentucky, at 44 firms. We counted every advisor record that fits, as of October 2026. ## Where are fee-only advisors who charge by the hour in Kentucky located? Of the 83 fee-only advisors who charge by the hour in Kentucky, 28 are in Lexington, followed by 19 in Louisville and 5 in Ft. Mitchell. ## How do fee-only advisors who charge by the hour in Kentucky charge? The most common fee among fee-only advisors who charge by the hour in Kentucky is a percentage of assets, used by 93% of the 83 with fees on file. Many use more than one: 84% charge by the hour and 63% charge fixed fees. ## How many fee-only advisors who charge by the hour in Kentucky hold the CFP? 47% of the 83 fee-only advisors who charge by the hour in Kentucky hold the CFP certification, based on the credentials listed on each record. ## How does Wellspent decide who counts as fee-only advisors who charge by the hour? We count an advisor as hourly when their listing or their firm's Form ADV says the firm charges by the hour. ## What should I ask fee-only advisors who charge by the hour in Kentucky? What's your hourly rate, and how many hours would my question take? Do you have a minimum number of hours? Will I get a written plan or only a conversation? Do you also offer ongoing work if I want it later? ## How current is this list of fee-only advisors who charge by the hour in Kentucky? Wellspent last checked these records against SEC records in October 2026 and firm websites in October 2026. Each advisor's page shows the date for that record. ## Advisors | Advisor | Firm | Location | Credentials | Fees | |---|---|---|---|---| | [Tim Witham](https://find.wellspent.co/advisors/tim-witham.md) | Balanced Life Planning LLC | Villa Hills, Kentucky | CFP | Percentage of assets, Ongoing planning fee, Hourly, One-time planning fee | | [Chris Brown](https://find.wellspent.co/advisors/chris-brown.md) | Scholar Financial | Bowling Green, Kentucky | CFP | Percentage of assets | | [Ron Rhoades](https://find.wellspent.co/advisors/ron-rhoades.md) | Scholar Financial | Bowling Green, Kentucky | CFP, JD | Percentage of assets | | [Jeremiah Creech](https://find.wellspent.co/advisors/jeremiah-creech.md) | Townsend Financial Planning, LLC | Louisville, Kentucky | CFP | Percentage of assets, One-time planning fee | | [Andrew Sloan](https://find.wellspent.co/advisors/andrew-sloan.md) | Bluegrass Financial Planning, LLC | Louisville, Kentucky | AIF, CFP, EA, MBA | Hourly | | [Erik Geiser](https://find.wellspent.co/advisors/erik-geiser.md) | Geiser Wealth Planning, LLC | Lexington, Kentucky | CFP, MBA | Percentage of assets | | [Jeremy Atkinson](https://find.wellspent.co/advisors/jeremy-atkinson.md) | Kinson Wealth Group LLC | Louisville, Kentucky | CFP, CKA | Percentage of assets, Hourly, Fixed fees | | [Chad Lively](https://find.wellspent.co/advisors/chad-lively.md) | Lively Financial LLC | Newport, Kentucky | CFP, EA | Percentage of assets, Hourly, Fixed fees | | [Andrew Reynolds](https://find.wellspent.co/advisors/andrew-reynolds.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Brian Burton](https://find.wellspent.co/advisors/brian-burton.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Cameron Hamilton](https://find.wellspent.co/advisors/cameron-hamilton.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Christopher McCrea](https://find.wellspent.co/advisors/christopher-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Clark Hayden](https://find.wellspent.co/advisors/clark-hayden.md) | Lockshield Partners | Glasgow, Kentucky | CFP | Percentage of assets, Ongoing planning fee | | [Fon Rogers](https://find.wellspent.co/advisors/fon-rogers.md) | Equity Advisors of Kentucky | Lexington, Kentucky | CFP | Percentage of assets | | [Frank Yozwiak](https://find.wellspent.co/advisors/frank-yozwiak.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [John Boardman](https://find.wellspent.co/advisors/john-boardman.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Thomas Falkner](https://find.wellspent.co/advisors/thomas-falkner.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Trent Lakes](https://find.wellspent.co/advisors/trent-lakes.md) | Ballast | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Amy Jones](https://find.wellspent.co/advisors/amy-jones.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Kelsey Doren](https://find.wellspent.co/advisors/kelsey-doren.md) | Barlow Wealth Partners | Louisville, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Mohua Das](https://find.wellspent.co/advisors/mohua-das.md) | Crimson Oak Wealth Management | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Andrew Hermes](https://find.wellspent.co/advisors/andrew-hermes.md) | Altus Wealth Management | Ft. Mitchell, Kentucky | CFP | Percentage of assets, Hourly | | [Austin Stinson](https://find.wellspent.co/advisors/austin-stinson.md) | Altus Wealth Management | Ft. Mitchell, Kentucky | CFP | Percentage of assets, Hourly | | [Derek Schmidt](https://find.wellspent.co/advisors/derek-schmidt.md) | Altus Wealth Management | Ft. Mitchell, Kentucky | CFP | Percentage of assets, Hourly | | [Steven O'Connor](https://find.wellspent.co/advisors/steven-o-connor.md) | Altus Wealth Management | Ft. Mitchell, Kentucky | CFP | Percentage of assets, Hourly | | [William Doepker](https://find.wellspent.co/advisors/william-doepker.md) | Altus Wealth Management | Ft. Mitchell, Kentucky | CFP | Percentage of assets, Hourly | | [Christina O'Bryan](https://find.wellspent.co/advisors/christina-o-bryan.md) | Beacon Asset Management | Owensboro, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [James Smith](https://find.wellspent.co/advisors/james-smith.md) | Invest | Lexington, Kentucky | CFP | Hourly, Ongoing planning fee | | [Jeb Jarrell](https://find.wellspent.co/advisors/jeb-jarrell.md) | Plentiful Wealth | Louisville, Kentucky | CFP | Percentage of assets | | [John York](https://find.wellspent.co/advisors/john-york-7305948.md) | ProActive Advisors | Lexington, Kentucky | | Percentage of assets, One-time planning fee, Hourly | | [Lawrence York](https://find.wellspent.co/advisors/lawrence-york.md) | ProActive Advisors | Lexington, Kentucky | | Percentage of assets, One-time planning fee, Hourly | | [Patrick Lach](https://find.wellspent.co/advisors/patrick-lach.md) | Lach Financial | Louisville, Kentucky | CFP, CFA | Percentage of assets, Hourly, Ongoing planning fee | | [Andrew Pulsfort](https://find.wellspent.co/advisors/andrew-pulsfort.md) | The Prosperity People | Bellevue, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Bruce McCrea](https://find.wellspent.co/advisors/bruce-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Bryan McCrea](https://find.wellspent.co/advisors/bryan-mccrea.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Catherine Richmond](https://find.wellspent.co/advisors/catherine-richmond.md) | Ballast | Lexington, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Daniel Klein](https://find.wellspent.co/advisors/daniel-klein.md) | Lockshield Partners | Glasgow, Kentucky | | Percentage of assets, Ongoing planning fee | | [Jeffrey Lehmann](https://find.wellspent.co/advisors/jeffrey-lehmann.md) | Ballast | Lexington, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Jeremiah Harston](https://find.wellspent.co/advisors/jeremiah-harston.md) | Lockshield Partners | Glasgow, Kentucky | | Percentage of assets, Ongoing planning fee | | [John Klein](https://find.wellspent.co/advisors/john-klein.md) | Lockshield Partners | Glasgow, Kentucky | | Percentage of assets, Ongoing planning fee | | [Kenneth Littrell](https://find.wellspent.co/advisors/kenneth-littrell.md) | Equity Advisors of Kentucky | Lexington, Kentucky | | Percentage of assets | | [Sheree Bollinger](https://find.wellspent.co/advisors/sheree-bollinger.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Zachary Gutermuth](https://find.wellspent.co/advisors/zachary-gutermuth.md) | Legacy Financial Independent Advisors | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Barry Barlow](https://find.wellspent.co/advisors/barry-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christine Book](https://find.wellspent.co/advisors/christine-book.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Christopher McIntosh](https://find.wellspent.co/advisors/christopher-mcintosh.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Derek Merkler](https://find.wellspent.co/advisors/derek-merkler.md) | Trophy Point Financial Planning LLC | Georgetown, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Eugene Castle](https://find.wellspent.co/advisors/eugene-castle.md) | Moneywise | Lexington, Kentucky | CFP | Percentage of assets, Hourly, Fixed fees | | [Frank Barlow](https://find.wellspent.co/advisors/frank-barlow.md) | Barlow Wealth Partners | Louisville, Kentucky | | Percentage of assets, Hourly, Fixed fees | | [Robert McKay](https://find.wellspent.co/advisors/robert-mckay.md) | Nautical Star Financial | Fort Mitchell, Kentucky | | Percentage of assets, Hourly, Fixed fees | Showing the first 50 of 83. The full list, page by page: https://find.wellspent.co/by/hourly-financial-advisors/kentucky/?page=2 ## About this data Sources and verification: https://find.wellspent.co/methodology/ Query the directory programmatically: https://api.wellspent.co/mcp (MCP, read-only, no auth).